How I paid off R100 000 in 6 Months| Debt free Journey

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The Journey with Agnes

The Journey with Agnes

Күн бұрын

Im so happy to finally share how I paid off my clothing accounts debts. I accumulated all these debts due to impulse buying and not being responsible with my personal finance. I share tips on how I managed to pay these accounts. #personalfinance #debtfree #debt #debtfreecommunity #southafricanyoutuber #financialindependence #fire #frugalliving
Dave Ramsey- • Pay Off Debt Using the...

Пікірлер: 55
@lulumops
@lulumops Жыл бұрын
You are so brave to share this!!!! My goodness, thank you for exposing this shem of an industry.
@thejourneywithagnes
@thejourneywithagnes Жыл бұрын
Thanks for watching!
@thandekakhwani
@thandekakhwani 2 жыл бұрын
Thank you for this. I know normally when applying for a bond, they require a settlement letter as evidence that credit is paid off. They're aware that credit score takes a while to update. With the right team you can have your dream home All the best 👌🏽
@thejourneywithagnes
@thejourneywithagnes 2 жыл бұрын
Thanks B❤️ I am working on finding the right team and will try again
@moneywithjustliving5258
@moneywithjustliving5258 Жыл бұрын
Hello, I just found your channel and Subscribed! So glad to be here. You have a great energy about you, love your personality!
@thejourneywithagnes
@thejourneywithagnes Жыл бұрын
Hi there! Thank You so much for your comment. Really appreciate
@berthaeichas3788
@berthaeichas3788 Жыл бұрын
Im subscribing and binge watching because you showed proof of the amounts you owed.
@thejourneywithagnes
@thejourneywithagnes 7 ай бұрын
Thanks for subscribing
@arlettemwadi4745
@arlettemwadi4745 Жыл бұрын
this was so pleasing to watch. very helpful too. thank you sis *chefs kiss*
@thejourneywithagnes
@thejourneywithagnes Жыл бұрын
Thanks for watching
@nathisimplygorgeous1271
@nathisimplygorgeous1271 2 жыл бұрын
Congratulations mama, I'm so proud to have you in my life
@thejourneywithagnes
@thejourneywithagnes 2 жыл бұрын
Thanks Nathi❤️ The feeling is mutual
@joellet7777
@joellet7777 2 жыл бұрын
That “yoh” came from within 😂
@drm8786
@drm8786 2 жыл бұрын
😂😂😂
@gomo8523
@gomo8523 Жыл бұрын
😂
@joellet7777
@joellet7777 2 жыл бұрын
You are a superwoman 👏🏾 thank you for this
@thejourneywithagnes
@thejourneywithagnes 2 жыл бұрын
Thanks Julie❤️❤️
@christinakanyinda2871
@christinakanyinda2871 2 жыл бұрын
Your smille 😍😍. I don.t have dept only a hospital bill that I dont want to pay because the medical aid was supposed to do it. Almost 1 year we fight and I gave up. The bill was only R600 and its R2000 now I know I will loose more if I fight longer. And the call I receive for only R2000 are too much. You are so brave.🤗🤗
@thejourneywithagnes
@thejourneywithagnes 2 жыл бұрын
Please try to pay it off Sis. Otherwise it will keep on compounding. I know exactly how you are feeling… i have experienced the same thing with Lancet labs. My medical aid did not pay for my test and a bill of R130 turned into R600 after almost 2 years. You can at least set a debit order of R100 monthly.
@christinakanyinda2871
@christinakanyinda2871 2 жыл бұрын
Yeses I decided to pay R500 per month thank you. I'm so pissed 🤣🤣
@lungilehlongwane8730
@lungilehlongwane8730 Жыл бұрын
I just came across your channel. Thank you for being so open!!! I love authentic content #NewSubbie
@thejourneywithagnes
@thejourneywithagnes Жыл бұрын
Thank you so much!!
@rahissampia8203
@rahissampia8203 2 жыл бұрын
Oh woow. Well done mama
@thejourneywithagnes
@thejourneywithagnes 2 жыл бұрын
Thanks mama❤️
@jessiemokoena7888
@jessiemokoena7888 7 ай бұрын
Thank you so much for sharing. It was helpful.
@thejourneywithagnes
@thejourneywithagnes 7 ай бұрын
Glad it was helpful! Thanks for watching
@BelovedConquered
@BelovedConquered Ай бұрын
Thank you so much. I can’t wait to also pay off my debts tlhe . I am suffocating. It’s not as bad as you Mara Hei i am not able to keep up. I am certain i have red red everywhere Yoh hai
@thejourneywithagnes
@thejourneywithagnes Ай бұрын
You got this sis! Thank you for the comment
@marykekana2419
@marykekana2419 11 ай бұрын
1ststep was the biggest step.
@drm8786
@drm8786 2 жыл бұрын
Wow, thanks for the lessons🤧👌🏾
@Nevertold23
@Nevertold23 3 ай бұрын
Thank you for sharing, this video is so helpful!!!
@thejourneywithagnes
@thejourneywithagnes 3 ай бұрын
You are so welcome!🙏
@berthaeichas3788
@berthaeichas3788 Жыл бұрын
I was looking for inspiration coz Im struggling to pay of my ackermans account..I keep going back to buy something on account.
@nathalietshibumba7756
@nathalietshibumba7756 2 жыл бұрын
Well done lady 👏👏👏👏
@bedelshambu5103
@bedelshambu5103 2 жыл бұрын
Really interesting 💯💯💯
@buhlemthembu1713
@buhlemthembu1713 Жыл бұрын
My situation is also similar to yours. I have reds in my credit report which I have all paid up but I'm still getting declined for vehicle finance. I don't know what to do😭
@thejourneywithagnes
@thejourneywithagnes Жыл бұрын
Hi Buhle. Sorry to hear that. It takes about two years for those red to be removed from your report. The best thing to do is to pay off everything you have in arrears. Then you can go ask your bank(where your salary comes in) for a loan/ car finance . Good luck
@katendayvette9412
@katendayvette9412 2 жыл бұрын
Thank you mom❤️❤️
@nancyzitha7186
@nancyzitha7186 6 ай бұрын
Love your honesty
@thejourneywithagnes
@thejourneywithagnes 6 ай бұрын
Thank you
@Kemo_Ima
@Kemo_Ima 7 ай бұрын
Thank you for being so brave. I just subscribed 🙂 I'm getting out of debts too. 4 months plan. I owe R16 500. It's also possible for me too
@thejourneywithagnes
@thejourneywithagnes 7 ай бұрын
You got this! And yess you can do it. Thanks alot for watching. All the best ☺️☺️
@belindaphezisa4751
@belindaphezisa4751 Жыл бұрын
Thank you, this helped a lot 🙏🏾
@onesimodyantyi3255
@onesimodyantyi3255 Ай бұрын
Thanks a lot gal
@thejourneywithagnes
@thejourneywithagnes Ай бұрын
It’s a pleasure 😊
@jarnellmoosa7130
@jarnellmoosa7130 Жыл бұрын
Hey. Where did you get this credit report?
@prescillaSholoko
@prescillaSholoko Жыл бұрын
TransUnion
@prescillaSholoko
@prescillaSholoko Жыл бұрын
TransUnion
@rebeccaking8562
@rebeccaking8562 Жыл бұрын
Clearscore is also a good one
@user-xx9tp5yk4g
@user-xx9tp5yk4g 2 ай бұрын
Can you help me please
@thejourneywithagnes
@thejourneywithagnes 2 ай бұрын
Hey! Please note that Im not a Financial advisor. What do you need help with?
@Storm-ng4re
@Storm-ng4re 6 ай бұрын
New subie and on my journey of paying off debt I’ll come back after 6 months with feedbcak
@thejourneywithagnes
@thejourneywithagnes 6 ай бұрын
All the best my dear. Please please, give us feedback. we are waiting
@nothandosithole6760
@nothandosithole6760 19 күн бұрын
Any feedback
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