Loved the transparency! I quit my job because the cost of daycare didn’t justify my salary, so I love seeing a split budget and how much farther your money goes!

I love budgeting and spreadsheets. Little different from your normal content but I love it!

Love this

Thank you. I really needed this.

Thank you for walking us through your budgeting process.

Love it! Thank you!

Very helpful I need to redo my budget❤❤❤❤❤

I love this video, I’ve been doing the list/paper method and it’s been extremely helpful lately 😊

Love this video! 💖

Also glad you will be posting more!

I love that you did this!!!! Great breakdown

Girl! Thanks for Sharing that spreadsheet that’s amazing!

Thanks for your transparency very informative 😊

I love the EveryDollar budgeting app it’s free and amazing 🎉 also the Dave Ramsey podcast is 🔥

Great budget breakdown 😊❤🤑

Loved the video and you sharing your budget with real numbers ❤

Absolutely loved this one!! Love seeing you on my screen, can't wait for more like this 💘

Loved this video. Thank you for sharing!!!!

Lauren, this video was great & I love the template! ❤

I loved this video and appreciate the transparency! It was super helpful and my husband and I love the calendar idea. Please continue this series ❤

I love it and am now inspired to make my monthly excel budget look like yours!!❤ thanks for sharing!

So informative. I think I’ll start using a spreadsheet…thanks!

Really enjoyed this video and look forward to more budgeting videos!

I love this! I’ve been using an excel budget for years but I LOVE the idea of showing everything on a calendar. I never thought about doing it that way.

Really loved this video! Thank you so much for sharing this with us! I really loved the transparency into your grocery budget. We spend around the same amount and it feels so high, so it's really nice to see that this may be a a normal amount for two people!

Hi! Excited for you to share your journey! 😊 Here to support. ❤

I LOVE this video, I hope you continue to do these! We are in a debt payoff journey and I loved watching you budget!!!

God I just love you and your content !

Lauren, love all your videos! This real life budget one is such an awesome addition. Also here for your next chapter/journey til your wedding day. Feeling good in our own skin is so important, and it's something I am also on a constant journey with. Looking forward to your videos with your dietician!... And your follow up budget video! 😘

I love it when budgeters are transparent about their journey. Enjoyed this video.

I love your budget simplicity! I look forward to more of your budget videos to help me. I get too bogged down in the details of all my spending numbers!!

Loved this video! I find budgeting content so interesting. I’ve been loving Caleb Hammer’s channel too

This was a nice change up. It’s always fascinating how other people budget.

THANK YOU - this is better then any app i've used- just lets you plan for all at a glance. I love it!

Thank you for doing a video like this! Very realistic for a lot of us when we have $40 leftover after budgeting. Love this video

I love this kind of content! Maybe also like how to save $ on recipes or at the store, DiY beauty etc. I think we often fall into the lie that we have to buy new and best of everything to be “that girl” but I want to be that girl who is out of debt lol

Thank you so much for sharing this Lauren! I appreciate your honesty. Ps miss your videos

Great video 😊

Thank you, Lauren. I really loved this video. It was honest and kind of raw. You are so right that budgets are important, but you also have to live your life. I love that you would make this a series. My main goal for 2024 is to get our family budget in order. I've been living like it's 2019 or something. 😂 Also, kudos to working with Erin again. I can't wait to watch your journey. Again, thanks for sharing and not trying hide your life. This was super helpful to see a "real" budget.

Loved this! You are a wise young lady! I am twice your age but always enjoy your content! 😊

This is great! It’s definitely inspiring me to budget. We do use our credit card for all purchases and pay it off in full every month. I feel like we overspend a little doing that because dang it’s $1500 - $2000 every month. We did good in September with a very low spend month because we were trying to eat out of the freezer and pantry. But now it’s November and the holidays is definitely spend heavy with Christmas gifts and such. Keep these videos coming. Have a great trip to Colorado! Can’t wait to see the engagement photos. 🤗

Love the spreadsheet breakdown!! I’m old school in a notebook but i so enjoy excel fir work projects

Funny story...I spent last night watching budgeting videos because I need to make a change. Then your's popped up! Perfect timing!

Love these types of videos. Definitely want to start working on a budget and getting out of debt. Thankfully we don't have much, but still every penny counts.

Awesome! You should totally sell us your budget template!

Thank you for doing this. My husband and I are doing a spreadsheet on our debts and expenses. I need to quit using credit cards as a crutch. I finally came clean and we are working on this together! I can’t wait to see your engagement photos!!!!

I love these types of videos. I imagine, as an influencer, there’s some pressure to buy things to share with your audience, so it makes sense that you have some debt. Love the transparency

That was a great video

I loved loved loved this and seeing the real numbers! I would love the link to the spreadsheet as a template. I'd buy it!

New subbie. Really enjoyed. Great budget breakdown.

Loved this video Lauren❤️Please do more! My husband and I get paid once a month from our jobs. All the bills come out throughout the month, and then the amount we save for groceries, gas, etc we split into weekly amounts. I have always used a budget planner for our monthly budget. I love how you had your spreadsheet all organized and color coded though! I may try something like that. Have fun in Colorado with your photo shoot😊

Can you share your excel template or how you do it?! This would help me tremendously, i literature sit and write eveeything down in a budget planner and its not as clearcut & efficient like your example! Love how you simplify it!! Thanks for being real with us!

I love this content and transparency! ❤I'm here for it and looking forward to more! I operate on Google Spreadsheets and Google Calendar. For the Spreadsheets, I have one for my budget with all our expenses and one that operates as my Check Ledger. I built them both custom, but I love seeing other formats. My husband and I used to both get paid one a month, but now he's every 2 weeks and I'm still once a month. This definitely helps keep my sanity! I love the Google calendar because you can do multiple calendars and color code, similar to how you have it in your spreadsheet. But it's great because you can set up recurring bills and your paychecks. You should definitely check it out! Also Grocery prices are still so high! I've been hoping for them to go down! I'm feeding 2 teenage boys! 😫

I love your videos...I started watching when you were on weight watchers. I saw on it them too, then went off it....and now i'm starting back again....I have gained all my weight that I lost. I'm so excited to hear about Erin as i've watched some of your videos with her before. It sounds like just what I need. You do it all on the facetime? No office visits? thank you so much for the budget video also. I love your budget sheets and came to ask if you would share, and you already had in your descripton. Thank you sooo much!

I was in the same place you were a few years ago. I quit the credit cards and have been using a debit card instead and have been debt free for 9 years. You're doing great!

Thanks a lot! Think my husband just got turned on hearing me watch video on budgeting! Lol. I really appreciate you sharing this. Nothing more vulnerable than sharing financial info.

Loved this video! I am currently working to pay off debt too! I use a pen & paper to budget and I am currently doing the cash envelope method, but I have been thinking about switching to digital planning & envelopes! Not sure if it’s something that you would be interested in filming or not, but I would love to see a budget set up tutorial on how you set up your spreadsheet and the formulas to have it add/subtract everything for you! I’m not very good with excel, but I loved the simplicity of your budget!

Will you do a budget every month?

Can you make a tutorial on how you got it to automatically fill in? I cant figure out how to do that

I just started the video but had to comment on the autopay remark. It’s so refreshing to hear someone on here say the exact same thing I used to say that I remember a time when I was like “wow will I ever be at the autopay level with my finances. Might sound foreign to some but that comment really resonated with me 😊Tip: I’m in SA also & I signed up for the Budget Savers program. To qualify you have to have service for a year. They take the average of the bills for the prior year & you pay that set amount for the current year. At the end of the year, if there were some months where your bill did not add up to the monthly amount that they advise you to pay then they give you a credit at the end of the year on your bill. With the Texas heat my bill used to be huge so it’s great that I can plan for it each month versus it being a wild card. I recommend it to anyone that has a house.

Can you share the template you use! Looks awesome!

I think this is a great series for you! My favorite budgeting tactic is a Christmas club and vacation club. It’s an automated deduction from my paycheck each month into a special savings account. Each November the total is transferred to me for Christmas spending and each June I get the vacation money.

You make my mom heart happy to re start budgeting. But that grocery budget we can knock that down by 250 easy!!

👍

Love the template you used to balance. I really want to save or have a savings but everytime I think I can start a saving something comes up! The only place I can take from is groceries cause all other bills are a must. I have gotten better with cc debt. I had a huge cc debt that took me 5 yrs to pay off but now I hyperventilate when my cc gets to 2k lol but I guess that’s a good thing lesson learned 😁❤️

It was interesting to see how other people budget, good video. I'm glad to see that you're paying a good chunk on that Amazon card. Their interest rates are insane! I'm curious, are you planning to make extra principal only payments on the Jeep once the Amazon card is paid off and your Colorado trip is past? Interest on car loans is typically higher than what you get from your savings/investing interest, so on balance you could end up "losing" money on the savings side if you aren't paying the loan down early.

Great video! Where can I get the pre-set spreadsheet?

Oh my word: Zoe Prichard, jazmine at budget treasures, YNAB budget nerds are my tribe……hebudgets is all cash based but he’s great. Beautifully me and you is like, abundance personified. LymanJoy and the simple budget are two more good ones…the financial diet….smiley citrus does spreadsheets like you….so many good options for KZfaq financial channels. That’s maybe like, a quarter of the channels I follow.

It's so nice that you pay 50/50. Some people look at me like I am nuts that I don't stick my husband with all the bills, while I go out spending. 😅 we are 50/50!

Great video. Thank you for sharing. Where do you live! Wow, your totally monthly expenses including everything is just the cost of my mortgage alone! 😢 I need to move!

Hi I love this video. I want to do budget video like this format, (for personal use as of now). Do you mind telling me how you record it, please? I understand if you don’t feel comfortable. Thank you, and again I really enjoy this video.

Thank you for doing this video! I'm the same age as you and I've been trying to get in this same money mindset! Thank you for being open and vulnerable, it's not easy to share this kind of stuff. Something I had to do to get a reign on my spending, and something that I still do, is I look at all my credit cards on Monday and I pay them off. This way, monthly spending doesn't hit me over the head by surprise, and I can reflect on how I did that week or if I need to adjust my spending for the rest of the month! I'm also a kindle queen!! A great tip that I saw, and I've never looked back, is getting a local library membership because almost all libraries have an ebook/Kindle library! They usually have any book you can think of (even audiobooks). One down side is that for super new books there might be a couple month wait list, but I like to sign up for multiple book waitlists and they'll get checked out to me staggered over time, I love it and I don't have any guilt! Hope to see more budgeting 😍😍

So true about credit cards. Yuck. I’m working hard to get a card paid off as well!!

Loved the video. Where are you going to move to?

Do you mind sharing or “selling” your spreadsheet? I need one and I’m rusty on excel and formulas.

How do figure your expenses another spreadsheet?

Do you have a phone bill too? Or is it a work benefit?

While married, always maintain a separate checking and savings account . One major account can be for household bill and needs but always have your individual accounts. It wil save any marriage....Too important.

I’m a bit surprised you would discuss your finances so openly.