The impact of the SVB and SI crises has been clear as day on the regional bank ETF (KRE), which has taken a nosedive by more than 20%. This has triggered a ripple effect, causing a drop in the overall market. But, as history has shown us, a localized and narrow contagion like this presents a ripe opportunity to invest in solid and fiscally responsible companies that have substantial cash reserves on hand.

Heidenberg should have studied SVB instead of Adani at the first place !!!

What happened to SVB is really scary, and goes to show that no corporation, however big, is immune to collapse. I have always had a deep-seated mistrust for corporations. I have plans to pull out most of my money, but don't know what to do with $350k sitting idly. I'd like to go into the stock market, maybe. Any ideas?

You are a good example of how to communicate so well at such a young age and even dive into such complex issues of the globe. Kudos to you! You make complex things be understood better.

About the current bank situation, I'm really concerned. I am worried about a lot more if a bank the size of SVB may fail. I have a friend who manages a fast-growing startup and was severely impacted by the bank run. I have taken more than $840k out of my bank. Since the FDIC only provides coverage up to $250K, an implosion could have negative consequences. presently want to invest in the stock market. Does anyone have any ideas on how I might proceed?

That awkward moment when you realize that even after so many sanctions, no Russian bank has collapsed yet. whereas the side who placed sanctions is losing a bank a day (a true WA)

With changes in the economy leading to instability in the stock market, some individuals may face a decrease in their investments in an effort to benefit from the current market conditions, I am considering liquidating my $725k portfolio consisting of bonds and stocks. Someone else in the same situation? Please tell me in the comments!..

The financial system has been artificially pumped for over a decade to ensure big pockets were lined; and now those same hands will make a fortune in the largest transfer of wealth in human history by shorting it on the way down. Inflation does have a roll, but that's to keep everyone panicked, and focused on their bills and expenses, rather than focus on the capital crimes of politicians and corporations,I'm still at a crossroads deciding if to liquidate my $338k stock portfolio, what’s the best way to take advantage of this bear market?

Man this is one the most transparent and unbiased channels .., doesn't impose its ideologies on viewers ..explain them the topics & leave it to them to decide what's right or wrong💙

I'm really worried about the current bank crisis. If a bank as big as SVB could fail, I fear for a lot more. I know a friend who is running a high-growth startup, and was badly hit by the bank run. I have pulled out more than $340k from my bank. After all, the FDIC covers only up to$250,000, and the implosion could have bad effect. Looking to invest into the stock market now. Does anyone know how I could go about it?

I am a banker by profession and was in operational banking of Hdfc Bank. Mumbai. Now I am in Airlines Industry. Son! You explained wonderfully well and deserve an applaud. Very Vivid and detailed. Keep up the good work. If you have little time. May ai know your name please. Sorry! Miss that part since I was a bit occupied with work.

Thanks for crystal clear concepts and explanation. Fall of SVB bank is an alarm for all such banks involved in such crisis 🙂... Love from Odisha...

Well the Collapse of Silicon Valley Bank has torn into global markets, with investors ripping up their forecasts for further rises in interest rates and dumping bank stocks around the world. I'm at a crossroads deciding if to liquidate my dipping 200k stock portfolio, what’s the best way to take advantage of this bear market?

Now that's how you make a video on current affairs, not just reporting what's already been said in the news 10 times already.

Thank you for such clear concise explanations. You’ve made us fall in love with case studies.

Now I can sleep in peace. Great explanation, easy to understand. Even my eco proff couldn't explain this clearly.

I blame the FEDs for this, because in the end they benefit by either buying off the failed banks cheaper or something. The fed can print credit as long as someone will borrow it into existence, but they cannot print product (or production).

I am a UPSC CSE aspirant came through your channel few weeks ago and I must say , this is the best Economics and Business channel, helping me understating current issues way better.

Individuals don't realize that corporations like banks are likewise motivated by greed. One of the causes of SVB's collapse was the banks' overleveraging of their assets beginning in 2020. I've never felt comfortable storing a lot of money in the bank. I merely make investments through my financial advisor, get my gains, and then spend them as I like.

Surprisingly people are trading without fear of making losses, while so many people out there are patiently waiting for Bitcoin price to skyrocket

This almost 24 minute video is enough to understand mirco and macro aspect of economics , great work ❤

The failure of Silicon Valley Bank has torn into global markets, with investors ripping up their forecasts for further rises in interest rates and dumping bank stocks around the world. I'm at a crossroads deciding if to liquidate my dipping 200k stocck portfolio, what’s the best way to take advantage of this bear market?

Nobody explains like you! Kudos to you and your team for explaining complex stuff with such clarity👍

I sometimes wish I had teachers like you. You are a legend. I watch all your videos first day first show ☺️.

Communication Masterclass: www.thethinkschool.co.in Correction its March 2023 not 2022. Sorry guys. The communication masterclass is a Pre-recorded course and it can be done from anywhere and anytime according to your convenience. For clearing your doubts we come LIVE twice a month on zoom, generally on weekends. Visit www.thethinkschool.com

The dollars run on debt and the world runs on dollars. What an irony!

I've been quite unsure about investing in this current market and at the same time I feel it's the best time to get started on the market. i was at a seminar and the host spoke about making well over $3.5M within a short period of time investing in Cryptocurrency. i need to know what coin to buy.

Hi Ganesh.... I must say the way you explain the events is just mind blowing. I am going to join business school, so trying to undrstand all these business related terms, etc. I was trying to understand this whole SVB case and following many vlogs. But the way you explained, kudos to you. Also I would like to add that I usually don't put comments other than likes in any video. But this one made me do so. Thankyou so much.

4:52 Bro literally the same question came yesterday in my Economics board exam😂😂 And being a regular viewer, I was able to sum that up easily Thanks bhaiya for all ur efforts💗💗

Message for Think School team by my sister -> Since the time you've introduced me to think school I've been following and learning through his every video ... Was just watching the same. Love it... as a business student it's a bliss how he breaks down every single aspect of a situation. Thank you so much for helping me keep up with the world 💜

I was waiting for your SVB case, and here you are with another in-depth investigation.🙌

I like how PM Modi 👑 and Indian government ministers are working when there is crisis in the world. India is bright spot for world and many more to learn from our government. Proud to be Indian. 🇮🇳👍

Firstly this is a long comment please do read it Bro it involves a topic suggestion which was ignored by the media except for the headline part. Hello Ganesh Anna and Parsh sir, Even if the video is of 1 hr we are ready to listen because more time means more detailed analysis which inturn makes us grab more knowledge. Thank you for making complex economic concepts so simple that even they are understandable to a class 7 student. Thank you Think School and Ganesh Bro for providing such a great content. Collapse of SVB Bank is must one to know. Even I wondered how people just made shorts to cover this important issue. Only Prashant Sir made a good video explaining about SVB and reason for its collapse. Iam eagerly waiting for your video to have a deep dive into economics behind SVB collapse. What's the exposure of Indian banks to our start-ups and please make a video on valuation bubble of start-ups. Now coming to the topic which I request you to make a video is on growing aviation market of India. Most of the big airlines have either ordered or in advanced stages of ordering planes in massive number like Air India placing order for 470 Aircrafts with an option of another 370, IndiGo has placed order for 500 Aircrafts in batches during recent times like the one for 300 aircrafts placed with Airbus in 2019, Jet Airways new management is planning to acquire 200 Aircrafts, new player Akasa Air is planning to place order consisting over 100 Aircrafts this year. So total number of aircrafts order from Indian aviation companies is likely to cross thousand aircrafts in near future. So if incentives offered such huge order numbers may even attract commercial aircraft OEMs like Boeing, Airbus to set up assembly line here in India. It can also serve orders from Middle East, ASEAN and Africa as well. Already Boeing sources aircraft components worth 1 Billion USD annually from India. There was news of collaboration between Boeing and GMR to setup a plane conversion workshop in Hyderabad. And India is also well placed geographically at the center of Asia, Africa, ASEAN and Oceania to setup maintenance hub for all commerical aircraft. Also cover current state of aircraft manufacturing in India covering: -Tata manufacturing military cargo planes for IAF like Airbus C-295 in India in near future. -HAL made military jets like LCA Tejas, Trainers like HTT-40 and assembly of Su-30 -NAL Saras and under development RTA(Regional Transport Aircraft) manufacturing by HAL. -Reliance Aerospace manufacturing fuselage of Dassault Falcon VIP jet. -Tata Advanced Systems manufacturing Apache Helicopters fuselage and F-16 wings etc So please make a video covering all macroeconomic and business aspects like: 1)Air Passengers number growth. 2)Increase in number of Airports. 3)Growth strategies of aviation companies 4)Business strategies of the aviation companies to benefit from this massive growth potential. 5)Probability of domestic manufacturing of these new Aircrafts. 6)Maintenance and conversion hub ecosystem. 7)Present state of aircraft manufacturing in India whose examples I mentioned above. 7)Addressing potential of exports from these facilities to other countries across the region like Central Asia, Middle East, ASEAN, Africa and Oceania. 8) Macroeconomic and socio-economic benefits of having an aircraft manufacturing, conversion and maintenance hub. 9)Air transportation potential in building multimodal transportation ecosystem. Recently Amazon brought it's dedicated Air Cargo service to Hyderabad by seeing the fast growing e-commerce segment of India. 10)Finally the stocks to watch out for in this growing aviation sector of India. If this makes video lengthy then make this video in three parts: 1)First part covering growth potential and business strategies of the aviation companies along with stocks to watch out for. 2)Second part regarding how government should plan to leverage such big order number by giving out incentives to attract domestic manufacturing and R&D centers of these aircraft companies and also promote maintanence and conversion hubs in India. Also mention stocks to watch out for which manufacture spares and components. 3)Third part covering massive employment potential of creating Commercial Aircraft Manufacturing, Conversion and Maintenance hubs. Along with this also cover Air Cargo and multi modal transport potential in growing e-commerce market and number of airports in tier-2 and tier-3 cities of India. Lastly mention how it will boost tourism in India. Please plan this video. It can become one of the most viewed video as well. Who knows this may even reach till policymakers and ministers as well inorder to make India an aircraft manufacturing hub.

Love to see detailed analysis in your videos. Great work , more power to you mate.

Really liked the video.. Only a small addition about the Mr Jackson example is that the interest rates from central Bank are impacting directly the inter Bank interest rates (common names in Europe such known as Libor, Euribor etc.) as banks are taking loans from each other at this overnight indexed rate, so everytime the bps go up, these loans become expensive.. For common man, the interest rates are mostly fixed and have relatively very low direct impact.. That's also the reason why the home loan rates are much higher than inter Bank exchange rate as it covers these situations in advance using risk model calculations.. *please correct if something wrong

The morning this was released, news is turning to the troubles of Credit Suisse. Uh-oh.

Hindenburg just missed the short position 😂

I love these type of topics! Always wait for your videos as they are extensively researched👍

Always love your content! Today one of my college alumni recomended your channel in an interactive session for those aspiring for Product management/ consulting roles!

Think school's explanations are always best for every matter. I read about this through various sources including money control pro but the way you guys explain especially keeping in mind that viewer may not know tough terminologies is best

With all that you said, nobody could predict the downfall of this bank. It seems the only reason why it failed was because major investors decided to pull out their money at the same time.

Many videos and reels are available on youtube and other platform. But waiting for ganesh and his team to analyse and take out a to the point video. finally the wait is over.

This is a reminder for startups & government to store money in indian banks rather than US banks. Our RBI governer got the best governer award in the whole world. When everybody is in recession.

One KZfaq channel I can blindly believe in terms of factual and objective discussion on any topics is Think School. ❤

Kudos. Think School becomes the first to make video in SVC collapse.

Thanks Ganesh and Team for the valuable case study, appreciate your good work 👍🏻

SVB’s collapse is a classic example of terrible risk management and terrible liquidity monitoring! What was their Board of Directors doing? What was their CEO, CFO, or Chief Risk Officer doing? All asleep at the wheel! The US banking system can weather this shock and come out of it ok. But banks such as SVB need to be monitored more closely.

Bro, I was never able to understand how a central bank increasing its interest rate effects the inflation, but after watching this video, the topic is very clear to me. Thank you so much and keep up the good work. Good Luck.

Credit suisse is on the way of collapse and thank you for explaining that before hand

Crystal clear clarity in understanding this concept. Thank you so much bro

Thanks mate🙌... I actually prepared notes for my MBA interview from this video...

This channel has a bigger global impact than all the Indian channels put together , kudos to you for speaking the truth .

Extremely well explained. Thank you!

Really good and insightful video, its just that the thumbnail said "How safe is India", and the whole video mentioned svbs' affect on India for just 10 seconds, there could have been more of its affect on India. Apart from that a really good analysis and an amazing video as always😄.

Hello Prasad what i didn't understand is why didn't you discuss the sale of SVB's UK operation to HSBC for 1 pound sterling ? It's such an important question to get an answer for . Btw loved the information provided in the video. Keep it up.

Just one question - You said that SVB offered interest rates of 2.33% to depositors while their weighted average interest rates from Mortgage Backed Securities was only 1.56%. This means that even before the start-ups decided to withdraw, SVB model was unfeasible as they had negative 0.77% returns. Did they have any plans for dealing with that ?

Boss - It is really complex - You made it look simple -- But it is really very very complex netting of financial instruments with too much of leveraging ( Like Cycle stand in Railways station parking -- If one Cycle falls entire line cycle falls ) .. Thanks a lot -- You deserve DRONACHARYA AWARAD

Great info!!! Your studies are very clear ❤️

Even a 5 year kid can understand the world economics when he listen to a detailed explanation like this❤.

Dude your explanation is really well, keep it lit!

I will always learn something in your videos... thank you for your videos and hard work.

For people saying "Why Hindenberg didn't look into SVB?" , they most probably did look into SVB as well. They are a company that profit from shorting. Shorting is easier when the fundamentals of the company are bad and the stock prices are overvalued. Adani stocks were overvalued and the fundamentals as we all are aware now are shady as well. In comparison, SVB had no fundamental issue , mortgage bonds are very safe and neither were their stocks overvalued. The issue they faced was of liquidity and market panic. Now you tell me, if you were hindenberg, who would you look into and bet your money for shorting?

illiquidty of their holding assets and continuous cash withdrawals triggered this collapse

I have read so many different explanations on interest rate hike done to reduce inflation and I have a relatively good understanding of economics. But the way you have explained here is the best explanation I have seen that will make sense to the layman. Keep up this ❤

That is one of the best, easy to understand explanation so far about the SVB crisis, you folks are amazing, keep it up

Great explination and seemingly extraordinery hard work , keep it up. You are doing a great job .

American lost three banks in single row and no Hindenburg report, wow love Anglo Saxon!!

May be i'm too addicted to the way you explain 😆 I have to go through Sushanth explanation twice, and also I like the way you started pulling others into presentation

Credit Suisse also please! 😬 It would be good to include concepts like g-sibs, lender of last resort, etc.

Great work Ganesh and team. Do let us know as to what HDFC, KOTAK MAHINDRA, ICICI and AXIS banks are upto!!!!

My client is SVB, Now the bank is called as 'Silicon Valley Bridge Bank' and moreover now things are back to normal for all the employees and contractors in India

Excellent explanation by making it so simple....👍👍 Hats off to you...

Sir I was waiting for this case study. Thank you making boring topics intresting

RUSSIA be like :- we manage banks of America 😂 PUTIN's masterstock strategy

Good job. Explain the affect/effects of California rent moratorium during 3 years of the COVID 19 quarantine and landlord mortgages. In addition, the solution to get around this was refinancing at lower rates for home and income properties owners/corporation assets. How did the lifting of California state of emergency on Mar 2023 trigger a series of bank failures or point the finger for failure/firings. Will stocks/bonds (Soft assets) go up for those who don't technically cash out to balance?

This is the first video in think school, where they made it very confusing.

Really this one video taught me a lot many concepts than my college.

Hiedenberg no short selling on svb? Or is it only reserved to india and adani

Meanwhile Heidenberg " let's just pretend we didn't see that" 😁

It helps if software engineers and software developers design business software, such as what banks use, that permit each account holder to input at least 2 email addresses, 2 phone numbers, and 2 real estate mailing addresses. It might also help if more banks issued real estate loans to the homeless with good credit like they used to do.

0:56 Its 10 March *2023* you mistakenly said 2022

First 30 seconds and I have learnt many things that 4 other channels that ive seen explain didn't have.

Crisp and to the point, well explained , thanks to solve this puzzle in 23 mins :)

I was waiting for your video to get in-depth understanding, thanks mate

As usual useful, backed by trustworthy stats. Keep educating the common man.

It is always better when one person explains. You did it for all your past videos. Do not bring in others in the video. It breaks the flow. 😇

I wonder why there's no ads coming on your videos???? Is your channel demonetised?? After getting such a high quality knowledgeable unbiased content for free...I think you should get what you deserve....you've earned every click on your videos...look into this matter as you're the only channel I never skipped ad on

Was genuinely waiting for this one !!!!!

Moral of the Story : The whole financial/money system is epic shit that's bound to collapse eventually like a pile of cards

I am preparing for CFA exam and your videos are so helpful for me. I am doing Fixed Income subject and you video on MBS came. Thank you for the video!

Excellent explanation as usual. Understood completely the issue and increased my knowledge.

Better than some financial news channels good explaination.

Hindenburg crying in the Corner 🐼👀

Small correction : In the start of the video you said that SVB collapsed on 10th March 2022 so it should have been 2023 & not 2022.

Bro can u make video on stock market concepts like basis points etc

The catch 22 situation is explained very clearly.

I was hoping that content related to SILVERGATE and SGNATURE would be covered., maybe in the next video. If many Indian startups have not deposited money in svb or are dependent on investment by it, then short run exposure to start up ecosystem in India would be minimal, but the domino effect which has already started with signature and silvergate could cause an effec in down the line. Ofcourse in that case the startups in India should still have sometime to cushion the blow and prevent large exposure, this could be a test by fire for Indian startups and unicorns and test their resilience.

I really love your content and the type in which you make videos and also you do a very deep case study 📖

Nothing is surprising. During pandemic, the world was spending on unproductive activities. Inflation is an expected fallout of these activities as production concentration is on one sector. It was an unavoidable action. So, just like pandemic chain reaction in Indian markets, we will see chain reaction of what's happening in the US today. Meaning, SENSEX may even go to the pre-pandemic levels of 42,000.

Thank you very much for your efforts to educate almost anyone! You are giving a wealth of information in a simple and clear manner...awsome!!!