Collection proof or Judgment proof

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Collection proof or Judgment proof - MYTH BUSTED!

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Ziegler Diamond Law: Debt Fighters

Күн бұрын

Пікірлер: 33

@mattalford3932 Жыл бұрын

Im on SS1. Have no assets. Have no savings. No drivers license. Sure a judge could rule that i owe a debt and it can be collected. But the debt collectors have no method to collect any money from me. Boom judgment proof.

@RandomizedLife822 7 ай бұрын

Banks will investigate any garnishment and if there is a protected source of income, they will not freeze 2x the amount of that protected source.

@oceanproalaska2203 3 күн бұрын

Also pensions are protected, Most Debt Consolidation Companies accept large Grants from the finance industry.

@charle902 9 күн бұрын

In PA. they are not allowed to garnish wages or social security or pensions

@ramblinralph7609 Ай бұрын

Thank you. That nullifies a lot of stuff I've been reading about on the internet.

@oceanproalaska2203 3 күн бұрын

He is trying to scare people, he sounds like a Bankruptcy Attorney. A claim of exemption will not take 2x weeks.If you have less than 2x your monthly Federal benefit. The bank will not touch it and you will not have to file a Claim of exemption. Don't let this guy scare you. You should contact Helps nonprofit firm.

@twothreefour234 2 жыл бұрын

I went to the hearing and told the judge my only income was from SSD. She ordered they must have a show cause hearing before garnishment of checking account.

@marcogodoy12 2 жыл бұрын

And can you tell me what happened?... I have to go to court at the end of the month.

@nunyadambusiness3530 Жыл бұрын

@@marcogodoy12 i have no assets, no income, literally nothing, cant work, and can't pay back my cc debt so what would happen to me?

@oceanproalaska2203 3 күн бұрын

@@marcogodoy12 You do not have to go to court if your income is from a Protected sources. Call helps nonprofit law firm, Or go to the website. They will help you for free for next to nothing.

@mattalford3932 Жыл бұрын

There's no exemption a creditor can get for SSI. Even child support enforcement cant touch that money.

@elsplace896 7 ай бұрын

I thought the bank would prevent the freezing ...no?

@ashlandanimaland1430 8 ай бұрын

Not entirely true .banks wont honor a levy where social security benefits are deposited. In fact twice the amount of social security benefits are protected

@44099 Жыл бұрын

If a bank account is frozen, can deposits still be made, like Zelle or Venmo?

@ShikataGaNai100 Жыл бұрын

My income is VA Permanent & Total Disability and Social Security...and it is exempt for up to 2 months net receipts. I have no real property that can be attached. In my home state, an automobile is also exempt property, as is the home of a Disabled Veteran. I also have friends in the media, so creditors know that the optics of going after a Disabled Veteran are poor, to say the least. My question is different though...why would any creditor write paper to someone whose sole source of income is from SS and VA? Aside from the obvious inconvenience angle to the debtor...this situation will ALWAYS be a lose-lose proposition for the creditor, unless it is a secured debt. Frankly, if I were a creditor, I would never lend unsecured to someone in my status.

@tetsmcgee 2 жыл бұрын

What if you don't have a bank account and assets and you don't even make money because a family member is taking care of you? I have nothing in my name.

@piratesmurf4251 2 жыл бұрын

They cant touch u. After 11 years or less automatically debts goes away. Just like our US Gov. Gets its debts paid off or doez not pay

@Artful.lifestyle 2 жыл бұрын

If it’s not in your name- they have nothing to put judgement lien on! But you’ll never be able to put anything in your name ever! Or get loans!

@twothreefour234 2 жыл бұрын

@@Artful.lifestyle I have several credit cards after a judgment against me.

@robinhoodlum7180 2 жыл бұрын

i was on track with lending club , never missed a payment ., durning covid the stopped auto draft for 2 months , nov-dec. then they wouldn't turn auto draft back on , the lady on the phone said the employee messed up but the account was sold so now im fucked .. smh

@oceanproalaska2203 3 күн бұрын

File a Fraud Complaint with your Bank.

@piratesmurf4251 2 жыл бұрын

So once i notice am getting sued. Meaning there a court date. So my bank account is yet not Froozen meaning before the Judge issues a Judgment Can i take my money out. Before the Judgment. I check my civil cases on the state court site. Every few days. So far no cases show up online ... I owe $12,000. ? Or do the courts freez my account before mailing the Judgment or. Would i have a few days to empty my account

@44099 Жыл бұрын

How did your case come out?

@dee-deescorner9642 2 жыл бұрын

How can one collect judgement against lenders ??

@MichaelZieglerLaw 2 жыл бұрын

Great question, and a little difficult to address comprehensively in this forum, but here is a summary. The first step, which your question presumes, is to obtain a judgment against a lender. Circumstances vary widely what factual situation forms a valid basis to sue a lender. Likewise, the legal process to begin a lawsuit through to judgment can be fairly extensive, but hopefully it ends with a judgment in favor of the consumer or aggrieved business. Once a judgment has been obtained, the process to collect on a lender is substantially the same as any other legal collection process for a business. Normally, you'd make a request for asset information (which the law requires a response to), and then the aggrieved party seek a court order to collect on the assets. I hope that helps!

@TWardlawYT 2 жыл бұрын

Look up consumer laws that deal with debt collection

@shynenunez33 Жыл бұрын

How can u hide ya house from debters?😂 in md

@oceanproalaska2203 3 күн бұрын

you may not need to, depending on your state. Its called a Homestead Exemption. Most Creditors Know this but will not tell you. The only way they can collect is Scare Tactics

@shynenunez33 3 күн бұрын

any advice how to get out of chapter13 I own a house free in clear but my bills kicking my ass and my lawyer is trash

@oceanproalaska2203 3 күн бұрын

@@shynenunez33 Please, Please Check out Helps Nonprofit Law Firm. They will not charge to talk to you. Lots of Bankruptcy Lawyers will charge you Thousands and will steer you to Bankruptcy when you have other options that are better.and will cost you little or Nothing.