CAPITAL ONE QUICKSILVER || QUICKSILVER ONE || WHICH ONE SHOULD YOU GET?

Рет қаралды 40,478

4 жыл бұрын

IN THIS VIDEO I GO OVER THE CAPITAL ONE QUICKSILVER AND QUICKSILVER ONE CREDIT CARDS. I GO OVER THE DIFFERENCES OF BOTH CARDS AND I GIVE MY THOUGHT ON WHICH CARD I THINK IS WORTH APPLYING FOR.
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Пікірлер: 135

@leemcmullan 3 жыл бұрын

You are the man! I had the journey capital one student credit card for 4 years. Finally upgraded to the quicksilver card! I love it! Awesome channel and happy subscriber you will blow up!

@TheWallStreetVibe 3 жыл бұрын

Hey thanks man, i appreciate it. 🙏 awesome! glad you were able to get the upgrade

@deedubs602 9 ай бұрын

You are missing the point. You get the quicksilver one when you don’t qualify for the regular quicksilver. A $39 annual fee is low for a bad credit (credit card). The do eventually upgrade you when you qualify after a year to year and half. Capital one is one of the only companies that report to all 3 credit report companies. Plus they up your limits every 6 months or so if you keep your credit in good standing!

@alexvswrld 3 жыл бұрын

Thank you for the info bro, I'm going with the Platinum since I don't have much of a choice. Definitely earned a follow from me, God Bless.

@ClaireAzi 3 жыл бұрын

I already have a Quicksilver World Elite Mastercard. My Credit Score was 813, when I was approved.

@Th33Vultur3 Жыл бұрын

I would go for the Quick Silver in that series. With the Savor series, I actually went with the no fee Savor One.

@okaykk 3 жыл бұрын

I’m watching this after already being approved for the QuickSilver ONE 🤣 I think I’ll still keep it 😂

@TheWallStreetVibe 3 жыл бұрын

lol just keep your balance low and make payments on time and they should be cool with switching to the regular quicksilver after a year.

@okaykk 3 жыл бұрын

@@TheWallStreetVibe Will do, I’m working hard to build credit. I have none.Thanks for the advice.

@MarianaCervantes 3 жыл бұрын

Nice! I recently got the Quicksilver card and so far so happy. 😊

@TheWallStreetVibe 3 жыл бұрын

awesome. im glad to hear that. thank you for watching 😉

@KuldeepKumar-gg4vk 3 жыл бұрын

Very nice video. I got a quick card capital one

@ammooth1592 3 жыл бұрын

Capital one quicksilver ✅ I have in my stable. Its a great credit card 💯

@aprillopez-romo7609 3 жыл бұрын

Great stuff bro you help me a lot thank you

@OxengClashofClansOg 2 жыл бұрын

kept getting quicksilver pre qualification letters in the mail for months, i finally applied and got it with low credit 😳

@aduethioattech107 4 жыл бұрын

absolutly right

@jD7483926 3 жыл бұрын

The quicksilver is pretty good 😌

@doncastillo09 Жыл бұрын

Excellent video!!! Thanks

@D.Anderson 4 жыл бұрын

✌Brethren✌ have 2 No Fee Quicksilvers I use them as filler cards 👍👍 (Both were Platinum cards&within 3 mths. I product changed it to a no fee Quicksilvers&a credit line increase.)

@TheWallStreetVibe 4 жыл бұрын

Nice brotha!

@298lol 3 жыл бұрын

Could you explain what you did I have had mine for 7 months I got an increase a few months back should I speak with customer support

@adamwilliams3862 2 жыл бұрын

I was just looking & comparing those cards. Didn’t want to pay an annual fee and my credit isn’t where I want it to be applying for the Quick Silver. Ultimately, I choose & got approved for the Quick Silver rewards for students (it’s a good in between option)

@TheWallStreetVibe 2 жыл бұрын

That’s def a good start

@liljo911xxx Жыл бұрын

I agree with you 100..

@FaithL05 2 жыл бұрын

I called capitol one and asked for a upgrade from the platinum. They offered me quick silver. I figure I use my card often,so I might as well get cashback.

@shilling05 4 жыл бұрын

Upgraded my CO Platinum cards to Quicksilver with the same credit limits. Rotated each month on each card and paid in full each month. After 45 days asked for a CL increase and I got $250 on each card. Waited another week and applied for the Savor card CL $2K. Experian 674 Eq. 641 and Trans 721. Waiting to hit 90 days then will try my luck with the Venture card.

@TheWallStreetVibe 4 жыл бұрын

Awesome. Definitely smart to wait 90 days.

@travismillz94 2 жыл бұрын

I got a car approved from capital one so a few months later i trued for the quick silver one and got approved for 2k I thought it was better then the regular quick silver

@Richloouser 2 жыл бұрын

Damn I wish I watched this before I applied 🤦🏽‍♀️ I guess they got me now.

@arvinsanchez08 3 жыл бұрын

same thing i did with my pLatinum after using it for coupLe of years then they offered me a QuickSiLver card..i appLied for the QuickSiLver card for a stupid reason that i like the card for being a metaL one 😂 and they approved me just like that.....

@yangpaomoua6024 4 жыл бұрын

They both work the same, but the quicksilver one has a fee of 39.99 annually. Can't upgrade once you have the quicksilver one to the quicksilver. Sucks! My score is in the 700s. Going with Chase credit card instead.

@ClaireAzi 3 жыл бұрын

Yang Pao Moua My Score was 813 when I got the Quicksilver.

@Paparatziwill 3 жыл бұрын

I started with the platnium card 1 yr ago I got 3 automatic increases in 9months at about a yr they gave me the option to change card to quicksilver with 1.5% cash back so in October I applied again they gave me the platnium. I really didn't know what I was doing I was just applying to see what happens now I understand better about the different cards and know how to look when I am going for my next ones but I got approved also for the navy federal at the same time I got approved for the Wells Fargo business so 3 cards and one day October 2020

@TheWallStreetVibe 3 жыл бұрын

Not too bad! Just be careful applying for too much credit in such a short period of time. It looks suspicious and the issuer could shut down your accounts without you knowing.

@jmcharles75 2 жыл бұрын

Did you leave a small balance on your card every month?

@Tyree.T 4 жыл бұрын

Got me a little nervous about capital one now. I have the venture card and my annual fee is due in May I was planning on asking for a retention offer or to downgrade the card🤦🏽‍♂️.

@TheWallStreetVibe 4 жыл бұрын

It's definitely something to think about but for sure look for a retention offer.

@garyfoote6355 9 ай бұрын

So what you're telling me is that the Quick Silver One is a card that is just for helping you to build your credit and that's it ?

@Joojoo733 2 жыл бұрын

I just upgrade my platinum after 2yrs to Quicksilver today

@CYPH3R941 3 жыл бұрын

Music is a bit loud and distracting, but good info... thanks

@swatkins67 2 жыл бұрын

Oh shut up y’all whine too much

@GailBecker-MSED-CM-Author Жыл бұрын

I agree! The music is too loud.

@mr.mr.4772 10 ай бұрын

Music was not needed.

@lakeyshacoles9513 3 жыл бұрын

I called and got a upgrade from platinum to quicksilver after only 9 months. I got this card with the shopping cart trick

@TheWallStreetVibe 3 жыл бұрын

Shopping cart trick is so useful. Sad that most ppl don’t about it.

@kyruntyree3891 3 жыл бұрын

What's the shopping cart trick?

@kyruntyree3891 3 жыл бұрын

@@TheWallStreetVibe well...what's the trick?

@cristian9955ify 3 жыл бұрын

I wasn't given a choice about quicksilver1 and quicksilver why is that?? I'm rebuilding my credit it's barely at 602 and I got approved for 2,000. I hear it's easier to get QS1 other than then QS why is that tho??

@bobbybedilife 4 жыл бұрын

See you Bro! lookin good!

@TheWallStreetVibe 4 жыл бұрын

Thank you brotha. i appreciate it

@DavidMossMGS 4 жыл бұрын

Good vid

@TheWallStreetVibe 4 жыл бұрын

Thank you bro i appreciate it

@hollywoodstacks394 3 жыл бұрын

Have that card wack ,my best cards I have Amex, titanium don't apply with these cards if your score is below 780

@arisbogosian8279 3 жыл бұрын

Good advice. :-)

@TheWallStreetVibe 3 жыл бұрын

Thank you 🙏

@starchild5477 2 жыл бұрын

I have both so which is better?

@lovingrcTV 2 жыл бұрын

Thanks

@TheWallStreetVibe 2 жыл бұрын

No problem

@jaymackk1236 4 жыл бұрын

I have the capital one Platinum with $300, I applied for a credit limit increase on the 4th on time payment just now and they gave me $100 before I hit the 5 payments for a $200 increase. then I was shocked I was able to upgrade to the quicksilver $0 annual card minutes after, should I try for another limit increase since now that I have the quick silver? Or wait till I hit the 5 months next month and see what they give me?

@leemcmullan 3 жыл бұрын

you can request a credit limit increase online for free without effecting your credit. :)

@jeremymoore450 4 жыл бұрын

Flashpoint, Nice review as always funny thing I applied for the Platinum card and got sent the Quicksilver one card. I was like ok I mean it takes 2600 bucks to break even on that. My year is almost up in April and that fee is coming due going to call Cap one and see if a product change or a waiver for annual fee can be removed. I also got there Platinum card and had it for 6 months and called them the other day to product change and they offered me the regular Quicksilver score. I don't even have a high enough score to apply for it why do you think they did that? My wife has the Platinum card also she has had it for over 1 year and she called Cap one yesterday and was offered the Quicksilver card to. Nice cap one? Two people who don't have excellent credit and a bankruptcy get offered that card why? Any thoughts? It could be because I put a lot of money through my Quicksilver one card it does have a 1500 limit?

@princevinny0073 3 жыл бұрын

hey can i ask you a question if i have a capital one platum card (black card ) and i apply for this Quick silver card will i get the WElcome bonus or should i just apply to another bank for a credit card with welcome bonus

@TheWallStreetVibe 3 жыл бұрын

If you apply for the card you should get the bonus. but i dont think its worth it. i think you're better off applying for a different card with a better bonus

@heissenberg87 3 жыл бұрын

I have a question I can't seem to find the answer to. I hope you are able to answer this question. So I seen your video and it helped me alot. I got my score better by getting the platinum master card and today I just got the offer to quicksilver card no annual fee. My question is: after applying and receiving the quicksilver card. what happens to the platinum master card and will I end up with 2 cards? If I have the 2 cards will it hurt to close out the platinum master card after getting the quicksilver card? Any info on this would be greatly appreciated thank you

@TheWallStreetVibe 3 жыл бұрын

i would call Capital One and see if they will upgrade you to the Quicksilver instead of applying for it. yes you may not get the bonus for the new card but honestly it's better than having two cards. it will hurt you if you close out that card because all that credit history will be wiped from your credit report and it will lower the age of your credit history. So it would be better in your case to call them and say you got an offer to apply for the card and just see if you can upgrade to it. also it wont require for them to pull your credit for the upgrade.

@lilmook099 Жыл бұрын

@@TheWallStreetVibeI got offered same thing so call capital one and say a upgrade

@OrdinaryG33K-SF 4 жыл бұрын

Nice video. Thanks for the information. Question for you: I've had a Capital One Platinum for many years (I used to have really bad credit, and for a long time, this was the only credit card I could get). My credit is greatly improved now, though. I recently received an "Upgrade" offer from Capital One, to either a Quicksilver One or a Venture One. I'm glad I watched your video, because I wasn't aware of the difference between the Quicksilver & the Quicksilver One. Is this "Upgrade" offer really an upgrade at all? Should I just stick with my Platinum? It's really not a very competitive card, but I keep it because it's my oldest line of credit, and for the rental car insurance you get with it. What do you suggest in my situation?

@TheWallStreetVibe 4 жыл бұрын

So the offers to upgrade are legit. i definitely think if you can get the Venture one Card it would be better in my opinion.

@OrdinaryG33K-SF 4 жыл бұрын

@@TheWallStreetVibe Yes, that's what I ended up doing. It seems to have all the same benefits (all the ones I was using, anyway), plus my APR & credit limit remain the same, there's no hard pull on my credit to switch, and there's no annual fee (an improvement from the Platinum). It arrived yesterday. Thanks again for the video! It really helped a lot! 👍🏾

@mariettadashcam6857 Жыл бұрын

@@OrdinaryG33K-SF how did you upgrade just did another app?

@lacmccovery423 4 жыл бұрын

I had the platinum card for a few years. I tired to upgrade to the Quicksilver it was denied and I had a zero balance and not using the platinum card. And then less than a month later I received an email with an invite to upgrade to the Quicksilver.

@Hotdrboy88 4 жыл бұрын

that's fucked up??? like why would you get denied and then they want you back?

@Hotdrboy88 4 жыл бұрын

that's fucked up??? like why would you get denied and then they want you back?

@juliogonzalez9442 4 жыл бұрын

Quick Silver One is a MasterCard and the premium one is a Visa.

@jasonrecendez12 4 жыл бұрын

Julio Gonzalez what do you mean?

@ceruleansky6670 4 жыл бұрын

not if you upgraded from the platinum (at least in my experience) YMMV

@jzjzkxjxjxjzhzjznxnnzj Жыл бұрын

Amazing but what you would what would you refer for person that don't have like real credit like what's your recommendation

@TheWallStreetVibe Жыл бұрын

I would recommend becoming an authorized user on someone’s credit card to help you establish credit then apply for a credit card with no annual fee

@nonphotogenicful 3 жыл бұрын

If i apply for one of the premium cards after having years of diligent payments on time in full will they still do a hard pull or is it based on how i used their other cards?

@khristianvazquez4540 3 жыл бұрын

I just tried and got approved I have had the platinum for years and my credit score is average and they approved me for the quicksilver

@TheWallStreetVibe 3 жыл бұрын

You’ll always have a hard pull on your file when you apply for any credit card it’s just underwriting process

@Davena 4 жыл бұрын

Great info. Music overlay needs to go.

@StoicSolutionsPodcast 4 жыл бұрын

You're right, Quicksilver One is garbage. Many better starter cards including the Platinum you mention.

@MyAb111 3 жыл бұрын

I think the QS1 is a solid option in the grand scheme of things. Comes from a reputable issuer, has great acceptance, lot of product change options, easy approval, and its unsecured.. When it comes to builder cards you could do a lot worse.

@erwinb8701 4 жыл бұрын

no foreign fee.. good if u travel out of the country ... hard to find a No annual fee card without no foreign fee. Propel got one but Amex sucks out of the US

@Manu-gq5ke 4 жыл бұрын

Discover it card has no foreign fee

@peteeny1265 4 жыл бұрын

Savage still gon suck outside the us🤣

@myamme66 Жыл бұрын

I had the QuickSilver One for at least a year with on time payment. I paid a car loan off have another Car loan in good standing. 10K in Savings and checking and they still did not approve my Business Spark Credit Card. So now I am with Navy Federal Credit Union recently and I am happy…! I still have Capital One but my direct deposit is mostly at NFCU… What do you think is there a way to get out of the bucket with Capital One?

@TheWallStreetVibe Жыл бұрын

Honestly, Cap One is very difficult which is weird but I also have NFCU and I love them as well. Is there a reason you prefer their business cards over other banks? Chase is among the best business cards IMO. But I do realize that it may not be the type of card benefits you're looking for.

@DJSliick 4 жыл бұрын

If You Upgrade To quicksilver Do You Still Keep The Platinum>?

@ciarraflannagan9424 4 жыл бұрын

No, I just upgraded from the platinum and they told me cut it up because it will no longer work.

@tkroos4209 2 жыл бұрын

Why loud music though ??

@Th33Vultur3 8 ай бұрын

But when you cancel a card, it stays on your report for 10 years in good standing and 7 years in bad standing. By then, you'll have even better cards that offer even better rates than the QuickSilver or QuickSilver One.

@elites_1701 3 жыл бұрын

What does the $150 bonus mean? Do they deposit $150 into my bank? Or does my credit line boost up by $150? Thanks in advance

@TheWallStreetVibe 3 жыл бұрын

the bonus is what they give you after spending a certain amount within 3 months. it shows up in your account and then you can transfer it you bank or use to pay your credit card balance

@jotcelinloor7431 2 жыл бұрын

You supposed to spend $500 the first three months to get the $150 bonus

@josehuiracocha5747 3 жыл бұрын

I was approved for quicksilver after six months of platinum do I need to close the platinum and stay with quicksilver only

@TheWallStreetVibe 3 жыл бұрын

I wouldn’t close the card out. Just keep it because closing it will hurt your credit score

@SNicole82 2 жыл бұрын

@@TheWallStreetVibe Thank you for answering this! I will just probably use the Platinum once a year to keep it open. I didn’t know if I could have both cards at one time.

@hnyflvr 3 жыл бұрын

What’s considered a good credit score for Capital 1?

@TheWallStreetVibe 3 жыл бұрын

i got my first credit card with Capital when i had a 610 credit score

@milkboi2386 3 жыл бұрын

I got the quicksilver with 624

@shouse5373 4 жыл бұрын

I got product change to the quick silver card but they left me at the same CL. How do I go about getting a CL increase

@TheWallStreetVibe 4 жыл бұрын

Are you consistently using the card?

@shouse5373 4 жыл бұрын

Flash Point Capital I was using it lightly but I just started using it more .

@MyAb111 3 жыл бұрын

S house- How long did you have it before you product changed to quick silver??

@docsays 4 жыл бұрын

Good video!

@TheWallStreetVibe 4 жыл бұрын

Glad you enjoyed it. Thank you

@user-zl1pj5ii1f 2 жыл бұрын

And Here I thought the 35$ annual made it more premium 😂

@alexandermbot9467 3 жыл бұрын

Oh man I just apply for the capital one quicksilver one, should I just not activated and apply for the quicksilver only? (Background info I have no credit history)

@TheWallStreetVibe 3 жыл бұрын

No, even if you don’t activate the card it’s still an open account for you. They still pulled your credit for it and you would have to cancel it if you didn’t want anymore which will hurt your credit

@hoodflix7544 3 жыл бұрын

@@TheWallStreetVibe im in a similar situation, I got approved for quicksilver one because I have a secured card currently and wanted cash back, I thought thats the only card I could get but I have a 750 credit score

@MrDarinbrooks 2 жыл бұрын

I'm here to learn not listen to music... it's irritating..

@TheWallStreetVibe 2 жыл бұрын

Ya sorry about that Bud, Its an old Video

@TheWallStreetVibe 2 жыл бұрын

What else would you like to see?

@Splenda2021 Жыл бұрын

@@TheWallStreetVibe PenFed cards

@whosluvinu 2 жыл бұрын

Just wish the music in the background wasn’t playing, distracting.

@TheWallStreetVibe 2 жыл бұрын

Ya sorry for that. Was new to KZfaq when these videos were made.

@missym2751 Жыл бұрын

😑 I applied over the phone to get a quicksilver card and the worker gave me a quicksilver one card. I didn't even know that there was a card with the exact same name. Well I'm stuck now I will just change it later after a few months

@missym2751 Жыл бұрын

Note I had a quicksilver card, had my account upgraded to venture and specifically ask to apply for a quicksilver card again because I like the perks of the rewards. I will just stick to doing credit card accounts online so this won't happen again to me and I have a 720 credit score so getting a quicksilver card would've been a challenge. I gotten that card when my score was 680 before

@atrainthatrucker5450 9 ай бұрын

That just happened to me I was like noooo

@newbeginnings9457 3 жыл бұрын

Cap1 is Trash! I get 2 points anything I buy with 9.9% interest!

@panama2468 2 жыл бұрын

Hispanic 21 savage 🤣

@mikehawk8270 Жыл бұрын

I hate long videos he is definitely milking it

@athencroft5139 Жыл бұрын

You can still apply for both and product change down the line 🤷🏼‍♀️ For more information, check out myFICO forums which has more information. I found the forums useful because it comes from lenders, financial experts and peers who know more about how to get high end cc etc

@heissenberg87 3 жыл бұрын

Thank you for your help and I'll be asking for it again now lol I have had the quicksilver card for a while now they did upgrade it so that's cool but now they are offering me a SavorOne Mastercard® from Capital One and I was wondering what you think of that card would it be better to upgrade to that card from the quicksilver card? Also I tried to get my limit upped but they said no lol