I've always wanted to own a home, just a little house with a garden, where I can live comfortably and safely and never have to move again. It's a simple dream, but one I have had to give up since becoming disabled. I grieve it still and it's easy to slip into bitterness. I don't quite know how to let it go.

In most of your videos you have a sentence or a phrase that I need to remember. Today it is "gratitude helps you keep your dreams fresh, crispy, and sweet." Thank you.

It took me a long while to get MYSELF under control when it comes to money. I was always mainly responsible with my money at a young age. But like most, we had a mtg and at least one car payment. I didnt reach the power and serenity of being out of debt until age 60. Then we paid everything off unless it was paying for itself like rental real estate does. Soon after 60 all debt was gone and now savings money and rental income pays us. We live conservatively. I wish we had control of ourselves much earlier. We do use credit cards but to our advantage. Keeping our cash longer in the bank and getting the cash back for using our cards has served us well. DISCIPLINE is the key. Never carry a balance (which Ive done my whole life except house and car) Now we drive 2009 Toyota, 1989 Toyota and 2014 Ford mainly for particular function and/or fuel savings. We take care of everything we own. Also being grateful and knowing WHEN to buy is important

I am always a fan of the cheaper options or deals, everything is included 😂. I just like living within my means

Wise words for sure 😊... Thanks for sharing your perspective... Living frugally is not the same as being a "cheapskate". Life is about experiences with our loved ones not about showing off what we own. I grew up and saw both wealthy living but then it was followed by poverty after my father passed away when I was 14 years old. As an adult I refuse to take anything for granted especially the time with our loved ones. Money is only a tool. Blessfully I'm content, and I can sleep fairly peacefully without worrying about how to pay off debt for items that could have already been long forgotten. 🌷🌷🌷

Hello Ana. Thanks for your video. I live on a very low income, and sometimes I find it difficult to buy all the things that I need. Living costs in Australia have risen dramatically in the past 2 years or so. However, I am very good at keeping my food costs to a minimum. I am lucky now that I belong to a community garden which I have put a lot of work into. I buy very few vegetables now - most I get from the garden. No, money doesn't buy happiness, but not having enough money sometimes makes me unhappy. I can't afford to go on holidays for instance. But I am grateful that I live in a reasonably nice rented apartment. I'm looking for opportunities to supplement my income so that I can broaden my life a bit.

"Oh no!" My two words...

Great video 🎉 I'm practicing minimalism. I have 41 items of clothing. My grocery is less than 50$ a week for 2. No debt except car. I paid cash for 3 amazing trips this year!🎉🎉 I look forward to more videos.

Good to see you, Ana 😊. Almost my entire wardobe has been purchased at Thrift Stores. I am surprised how many items still have the original tags on them.

Dear Anna that was very interesting, I was happy to find your video again after the weekend. I dont have a much of an opinion on money. I am lucky that my partner has a good pay. But I work too. We both have a hard physical job. After a good year in my company, I was able ti buy what I always wanted and now I am continuing to work quite hard. But at the wnd of the day, I am so tired that I cant even go for a walk or sit in our garden, just wanting to sleep. My whole body is hurting. Now I am ať the point where I have to decide, continue to work line this and buy thinks I couldnt have before or work less and do what I used to love in my free time because I had the energy. Sorry this is long but whom else to tell this...have a great day.

Good topic, Ana. Imparting money skills is such an important part of parenting. Your father sounds very wise. Here's to your big dream one day coming true! 🌻☀🌞⭐

Fabulous video Ana I shop cheap I have no debt and personally enjoy my minimalist lifestyle I believe less is better and I definitely don’t believe in all flash and no cash thank you for your video

I agree with you dear Ana. Money is security and freedom. No worries how to pay bills. And yes, money can make you happy to a certain extent, because if you have a lot you can choose where, with whom and how you spend your time and time is a very valuable currency for me. Even if you have a "normal" income, once in a while you can use the money for nice experiences. Having said that, money is important, but not the most important (example: health, spending quality time with your loved ones). I guess money can be seen as a good or a bad thing. For me money is energy. Good video, thank you 😊

Wonderful content ! I agree being financially stable is such a privilege & I too will always try & buy at a discount where possible. I hope your dream comes true for both you & Brian. 🏡🐕‍🦺🐈‍⬛ 🌹🌳 Have a lovely week ahead ❤

"cheaper yet still quality options" totally agree, because sometimes with something cheap and with bad quality you will eventually spend more money buying the thing twice or more times. At the end price could be high or low and that alone doesn't tell anything about quality.

I agree with you completely. I refuse to spend hundreds of euros on make up and hair setting every week,, for example, but here in my country, attending anywhere without having your hair styled professionally is considered disrespectful. In court you need not only wear a suit but a fashionable one, complete with coiffure and make up. On the graduation of my daughter I did my own hair and make up but there were parents with Chanel suits and hairdos that cost an arm and a leg. My daughter recently told me that my humble appearance had made her shy! That is what modern society is for you! So it takes courage to live by your own principles! It is definitely not easy.

Another great video Ana have a great day

Hi Ana I shared your point of views on this topic. Live a life of authenticity is my guiding light at this point in my journey. Gratitude for everything is my motto. Learning to navigate through life circles is my main motivation .. Thank you for sharing . Love 💗 only love 💗

You are so right. All you have said are fundamental truths.

Played this video on my TV and my dogs were so interested! Lol. Thank you for another video!

Thank you. For some reason you are no longer coming up on my feed so I am delighted to see you again.

Did she say she’s 41????? I had to rewind that part because I thought I was mistaken. Damn! You look amazing

Saving money is an art, Ana! And you are the master of it!

My financial situation broke me. I lost sight of who I really am. I'm bitter, resentful, angry and depressed. I've tried so hard over last 20 years to make my dream happen and all I want in life is a tiny cottage with a garden and rescue animals, and things just do not happen for me. I do often wonder what is a point in all this. Last couple of weeks I've been thinking about van life and think that's my only option right now.

Dear Ana, your content is pure gold ❤ I resonate with so many things you share. Just from a parent perspective - I pay a looot of attention on neighborhood where we live as my son will go in a local school and I think it’s very important for him to be in a safe enviroment 🙃

Thank you so much for sharing Dear Ana 🙏❤️ I definitely feel the same as you!

Спасибо!)

I really appreciate your videos. I like hearing bits of a different childhood than I had. Thank you for sharing.

Great advice. My parents remained frugal throughout their lives even when they no longer needed to. There was a simplicity to life but also happiness as they didn’t care about the status symbols of the neighbours. Neighbours who lost their home eventually because of debt. You have a fascinating life despite obstacles you face. Staying liquid I think will give you much freedom in life. But I do agree, money does give security and security gives a person peace. Wishing the best for you always.

‘Money neutral’ that’s an interesting way of seeing it, it’s a useful tool. You are very pragmatic Ana, great content.

Hi Anna, every word you said resonated with me. Your videos are so encouraging and I am so happy to spend time with you. Lots of love. ❤

Great video and thanks for the book recommendation. I love John Steinbeck's writing, but I haven't read The Winter of Our Discontent yet. I will be reading it soon. ❤

Thank you ❤

Excellent perspectives

Very wise ❤. Thank you for sharing your ideas.

It is so actual👍👍👍

Great video!😁

❤❤❤we love you

Great video ❤

good job 👍

You have a beautiful soul ❤

Great video!

if you can save, you should

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Omg! I didn’t know you were in Tbilisi, how nice it’d be to chat with you in person. I’m from Georgia and I’ll definitely be keeping eye on you in the streets, it’s a small town haha

Hey there! Thanks for your work. All the points mentioned by you in the video work for me. Nope, I was not always that smart - life taught everything, but I'm grateful for the experience. though some points like "being debt-free" was kinda of always in me by default :D Now even having no huge money I feel safe, which is much more important than just earning big sums and worrying how I look like and where to buy those "money-suckers". I've got a little question: Why did you have to move to Tbilisi? What was the reason?

Dear Ana, interesting topic. If we look at time it hilights the money issue and adds perspective. Some people never have time, they seem to consume it. Others, though busy, have time to help, to practise music or mmeditate regulary. Time can be measured, but it can be streched endless and it can be intensified. Is it not similar with money?

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You look like Audrey Tautou from the movie Amélie

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Явно слышится русский акцент. Нам никуда не скрыться! ))

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Do you speak Georgian

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You're 41? Wow, I thought you are like 25. :)

Hi Ana, I thought this was an excellent video with insightful ideas and great suggestions! I do believe, as you said, that despite our money troubles, gratitude is well worth cultivating in our lives. I have always been an excellent "money manager" of my earnings and savings, but over the years I've realized that that skill comes from seeing the world through a lens of scarcity. I'd very much like to foster more of of a sense of abundance but don't really know how. The former is a fearful feeling while the latter promotes confidence and wellbeing. I've read a little about the food shortages of the 1990s in Russia. It must have been terrible. Lastly, I thought about your opening challenge to describe my feelings toward money. Mine would be, as Oliver Twist would say "please sir, can I have some more?"

This movie reminded me of you…. rogersmovienation.com/2019/12/26/movie-review-sentenced-to-siberia-mere-ashes-in-the-snow/

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