Good morning team LNN What is your take home from today's conversation with Waithaka Gatumia? Kindly visit their website Centonomy.com for any further inquiries To Support our work; Mpesa +254 726 916 908 To contact our incredible partners; Kings Developers: +254 700 090 060 or sales@kingsdevelopers.com and their website at www.kingsdevelopers.com Maridady Motors: +254 709 888 178 or +254 709 888 176 and their website at www.maridadymotors.com You can always share your story via info@Lnn.digital Thank you for watching❤❤

Growth only happens in discomfort 🙌 When you are uncomfortable it causes you to solve problems.

This man is hoozing wisdom. I can listen to him over and over all day. I have built houses, I have bought lands but I am yet to buy a car. I'm in my early 40s now, and I'm doing all these coz I don't want my kids to go through what I went and build a wealth for them.

This is one of the best shows out here. No big talk, Just real talk. People pay a lot to get this type of wisdom. Thankyou LYNN and WAITHAKA

Am sorry to say this but I wonder: why these wonderful brains can't be in our government to rescue our Nation? Lynn our nation is blessed with wise people like you and your guest! May God use you always to open people's minds. Say hi to that wise man 🥰🎉🎉🎉

Apart from Mpesa transactions, watch how much you spend when you use a debit or credit card as opposed to cash? When I pay using cash, I only spend what I have on hand. When I use a credit card, I end up buying much more than I had budgeted for.

Wow I am so gratefull kuwa hapa Lynn aksante kwa mgeni huyu My experience a bit kwa watoto wangu huwa nikiwapa hela kuna challenge nawapa kila wakienda shule @ mmoja nikimpa Tsh 500 kila mtu asave anachoweza then at the end of the week kila mtu atasema amesave kiasi gani natop some money kwahiyo the more you save the more I add hivyo wanashindana kusave. Sasa hivi nawaza kuwafunza kuinvest kulingana na wanachotaka kufanya God Help me

This is an interview I will listen to once every month as a way of reminding me of my goals

Beautiful Lynne I can attest that Kenyan education system is high because we abroad are two years higher than the other countries. We can handle two jobs with academics and we thrive abroad. I am effective in five languages. The area that should be emphasized in Kenya is simplifying Science. We have the educational manpower. We are on the map. We just need to catch up. Love from Philadephia Pennsylvania.

"solve the problem of the lifestyle that you want" exactly, Sir.

I love the way Mr. Waithaka has clarified about saving and investment, budgeting and how personal financial books can change ones life.. It was such a great show ❤

Wow ❤ a wonderful conversation I see Rich dad poor dad and quadrant cashflow (Robert Kiyosaki) in this guy, this is all I read in the two books and totally we need this education from childhood. Congratulations to all of us watching this interview because life will no longer be the same❤

I’d be retiring or working less in 5 years, and considering this financial recession, I’m curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $250K per year but nothing to show for it yet.

Also, along with setting goals, controlling money, saving money, becoming uncomfortable One should remove/separate from the friends, family or groups you are around IF those people keep you down or keep you from your Goal.

He's telling the truth when he advices people to invest in personal finance classes and buy books on personal finance. When I got my first professional job in America, I read several books on personal finance, watched hours of advice on personal finance and its really paid off. The lessons I learnt have put me ahead of people making double what I make. It was all worth it.

wow, I'm watching from UK and I'm learning a lot from this gentleman. Lyn thank you sincerely for this show. I' originally from Ghana.

Some of these lessons should be taught in high school. Equip the kids before they face the world. Love the show. Lynn you are AWESOME!!

I am a beneficiary of centonomy and one thing you did Waithak is to change my mindset. I am forever grateful for this enlightment

From my heart, Kenyans are very smart than we Tanzanians. You people are really blessed 💪👏👏👏👏

"You cannot shrink into greatness"....

It’s also okay to live in posh expensive house. Not everything has to be penny pinched lol. Live this little short life to the fullest while also paving the way for the next generation.

I see a Finance minister in this guest Lynn...such are the leaders we need.

Financial literacy is something that a multitude of individuals in many nations and cultures are lacking. Except for a few nations, Most only know how to Spend money instead of make money and keeping it in the family. Many businesses have failed or been sold off immediately after the parents pass away and those parents worked hard to create that legacy. Many individuals also have a business that makes money But they spend the profits like water on a daily basis to show off to other people, hence the business collapses. As well, JEALOUSY of others success' WILL Always keep the jealous one down and poor. If even anything comes to the jealous person's hands it will disappear as quickly.

Our parents really drilled saving for the future in us. We really took it to heart. We save more than spend

It's true you don't need a great education to become successful. My brother is almost a billionaire and he only has a high school education. My siblings and I have masters and PhD but it will take us years to catch up with him

We need many people like him in Africa and listening to him as motivation and education.

Waitheka never fails Thanks Lynn for choosing perfectly

This is the best conversation i have listened to this year my people listen keenly n take notes make sure whatever you invest in it brings back something(money)

He is a very Money Concious Man and he will live comfortably if he continues like that

Another day to learn,team LNN thanks kwa kutuletea masomo bila malipo 😄😄. Earphone kwa sikio simu mfukoni kazi nachapa nikiskiza.

One of the best guests to ever be hosted by LNN🙌🏻Such an incredible conversation Wow

Very informative! Big Take Away “Pay Myself First.” Thanks Lynn for bringing us the guest

The guest is powerful in his expertise. His mind is open...

listening to this guy and Dave Ramsey during covid helped me get out of debt 😁

Smart, intelligent intelligent mr waithaka gatumia 👌

Wow Lynn I can listen to Mr Gatumia everyday,he is thee Best teacher that I wish to be in his class how he explains flawlessly is amazing even the examples make perfect sense to me. I honestly enjoyed this episode ❤❤🔥👌👏🙏🏿🇿🇦

I'll add 2 interesting things.1) Mobile money surged in Africa because our banking systems were so discriminative and non existent in some demographics , so the switch was very easy. 2) Have met 2 key payments processing business leaders owners in Australia- white . Both with vast African experiences/ backgrounds. Africa is a hotbed of leading thoughts and innovation. Anyone moving abroad, please move with an open mind, you can use your experiences out there to do things very differently. Not always the other way round

One of my best when it comes to money matters Waithaka Gatumia and the whole team Centonomy 101 salute

This was very knowledgeable and eye opener to our financial goals and investing, bring more educative people in your show Lynn,thanks for bringing coach Susan now Waithaka, you have helped alot of us to move out of our comfort zone and have a different mind set.

This conversation is a lifeline. Knowledge is power!

Mr. Gatumia that conversation is an eye opening conversation. Thank you Lynn for this because I usually say why get married, why have children that you do not know even how you are going to raise them, how you will cater for their studies you literary do not even have plan for your own life. Where we are at we cannot afford to live life ati ya kubahatisa.

What a Masterclass 🎉🎉🎉 Thank you Lynn for these basic lessons that one needed to learn in their youth. But like they say it's never too late to learn.

It's how he looks at you with a smile on his face and admiration that I loved in this interview. He acknowledges your good work by all means. Thank you to both of you for this information, much wiser money matters. ❤❤❤❤

Hello Lynn , I love what you are doing talking loud about our country. ❤❤❤

Thank you so much. It's true, our loving parents really failed us when it comes to finances. I used to get Ksh 10/day for lunch and I would save my money to use for whatever little items I wanted for myself. I am teaching my children about saving/putting aside money, it might go in one ear and out the other but at some point they will remember.

Thank you so much for this. I love this so much. This made me change my perspective on how to attain my dreams. Finances is one area I am rebuilding

If I knew this before, I will become a celebrity with lot of assets. However, I learned a lot to change my strategy and start from scratch. Thank you so much for sharing your knowledge Brother.

Your guest talked about Africa innovations like the pyramids. I would like to add the aberisk of Ethiopia which for the longest time had been taken to somewhere in Europe.

When it comes to owning a home, it depends on which country you live in. In America, rent is so high that you will be better off living in a house you own than renting. I sold my house after divorce and my rent is almost double what I was paying for mortgage. Now I have less money left over to save for retirement. Here if you own your house when you retire, you'll only need to worry about taxes. You get social security and most of us also have 401k so you'll be set

I should leave an inheritance to my children's children's

Thank you LNN for these message it got me the right time

That's very true, I live in 🇺🇸 and mpesa is unheard off,informative.

No regrets for watching this,am educative

thank you linn for this conversation

Very informative finance conversation @lynn bring back this gentleman for more personal finance conversations.

Thank you Lynn and the guest you have no idea what you done to me with this conversation

Watching from Tbilisi, first thing in the morning. Thank you for bringing this man on the show, Lynn

I don't even get time to read books Because all the time i find myself watching Lyne show ....so enlightening

Wow. This is a masterclass. Very insightful. Thank you team Lynn and Mr Waithaka.

Thank you Lynn for bringing the Gentleman to speak

Thanks Lynn I am an X and this a lesson I HV never had/heard,...the guest is a super teacher ...

Lynn, this should be the new norm, Form 4, computer packages, Driving license, Centonomy 101, then think about university.

I am learning alot lynn thanks for bringing the guest

"You can't shrink into greatness.. Solve the problem for the lifestyle that you want..."

This one hit hard...I have to enroll.well done lyn and the host🎉

Enjoyed the very educative show from Kigali. Self discipline and financial literacy is key to financial freedom!

Thanks to today’s Guest. Knowledge is power.

Thanks Lynn for this great topic keep going girl

Very educative info. Thank you Lynn and Gatumia

🤯.... gosh, thank you Lynn. Mr Gatumia is smart....

They should struggle the way we struggled!!! Very common and very wrong! What does the Bible say? A good man leaves inheritance to his children and to his children's children!" As long as it's wealth you worked for (blessed wealth) and not stole....the Bible calls you blessed!

You have changed my life l just love the conversation

It’s Simple but not easy…. I’ve done the classes ,still working on all that I learnt!!!

to me, this ia among the best interview, we need him back

People have to change their mindset about migration especially to the cities within their country.

No regrets for watching this

Tiktok saudi-arabia ladies come see this ❤❤❤❤❤❤❤i like this knowledge this is what i was looking for as a house maid in saudi arabia. THANKS LYNN ❤❤❤❤❤❤❤

I'm literally drinking this conversation because it's nothing but the truth! Am in France and my goal is to come back to motherland and start a business ❤

Really enjoyed this.Thank you for educating us.

I've enjoyed the episode snd learned alot as well.. Thank you Lynn❤

I love this conversation it has really helped me thank you Lynn

Love what you are doing lynn

I really love you Lynn am not where I was when I started watching your stories ❤❤❤

Lynn i love how you ask the questions. I feel like you are in our minds because its what we actually want to know.

Wow, loved this conversation. It has really inspired me

Financial planning focus on the outcome.Get knowledge about personal finance.Displine and consistency for you to achieve goals.

Thanks for Educating me ❤

I think this is really for me thank you Lyn for this insightful talk show.

Alot to learn alot alot....Lynn bring him back again

Buying shares in different companies,real estate,government bonds . A house you own and live in is not an asset. An asset is something you own and it generates cash either monthly

Today I'm early, ready to learn and grow even before watching the whole episode.Thank you Lynn

Thanks for this impactful video

A very great conversation. It has done me good. Keep going our girl Lynn. Feel well appreciated 🎉🎉🎉❤❤

Financial illiteracy is the main letdown.Not hw much one earns but what u do with wat u earn makes the diffrence,.mehn this guy has said it all n he is absolutely correct.

It is true most of the time we don't have the outcome of our investment, I have added knowledge on finances, thanks for the conversation.

Thank you very much for the advice. Iam from Namibia I learn a lot

Let's be weary with the comment that Africa's population is growing. We should ask ourselves how can we keep the population growth on a positive? Is it possible with the growing number of africans who are choosing not to have children? The number of children per household is down from 5 to 2? Are we going to be like the rest of the world sooner than we think?

Oh my God l had to get a note book. Mr waithaka thank you. Lynn thank you.

I would like to take a class for sure,very knowledgeable

A very insightful conversation.