Stop please! You DON'T need an attorney if your claim is past your States legal statute of limitations! You send them a certified letter stating the fact and demand they cease and desist or you will file suit against them!
@ednaperhach27695 жыл бұрын
My grandpa ❤️ , use to say you can't get blood out of a stone ,. 😘☮️
@tennesseemattoutdoors54052 жыл бұрын
Or a Turnip! 🙂
@clydeb7713 Жыл бұрын
What would Trump do?
@dianecelento4974 Жыл бұрын
@@clydeb7713 I would say declare bankruptcy since he did it 6 times. The rich do it right.
@MrKsan05 Жыл бұрын
I thank you for any and all advice, but I would respectfully disagree on the no reason to fight them over the judgement. When you have never heard of the company who is suing you and never made a contract or borrowed money from them, there is a massive reason to fight them and not allow a judgement. Junk debt buyers cannot prove they bought the debt, or rather i will say they will not prove they own the debt because they will not give the forward flow agreement. All ways fight them tooth and nail no matter what. Thank you for your videos and trying to help people from the scum of junk debt buyers.
@FinelyRevealed Жыл бұрын
Thanks for sharing your perspective!
@Waktrax23 жыл бұрын
When I called legal aid they refused to help me and said there were no defenses, but they would help with a bankruptcy (they actually wouldn’t later, and bankruptcy isn’t right for my situation). I later went to a clinic they held (it wasn’t specifically for cc lawsuits). I spoke with two well intentioned attorneys who practice another kind of law and couldn’t offer much help. It was a total waste of time. Litigation attorneys all wanted more than I was being sued for, if they even called back. You can win. You have to be willing to put time into it. However, if you follow the steps correctly, it’s actually easy. Unlike what legal aid told me! You want a jury trial, and you want to bury the collector in discovery request. They don’t have time for either. It’s blocks a judgement outside of court. They will either drop it or settle. That’s what worked for me. This isn’t legal advice.
@FinelyRevealed3 жыл бұрын
Hi @Waktrax2 Thanks for sharing!
@Waktrax23 жыл бұрын
@@FinelyRevealed your welcome. I should also mention that I has a valid counter claim in that case, but legal aid wouldn’t listen, or help.
@jahaunsmith76282 жыл бұрын
Can you please give me more specific details on the steps you took, thank you
@SJ-gj7mx4 жыл бұрын
A very helpful and informative video. Thank you very much
@hillaryclinton24153 жыл бұрын
Have a trust own all of your stuff. Done.
@FinelyRevealed3 жыл бұрын
Hi @Hillary thanks for the comment- will do some videos on this so people understand that there are different types of trusts and they do not all guarantee protection from creditors.
@jasminmora4501 Жыл бұрын
I'm being sued for a credit card debt, but I'm an unemployed college student living with a friend. I don't own a car or any assets whatsoever. How do I let the creditor know that its not worth going to court for because its a waste of everyones time?
@FinelyRevealed Жыл бұрын
Call the attorney who is on the paperwork before any judgment is entered and tell them. If you can scrape together any amount of money to offer it is better to try to do that and get a release and a dismissal as otherwise they may want to wait around to see when your financial situation gets better. If it is a large amount you may want to talk with a bankruptcy attorney.
@kricklasalty14642 жыл бұрын
Where and how do you learn one’s rights and rules?
@FinelyRevealed2 жыл бұрын
Watch this channel - if you list some topics we can put them on our list!
@rafaelechols89784 ай бұрын
Republic finance sold my default judgment to central portfolio now there threatening me what to do
@paulgrimm78423 жыл бұрын
I live in Texas. Homestead exemption
@FinelyRevealed3 жыл бұрын
Hi @Paul Texas has some good protections for its citizens.
@bearbear40303 жыл бұрын
I’ve been sued 17 straight years from a car crash my ex husband did to my car…he’s taken my state taxes 17 straight years…this is year 18!
@ronniewheeler117 Жыл бұрын
I live in Atlanta and receive a notice from the company in Florida about copyright infringement on a video sharing site they threatened to sue me in Illinois but that's where they company is at but I'm on Social security disability and living in public housing. What a my choices here. They claim I download the video from their website when I purchase the video 2012 and 2017 and I benefit from it and I'm trying to figure out where's the money that they claim I've benefited.
@myrna19605 жыл бұрын
I just got a letter saying that there's a judgement against me on an old credit card that's been passed the statue of limitation and it's off my credit report what should I do
@FinelyRevealed4 жыл бұрын
HI @Myrna - you will need to seek legal assistance to address this. Do not delay! You will need to tell him/her : 1. Why did you not address this when you were originally served? Did you get service of the lawsuit when it was filed? If you say no- get the return of service to see what they say they did to serve you. 2. Was the judgment entered in a state where you are now or a different one? 3. How old is the debt - when did you make your last charge? Good luck!
@pearlperlitavenegas2023 Жыл бұрын
Hope they're not scammers doing this
@marcogodoy122 жыл бұрын
Should I wait for the court date to make an offer to settle or do you advice that I try to settle before? ... thank you.
@FinelyRevealed2 жыл бұрын
Hi Marco. You can make an offer to settle before the court date and if it is accepted then the entire matter can be withdrawn. It is totally your choice. Get everything in writing once there is an agreement.
@pillowbugg5 жыл бұрын
Would judgement creditors take an 18 year old pick up, just to be mean? It is under the excemption amount of $4850? The only asset I have.
@FinelyRevealed5 жыл бұрын
Hi @pillowbugg - they shouldn't do that for fear of penalties.
@viperslate5 жыл бұрын
I have a $5000 small claims judgement against me from an individual. I moved to another state the week after. How will they find me or make me pay.
@FinelyRevealed5 жыл бұрын
Hi @313south There are various skip trace companies that can find you- everyone has a trail of information online. Google yourself or search through one of the 'find people' directories.
@viperslate5 жыл бұрын
@@FinelyRevealed thanks
@Billboardmister365 жыл бұрын
Considering Bankruptcy but not sure because I'm considered Judgement proof. Have an auto accident claim in collections. Regardless I still don't want a Judgement against me even if there's nothing to take from me. I still want to be protected from getting sued. Don't have any debts other than this isolated incident. I might have to talk to an attorney from public aid. I'm considered mentally disabled. I have concerns.
@FinelyRevealed5 жыл бұрын
To truly check this out @country you should consult with counsel. Legal aid can assist in some situations. There are also pro bono (free) consultations that may be available in your area. Contact the bankruptcy court clerk and ask if there is an organized bankruptcy bar and if they can give you the name of the chairperson as a contact reach out and they can help find someone for you.
@Billboardmister365 жыл бұрын
@@FinelyRevealed ok thank you. This helps.
@tetsmcgee2 жыл бұрын
What happens if I live overseas? Should I let the creditors know that I live overseas? I also have no bank account, no access. Will they do a debt examination, because if they do I won't be able to go because I do not live in the states any more and I do not want a bench warrant.
@FinelyRevealed2 жыл бұрын
Hi @Guy If you are paid by a company or organization that is located in the US then the creditor may attach earnings from them. Debtor examinations require personal service so if you cannot be personally served in the US then that examination cannot be held. Hope that helps!
@jahaunsmith76282 жыл бұрын
Please, please help me. I just tried to get into a new vehicle by trading my old one in and realized I had a lien on my car. I realized after some calls that it was a lawyers office who brought an old debt from an eviction dating 2011, ten years ago. It went from 7,000 to 20,000 because of the 18% interest over the years. I need help can they charge all this interest, I don’t ever remember being served. My boyfriend, niece and myself had an apt. My boyfriend and niece agreed to pay half but my niece stopping paying and left. My name was of course on the apt so they have went after me. As a full time student now and disabled vet that is more money than I have, what can I do? Please please help me out thank you kindly
@FinelyRevealed2 жыл бұрын
All judgments eventually expire. Contact legal aid or check with an attorney in your state on their rules.
@patc1839 Жыл бұрын
Plaintiff won judgement for 2k plus 350 court cost. I own 2 cars that are upside down, can the plaintiff take the cars in Florida.
@FinelyRevealed Жыл бұрын
Assets that are 'upside down' usually means that there is more money owed on them and subject to a lien than the asset is worth. A creditor cannot take the collateral pledged to another creditor without paying off that other creditor and they would only do this (pay off the other one) if they then would get an asset that (1) is non exempt and (2) has value over and above what they are paying the other creditor.
@karebear8484 жыл бұрын
Thanks
@viviancaulkins58582 жыл бұрын
If you have no money, a lawyer won’t even talk to you!!!
@johnwolf14753 ай бұрын
50 lawyers and 50 DIFFRENT OPINIONS WHY IS THAT?
@FinelyRevealedАй бұрын
Their experience / Facts presented are different each time
@mightylove35912 жыл бұрын
Is there anyway to protect property after a judgment ?
@FinelyRevealed Жыл бұрын
Hi Mighty. Depending on where your real property is located as compared to the court where the judgment was entered the lien of the judgment may automatically attach. Each state's property rules are different. There are ways to protect it in advance but afterwards there may be limitations.
@traveling_tikiman50733 жыл бұрын
House I was renting got foreclosed. Then the commissioner of the court showed up at my house says he had possession of the house and wanted me to pay her. Covid it happened and no evection’s so I just been living in the house not paying rent. Can the court system sue me for all the rent -get the money from my bank account
@FinelyRevealed3 жыл бұрын
HI @Scuba CHeck on your local rules. Either the amounts will be forgiven or will be paid - normally a court process is required before any removal or collection can be done and so you will have advance notice- depends on where you live.
@hillaryclinton24153 жыл бұрын
Just stop paying. All done.
@bighigh692 жыл бұрын
I'm in south Dakota and on SSDI. I received a letter from sheriff saying they going to seize personal property or real property. The letter says they can collect 10% annually. Can they do this?
@FinelyRevealed2 жыл бұрын
Interest rates are in the agreements we sign- where there is not an interest rate specified each state has an interest rate that can apply to a judgment.
@donaldcook26436 жыл бұрын
Why would I have to do anything but answer if I get a judgment against me I line in North Carolina only have income that comes from social security only assets are in my house which only amounts to 15000.00
@FinelyRevealed6 жыл бұрын
You would answer the lawsuit and then after judgment North Carolina has a provision that you are to file a motion to designate and claim your exemptions after judgment is entered. Like we say- each place has its own rules.
@doronkermanian58053 жыл бұрын
I live in Florida and am Married. I (alone) have a judgement creditor after my assets. Since I am married and live in Florida and don't make much money I believe I am fairly protected against my judgement creditor. My wife has no assets on her own. I am worried that if I go through a debtors meeting and they judgement creditor freezes me bank account it would prevent from hiring an attorney to un-freeze the bank account because my money is tied up. How would I handle such a possibility? I can't legally hide money if I do the debtors meetings.
@FinelyRevealed3 жыл бұрын
Hi @Doron Contact an attorney in your area- they can help you very easily. Very good question that comes up a lot. Contact a debtor's bankruptcy attorney.
@BillyBlaze73 жыл бұрын
I am disabled and own nothing but my house which is mortgaged and a car that is 22 years old, I lost my ability to work and had to stop paying most of my creditors ( credit card accounts), I still have a couple of credit card accounts that I am paying on. I just had a judgement filed against me in ct today and am expecting more to follow (I am in Texas) I dont have the money to file bankruptcy. I own no assets. I live with a room mate and My mother and father in law are storing some items at my house, do I have to worry about their property being at my house? They have no problem signing papers to prove they are the owners of the items and not me, could that be an issue?
@FinelyRevealed3 жыл бұрын
HI @Billy So long as ownership can be proven for the items there should not be any problem. If you have money to pay some of your accounts it would benefit you to take some of that money and get counsel from a bankruptcy attorney on all your rights and options. Or maybe have your parents pay you a storage fee to cover that cost. It could help eliminate endless worry.
@ronaldburrow16004 жыл бұрын
I am tired of these debt collectors coming after my mom when she has no income at all the only income i have is social disability that is exemption income right because that's all the i get to live on plus my mom lives with me and she has insurance with HMH clinic
@FinelyRevealed4 жыл бұрын
HI @Ronald the collectors can be tough to endure. You are correct that social security disability is exempt from creditors except the US gov't for taxes and some student loans.
@alialabudi97522 жыл бұрын
Do you guys do in tx?
@dluff3 жыл бұрын
Check Dave Ramsey podcasts as he has a good way to handle creditors.
@vacationboyvideos5 жыл бұрын
I have 31 credit cards, about 130 grand in total credit (on all cards combined) and I live on a 960 SSDI check. I know they can't go after my SSDI check. Althow I do have money in the bank it's all in my dad's name and my name is NOT tied to it (I do online banking with it to pay bills like credit cards because between my dad and I it's mine BUT legally its not mine 😀) I do own my own home though! So IF I max out all my cards...what can happen to me? I'm serious about this.
@FinelyRevealed5 жыл бұрын
Each state has different laws and remedies so seek legal counsel in your area for your individual question. Good luck @vacationboyvideos !
@freeman81284 жыл бұрын
Don't live on credit and you will never be troubled by creditors.