never ever pay for wifi in eu hospitals! it's way too expensive and usually shit... you can buy mobile internet-sticks everywhere (eg alice lte stick) and those are way cheaper and faster

@@FulloutPostal Well..I did not know that I was going to end up in the hospital for a week so it was sortuve a last minute decision. The internet wasn't too bad for what it was.

The monthly fee for the general health insurance depends on your income. At the moment is is around 15% of your gross income, split evenly between your employer and yourself. The fees of a private insurance also depend on your income in addition to your age and pre-existing conditions. When you are young a private insurance might be better and cheaper, but the fees will go up when you get older and it is a pain in the butt to get out of the private insurance and go back to the general insurance. I think the highest fee is something around 750€ but for that you need to reach a certain income, usually you pay 200-400€/month.

Actually, the monthly premium ("Krankenkassenbeitrag") for a normal employee is way less than 920€. In Germany we have a "Beitragsbemessungsgrenze", which is the max. value taken from the salary as a basis for calculating the health insurance contribution. The contribution assessment limit is 58,050 € per year (4,837.50 € per month). From this value, an average of 14.6% health insurance contribution is to be paid for the public health insurance. And normally employee and employer share this contribution half each, i.e. normally the highest health insurance contribution is approx. 7.3% of 4,837.50€ and that is only 353.14€ per month! This is the maximum rate for the public health insurance. However, it happens that especially self-employed people have to pay the complete contribution alone, which would be 706,28€. But that is rather the exception, normal employees (the bulk of employees) pay only half. If the income falls below a certain limit, the health insurance takes a certain minimum wage as a basis for calculation, I do not know the exact value, it is about 1,200, - €. From this amount either 7,3% (= 87,6€) or the whole contribution 14,6% (= 155,20€) would have to be paid. I myself am a pensioner and my wife is co-insured with me in the public health insurance, we pay well below 150,-€ for both together per month. That's great, in my active working life I paid much more, of course. The private health insurance companies have completely different calculation models, which would go beyond the scope of this article.

But even with the monthly premium you "don't pay a cent" because this will already be paid when you get your money. Usually your boss will do that for you, as long as you're not covered by a private insurance. :D

a peaceful society, i want to add :)

The first six weeks of sick leave the employer has to pay you fully. Just to tell what happens before the health insurance kicks in.

Basically National Socialism... just an election away from a Hitlerian regime...

@@jessmarks2214 Seems like you want to manifest something. Stop being jealous mate. ;P

@@elric9892 jealous?... of what? Europe has, and always will be, a shitshow of arrogance, faux intellectual superiority and cultural compliance. Dont think; indoctrinate and facilitate the corporate powers that control EU governance. Dont worry Australia is on the same path... we sold every resource, facility, utilities to the CCP... we're a vassel state to Chinese Corporate Communism. All good as long as beer flows, we can watch Eurovision and tweet... what more do you want? Guessing that if your Government decided to impose severe restrictions on your methods of entertainment.... would simply comply...and then inform on those who choose to ignore these restrictions? Who defines your life? Guessing the State and you'll collaborate with the state to punish those who are braver than you? Lazy, Kleptocratic, selfish and stupid people... the tools of totalitarian regimes... stay at home, dob in your neighbours, wear a badge to demonstrate your purity... Fascism 101.

The difference is so massive that a German health insurance will fly you from the US to Germany (and back) for everything major if possible. What she discusses as hypothetical situation in the video actually happens.

I think the Americans are so brainwashed by the super rich people that they can’t see how horrible their medical care system is. Better lose the house and live on the street than becoming “communistic “.

It´s propaganda one the american side

The US system is not broken, it works exactly as it is supposed to: stripping people of as much money as possible in exchange of the worst healthcare outcomes of any developed Country

Yeah, you would have been forced to sell home and live on streets. Jacka$$ comment section

Because they get showered by Propaganda all their life, that the US System is the best in the world.

I agree! Their system is totally broken! I like the NHS here in the UK 🇬🇧 so relieved I will never go into debt if I'm ill IR injured.

@@orangeguy3314 what?

@@orangeguy3314 Sorry but stop spreading *lies.* US has at average *3%* higher income tax then Germany *49,77%* higher costs of living. > within this: • 39% higher Rent costs • 27% higher grocerie costs _by lower standarts & quality_ • 17% higher restaurant costs, _there goes your "free tap water" out of the window, free for owner, overcharged for max lowest quality content. BUT Wait...

@@orangeguy3314 A Burger at McDonalds cost more here so the staff can actualy live from their wages.

Erst recht sachen wie insulin, Asthma Inhalatoren oder epiPen. da ich Allergiker bei uns kostet der 10€ ca. mit versicherung aber selbst auf privatrezepot sind es nur 80€ in den usa als ich mir einen holen wollte (hatte das rezept bei der einreise nicht dabei, bzw. nicht in englsich, und mir wurde der abgenommen) und der hat mich 1955$ gekostet... genau das selbe produkt vom sleben hersteller.

My kidney is good would yo like to purchase or trade it for cash?

And yet the pharmacies are earning so much money (AKA the tax payer pays it) that there can be 5 pharmacies in the same street in even a small town. Not to mention, my brother is working in the pharma producing industry and he says the USA basically pays for the whole development of new medications, because they are the only market thats really profitable anymore.

@@cartrips9263 First of all the profit orientation of the healthcare industry in the USA is considered one of the worst things in the world but okay. The amount of pharmacys in Germany are highly regulated, it is by the population density, this has nothing to do with how much money they make. Some actually loose money due to the regulations cause they have to operate two in a small area, but the density and the walk ways and operation hours decide where a pharmacy must be. Our pharmacy’s operate 24/7 not all at once but in shifts. So no this has absolutely nothing to do with how much money they make.

@@thegreenengineer7994 Not true. The population density plays no role. As I said, its even in small towns in rural areas with low population density. And I also happen to have a friend who works in one and she earns very well. Only comparable to an optometrist, who also have the same phenomenon, AKA 5+ shops in the same street in even small towns.

I’m from the us and there are many things I love about it but I live in a small town in the Appalachian mountains. All of the good things I have to say is about the landscape tbh. I look out my window every morning and see Grandfather mountain and rhododendron and bears and deer and groundhogs and well idk if I wasn’t born in the us I would have ever moved here. I don’t feel like my government takes care of us. They take care of the National Forrest and the state park but everyone around me lives in poverty. It’s one of the most beautiful places in the world but at what cost ya know?

Like look up this area. The scenery will blow your mind but then read about the meth problem in the surrounding county. A dude shot his mom trying to steal her well fair check last year.

@@bridge909 then move. There are shi**y governments everywhere.

I feel the same. ^^ plus: we have metric system. ^^

Nothing's wrong with the US gun law though...

Don't become ill in Poland and not have the money to pay your doctors and nurses. If you are poor your life expectancy in a polish hospital is about 30%. The same goes for Ukraine, Serbia and many other countries.

Don't tell this too the poor people from the US, I doubt they would survive the shock, but the German health system was once even better and cheaper. I'm not saying it is bad now, just that it was even better in the past.

@@wolfgangpreier9160 I think you might exaggerate A LITTLE. X-D

@@wolfgangpreier9160 OK..i didn´t know. But.....these countries are more asian then european...

@@torkakarshiro5170 Nope, just had this experience with my mother-in-law. If we did not have bribed and coerced the doctors, nurses and now privately enganged a ukrainian refugee for personal nursery for her she would have gone. And thats just as usual as it was in the last 100 years and more. If you got the money and flaunt it you survive on a decently well level. Its not even much money. But certainly more then a pensioner in poland gets. If you don't you become cannon fodder for either the elite as in Ukraine or just let die because you are worthless. I wanted to get them out but they are too old and encrusted in the country.

Iam a german. We pay a little more for the health care; i believe you also because i think the real costs are covered by taxes. But this is the point: all of us pay together to take care. My wife, may she rip, got MS (Multiple Sklerose) and the bill would be 8,500 € a month. I never would be able to afford this. it is nearly a fourth of my years income. But because we all pay for the health care my wife have a few years seeing her children grow up. Sure, i pay every month hundreds of €, but if something went wrong, even if it costs 1million or more, i am safe. I do not understand why USA people accept their system. Take care of other people. The f..., even if you lost your work the state will pay for your health care in germany. Covered by taxes and other people.

They call us that to in Canada. 😅🇨🇦

I you think about it: Why would "socialised healthcare" even be a bad thing? Aren't we social beings?

One thing that’s stuck in my head is a common IBD meme I read years ago saying „Running is cheaper than therapy“. IBD stands for inflammatory bowel disease and one symptom is (literally) bloody diarrhea, so they meant they’d rather run to the toilet because therapy is so expensive. I can’t put into words how sad this is because IBD can lead to colon cancer or death in general (after a lot of suffering) because of dehydration and malnutrition, blood loss or even sepsis, intestinal obstruction or perforation etc.. It’s a chronic lifelong disease where therapy is extremely important to stay in remission and alive. It breaks my heart that there seem to be Americans who suffer or even die from ulcerative colitis or Crohn’s disease only because they can’t afford all the therapy options we have in 2022. Or are financially ruined only because their fate was having a chronic illness 💔

@@roonilwazlib5402 My cousin had parts of her intestines removed because of a similar illness. Imagine this in the US...she would have never recovered. Either health wise or financially.

@@Piretfreak87 It was the same for me. I have ulcerative colitis and had my colon removed at age 15 besides a ton of other things. I‘m so thankful to live in Germany when it comes to that 🙏🏻 Even as an adult I only have to pay up to 1% of my or my families yearly income due to having a chronic illness. All hospital stays, 10€ recipe costs, doctor visits, meds, surgeries, wheelchair and so on included. If you reach that limit you’ll get a „Zuzahlungsbefreiung nach § 62 SGB V“ card and for the rest of the year everything is 100% for free. So there’s no way to get into such a horrible situation like many US citizens..

Dying, certainly, is less expensive. My wife will only charge me $20 for her diagnosis and I can have a private room to pass away in.

laughing just like crying is a reaction to borderline situations. For me usually laughing about horrible things gives me a greater benefit rather then being sad about them.

You know whats ironic? When the left in the US talks about improving the immigration system, the right asks them "what about Americans? Americans need help too" ... when the left proposes universal health care or any other form of social security improvements, the right shouts it down as communism, socialism, Hitler, Stalin, North Korea aso

"Americans couldn’t give less of a crap about their fellow compatriots." Yes its all a big fat lie. Like the Unions that are just another name for the US Mafia. The same big fat lie. And they say WE are communist... Hilarious... Sad but hilarious.

dont underestimate stupid people in large group. and i am sorry but america is very very good at stupid. truth hurts

I rather pay that 70ct for using a public toilet than paying 15.000$ for having an checkup at the hospital.

@@popogie22 definitely. :)

Yeah KZfaq has a dark sense of humor... LMAO

Likewise in Sweden, it's gotten worse since the 90s. It's still better than the lottery system in the US! That's sad!

My dentist also is private only. I got there as an emergency and when they started telling me what I would have to pay I was like "yeah, just send me the bill, I know the prices", because when I was a child I was covered by a private insurance and knew several price ranges. I had to pay something about 450 € at the end of the treatment and once they got their money they called me back if I wanted to stay in their databank. :D

A query and submission of the bill to your health insurance company could at least reimburse you for the portion that is paid for this treatment by a doctor licensed for the statutory health insurance companies. Our son needed a nose job (it had been broken at some point and his allergy was exacerbated by the crooked nose), he would have had to wait at least 8-12 weeks for treatment from a licensed doctor. His health insurance reimbursed him for the statutory portion.

The stories about American health care boggle my mind. The German system - in my limited experience as I've only been here about 18 months - is not dissimilar to the UK system - you pay your premium through your employment, so it's taken out of your wages, and then pay nothing at point of use - just present your card. With the UK system, the premium is not individualised and explicit as it is here - in the UK we all pay out of every pay packet (or paid, in my case) but the money went into the central health fund rather than individual accounts. Otherwise, costs are a little higher in Germany as far as I can see though the service is better in some ways.

@@Vampirzaehnchen Haste dir Fangs machen lassen?

Paying directly in cash the total bill in Germany is cheaper than the copayments in America.

I had insurance in the US - paid $500 for x-ray of my wrist, the analysis of that x-ray, belittling through staff, and a wrist wrap. Insurance in Germany - paid the train fair to the X-Ray place and parking

If the kid is working, he has to pay for his own healthcare by law in Germany. Usually starting from the age of 15 after finishing the 9th year of school. Family health insurance is by law not allowed to cover it, even if it is a private health insurance. And the rates for your mandatory health insurance are higher than the rates for the private family insurance, though you get a 2nd class treatment.

@@svr5423 The "2nd class treatment" only exists because there is private health insurance in Germany at all. And it only exists because the rich wanted to get rid of their solidarity-based responsibility to society - and politicians willingly supported this. For the same reason, there are "contribution assessment limits" to save the better-off money. This is not fair. If there were exactly one system of health insurance into which everyone had to pay a fixed proportion of their income, costs would be lower for everyone in Germany, and care would be better rather than worse. And the German system is not as bad as you want to make it out to be. If you have a job, you have health insurance. It doesn't matter what he or she earns in that job. The family is also insured free of charge. The co-payments are low. Deductibles are (almost) non-existent. Yes, there are people in Germany who do not have health insurance. And that should be changed urgently. And yes, the cost of private health insurance is (still) lower - but that's because the privately insured largely avoid paying for the medical care of our oldest generation. The costs of private health insurance will rise massively in the next few years, or benefits will have to be trimmed to or below the level of statutory health insurance. That will be the bill that privately insured people will have to pay for being so asocial as to want to evade the overall social insurance system.

Strictly speaking, German military personnel have no health insurance at all, as far as I know. The Bundeswehr maintains a completely separate health care system for the medical care of its soldiers (which also earns money by providing care for civilians, but primarily serves to provide care for soldiers), and if a soldier needs to see a civilian doctor, the Ministry of Defense pays the bill according to the fee rates of private health insurance. I'm not quite sure what the situation is like for family members of German soldiers, but presumably similar rules apply there as for civil servants and their health allowances - who can then choose whether to take out private or statutory insurance.

@@PhilippKiessler "Solidarity" is a buzzword of the extreme left to take away the fruit of your labour without providing anything in return. Notice how it only goes one way? All the people and institutions who claim that "solidarity" is important never ever give you back something when you are poor or in need. When I studied and couldn't work as much, I was living with less than Hartz4, despite having more expenses. Who helped me? Yes, it was the much-hated banks with their loans. They showed more "solidarity" than the government and all those extreme lefties. Without private health insurance, everyone would be a second class citizen when it comes to healthcare, not just the poor. However, the people who have money could still afford better treatments. The family is not insured for free. Every family member needs to have their own insurance if they have an income. If they don't, and don't pursue an education, they could also live for free from Hartz4, so that's not an advantage. Paying a fixed proportion of your income for something essential as health insurance is also something very bad. It discourages you both from living healthy and from earning more money - a big issue in Germany as skilled workers have been leaving for decades now. The Swiss system is clear superior, everyone pays a low fee and then pays a little bit out of pocket if they need it. The total health costs per person are much cheaper than in Germany, despite all the doctors, nurses and pharma earning a lot more. There is less corruption and waste in the system.

From where, if I can ask?

Willkommen!

Willkommen in der Volksrepublik Deutschland! Welcome to the People's Republic of Germany! That is what at least some GOP supporters will percieve it as, at least.

Are you going to work here ?

A couple of years ago, I had had some infection (pilonidal sinus) and had to get two operations and like 15 post-treatment appointments. And all I had to pay for was some bandaids for like 30 bucks. Get the hell out of that sh*thole country of yours ;*

It's called the Protestant Work Ethic. It's pretty messed up and deeply ingrained in the US.

funnily enough or sad, depending on how you view it. As long as you pay for insurance, privatized or state you pay for others. it is not possible to not pay for others except if you don't have insurance.

@@mifphilip BUT... others are payning for you as well. and often you benefit far more from that, than you have payed yourself. I mean: a regular person will get more and pay less. And a very sick person, who can´t work anyway, will just benefit from this system and does not need to ask people for money. It is a win win situation.

@@juilescieg Exactly. I am used to seeing Americans saying the don't want to pay for anybody else with their hard earned money. but they are. That is what i meant with my comment.

One problem in the US is that those who decide, politicians, are getting a health care benefits comparable to Germany's. So they suck on the teats of society while they let their compatriots suffer of financial dangers. No wonder no one likes politicians. (and lawyers to make it balanced)

what do you mean by "stop being woke"?

@@allister.trudel spending every minute of someones life to fight people, that live in the same reality as you, but happen to have another opinion. So terrorizing men, who are not feminine enough, females, who are not feminist enough, kids, who are not trans enough, films, who are not black/asian/green/blue enough, people, who are not liberal enough, people, who are not conservative enough, people, who are not rich enough, people, who don`t work enough, people, who are not patriotic enough, people, who are not american enough...the list goes on and on. And during these really insane fights on the internet or anywhere, people are losing their lifelyhoods because of medical bills..and I`m wondering, why the american people don`t stand with eachother to fight the system..I`m not an American - obviously - but I can`t understand, why pity little selfinflicted "ego - fights" are worth fighting and existential threats of a nation are just not worth it. But plz understand, that I`m not talking about social issues, that also cripple the nation, like gunviolence, a disgusting police force, crime infested cities and much more..

Sorry. You're the one being woke, not the Americans. I could only get through the first 3 minutes of the video. Nothing substantive was said, so I went to the comments. The US healthcare system is too complicated and too expensive. If you're not covered by a health care plan and you get sick it can be very costly. That being said, I've always had a health plan through my employer, so have all my friends and relatives. There are not 320 million americans living in fear of health care related financial ruin. But there are some who fall into an area where they make a decision not to purchase health care because they need to spend the money on other necessities of life (food, housing, etc). I think socialized medicine is cheaper and more efficient in the aggregate. Not better. My problem is that my health care, while more expensive, is generally better than what a socialized system would provide, and I don't want that to change that.

@@ShenandoahTim If you can't afford health insurance because you need the money for food and housing, then it can barely be considered a "decision". What are you talking about?

LoL .. my wa 8 Euros 20 years ago and of course it makes totally sense!

My worldwide travel health insurance incl. US is 9,90€/year. With short-term travel (usually eight weeks) most insurers don't make a difference it seems, but for anything longer the options are basically Europe, World excl. US/Canada, and World - in ascending order of price. That is quite telling. The insurers literally make a special tariff just because of the US (and Canada, apparently). No other country in the world justifies a higher insurance premium.

My mom used to stay for part of the year in the US. She got travel insurance (special policy for long time travel!) and had laser surgery on her eyes done. Nothing to pay for!

Most travel insurances specifically have a clause excluding the US. If you want the US included, it's generally a more expensive policy. This is why I go back for a visit once every 5+ years and pack the pharmacy.

What country you come from? 3rd world country with fattest homeless population, try again. Many people get free services and they are more than adequate. The more money you have the better doctors you see. It's like rich people have advantages, that doesn't happen anywhere else right? Try getting a kidney. Stop insulting the greatest nation in world. Everybody hates US, should be sitcom

77 euros is quiet expensive, actually . Did your "mutuelle" not reimburse you ?

My mom went through extensive breast cancer treatment here in Germany and then further rehabilitation to get her back to a more healthy shape after going through all of that so she could go back to work. Cost us about 200€ for the whole year old all kinds of meds and treatments and rehab stays and then she also got to slowly reintegrate into her work place instead of having to immediately go back full. She of course still got sick pay for all of that time so we were financially ok, money was a bit tighter but we managed.

@@rolfoleynik6925 das stimmt, aber es ist nicht einfach und wichtig ist, dass man seinem Arbeitgeber keine Munition dafür geben sollte. Behaltet eure Krankengeschichte für Euch!

Maybe it was the lifestyle, the bad food etc. that wasn't good for your body. I read a lot of comments of US Americans that visited Europe and did nothing different than at home, but they lost a lot of weight and felt better. Back in the USA they started to gain weight and so on. I don't know...

Could be. It's a well-known fact, that often times exchange students who come back from their stay have ballooned up and have to lose all that extra-weight.

@@cs-lp5qv US food contains more added sugar, and public transportation and casual biking accessibility isn't good, so eating exactly the same type of foods in USA gives you more empty calories and you use less calories because of the heavy car dependency making life difficult or too dangerous for those who prefer to travel by foot, bike, or bus.

Newbie protection runs out somewhere after your 21st birthday. Before that you are damn near invincible. Ate nothing but bagged sugar for 5 weeks? No problem! Do that in your 30s and your are game over. (Glory to the youtube gods, hallelujah.)

Not the age , the food there does !

About 70% of Americans actually favor a public health insurance option, so you are asking for an explanation of something that's not the case. The answer to why we don't have one of the many objectively better systems is simple: propaganda. Propaganda against alternatives, propaganda funded by big money interests that is spread by politicians who also profit. Many politicians are also ideologically opposed to alternatives, even though they know Americans will suffer as a result. Search the channel Healthcare Triage for in-depth videos on this and many other topics.

Because Americans dont know the difference between Socialism and Social Democracy

@@askingwhy123 "propaganda funded by big money interests that is spread by politicians who also profit" - That totally makes sense if you take into account that it's about defending a profit oriented healthcare.

I'm pretty sure that would they implement a similar healthcare system, the economy would shrink. US health insurance and healthcare amounts to about 1/5 of US economy...the prices are inflated (obviously) which means if the prices would get adjusted to a "less profitable" system, investors would flee insurance, and pharma companies. In other words, you'd need to have to wait for a total economic collapse to re-shuffle the deck. Ofcourse, this could be avoided with transitional periods, government handouts to these companies. There simply is no political will to change, since it would cost that party votes in the long run..."mah' conomy is bad" Also, imagine over night everybody could afford healthcare...the infrastructure is simply not there. If you thought wait times in Germany or Canda were bad (which they really aren't), imagine an even worse equipped healthcare system suddenly facing 100% increase in patients, because everybody can afford to go to see a doctor.

There is quite a vocal group of people that are so entrenched in their belief they shouldn't pay for someone else, that they risk bankrupting themselves. Also, bribery, ehh, lobbying by for profit healthcare.

Another issue in the US is the crazy legal system. Many of those tests that are unnecessary from a healthcare point of view are made necessary from a legal protect-yourself-against-malpractice-lawsuits point of view. And even if one ends up winning the court case in the US, one usually still has to pay one's own lawyers, so there is a strong incentive to take absolutely no chances even though it may be horribly inefficient in terms of medical cost to benefit ratio.

@@jenswurm interesting. I wasn’t aware of that.

NHS is incredibly strained, which is not surprising since Torries have been trying to undermine and underfund it for years to sell it to the highest bidder for their own benefit.

It is my understanding health workers may go on strike. Worry about your own country and stop bashing the U.S on misinformation.

@@czdot I totally agree, but i'd rather have our system with run poorly than the American system.

@@joeysausage3437 Both England and Amercia are free countries and so I can say what I like! Anyway, it's only misinformation if it's incorrect and what I said was 100% fact!

@@barrywood2730 Your system is ten times better? Shall we talk about the uk's outdated equipment? Or, the upcoming strike? Your system is running out of money.

Thank you for this! I guess I have been lucky and never had to have an xray in a different facility... which is interesting because I currently live in a smaller town.

Holy shit Berlin really is a bad place, how can something like this happen? Was the other person drunk or something?

@@toniderdon Because one persion got assulted its a "bad place". Wow. No its really not. Compared to the US its a heaven of safety. Yes, stuff like that happens, but its does everywhere. And Berlin is generally not known as a dangerous city.

@@theexchipmunk I'm from Germany, Frankfurt to be exact. And while Frankfurt has bad places (like the Bahnhofsviertel) I feel like the rest of the city is clean and safe. When I visited Berlin a couple times, everything is dirty, homeless people come into the U-Bahn and start asking for money, at night it doesn't feel safe at all.

Yikes, sorry you got assaulted! I had a very mild case of that once, and I was pretty shaken for the rest of the day. Berlin is a crazy awesome city, but yep, it has it's crazies.

Sorry to read that. Berlin can be disgusting in some specific places. But it's more a general problem that people become more aggressive and stuff.. But of course this crushes your view of the city I absolutely understand that. 😔

Das gute ist ja, eine Auslandskrankenversicherung kostet uns 10 Euro im Jahr, dadurch bekommen wir selbst in den USA und Co alles kostenfrei. Deswegen wollen die da natürlich alles ganz genau untersuchen, weil noch einfacher kann man ja nicht an Geld komme. 😅 Es ist aber auch irgendwie hart zu sehen, du als Ausländer gehst ins Krankenhaus ohne große Sorgen, kannst auch ne Rechnung von 100.000 $ haben und es interessiert uns nicht, während die eigenen Bürger Angst haben zum Arzt zu gehen. Wie traurig ist das bitte?

..the most americans don`t even know, what means " communism"... ;-) grüße aus Österreich

Most americans have no clue NO CLUE what communism or socialism is, there are no communist countries in europe!! There are countries that are INFLUENCED by socialism, wast different from being a socialist country. Many americans seem to either think it means take from the rich and give it to me so therefor good!! Until someone points out that YOU are actually not poor and will not recive any money, you will pay! also they forgot that companies that dont make profit for their owners will close, and with that goes the jobbs. Then you have the people on the right that seems to think that ANY socialist ideas whatsoever is the gateway to communism. PAYING taxes isnt to pay for healthcare and roads isnt communism!!! Somehow they never think paying for a big millitary with taxes is communism, but paying for healthcare is???

imao It's a fight for privilege, and privilege always excludes others. And whites are more privileged. Selfishness also plays a big role: "Why should I pay for others?" completely ignoring the fact that they do so with every insurance policy, such as car insurance. 🤔Silly

A lot of Americans seem to live to participate in a lottery called "the American dream". That's fine. But - the vast majority of them will never win the jackpot. They keep on paying into this dream by the lack of social welfare (health insurance, education, infant care etc.) though, which is difficult to understand.

@@Blackmind0 I believe so, too. But that's what you hear all the time.

In Germany, when you go to the Hospital, you have to pay 10€ per day for not more than 14 days a year. The rationale behind is, that you get your food etc. there and don't have to spend money for that as you would have to, if you were at home. But anyway, if you your income is to small, your health assurance will give you a document on request, that states the you get freed from co-paying. In the end, you always can afford healthcare here, no matter how poor you are.

Not for free... Nurses, doctors, clinicians, hospital maintenance aren't free.... everyone pays.. either through a levy, gap payment or revenue from GST, personal and corporate tax.... you sayimg this is why the healthcare system is in constant turmoil.... absolutely no idea of how the system works or how its paid for... equally administrative staff out-number service personnel by 3 to 1... fat cats shuffling paper and making policies detrimental to Universal healthcare.

Yeah, that sounds very good. Unfortunately, people like me who live and work in Australia as an electrical engineer have to pay lots of money for medical & dental services because I am neither a permanent resident nor an Australian citizen. My private health insurance is a joke and doesn't cover very much my medical expenses. Australian medical and dental expenses are quite high for expats.

@@ClaudinneV Maybe you are working for the wrong company. If I would be sent abroad by the company. the company would pay for my health care. We had a colleague suffering a serious heart attack in Saudi Arabia - yet he had to pay nothing himself.

Word ☝️

I'd probably have the same problem if I had that happen to me in Germany as I'm not a resident of germany. I had a friend from the UK who used a hospital here when he visited. The UK national healthcare system paid his bills. In the US a hospital can not refuse you service on a serious healthcare matter because of your inability to pay. So they increase the amounts other people pay to offset their losses. That idea is stupid. I have a healthcare plan that limits my exposure to around 5000 USD per year, so do all my friends, co-workers, and relatives. I do not support socialized health care as it doesn't provide the best care ( limited choices, waiting). I probably get better care than most people in the EU with socialized health care, it's just more expensive and complicated here. The problem is people who are low income. If you work or have income, but don't earn that much the government will give u cheaper healthcare, but here in the states that still a lot of money, and some people will not buy it to save money or spend that money on housing, heating, and food, etc. The poor get health care here for free, but it also is a complicated system. I just don't want to trade my better healthcare plan, that I pay for, into something the government runs. The US government isn't known for running anything well.

Gallensteine tun so sch... weh! Hoffe Dir geht ws besser und die OP läuft gut!

@@sisuguillam5109 Dankeschön, das hoffe ich auch. Ich hatte zwar früher auch schon hin und wieder solche Schmerzen, da man aber nie was gefunden hat (Ich vermute, weil das zunächst nur einzelne Steinchen waren, die abgegangen sind) hat mich die jetzige Diagnose ziemlich hart getroffen. Aber muss ich jetzt mit leben.

this surgery costs about 5k Euro in Germany including 7 days Hospital (Single room) but you get 100% back from your insurance. You only see the bill if u are on a "private insurance" for a regular insurance u have to pay 10€ per Hospital day + WiFi about 2-3€ per day.

@@golagope9056 I know.

How much is the Contribution from the broader tax revenue distribution?

@@GettoGecko Really? Didn´t know that, does it mean you are not covered if you are sick? I thought that would be against the law in germany...

@@GettoGecko : Nope. The rule is: If you are earning more than 64k a year ("Versicherungspflichtgrenze") or you are self employed (or working abroad but living in Germany: "Grenzgänger"/frontier worker), then you have the freedom to choose between private or public health insurance. Below that income, you have to stay in the public health insurance. But you have to have a health insurance (VVG § 193). There is no choice whether or not in Germany.

@@jessmarks2214 zero. It’s an insurance with obligatory insurance contributions, not financed by taxes. In addition, public health insurances (most insurances in Germany) are Non-Profit-Organisations.

Why should the company pay 7.5%? If its like Australia, workplace injuries are covered by compulsory workplace injuries... so why charge the employer for circumstances outside their responsibilities?

Moreover: if things really were so awful in Germany Hayley would have left Germany long ago and would have taken her German boyfriend with her.

Same man. The only thing I say to those people is the famous: "Wir meckern auf hohem Niveau."

It's a matter of perspective. You have americans looking down upon other nations and telling others how many benefits they have compared to those nations, too. If everyone would accept that, we'd still live in caves. We have some things in germany that are indeed awful, but so do other nations too.

@@86400SecondsToLive Dankbarkeit heißt nicht gleich Stagnation. Das ist lediglich eine Frage des Respekts. Und wenn ich ein Konzept respektiere, habe ich ein Interesse daran, es für mich und andere besser oder mindestens genauso gut zu machen. Man muss beides zusammen denken. Ja, neu denken, aber gleichzeitig nicht vergessen was man schon hat und wofür man dankbar sein sollte. Dem Kopf eine Pause geben zu dürfen und etwas einfach ohne Hintergedanken annehmen zu können. Das ist auch etwas, was das deutsche Gesundheitssystem trotz aller Macken dem amerikanischen System voraus hat: Peace of Mind.

if you live in Germany it does not matter whether ppl somewhere else might be worse off. You have to deal with problems where you live.

Many of us (Americans) do but fighting the systematic greed mindset here. 🤷‍♂️🤦‍♂️ Maybe one day.

because they know nothing else

@@HayleyAlexis Maybe you're right, but,... ähm,.. we habe something that's called internet. And if you try to show up the german/european system, the only answer you became is: socialism....

Well, seeing, listening to someone explaining who experienced e.g the health caresystem in Germany compared to the USA, is maybe true, but for an American who has only experienced the usa health care system, it is to call it socialism. What I wanted to say, people need to see it personally, experienced it by their own to see the benefit of the German health care system, otherwise they can’t conpare

Really? I thougt the social system in France is better than in Germany.

I think the French one wins in international ratings. The German system is the oldest one, though.

@@e.458 Well, without the additional insurance my company gives me I wouldn't be reimbursed 100% and I have to pay in advance. In Germany I show my card at that's it. Speaking as an employee, if course.

Eh, it's far from great, it's not terrible, but there's certainly room for improve - e.g. private insurance for higher-income people should be abolished, as it increases the costs for everyone else.

Well you have to wait for an appointment for sometimes months if it's nothing serious but mostly I'm happy with it. I've had 7 teeth fixed and 5 more are gonna get done soon, 3 of which are getting bridged, and all that together will cost me less than 1000 Euros even though they used the fancy material.

Okay, now I have a question... (US here) If you switch to a different insurance do they make you wait a period of time before you can use it? Last I checked here, you'd usually have to be paying on the insurance for 3-12 months before you can use it (also can depend on what you're using it for - for example: the rare insurances that have *some* dental or eye coverage).

@@crazydarkness You can use the insurance at once otherwise you'd be without health insurance after a switch and that must not ever be the case. Also during a switch you must be 100% covered at all times. You are however forced to stay at least 12 months after a switch, so the new issuance can rely upon receiving at least 12 premiums from every new member (used to be 18 months but they shortened it to 12). Note however that private insurances are free to deny your as a customer. Public insurances cannot, they must accept every customer who is willing to contract.

@@xcoder1122 Thank you so much for clearing that up for me! ❤️

Thank you! 😃

Take out? You mean, don’t pay for adac insurance?

@@aka99 Nope, just Windows autocorrect. Don't you just LOVE it.

If you're an American citizen i doubt the US will count as "Ausland".

@@ccat342 Tbh, i think it should count as "Ausland" for them, as long as you are a customer of the german insurance.

@@ccat342 If you have German resident status, then even your native foreign country is covered by that insurance. I'm Filipino citizen and my Auslandskrankenversicherung also covers my vacations in the Philippines.

In Germany you pay about 10% of your income for health insurance and give a FAQ when it comes to visit a doctor The treatment includes everything you need to get back to health (without limits especially in severe cases)

@@laktho actually you pay 15.5% of your Income(Brutto) for public health insurance. Arbeitnehmeranteil. Employer pays additionally 7.75% directly to the insurance company. So actually the amount of monthly health insurance is around 22.25% of your Income.

May I correct myself: public health insurance is 14.6% since January this year. 7.3% Arbeitgeberanteil. So means 21.9%

@@popogie22 Naja… der Arbeitgeberanteil ist ja nicht Teil deines Einkommens. Es ist der Anteil den der Arbeitgeber zum Sozial-/Gesundheitssystem leistet. Ich denke das verfälscht das Bild, wenn du das einfach addierst. Und, der Abzug ist vom Brutto, also vor Steuern. Das muss man auch dazu sagen.

@@francoforte4788 Ichmeinte damit die Gesamtkosten. Klar, vom Brutto. Vom Netto wäre as ja günstiger.

right, that's it, i'm getting my ancestral irish passport, in order to freely come and go around these wonderful european countries. i am in uk. we pay much more than that in national insurance, although it's pro rata, basically a part of income tax. as for waiting times, well !

There are some problems with Swedish healthcare though. A friend had to wait 3 months! for a pretty urgent brain MRI

Moin Ben schwitzt du auch so? 30 ° puh Liebe Grüße

@@arnodobler1096 moin Arno. Schwitzen? Nein, Himmel bedeckt, 14°. Also: plus! Lach! Schönen Sonntag ! Es soll heute auch noch Regen geben.

Sadly that's the cheapest option just fly back to Europe and America is suposed to be greatest country on earth i don't think so only if you are part of the 1% great comment btw👍

@@DidierWierdsma6335 Thanks for your comment. America is a bad joke for most people. Especially if you have kids and want to give them a quality life. Europe has several problems, but at least we have education and healthcare that work and is for everybody.

@@if6086 I agree 100% with you Europe is not perfect but in my honest opinion it's still way better than America period. And you're welcome and greetings from the Netherlands🇳🇱

Wenn die Leute vor 150 Jahren nicht gejammert hätten...

doch sollten wir es gibt immer etwas zu verbessern

Leider doch. Weil es ja mit immer mehr Privatisierungen auch immer schlechter wird. Es ist selbstredend noch weit weg von amerikanischen Verhältnissen, aber wir sind auf dem Weg. Und es gab immer auch schon was zu optimieren. Z.B. die Unterschiede der Terminvergabe von Kassen- zu Privatpatienten. Es kann Dir passieren, dass Du als Kassenpatient Monate auf einen Facharzttermin warten musst und der Privatpatient wird gefragt ob er morgen oder in der folgenden Woche vorbeischauen möchte.

Ich finde das Gesundheitssystem in Dänemark noch besser. Bei uns muss man sich selbst krankenversichern. Dort ist jeder automatisch von der Steuer krankenversichert.

Ich jammer nicht mehr. Ich bin u.a. wegen den horrenden Gesundheitskosten in Deutschland ausgewandert. Hier in der Schweiz zahle ich weniger, sowohl absolut als auch relativ zum Einkommen gesehen.

I do wonder if this links up with the history education issue she mentioned in another video (German Vs American kids). I gather that, in the US, socialism is still talked about in the context of the Nazis and the USSR, etc. If history teaching is so heavily focused on the bad stuff that other countries did, and terms like that are only covered in that context, then maybe that goes some way to explain what I can only assume is fear of socialism (and we know that the Nazis and so on were hardly socialist anyway, but that's another discussion). I have no idea, I'm just pondering. But yeah, socialised healthcare is such a no-brainer I can't understand why they'd be so scared of it.

Well, it's not quite that simple. You might think that there is no such thing as homelessness in Germany, but that's not true. We have a lot of homeless people here who live on the streets for various reasons, be it because they have been affected by a drastic experience (such as the death of a partner) or because they have been expelled from their family, circle of friends or work due to their behavior (e.g. drugs). If such people live on the street long enough, they become less and less aware of their bodies, wounds are only relevant if they bleed heavily or fester, or if there are broken bones. This and the overall rather poor hygiene they give themselves, set the barrier for a visit to the doctor extremely high, you just do not dare to go. You have to pick up these people on the street and offer them basic medical care without prejudice, treating them with the same esteem and respect as anyone else. This is exactly the starting point of a project that we have been offering for years: it is called "Pflasterstube" and takes care of medical treatment with the help of volunteer staff (doctors and nurses). The whole thing is financed by donations and supporting members, who commit themselves to pay a monthly amount of their choice for a period of at least two years. I have been a member for years and try to ease the misery directly in front of our doors in such a small way. For more information, visit www.pflasterstube.de __________________________________________________________________________________________________________________________________________________________________________________ Nun, ganz so einfach ist es nicht. Man könnte jetzt glauben, in Deutschland gibt es so etwas wie Wohnungslosigkeit nicht, aber das stimmt nicht. Wir haben hier sehr viele Wohnungslose, die aus verschiedenen Gründen auf der Straße leben, sei es weil sie durch ein einschneidendes Erlebnis (wie z.B. den Tod des Partners) aus der Bahn geworfen wurden, oder weil sie durch ihr Verhalten aus Familie, Freundeskreis oder Arbeit verstoßen wurden (z.B. Drogen) . Wenn solche Menschen lange genug auf der Straße leben, nehmen sie ihren Körper immer weniger wahr, Wunden sind nur dann relevant wenn sie stark bluten oder eitern, oder wenn Knochenbrüche vorliegen. Das und die insgesamt eher mangelhafte Hygiene, die sie sich selbst angedeihen lassen, setzen die Barriere für einen Arztbesuch äußerst hoch, man traut sich einfach nicht mehr hin. Man muss diese Menschen auf der Straße abholen und ihnen die medizinische Grundversorgung vorurteilsfrei anbieten, sie mit der gleichen Wertschätzung und dem gleichen Respekt behandeln wie jeden Anderen auch. Genau da setzt ein Projekt an, das wir bei uns seit Jahren anbieten : es nennt sich "Pflasterstube" und kümmert sich mit Hilfe von ehrenamtlich tätigem Personal (Ärzte und Krankenschwestern) um die medizinische Betreuung. Finanziert wird das Ganze von Spenden und Fördermitgliedern, die sich verpflichten für einen Zeitraum von mindestens zwei Jahren monatlich einen frei wählbaren Betrag zu zahlen. Ich bin seit Jahren dabei und versuche so im Kleinen das Elend direkt vor unseren Türen zu lindern. Weitere Infos gibt es unter www.pflasterstube.de

@@hossguzzi103 well the fact stands nobody has to be homeless in germany cause the state is required to pay your living costs (ALG2 which is Rent+Livingcosts+insurances and if you really have nothing you can even ask for erstausstattung wich helps cover cost for furniture you need and sometimes they even give you the furniture you need but that gets rarer thanks to being overly complicated and comes as a zuschuss wich means you arent getting debt on it). those people either dont want to live on states cost or are unable to get help to go trough the system.

That's why many americans don't go to the doctor, no matter how sick they are.

Not for all foreign visitors. Yes, for some, an travel health insurance is mandatory to get a visa, but many visa free visitors may not have travel health insurance at all. Foremost my relatives from the US when coming visiting, they usually don't bother to get one.

That's communism!!! ;p But it's like the ADAC you pay a few bucks even when don't need them - someone else might need it .. but if you need them you don't even think twice about seeing a doc

In America you pay a monthly premium for insurance AND you pay every time you go to the doctor and crazy prices at the hospital. It's better than no insurance but it's not like insurance in Germany.