And people say apple is greedy lmao. It’s the opposite but lagdroids would never understand

I also move a huge amount of money from Chase to Apple Savings . I just hope it’s not hard to withdraw the money Incase of a emergency.

I only earned 15 cents with over 4 k in savings. I was so offended.

With applesavings account ?

@@simply6162 Apple is greedy but they also make good products. If they were greedy and made bad products, we wouldn’t buy it. This Apple Card and Savings are good products.

I am on the latest update and it still won't show

@@meterdoogles Try closing the app from the app drawer and opening again.

I have been waiting 20 months for help with Apple Card issues. I’m sure its nice, but customer support is literally nonexistent

Helpful I couldn’t see the savings accounts thx

Thank you!

True but the added convenience makes up for it.

@@MrBrewman95 Of course! I’m very happy with the Apple credit card, the user interface is beautiful compared to other bank apps. Easy to use, no logins etc.

I myself have a marcus saving high yield account and my account now is making 3.90 APY on it so really i mean idk if i would run out and sigh up to apples savings account i find this to be extremely sad that apple is trying to get into the banking industry this is a brand that i do love using there products but its a line i feel there crossing and the fact they want to also be your banker to me just does not put a good feeling into my mind at all.

@@joseph10704 has apple ever done anything to ruin your trust in them? They have been responsible w your entire life (if you’re an iPhone user) forever. Never an issue. Photos, passwords, banking info, personal info, etc. the large banks are far more untrustworthy…. Based on their own track records!

Not so much ! I still prefer my Amex business better

One of the most annoying thing about CIT's app is they log you out and you can't even faceID back on. Every app update you need to remember yet another password. It's simply not as streamline as the Apple Savings account. Not only that but I always recommend people to diversify especially since the FDIC will only insure $250k.

best UI but terrible security

@@Dr.Jekyll_ oh yeah, major oversight that you can reset an appleid with the phone passcode alone.

No, I like how fast I can check things on there

Nobody can just open it and with double click on the power button you can turn it off also the wallet doesn’t show any information from your cards just the last 4 digits unless you have the apple card you can see more but still can’t do anything with the money, there’s no important information there that is wide open

It won’t let me transfer my Apple Cash?? Is there a trick to do it?

@@rconley88 I couldn’t figure out how to do that either so I just transferred it to my bank and then transferred the same amount from my bank to the savings.

@@TheRandomperson1016 I figured it out. You have to verify your Apple Cash account

Yes

Update your software.

Need to be on ios16.4 and in the US

I think they are using the same information that you gave for the Apple Card so it shouldn’t affect credit. The Social is for the IRS

Yes to both

Yes you have to update

If you have an Apple Card, it will deposit any daily cash you recieve when you make purchases into this savings account that can yield more money than most savings accounts per month. Otherwise you can use it like a traditional savings account and deposit money from your bank or if someone sends you Apple Cash any time you’d like.

AI.........

It’s for card owners in the US as of now.

Easiest $1,000 you’ll make in just 12 months!!!!

same

It says no fee

Yes. Monthly

My credit union pays 4% so its not that unbelievable. Banks just keep most of the money.

Same

Does not show for me either

Sure but there’s still plenty of uncertainty in the market right now, no way to know you’ll actually see a 10% yield

Problem is with Mutual funds, you don't get the liquidity.

Yeah long term, short term your money might disappear for a while

It’s not simple to get through the unlock . To get through the unlock is as difficult as getting through your banking app password

You have to open an Apple Card account first and then opening a savings account is available.

Upgrade to the latest iOS ver

Haven’t tested but there are account number associated so it seems as if you can route them

@@macrumors ok thanks for replying. It would be nice if you can set up automatic payments from Apple Card to high yield savings account. As well as set up direct deposit so your pay checks go right to the savings account.

you will have to have an Apple Card first

Pretty sure if that happened many banks would go out of business LMAO 😂. I only use Navy Federal and even I would choose Apple over them. And they are amazing

That would be nice 👍

@@robotman011 but then where would you go to withdraw money? The Apple Store? 😄

@@Brendan_Breakdown Imagining an Apple-designed Goldman Sachs bank branch for an Apple Checking Account was not what I had on 2023 bingo card. But seeing an Apple logo on my checks would make me smile I’m ngl

I mean, you can only get this Savings account if you already have an Apple Card. If you already have an Apple Card, they already have your info because Apple Card is run by Goldman Sachs, lol

Me neither.

I don't think anyone would use this saving account for apple cash. They usually transfer money from / to the main banks without any limit.

As of right now, there doesn’t seem to be one?

Working on that. It’s a new space.

CD checking account Capital one

Everybody loves the Apple card Because it's Apple I'm happy my capital 1CD Everybody said oh thank you Apple thank you a bunch of weasels

Nope

I don’t see that either.

@@felixs9525 Do you see anything under “Daily Cash Election” when you go into Daily Cash?

@@bobbybossmode Do you see anything under “Daily Cash Election” when you go into Daily Cash?

I only saw “invite friends and get $75” when I clicked Daily Cash.

RIP