I left Accra lands after I was chased by land guards from ma site.I relocated to The BA ,for peace of mind

Sky is just speaking legal phrases. I don't see the point of going to the Lands Commission to conduct a search. The information held by the Lands Commission should be available on the web. I should be able to sit in the comfort of my office and find out who owns any property in Ghana if I so wish.

Not only the cement, iron rods, sand, water, stones, and then labor too. They are all rising. I bought sand at 1800 and now it is 2500 within 3 months

I believe so many people can relate to Bernard's story regarding mortgage.

🚨I believe the building engineering and techniques and technology has to change , we are too focused on cement, blocks, iron rods, there are better and efficient ways to build. Way have also allowed foreigners to come and build and sell at dollar rates

Dishonest conversation. From the way this country is being run, 80% of today's youth will never be able to build in their lifetime on their salary. Stop suggesting mortgage and all that nonsense knowing very well that houses are being priced in dollars. Are you sure you people reside in this country?

Pricing of building materials in Ghana is too arbitrary. I bought a ton of iron rods in March at Ghc6400, six weeks later it was Ghc7600. Today 21/5/24 it's Ghc8200. How can there be a price increase of nearly Ghc2000. We need serious price control reforms.

Seriously Benard u are not a real estate person but the way u question and also give responses to this real estate and building thing, is great. Am an estate management student and I understand u perfectly and share same views

Maybe it’s time we look at alternative building materials that are more suitable to Ghana’s climate? Think rammed earth.

Ben eeeeh, ask Dela SKY the Lawyer if he still has covid19 ?..😅

Very engaging discussion mixed with humor and laughter 😆

If u have money to buy a house outright, that's fine. Either than that it's better to build on your own. Cuz am not sure per Bernard's story he relied on only his salary. But with building you can go at your own pace. I started building immediately after national service. I was fortunate I did not encounter land litigation and was working with a tipper truck so materials like sand and stones I got pretty cheap

Hmm can relate ...

I love this discussion I wish you guys do this more, you will think the many establishments of the cements will bring more competition and decrease the price but it’s rather opposite, the corruption is from the top

Rich conversation

If people stop buying cement for a year, watch the greedy people lower their prices because cement has a time limit. We need to do that

Bernard Charlie, I dey feel your Ga. I am going to sponsor your snacks at the breakfast show to give us more of your Ga.

Having a mortgage is actually not a bad idea but the issue is the interest rate in Ghana which is too high only because your interest rate is not based on the growth of your economy but instead it is tied around the US dollar, for instance anytime the dollar shoots up the interest rates follow suit. Rates are meant to yo-yo only when the economy shrinks or grow. If you ask me with the type of economy you have in Ghana (dollar economy) whether you mortgage or build it ends up being the same because, at the end of the day, the cost of building materials again is based on the dollar. The only difference is that the builder takes the stress away when it comes to a mortgage whereas if you build you'd have to deal with land issues plus organise tradies (masons, carpenters, electricians, labrours, plumbers, etc.) Basically, it all boils down to your pocket. Great show!!!

This is serious -a military man was shot n killed in front of a police station broad daylight over a plot of land! That is serious… let it sink inn…. The country is really messed up…

It’s very clear Richard Sky has not bought a land. His mortgage delivered him from this knowledge.

This issue has been well summarized in about an hr. Deep insights. It all comes down to stringent regulation which of course is lacking and those with the prerogative to regulate don't have the motivation to regulate things cos of their own benefits. The everyday citizen suffers as usual...

All is about the dollar to cedi and until that is fixed nothing can be done Whether to built or buy all depends on your pocket. I will always advice beginners to built cos with the building one can start by building one or two bedroom and later expand. Mortgage is so risky in this our economy.

The issue is always the exchange rate. Cement prices globally have remained relatively stable for decades, usually around $7 - $8. But when you have a currency like the cedi in free fall, you’ll definitely feel the pinch.

Every body's circumstance is different. Depending on your circumstances you decide on building or buying.

The guy with the face mask doesn’t know the reality on the ground

This is a very good discussion.

I prefer building to morgagi ng. You build to your taste and also at your phase.

To address the issue of land management and revenue generation, a comprehensive property tax system should be implemented. Under this system, all landowners would be required to pay an annual property tax based on the assessed value of their land. Failure to pay this tax within a specified period would result in the government having the authority to sell the property to recover the owed taxes. This approach ensures a fair contribution from landowners towards public services and infrastructure, while also providing a mechanism to prevent land hoarding and promote responsible land use.

Bernard, you have out of place country and corrupt leader in position who also benefits from these land guard practices. They do have the vested power to stop land guard practices in a single order to benefit their people.

Honestly average fellow Ghanaians can't build can't buy can't mortgage dollar cedi rental should be the way bed sitter one bed two bed max and developers should do not less than 3000 units to make economic sense And this calls for ppp But oboy starts work wants 5 bedrooms buys land in central region works lives in Accra litigation land guards theft poor workmanship 30 years to build moves in after pension by then the kids are all gone now he has uncompleted big house kids don't want it because it can't be shared out of town basaaa

Does anyone know why Sky wears a face mask in the studio?

I dont see anything in paying rent. Its better than starting the building and leaving it in the middle. You cant live in it and you have your capital locked up as well. The same with mortgage, you miss your payment and the house is taken away from you . What needs to be done is to abolish the 2 year rent advance payment

Masa… sometimes you involve the elders and after chopping de money they pretend like they don’t remember

Moorgate is better this days specially Ghana land problems

Last week l bought Katinka 52g for 99 ghana. Last week the same store owner called me and told me it is now 122 ghana. Isn’t it ridiculous. Ghana leaders are really sick as far as economic issues are concerned. It is crazy guys.

I believe if you are abroad it is prudent to buy mortgage

He said the system is basaa. True, there no formulas to owning a land in Ghana. If it works for you you just got lucky.

Simply do your land search at the lands commission (You don't really need a lawyer for this), figure out the real owner from the lands commission and approach them. Test the land by purchasing your chippings or sand on the land, and wait for a month or two, if no one comes complete your payments and move to build ASAP.

Why's the other guy covered with face mask? Naniama!

KT Harmond was showing off.

In conclusion, the country is in a mess. Thank you

Is there hope for the youth in this country? How can we build as a 24-30year old in this country, not even thinking about marriage kraaaa

That land search thing at lands Commission .......... 10 years ago bought land at Amasaman . Did land search within 6 months ,with the same land site , and 2 different names popped up dated 20 &15 years back. Just took the risk , paid the chief and family that own the land. Build in stages ,and have not had any problems. Land guards ........ paid and paid and paid . Talking to people in the area ,they are complaining. If you want to paint tour house self ...land guard. What kind of nonsense is this .

Let's use the Chinese Yuan to import goods in Ghana to reduce the pressure from shortage of the dollar 💰 on the Cedi ¢. It's just a simple common sense. Ghana must sign a bilateral currency exchange 💱 agreement with China and trade with our local currencies.

Bennard If one cheats and abuses people to build a house, does it make the person a man?

This discussion shows that Ghanaians have individual brilliance, but as a groups they are highly incompetent.

Don't buy any land that is not registered. If a family or stool wants to sell you land, let them register it first before you pay.

so what is wrong with this sky guy always in nose mask?

listening to RDS is not interesting anymore, everything law law ... lol

Why is the man in mask behaving like Bawumia, Doing textbook economics. On paper de3 what he is saying is what is supposed to be, but the reality is what Bernard is discussing.

Please don't try kasoa

You guys are seeing what is going on in the country and have hear what the two parties NDC and NPP leaders are saying and a business man who is a visioner and solutioner Nana Kwame bediako and instead of supporting him you guys media journalists are arguing him and asking him where did he got his money and even he is too young to rule Ghana because you guys think your so call English grammar can rule a country, because you have been brew washed in mind as a people, you guys don't want to say the truth and you think it's will affect only the villagers but you too, so you sit there and discuss the issues that will not change anything, so guys listen to the visioner and solutioner and business man in coming president Nana Kwame bediako

The most corrupt people in Ghana are not the politicians it's the Ghanaians. The government is the direct reflection of the people. This land matters is the testimony to that.

Richard Sky is so annoying with that mask. Does he have Halitosis or something?

Guy at the bottom right of the screen simply nods & regurgitates like a parrot...no original input whatsoever. Why is he on the panel?

If you have decent to rent and pay decent rents, do not build. Invest the money in businesses to yield profits and then build gradually

Your boss and his government have destroyed Ghana economy

To be very honest I like Bernard very much. But to be honest again he can be very annoying especially with the way he likes to interrupt when answers or explanations to issues are being provided. It's often makes it difficult to get the import of what one will be saying on a subject. Please somebody should tell him to allow explanations to flow and not interrupt so that we can get the import wai. It can be very frustrating