This is disgusting

Banks do NOT deal in money, banks deal in items of value. This is a prime example. They aren't interested in you repaying the 'money', they want the item of value.

This is World Economic Forum stuff - "You'll own nothing and be happy". This is how they intend to try and take everything we own. Once Starmer is in power, it will escalate very quickly. We are going to have to be strong and this fantastic gentleman is a perfect example. The public are waking up rapidly now so it will be interesting days ahead.

When my Father died, as the mortgage was in his name, the mortgage came to an end. The bank therfore rightfully requested settlement of the debt in full. My Mother was not party to the contract. I requested the balance which the bank said was the full payment and no interest would be added, as they refused to lend my Mother the money required, which to be fair was understandable as she had no decent income. My Mother and I paid off the balance between us, she actually sold jewellery to help raise some of the requred funds. I told her not to worry she could take as long as needed to pay me back, and we got the deeds for the house. That was 2007, she happily lived in her home till 2019 when she passed away at 85. RIP Ma.

Totally disgraceful. Which bank is this? They should be named and shamed. The "establishment" in this country is unbelievable. Your resilience is amazing Mr James.

Banaman channel has some great videos showing how civilians are legally retaking properties seized by illegal evictions with fraudulent warrants and handing them back to the owners.

Back in the 1970s, the government was compulsorily purchasing properties that did not meet the latest building codes, such as having an indoor WC, separate kitchen and bathroom, and insulated roofs. These properties were predominantly owned and occupied by elderly individuals who had fully paid off their homes.

The number ONE question we need to know so we are not scammed by our bank or building society is. WHAT IS THE NAME OF THE MORTGAGE PROVIDER who has attempted to steal (asset grab) this mans house. Once God and His 10 Commandments are kicked to the kerb there is no limit to the wickedness that can be perpetrated against us.

Thank you! My dear friend Rosie got booted out by fake bailiffs in Bury St Edmunds. She and friends broke back in a few times and then they put dogs and people inside . Her house was destroyed and her belongings rifled and stolen. There was no court paper and it was totally illegal. THE AUCTION HOUSE criminal property company handled the sale and bought her £350,000 house themselves. They paid £100,000 and then sold it twice since Christmas this has to be stopped.. we will see you at your next Suffolk meeting Richard.

What a beautiful man, humble but strong, thank you Richard and David, I have passed this onto my friend, who is in similar situations. Brilliant ❤

The lesson here is if get married MAKE A WILL, if you buy property MAKE A WILL and revisit your wills on a regular basis.

After I got my first house paid for, I have never had another mortgage in the next 4 houses bought, lived in, renovated and sold. But I live within my means. Ended up on 12 acres small home and barn, mountain in my backyard, in the middle of nowhere. Perfect for me. Eventually they will get to the middle of nowhere and take what we own outright. Unless we put a stop to them. A permanent stop. Ans it's a FINE TIME to tell people to get out of debt! Good Luck all.

The past four years have been about things being TAKEN AWAY FROM PEOPLE.

The lesson today folks is get your paperwork in order eg Your WILL.

This is a sign of societal collapse.

I cannot for the life of me understand how an intelligent man could allow himself to be in such a position. Why on earth were the houses not in both names?

This really does sound like "the great taking" that David Rodgers Webb has spoken/written about.

There is undeniably a property grab within in the UK

This is another case of where we aren't being given the full info. Did David's wife own those properties, in that she paid for them, and David met her after? This is the position I'm in. I moved in with my missus, and paid for an extension on "her" house. I'm well aware that if she leaves this dimension, the house will go to her daughter. I'm OK with this, because apart from throwing £50,000 into the pot, I never paid a penny towards her mortgage. It was more or less fully paid when I met her. Also, did David's wife leave him half the house in her will? There are so many questions I'd like to ask.

Homeowners need more people like you.

There was a man in radio 4 who was told by his neighbour that someone was in his house. The man was working elsewhere in the country. He travel down, knocked hus iwn door and said to the man who opened it, you shouldn't be here this my house. Short version. The house had been sold fraudulently by another foreign man and because the now in house living person had their name on the deeds and at land registry, the actual owner was told he'd nit a leg to stand on. It was no longer his. I don't know what the final outcome is but I'm assuming the rightfully owner may still be without his property. My advise is if you own property register with land registry that you want search updates. You can also apply searches on other properties that you might consider in future wanting purchase. I'm not sure how it works. Also, if you register your home as a percentage split it cannot be sold if one of you needs residential nursing care. It also means where there's extended families, as long as wills are made and up to date, stop underhand finance grabs. It's all not nice but money brings out the worst in most unfortunately.

The gov only get away with this because you're vastly out numbered by normies. They're dragging you down.

Does taking property have anything to do with Klaus Schwab 4th industrial revolution and this quote "You'll own nothing and you'll be happy"

Richard you need to check out Victor Davis Hanson American military historian’s latest post as this is another technique that is coming. He lives in the edge of beautiful nature and bush. He has a reasonably expensive property he owns. I imagine outright in California. In his latest video on KZfaq he tells of receiving a letter from his insurance company stating his property was no longer insured. Effectively because of other areas having bush fires 🔥 due to climate change (BS) his home was no longer insurable. I heard they would be doing this with the farmers and those who have coastal properties or any where they designated could flood or be burnt out. The insurance companies as advised by their Black Rock and Van Guard overlords will then swoop in and buy the properties at pennies in the dollar and force the people to move into the 15 minute cities. Of course the Global Elites who are in cohoots will not have their properties hit because they are in on it. But then they will get the riff raff out of beautiful scenic areas. If you don’t comply then I guess that’s when they use DEW weapons to start massive bush fires 🔥 or Geo-Engineering to create storms that wash your homes off cliffs etc.

My friend has the same situation. Lloyd's bank are the thieves!

Thank you for speaking out. My Bank refused a re-mortgage claiming I could not afford the payments, however interest rates were at a all time low in 2012. There is no way the small remortgage would have cost £900 a month. The rip off loan was £600 a month + £300 for the existing mortgage. I was so desperate as our daughter has Asthma so I needed to get the damp done, but all I ended up doing was getting in huge amounts of debt because they refused me a low rate remortgage, £900 a month was too high. Evil people, they do it on purpose. The Financial Ombudsman of course sides with the criminal Banks. Here is to justice for all!

Well done Richard for getting this out in the open and, well done David for being resolute and courageous. Support for you.

Under the Bills of exchange act 1882 means if they reject a payment or payments there is no recourse by those who reject the payments

This is only the start of the property grab here in Ireland same 2 properties near me they tried to take if owners didnt use r renovate them all singing from the cabal book ul own nothing and be happy

This whole situation sounds ridiculous in the way that the banks and building societies are behaving one would think they would be more than happy to continue receiving payments for the property as to get it off their hands when the term finishes. I was pleased to hear of the support that David got and continues to receive David all I can say is keep up the good work.

My energy administration department is threatening me with court action and enforcement officers even though I'm paying £200 a month 😢 I've a good job to stop paying anything now, they want to go down that fraudulent route! I'm a carer for my son and have another lad, you can imagine what my monthly income is can't you? I hate this country with a passion

'You'll own nothing and be happy', comes to mind?

thata a disgrace that a company can rob someones property and they never paid a penny towards it !!! surly thats agaisnt the law and theft

We need more One Small Towns,unity in community!! We are the ones we have been waiting for!!

A lot of the people guarding and occupying these illegally possessed properties on behalf of the banks seem not able to speak English very well.. Recent immigrants from who knows where? For some reason they are armed with an SIA licence.. Who are they and who empowered them?

I enjoyed the interview and I wish him good luck and that he can keep the house too.

What a wonderful and full of courage guest. What a fantastic example to follow in the times of property grabbing. Bravo!

I remember In the 2008 economy crash, many people lost their homes to the greedy bankers!

Got given a Housing Ass. flat and after 3 months l couldn't afford the 3 months rent and they took it off me even though the neighbour owed £16,000 in rent (20 months or more?) and they still kept their flat! A foreign chap l believe. Is that discriminatory?

I remember logging into my lloyds bank app on my phone a few years ago and while the log in process was happening there was an ad that said "our aim is to be the UK's biggest landlord" Told me everything I needed to know. Is this happening mostly with rural properties? Im thinking about how they want to implement 15 minute cities, take away all the rural living.

Thank you. Very inspiring.

This was one of your best guests! What a courageous man. Greed has taken over the world. It's always been that way I'm sure. Now with the Internet we can see it first hand.

Awesome bloke, i wish i had his energy. I'm glad I've inherited my home and there was never a mortgage. Still worrying situation though.

The key thing here, is his name was not on the mortgage….

Cheers Richard and thank u guest so very much. Knowledge is power. we all need to work with and look out for one another. Evidencially, the evil ones intend to take and or destroy everything on earth so they can 'help' having total control over the survivors. We've got this 👍 faith not fear family ❤ U eng landers n nieghbours are so inspirational with the sovereignty movement. So proud of yal. Keep up the good work. We are moving and shaking too slow here but thats coz we didnt suffer the wars n effects resulting like europe. We needed a shake up here to put a fire under our bums to get of them. Kia kaha/stand strong ❤from kiwi land

Fantastic Well done you heroes

I had a similar experience in 2010,basically on a lot of buy to let mortgages you sign an legal power of attorney clause, the mortgage holder can do anything they want then, I lost my property, but I was the legal owner and mortgage was in my name, looks to me that this guy isn't on the mortgage, so the lender has the right to demand the outstanding balance upon death, he is unfortunately just trying to take over the payments, he'd have been better taking out a mortgage in his name to pay his wife's lender off, I'd have hoped his lender would have waited for probate in order for him to do that, if the buy to let had been in both names he could have continued to pay the mortgage. Unfortunately they'll just keep boarding the property up, lpa receivers are harsh people, I got basically wiped out by them, they do not need any court order to take the house, police can't do anything, I'm afraid he's had it.

There's much more to this than he is telling. With receivers being appointed this certainly isn't as simple as he is implying

David you sound like a lovely man, you don’t deserve this happening in your life. I hope everything works out for you. I’ll follow you on your site.

Shared on social media

Love this man, what an inspiring individual. Thank you so much for sharing this information as well, and I absolutely wish you well with this process and huge victory over the system !

TENANTS IN COMMON VERSUS JOINT TENANTS!!!

Brave man and giving heart to everyone to follow suit.

What a breath of fresh air you are, don't let the bastards grind you down.

So these properties belonged to his common law wife not in her will to him and hes only paying the interest and not resident in the country am i missing something..looks to me this was set up for this exact senario

The tenants thought they could side with the bank and remain in the property.. wrong move. Good for them sneaky tenants! Hope it all goes well for the Landlord. BLESS YOU 🙌

Bureaucracy madness

Brilliant interview. I’m a landlord of just 1 property now so I am forearmed 👍

Your promissory note funded the mortgage. They have stolen that security. So, get HMRC to chase down the disposition of securities.

Excellent eg of how people need to deal with tyrants. Thank for your time

Thank god I paid my mortgage off, at least I don't have this agg, my daughters are definately better off because of it. I've no regrets working to pay it off 🎉

Here's how I think they intend to take everyone's house sooner or later. There's this thing called "Energy performance of buildings directive". It's an EU thing, I think, so both major political parties in the UK will be itching to implement it as soon as possible. As would any 'world government'. It stipulates that the "energy performance certificates (EPCs) for worst-performing RESIDENTIAL buildings will NEED to reach at least class F by 2030 and class E by 2033.” We can clearly extrapolate from the above that buildings will need to reach at least... class D by 2036 class C by 2039 class B by 2042 class A by 2045 Another quote from it is "To HELP building owners plan renovations, voluntary renovation PASSPORTS will be introduced by 2024 and a Smart Readiness Indicator will be introduced by 2026, with enforcement of EU buildings policies stepped up." Clearly if you are unable or unwilling to do the renovations / 'upgrades' / 'improvements' they will prevent you from selling it / fine you / take it from you. Even if something could be done against the above, they will do what they do best, which is move the goalposts.

I'm so sorry for the loss of your wife and the battle you are now forced to deal with. I was one of the people who sat back without realising what was going on with corruption here in the UK. I will be going to your channel to see what is happening in the case of your property. It's taken a long time for the mere mortals to see what is done by corrupt banks, courts, councils and polititions and their underhand passing of so called rites. I've woken up to it all but rather late in life. Now when I try to educate others of what is going on under our noses, I'm classed as a conspiritor....what else can I say, but I do wish you well. I'd give my hind teeth to be back in Wales with my family.

Well done you heroes

One important lesson which I learned due to similar circumstances after my wife died - if you have a joint account, do NOT cancel it or change the names on it! Open a new account in your name and try to switch over to that account but keep the old joint account for as long as you can. Any payments from the joint account or cheques or payments paid into the account must match the names on the joint account. You will not be able to pay cheques into a joint account if that bank account no longer exists or the names don't match and the company that issued the cheque will not be able to change the payment details! You may have old shares, savings accounts, pensions, building society accounts, etc. which have that joint account as a linked account and you may not realise it for many years.

❤❤❤❤❤❤ thankyou

If you make yourselves sheep the wolfs will eat you.

You defend your property with ALL FORCE REQUIRED! If cowards start doing this they will stop stealing

Great progress Dave. Thanks for sharing to give others hope.

Awful situation to be in. Shouldn't happen. Hope it gets sorted soon. Keep us informed.

Wishing this man all the very best.

What an absolutely bravest of a brave man - keeping it real and keeping it truth. I *comend* you Tenacious David💪 and your spirit keep on keeping ❤️@Liverpool🕊️

All the best to you David

Are you forgetting they are still Romans/Jews. That's what they do.

What do they mean when they say, "when you've signed the contract, you've given them the money." When I took out my mortgage, the bank loaned me the cost of the house and I signed a contract to say that I would repay the loan plus interest. In the contract that I signed, it stated that if I defaulted, then the property would be repossessed. It's pretty clear cut, pay back the loan or lose your house.

Rod Cullerton has also set up "The Australian Party" and his videos about his property takeback over 8 yrs is on this page as well as him fighting for other farmers with similar scenarios....

Contact Banaman and his crew

I'm in Canada and the municipality where I purchased a small home in Avonmore, seized our house in town, despite the taxes being fully paid up. By the time I realized what the municipality had done, it was too late. They had auctioned off my property and home. They do this quite often here, I'm told.

SECOND COMMENT I reckon the people who "secured" the property are in the building trade and can renovate it at a fraction of what it would cost you. They were trashing it deliberately to buy it cheap.

Another point is that the more this guy fights it lpa receiver and lender will put massive fees on, further reducing any monies left upon sale, that's what happened to me, they charged for everything they could think off until there was nothing left.

What a horror story!😮

3 and a half minutes in. "Mortgage not in my name". Video stopped. Moral of the story is- get your paper work in order. No one owns anything and no one will be happy.

Thanks

Waving the flag for David , good on ya fella

Without his name on the property he doesn't have a leg to stand on. The owner of the mortgage died therefore it belongs to the bank. Make sure property is in both spouses names with rights of survivorship or be willing to risk this scenario.

I really appreciate the Banks being so Honest regarding their Business methods Clarity is Everything these days

What a star this bloke is, the financial establishment have been shafting people who know no better for decades, about time they got some !

Just to make this clear, the minimum EPC ratings apply to rental properties only. A Labour government will require rental properties to meet at least category C. A homeowner living in their own home will not be required to upgrade if they don't want to. Not for the time being anyway.

I hope you win🙏

What a man you are a great person lost your wife and still able to fight what a insperational Person great work made me smile argggg what a sad set of people doing this to ordinary people 😤😤

It must be scary being on the verge of losing your property.

Small win but a win! Apparently I missed a payment, got no letter from the company to tell me but got a demand plus admin fee from collection agency. Asked them where's the contract, third party interloper etc, a week later got a letter from them saying the matter was dropped. 😀

This is incredible, what a great job David is doing and we need more people like this, well done David

Very enlightening. It's barely known they have done this for years in the US, with little penalties imposed upon the perpetrators. Just like the CV, the banking, the land grabs. It's a bait & switch, slight of hand, right in front of our faces like chemtrails.

So,what's the legal advice,the guy has been given? Think the properties should have been put in joint names,or a limited company,but can see no excuse for the banks action.

sounds like a joint interest only mortgage! he should have rem mortgaged it in his name and it wud be sorted!! even though all mortgages are a scam as we are the money creators

OH that poor man, to loose his wife and then this to happen on top is beyond belief all these companies are just out to make money any way they can and not bothered about who they steal from. Keep fighting them and win the day all the best to you ❤

I'm just wondering why he couldn't go directly into the bank and pay cash on the mortgage because surely they couldn't decline that? Good on him for fighting these corrupt criminals though 👏🏻

Bannerman on KZfaq reports on issues such as this . x

Your acc was unauthorised because it wasn’t you (singularly) who set up the mortgage. At this point you should have reassigned the payment method of the mortgages and placed them in your name, at Bank level. The unauthorised part was because of the “couple” all you needed to do was tell the Bank I’m changing payment methods and pay from a) another account or b) open a new one, tell the Bank you have changed payment methods and that now becomes an authorised payment method. Regardless of probate, your agreement is being honoured. As payments were unauthorised they won’t show up as a deficit on your acc, and so after 2 payments you’ve now moved into default, then it’s down hill from there as you’re arguing with a pc. Judge looks at that and concludes you haven’t paid. Case closed, house has gone.