The best place to invest between treasury bonds, money markets , saccos and chamas

The best place to invest between treasury bonds, money markets , saccos and chamas | LNN

Рет қаралды 428,798

Күн бұрын

Ever wondered where to best invest and get great returns?
Well, on today’s episode of LNS, we get to rebuild with Susan and learn extensively the truth about treasury bonds, money market funds, saccos and chamas and which gives you great profits
#LNN #LNS #LynnNgugiNrtwork
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Пікірлер: 1 800

@TeamCoseaAfrika Ай бұрын

Key takeaways: 1. Invest in a place where the return is higher than the rate of inflation 2. Money is valuable to you when it is working for you 3. Living below your means now increases your means for the future 4. Being broke after impressing is different with being broke after investing 5. The goal is not to look wealthy but to be wealthy Nuggets of wisdom 🙌

@winfrednaomi323 Ай бұрын

When it comes to money, HOPE is not a strategy 👏👏👏👏👏

@wambuikimani9652 Ай бұрын

What is her channel called

@sophiewangari7861 Ай бұрын

❤❤❤❤❤❤❤❤❤❤

@TheOrganizedLawyer Ай бұрын

@@wambuikimani9652it's called @Susan.wanjiku

@mwangiemma7634 Ай бұрын

@@wambuikimani9652 Susan Wanjiku

@susan.wanjiku_ Ай бұрын

Thank you so much for having me over Lynn. I really enjoyed this conversation. 🙏

@LynnNgugi Ай бұрын

Really great having you🙏🙏🙏 You are incredible:)

@Thankful-rj7ez Ай бұрын

You are amazing Susan, I've learnt so much from you ❤

@MifupaMikavu23 Ай бұрын

You teach with so much ease

@terrymwenda Ай бұрын

Hi Susan.. I need your coaching urgently.. How can I get in touch

@marigugodfrey6911 Ай бұрын

My coach....

@monginakebati5035 Ай бұрын

This young girl speaks like she has been around for 50 years! Very knowledgeable and very informative!!! Impressive!!!

@shani8704 Ай бұрын

😊😊😊

@ef1569 20 күн бұрын

Sure very very impressive

@danielwiiliams6905 25 күн бұрын

The fact that we can get this for free is amazing

@noracesibanda5076 4 күн бұрын

I'm proud of Susan and thank her for sharing her journey. She needs to stop going on about poverty. She claimed to "grow up poor " Parents had a shop. Daughter of a shop keeper. She learned how to buy, sell, and decipher the PROFIT. WE NEED TO GIVE CREDIT TO OUR BACKGROUND. Not because some people had mansions and we didn't. Doesn't mean you were poor. It means that your mind was poor. One cannot be rich with a poor mind.

@wangainjeri7111 Ай бұрын

Being broke after investing is not same as being broke after impressing

@elizabethawino7371 Ай бұрын

You can say that again 😅😅

@celebrateyourmomentwithjoy315 Ай бұрын

Very educative!!

@angelwanjiku4063 Ай бұрын

The book in waiting

@benedictnkamasiai7622 Ай бұрын

This is me😅

@wengadenny 29 күн бұрын

You're very right

@myathesunflower42 Ай бұрын

Hi Susan, This is mrs Gichuru your Roysambu primary teacher. Congratulation. You are are doing a good job. I w ould need help from you

@malingafrank5302 Ай бұрын

❤

@pkimutai6023 27 күн бұрын

this is a super girl,

@thenjorogesnest 11 күн бұрын

Were you her maths teacher, if i may ask?

@user-nb4zk4bt9r 8 күн бұрын

😂😂😂😂😂aiiiuuu mwalimu wa maths run

@simeonkwendo6302 Ай бұрын

That sacking was a blessing in disguise, probably you'd still be there with no savings, no investments and in debt.

@gechtv580 Ай бұрын

Even if she speaks for 8hrs I'll still listen to her cause she makes sense in every statement she makes❤❤❤

@meganngigi7630 29 күн бұрын

Same here !!!

@MsGracielah 16 күн бұрын

Same here

@glslatifahnsubuga51 Ай бұрын

1.Make money 2.Keep money 3.Multiple money

@agnesbarasa5429 29 күн бұрын

O waooo,learnt so much.Will embark on wealth creation.

@nancychimea8350 Ай бұрын

CBC should add this in their syllabus

@nyamburagitts6133 29 күн бұрын

Please do a version for the young ones...

@marionakoth825 Ай бұрын

Sue was focused and confident. Classmate and roommate. Celebrating her success.

@successfulsue Ай бұрын

Not me sitting here in my 40s listening to a 29 yrs old, teach me some things i know not about money 😢. After being in business for over 15 yrs. Life has no balance. I am really taking notes. .

@baulitious1710 Ай бұрын

Don't beat yourself up in the journey of money. No one teaches us this stuff. Tutajulia wapi? Learn and take action. That's the key. All the best.

@Alba-Shi Ай бұрын

There's always a learning point. Don't beat yourself up❤

@lucymacharia9911 Ай бұрын

❤

@reginairungu928 Ай бұрын

My fellow sailing in the same boat waaaa this young one is rich in knowledge.

@esthermwangi2549 Ай бұрын

Also here

@collinsamani6964 Ай бұрын

Watching while in my bed as always. Am 38 but financially free coz l started investing in business early. Looking forward to educate my fellow Kenyans soon

@JanetWachiye-lg4vt Ай бұрын

Please educate me, I'm all ears

@irineadisa7289 Ай бұрын

Please start withbme l'm also 38yrs

@tabithagithuka7960 Ай бұрын

Please do

@nancynjoki2218 Ай бұрын

interested

@strawberrymatcha2307 Ай бұрын

Lucky you but i think you should still get out of bed & walk around or do something...as an investment to your other non - financial portfolios

@Muthoni568 Ай бұрын

Thank you Susan. I can't imagine how accomplished you will become by 40. I see you winning awards. 🎉

@prudencesithole8294 Ай бұрын

I learnt something today. "Being broke after impressing is not the same as being broke after investing.

@Afrovazi Ай бұрын

Lynn, yani hapa ni classroom. I love being in the LNN network because it's like attending a prestigious school without paying school fees. You literally teach us about EVERYTHING; relationships and marriage, business, investments, family, religion and spirituality, giving back to the society eeei ain't we blessed to have you. One day I will be your guest to shade some light on life abroad, please panga utembee France pia 😊. Super excited for this episode because the amount of time and money I have spent on chamas and saccos I need to know if this has a future or not. As Always ROAD TO 1M. 🎉

@jackieahimbisibwe6668 Ай бұрын

😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😅😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😅😊😊😊⁰ⁿ😊😊😊😊😊😊😊

@user-rt1fo4gu7w Ай бұрын

What is the minimum number of years for infrastructural bond and what is the minimum amount for this investment

@sophiasimupande6736 Ай бұрын

Thank so much for this educative session. Very impressive. 👏🏽👏🏽

@miriamwangari7734 Ай бұрын

Thank you so much, waiting for next time class

@SurprisedGraphingCalcula-rm1kj Ай бұрын

😊😊

@aokookello5564 Ай бұрын

Black tax is very emotional. Its sickening, its painful. Its not that we dont want to help, but its overwhelming. Whenever you receive a phone call from home you dread. Because money has to be part of the solution. Mungu atusaidie

@suziewanjira5622 Ай бұрын

Can't agree more

@rosemarymakena8896 Ай бұрын

I know 😢😢

@christinechongwo3795 Ай бұрын

😢 I know!

@reginaowomugisha2909 Ай бұрын

Black tax means helping people?Please educate me coz I help so many people

@reginaowomugisha2909 Ай бұрын

Can someone tell me more about black tax please

@mercyk2672 Ай бұрын

Its so important to have an emergency fund. I remember how as a struggling graduate student in America I never had enough it wasn't even a hand to mouth living, it was bad. When I finally graduated and got my first job, I started saving half of what I made, I hated poverty so I was ready to sacrifice. I also read every personal finance book I could find and started putting money in a retirement fund, buying stocks and bonds, investing in Kenya, etc. Now I'm at a place where I'm not worried about the future unless something really unexpected happens. Please listen to this lady and start putting money away, even if its just ksh5000 a month, you'll not be caught off-guard.

@wambuikimani9652 Ай бұрын

I agree

@hellenwanjiku3626 Ай бұрын

Very true

@dennongetich1371 21 сағат бұрын

Wow inspiring

@jammlekikush Ай бұрын

Literally burning the midnight oil to sharpen my Financial Literacy Super Amazing ❤‍🔥🔥🔥

@agnesnjuguna2428 Ай бұрын

Lynn... This is the best show you' ve brought this year. Very informative of all the shows. People are illeterate financially out here, plis bring people of this calibre more. Experts in their area of specialisation. Thank you so much Suzzy.

@mercyotieno5561 Ай бұрын

Exactly I agree with you

@margaretchege3071 Ай бұрын

I agree 💯

@nancywarui5389 Ай бұрын

I agree totally.... bring more of this

@evesambaya Ай бұрын

Susan helped me so much in savings! Yani I’m so grateful for her. A year listening to her and following along with the good stuffs she shares changed my life. I was able to save a lump sum for the first time. She is a gem❤️ sending you love from Tanzania 🇹🇿

@LynnNgugi Ай бұрын

Glad to hear this🙏

@nyokabinjuguna4114 Ай бұрын

Susan is really a gem❤

@eunicenyaga2695 Ай бұрын

😢😢😢 I should have known this before

@Thankful-rj7ez Ай бұрын

@@eunicenyaga2695 Start from where you are dear. I felt the same but what to do, just start from where you are and build up pole pole.

@evesambaya Ай бұрын

@@eunicenyaga2695 you’re not late! Maybe this is the sign you needed 😊start now, start where you are.

@dokwiri 15 күн бұрын

Just realised that this doesn't involve any complicated math like physics...just advanced knowledge!!

@stellahmarriswambuwah9919 Ай бұрын

KNOWLEDGE IS POWER👍🏾4YRS HAVE BEEN SAVING WITH KCB WITHOUT WITHDRAWALS BECAUSE AM IN GULF,IMAGINE HOW MUCH I WOULD HAVE BEEN MAKING IF I KNEW ALL THIS😭THANK YOU LYNN TEAM AND SUSAN FOR THIS FREE TRAINING❤ GOD BLESS YOU🌹🙏🏾🇰🇪

@Sylvia-sd4mf Ай бұрын

Please keep confirming your money is intact. Like keep checking balances.

@thekingdomconversations254 Ай бұрын

Stella u can open a money market fund even from there ..transfer your money and start growing

@evesarah3272 Ай бұрын

Stellah open a money market fund. It's easy to do so.

@annetvuseletse4509 24 күн бұрын

@@thekingdomconversations254how can you open it

@elistonekoronge9952 Ай бұрын

Susan's financial IQ is on another level. Her advice has really impacted me positively in my financials since the time I joined her channel

@Zmlambo 29 күн бұрын

As a middle class citizen who is trying to have stable finances, I’ve always been an advocate of investing in the stock market because it has paid off handsomely since I got into it.

@Diallo872 29 күн бұрын

You can’t overlook the fact that it’s paramount not to get greedy but to remain invested through careful study, if not you can lose it all.

@Niveen175 29 күн бұрын

I’m a virgin investor and looking to get into investing in the stock market but my friend warns me of the dangers involved in the market. How true is this Mlambo?

@Zmlambo 29 күн бұрын

My colleagues had a good laugh at me when I told them I started my journey with $5k capital and how I accumulated over 5 figures within a span of 7 months. They never believed me until I pulled out my P&L. I know that learning the ins and outs of the market isn't for everyone, that's why personally, Jonas Herman oversees my investments.

@Heavenonearth760 29 күн бұрын

@@Zmlambo While it may sound enticing, it is important to understand that stocks, like a fine wine or a Monet, has no standardized value. You look all good on the outside, while you wait till almost death to enjoy your wealth which presents an enormous economic(uncertainty) risk.

@Otieno358 29 күн бұрын

I’ve been less dependent on my 9,5 job to carter for my needs as my investments with Herman covers all without me even having to directly trade myself. It’s like having a strategic partner for my finances. Phew what a relief!

@miriamwanjiku9877 Ай бұрын

I recently got my job at 22 years and I want to start investing as early as now.... thank you so much lynn this was an eye opener ❤️

@jackymwangi2982 25 күн бұрын

Please please...time is your advantage. Your age is your wealth...please start and stick to it. At 30 you will be miles ahead

@Nercy_k Ай бұрын

Someone denied me this information,glad i got it,thank you Lynn 🎉❤

@alicekanyana7277 Ай бұрын

Please Lynn kindly arrange for another conversation with coach. We're looking forward❤

@misssassie8296 Ай бұрын

This interview has literally changed my whole life!!! Now this is how finding your purpose looks like, and using, living in your purpose, Both Lynn and Susan, you guys are pouring to us,...each in their own purpose! My Gosh!! Mind Blown

@jacklinenjeri712 Ай бұрын

😊😊😊😊

@SylvesterKumar-rz1ln Ай бұрын

Recessions are an unavoidable part of the economic cycle; all you can do is prepare for them and plan accordingly. I graduated into a slump (2009). My first job after graduating from college was as an aerial acrobat on cruise ships. Today, I work as a VP for a global corporation, own three rental properties, invest in stocks and businesses, run my own company, and have increased my net worth in the last four years.

@KaseyElder-wq7wu Ай бұрын

Starting early is simply the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, I am able to build a suitable life because I invested early ahead this time.

@Mark01221 Ай бұрын

Exactly! That's my major concern and what kind of profitable business or investment can someone do with the current rise in economic downturn

@Bernd565 Ай бұрын

It is true, inflation has taught people the important of multiplying income.

@MonicaIdris Ай бұрын

It is true my dear, investing is the best idea currently and without it, human struggles are worthless.

@EliasIdrisJames Ай бұрын

I would recommend you work with a financial advisor...because in this current volatile market, it is advisable to diversify while maintaining in safe investments, given your budget, you should consider a financial advisor

@YoliLifeVibes 2 күн бұрын

to be honest after watching this i've just realized that my plan to wealth was completely off. this helped me to get on the right track towards achieving my financial goals. thankyou

@janewaititu7110 Ай бұрын

My people perish for lack of knowledge. Thanks Lynn and Susan for the intense information.......

@clareongati Ай бұрын

Bumping into Susan's KZfaq channel is one of the best things that ever happened to me and my finances😂. Such a rare gem.❤

@veronicahwambui7303 Ай бұрын

Tell me about it every Friday I pull out my notebook 😂😂

@PrinceRichardKE 3 күн бұрын

What's her channel called?

@clareongati 2 күн бұрын

Susan Wanjiku@@PrinceRichardKE

@kamakazi8243 Ай бұрын

I like it that Lynn is letting the guest speak without too much interrupting her.i have seen interviews where the host keep steering the conversation in different areas showing how they knw things. So kudos lynn

@winfredmwangi4113 Ай бұрын

True

@olyviaachieng7998 Ай бұрын

Susan is so knowledgeable, eloquent, and easy to listen to. I can listen to her all day.

@elizabethotieno8875 Ай бұрын

As young woman am here to learn nipee like lynn nilale na kiatu ❤❤❤

@Kasweetie_254 Ай бұрын

Vaa gumboots sasa umepewa 😂😂lala nazo

@petronilanidila8827 Ай бұрын

😂😂😂plus socks@@Kasweetie_254

@elizabethotieno8875 Ай бұрын

😂😂😂😂🙏

@lovetima3245 22 күн бұрын

😂😂

@bethshebamuchiri607 Ай бұрын

The goal is not to LOOK wealthy but to BE wealthy 🤑 💯💯! Thank you Ma'am Susan. This is very insightful!

@emmanuelrotich7657 Ай бұрын

My key takeaways-: 1. Invest in financial education: It will pay you the best return (you can never be conned, you cannot invest in the wrong place, and you will make maximum use of what you have) 2.The goal is to be wealthy and not to look wealthy

@achiengcaleb706 Ай бұрын

Bring this girl tomorrow again she must continue with this information

@wairimunjuguna6123 Ай бұрын

Thanks Lynn for hosting Susan, the best show for me ever! I have learnt a lot from this young lady, such wisdom and eloquence. Go Susan go!

@Joselyne_Kwambs Ай бұрын

Woow u finally owned up my request for u to bring susan thank u lynn you're the best baby gal❤❤❤❤❤

@maureena.sunday7641 Ай бұрын

Thank you kwa kutuongelelea sisi wenye hatukuwa tunajua such a gem

@jalermaling8736 Ай бұрын

I have come here to watch this episode, courtesy of my best financial literacy coach and pal, CuttieKijo. Half-way in, and am already blown away! From Waceke Nduati's "Making Cents- Real conversations about personal finance" and now this, all in the space of 10 days, am asking myself how did I just fluke by life? After more than 20 years in P & P employment, for the first time someone is making "financial freedom" look realistic and not a utopian ideal. Did someone say she's only 29, but she speaks with the wisdom of the ancient sages. I'll echo what one of the commenters said, it's like attending an Ivy League classroom, but without paying those stratospheric school fees!

@eucabethmanyibe8160 Ай бұрын

Very beautiful episode. Next time let her talk about education policies and insurance companies.

@paulinenikita6691 Ай бұрын

Am very poor in saving,i overspend,No saving account....but at least now i know what to do. Thanks for the show.❤❤

@ichooseviolence2532 Ай бұрын

I'm very good at saving. Black tax tried to shake me a bit but I drew financial boundaries on everyone coz we can't live like this. Kila mtu ajitegemee. I'm very proud to be called stingy ❤

@mercymwiti7185 Ай бұрын

Paul I can assist you in joining a mmf for 11% with Pioneer Company

@beatricemwangi7422 Ай бұрын

She's full of wisdom,ooh I wish I knew this some years back

@joselynmercredi9285 29 күн бұрын

@@mercymwiti7185let's chat

@mukamimaina1181 Ай бұрын

Glad i got this information at 25 and for sure i won't be making financial mistakes

@mburulucky9580 Ай бұрын

Winning with your money is more than just investing. It’s cash flow management. It’s budgeting. It’s retirement planning. It’s protecting your assets. Investing is just one aspect of money.

@SimonKigera Ай бұрын

This young lady has the wisdom of a 100 wahengas. God bless her, and you too, Lynn.

@zaffreblue2045 Ай бұрын

Susan is a good financial coach.Lynn please bring her back for more financial literacy topics. ( wealth creation & protection journey)

@ruthgitaumumbi972 Ай бұрын

What's the name of her channel please?

@mercywandera5317 Ай бұрын

Type Susan wanjiku finance coach.

@auxilliamataga4874 Ай бұрын

Aww my favourite i am Zimbabwean but love Kenyan bloggers. Lots of love. I live to learn from you. Without further ado Lynn my favourite.

@cwaithira8042 Ай бұрын

Chamwari zilikufamba

@Malimum Ай бұрын

Fellow zigian ❤❤, we are learning here

@metlharampou5844 Ай бұрын

I am Motswana I am slowly learning Swahili language.

@evansorende8020 Ай бұрын

@evakamau483 Ай бұрын

I have been listening to Susan for about a year now, and her sessions have woken me up from deep financial sleep...am making progress a day at a time now ❤

@essywaititu7697 Ай бұрын

Awesome Eye opener

@nkunikeek3121 Ай бұрын

I used to feel gulity not belonging to a chama coz it has never made sense to me,Through coach Suzzy teachings,I have confirmed that i have always been right..

@charitynyokabi9280 Ай бұрын

We are together in this.I have no apologies for those who think it's pride.

@estherkariuki1779 Ай бұрын

Can't talk much about chama but I was able to do so much with the money. I don't regret. But now we have the knowledge we can do better

@ichooseviolence2532 Ай бұрын

And the way I have always hated chamas. In my opinion, people in chamas are just very bad at saving money themselves so they tend to depend on others

@jason_roblox905 Ай бұрын

I dropped that shit this month😂 however I still have one for 2000 USD per month that I'm gonna drop at the end of this year.

@sheliztety7972 Ай бұрын

Use the chama as a stepping stone to take you to the next financial vehicle...mmf ,the treasury bill or bonds.when u know better u do better ama?

@peshien.1726 Ай бұрын

Ready to learn 🎉🎉

@josephinekarori7647 Ай бұрын

Wooow!! thank you

@rodgersotieno894 Ай бұрын

Eye opening.

@johnngecu9064 Ай бұрын

Very educative. A guy earning ksh120000 and saving Ksh20000 is eventually better off than one earning Ksh500000 and saving nothing has explained why I saw drivers doing better than their bosses.

@user-xy2ii8nx6k Ай бұрын

Wow I didn't knw a friend could be this informed. Happy to see you Susan a childhood friend. You need to help most of us here. Thanks Lynn for hosting her. Watching you from USA seattle Washington.

@padamar1 Ай бұрын

Wow this wisdom...

@eunicekuria2827 Ай бұрын

Thanks so much

@susanwanjiruwairimu6339 Ай бұрын

Ready to learn 😊

@Louise7685 Ай бұрын

Money is not meant to control people, rather it is meant to be put to work producing more money for you. You cannot build wealth without putting money in its rightful place........

@florencenyoroka5309 Ай бұрын

This is awesome!Thank you very much

@zawenjeri9841 Ай бұрын

Very mind opening. Thanks Lynn

@ZainabuDinahAbong Ай бұрын

Lynn and Suzan, hello from Uganda ❤. Lynn I have learnt so much from this conversation that I'm feeling on top of the world with my finances. Now I know what to do next. Thank you Suzan for the lesson on what a SACCO is for, and for showing me that I have to get knowledge on Financial Literacy FIRST before i decide where to invest. Thank you for that example on Asset-rich and Cash poor people; l have seen this around me. Thank you Lynn, this interview was worth the length of time it took😊. God bless you both. Susan I will definitely come to your KZfaq channel 👍

@maggychebby1315 Ай бұрын

Wueh! Happened to me yrs back. I got this job and I was just getting on my feet. I did it in almost a year. Wueh! In January I was called to the office and they said that was my last month at work. I was traumatised...I cried. I don't even want to remember.

@MiriamWambuku Ай бұрын

Thanks so much for that vital information

@lucywanjiru1427 Ай бұрын

On point sister 👌.

@goldensmiles2571 25 күн бұрын

I dont often comment, but i have learnt so much from this conversation. Thankyou Lynn for bringing her onboard

@UnresolvedTomany Ай бұрын

Alot to unpack.💯💯💯💯

@izzybitan5251 Ай бұрын

Amazing 🤩

@gloriamoraa3030 Ай бұрын

I ❤ this. Thank you so much

@winfredndunda8709 Ай бұрын

Ready to learn, you look lovely guys 😍😍

@cynthiakarabilo6461 Ай бұрын

Good morning Lynn and team LNN👋🏾

@virginiaduvetskenya6185 Ай бұрын

❤❤❤❤❤nice topic

@serahkamau9165 Ай бұрын

Beautiful class. ❤

@LizBethMinah Ай бұрын

Came right on time. Thanks ❤❤❤❤

@Kasweetie_254 Ай бұрын

Good morning team LNS❤❤

@angidanoelrachael8732 Ай бұрын

Thank you so much

@kuitherealtor4638 Ай бұрын

I love this

@bridgettenjau9055 Ай бұрын

exactly what i was looking for.

@joyawuor Ай бұрын

You are a wonderful creature Susan

@tabylenegathoni2267 Ай бұрын

Glad i am here today,life changing!!

@08062004dwm Ай бұрын

Quite informative, tnx

@ring-tone278 Ай бұрын

Ecclesiastes 11:2-6 - Invest in Seven ventures, yes, in Eight; you do not know what disaster may come upon the land. If clouds are full of water, they pour rain on the earth. Whether a tree falls to the south or to the north, in the place where it falls, there it will lie. Whoever watches the wind will not plant; whoever looks at the clouds will not reap. As you do not know the path of the wind, or how the body is formed in a mother’s womb, so you cannot understand the work of God, the Maker of all things. Sow your seed in the morning, and at evening let your hands not be idle, for you do not know which will succeed, whether this or that, or whether both will do equally well.... Sow. Cast your seed. Then its God above all.

@sylviakimuge63 Ай бұрын

❤

@laurineakinyi7294 Ай бұрын

Wow❤

@joycewanjiru6597 Ай бұрын

❤ great