How I Save Half Of My Income (Part 1)
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8 жыл бұрынWelcome to my MissBeHelpful channel!
It is TOTALLY possible to save half of your income OR MORE each month! Here are some changes that I made in my routines and habits in order to make this goal possible for myself in 2015.
Here are some links to items that I mention in the video:
Split Costs Easily with Venmo or QuickPay:
venmo.com
www.chase.com/online-banking/...
Get Your Groceries Delivered With Freshdirect:
www.freshdirect.com/index.jsp
(REMEMBER TO SORT BY PRICE!)
Great Meal Prep Ideas:
/ mealprepsundays
Mix Up The Taste Of Your Water:
www.buzzfeed.com/melissaharris...
Hope you found some helpful tips here. Stay tuned for Part 2...
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Become and Expert at Reading You Credit Card Statement: • How To Read Your Credi...
How To Improve Credit With Limited or No Credit History: • How To Improve Credit ...
Best Apps to Save for Retirement with a ROTH IRA: • Best Apps to Save for ...
Best New Way To Improve Credit - No Credit Card Required: • Best NEW Way To Improv...
How Trump Can Affect Your Finances: • Video
How I Use the Grace Period to Avoid Paying Interest: • How I Use the Grace Pe...
Let’s connect:
FACEBOOK: / missbehelpful
INSTAGRAM: / missbehelpful
BUSINESS INQUIRIES: Missbehelpful@gmail.com
’Til next time… PEACE!
@mikeguaderrama311 7 жыл бұрын
My wife and I prepare all our lunches on Sundays and put them in the freezer. This week it's burritos, we save 43% of our income.
@missbehelpful 7 жыл бұрын
Nice! Packing lunch made one of the most dramatic differences to my budget! Thanks for watching and commenting!
@ShadowNymph2010 8 жыл бұрын
Grocery shop one day later every week. This means no food waste, and you can get creative with leftovers. Doing this means that every 7 weeks of the year, you save yourself one grocery bill.
@TheElysian7 7 жыл бұрын
Great tip! I'll definitely do this
@Rosannasfriend 7 жыл бұрын
Interesting.
@samanthan5857 7 жыл бұрын
I currently live off half of my income as well. I have 3 months worth of my expenses in my savings. Goal is to have 6 months in my savings for 2017
@missbehelpful 7 жыл бұрын
Yesss!!! Go off, girl! That's amazing and a really smart goal! Thanks for watching and commenting!
@Dimz30 7 жыл бұрын
Samantha N you have the right idea please tell me ur tricks.
@supremevision631 7 жыл бұрын
Samantha N have you reached your goal?
@samanthan5857 7 жыл бұрын
SupremeVision recently had to move out of my parents but getting back on track with my savings for this year I also obtained a better job better pay
@123tube456 5 жыл бұрын
How did you do? Were you able to keep up?
@zaheedhasib 7 жыл бұрын
"water tastes boring", #Firstworldproblems.
@missbehelpful 5 жыл бұрын
Truuuue
@pawsnotclaws2772 4 жыл бұрын
Md. Islam I love water
@allison-kayruddock3855 6 жыл бұрын
I love everything she offered but I RE-FU-SE to go back to living with people since graduating college. Not even my best of friends! I love having my own space. And that is an expense I’ll have to keep
@missbehelpful 6 жыл бұрын
If you live somewhere that this is affordable for you, then do it. I had to make the sacrifice so I could get out of debt faster! Thanks for watching and commenting!
@platano214 7 жыл бұрын
I changed my eating habits by eating mostly fruits and veggies, rice beans lentils seeds and nuts etc... A lot of water... I am sort of a vegetarian but aim to go Vegan. I have no car so my transportation costs are minimal with city transit. As for entertainment, even though Netflix is decent in cost, I just WiFi everything and use KZfaq and read a book. Avoid gym memberships by using the city (Also a native New Yorker) as my gym and avoid going to bars, restaurants etc for the time being. Every month I find myself saving $200+ on these things, oh and as a guy having a friend who doubles as a barber helps out a lot with barber fees lol...
@missbehelpful 7 жыл бұрын
Same! Maybe I'll post my meal planning Sunday soon! Thanks for watching and commenting!
@memeetto 7 жыл бұрын
Thanks for the tips. what I do to cut a bit of our electric bill is to not use the heat to dry the dishes in the dishwasher. I run it at night, but not every night, and in the morning I open the door a bit and let it dry on its own. I also use a drying rack for the small loads of laundry.
@missbehelpful 7 жыл бұрын
Smart!
@heftyalan1152 7 жыл бұрын
May Ebbeni I was my plates by hand and saves even more. Never have a dishwasher as too costly to run
@gok5743 5 жыл бұрын
Hefty Alan A dishwasher saves more money than washing your dishes on your own.
@pawsnotclaws2772 4 жыл бұрын
i wash my dishes by hand too. I just turn off the water while I’m washing them then rinse.
@abdulassad7837 8 жыл бұрын
i save 100% of my income by having my dad pay for everything.
@missbehelpful 8 жыл бұрын
Well aren't you LUCKY!!!??
@LalasKitchenCo 8 жыл бұрын
Lol
@alchemy1 8 жыл бұрын
You got me on that one.
@OfficialMindStone 8 жыл бұрын
same here
@safiyya9173 7 жыл бұрын
Lol! Very Funny.
@wendymaree 7 жыл бұрын
Living with 2 room mates? Auugghhh! I'd rather spend vast amounts and have my own space. The worst time of my life was living in share accommodation when in my twenties. No privacy and no peace. Luckily, I now have my own home.
@missbehelpful 7 жыл бұрын
True!
@TheCreoleSon89 7 жыл бұрын
I love your accent. I feel the Spanish. Solid advice to cut your spending downsize living expenses etc.
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@missdesireindependance5194 7 жыл бұрын
I brought a mobile home for 5k to save on rent instead of renting an apartment. I cook at home and eat from the grocery store deli when I need fast food instead of eating at restaurants. I also own my car so I wont have a car note. Frugal living is the best.
@missbehelpful 7 жыл бұрын
Wow! Sounds like some MrMoneyMustache stuff! Thanks for watching and commenting!
@TheStrawberry9936 5 жыл бұрын
Hello. Where do you live to buy a mobile home for 5k? How much is it to live in the mobile home park monthly?
@amandasmith8327 5 жыл бұрын
@@TheStrawberry9936 That's what I want to know!!!
@pawsnotclaws2772 4 жыл бұрын
Miss desire Independance wow 5k?? Nice!!
@LovelyyAubrey 4 жыл бұрын
This is nice but sometimes I’m like is this even living! Not saying live above or below your means but dang we save to just pay off debt or for emergencies we use credit that we don’t even get to use the money but I know the benefits of credit but we save for retirement so to finally enjoy life at 65 smh stop eating at restaurants That’s crazy! So saving to just survive in this world see like myself I am a believer if Christ I also live for things that are eternal value and I just want to know what is the benefit of doing these things unless you are applying real estate buying g properties establishing a business or something but other than that you obtain this score to have some type of prestige’s social status or what I don’t get it. Myself I got a career to make more income so I can continue to live where I want continue to do the things I enjoy and still save if I need or want to. Stocks, bonds banks currency is not 100% guaranteed it can collapse them what? The money or cash can be of no value then what? I read in the Bible eventually it will be a one world government and religion and if you do not confirm to the mark of the beast basically that social statues or whatever you want to call it and you receive the mark of the beast you are doomed! FYI
@SimpleFull 7 жыл бұрын
Awesome! It is so smart to live on less than you make, might as well save all you can while you can! You go girl!!!
@missbehelpful 7 жыл бұрын
Yes! Thanks :)
@savannahboone5570 7 жыл бұрын
I buy two newspapers every week and coupon. It isn't time consuming or a hassle like some people make it out to be. I spend 30 minutes per week clipping and organizing my coupons, then finding the best sales to use my coupons with. Every month I save at least $50 on items I already buy.
@customtreecutz8255 7 жыл бұрын
OMG! I LOVE THIS VIDEO and I love how you said at the end "who knows you might become addicted to the thrill of saving" lol I hope that will be me soon - wish me luck as I begin my journey into the world of saving (since all I do is spend! SPEND! SPEND!)
@missbehelpful 7 жыл бұрын
Good luck!!!
@kathleenbrowne198 8 жыл бұрын
some of the way I save is my change, when I get a $5 back as change I save it. so far for the month of January I saved $115
@quetta561 7 жыл бұрын
kathleen browne i save all my dollar bills and 5 dollar bills it's worth the sacrifice
@Silmerano 8 жыл бұрын
There are things you can do to save money that a lot of people don't think about. One thing you can do is stop buying napkins and paper towels. Just use a regular towel and wash it. Also when it's a warm day hang your clothes up instead of drying them. Try to use the bathroom at work instead of at home that way you are using their toilet paper. When you have to buy clothes go to the thrift store. If you drive make sure your tires are properly inflated at all times. For two PSI of air pressure under the recommended level in your tires, you lose 1% on your gas mileage. That adds up over time, and there are lot of places where you can fill them for free. Or invest in a small air compressor. Cut your own hair or have a frugal friend do it for you in exchange for you doing theirs. If you aren't using a electrical device unplug it. Many devices still draw power even when turned off if they are plugged in. That should get you started now use your brain and the internet and find more ways to cut. You don't even really have to give up much to save just be proactive about it and think about what you are doing.
@missbehelpful 8 жыл бұрын
VERY true! Thanks for sharing this!!
@nateg0140 7 жыл бұрын
Saving half of your income seems like a lot of money to save, but it's really not that difficult. I only make $28k a year and I'm able to save half of my income fairly easily. I first do it by reducing the amount of taxes I pay so my net pay is higher. I max out my IRA and have a side business that I write off all my expenses such as mileage, internet, phone, ect so that my income is low enough that I qualify for the maximum retirement savings credit. My monthly net pay is $350 more per month because I claim 10 and don't have to pay taxes. I also live in a studio apt where my monthly rent is only $400, I don't have a car payment, I drive a hybrid that saves on gas, I plan my meals and only buy the food that I need, and I don't have a smart phone. I still live a life and do fun things like going out to eat, going to movies, and having fun with my hobbies, but I budget my spending and am smart with my money.
@taoist32 7 жыл бұрын
Nate G01 sounds a bit boring but if you like that lifestyle, that's fine. Why not create more income in your side business so it equals the amount you make in your job? That way, all you need is your business which has potential to make even more money. Why settle for less? Learn how to get more tax deductions as your business grows.
@nateg0140 7 жыл бұрын
Yeah I thought about that, but I am very limited to the clients that I can reach with my side business because I have a non-compete agreement with my employer. I know I'm not getting paid what I deserve, so I will consider something different within the next year. Maybe I can find an opportunity that will give me the best of both worlds, a higher paying job with more flexibility to grow my side business. I know I shouldn't settle for less, but I wanted to make a point that you don't need make a lot of money to save and build wealth.
@heftyalan1152 7 жыл бұрын
taoist40 Definitely not boring and sounds very interesting.
@tange-lq5jg 7 жыл бұрын
Nate G01 do digital marketing
@pawsnotclaws2772 4 жыл бұрын
Nate G01 awesome!!
@safiyya9173 7 жыл бұрын
Yes, I completely agree. It is possible.Thanks for the helpful tips. Especially the one about not buying take out and eating at restaurants as much. I never had a lot money because of that one bad habit. Now I eat PB and J sandwiches, prepare food at home and am able to save money now.
@missbehelpful 7 жыл бұрын
Girl - that's the hardest habit to kick! UGH!
@Blackcat95 7 жыл бұрын
Hi, I live in NYC as well. A good tip for saving money is to not shop fresh direct. Find a really good super market near you with sales. I live 4-5 subway stops from a fantastic shoprite. I go once a week for groceries and ONLY buy the sale items. I plan my meals around the sale. I just looked at fresh direct and eggs are 3.50 the cheapest for a dozen. At shoprite I've seen the price range from 99 cents to $2 for 18 eggs! Also you don't need to shop for 2-3 hours. I pull up the sale flier online, their sales change weekly and make a list of the sale items I need so I don't walk around excessively when I get there. Also they give you next weeks flier I believe on wednesday. So I can see what goes on sale next week and forgo it this week if its not on sale this week. Hope this was helpful. Most online grocery deliveries have inflated prices for groceries. My parents are both immigrants and I grew up very very poor. So I love saving!
@missbehelpful 7 жыл бұрын
This was when Freshdirect was fairly new tbh. I have since stopped using their services. Good points! Thanks for watching and commenting!
@beckaybeckay 7 жыл бұрын
We just got a roommate and it's been wonderful to re-work my budget now that we have the help to cover the mortgage!
@missbehelpful 7 жыл бұрын
Nice! Thanks for watching and commenting!
@tasy4229 7 жыл бұрын
Normal situation for young people in Germany: Half of your income is already your rent. Can't save much, huh?
@missbehelpful 7 жыл бұрын
It's like that in NY too! That's why I have roommates! It's tough. Thanks for watching and commenting!
@suzukibejby 7 жыл бұрын
TasyX I know what you mean 😓 atleast German income is way more then an income in Czech 😬 my sister who works in Germany has a 70% more income than we, and we work the same type of job and I work more hours ☹️
@tasy4229 7 жыл бұрын
True, there are some serious issues with the income in different parts of Europe/the world :(
@classycassie1118 7 жыл бұрын
I live in nyc too with my mom and we have a 3 bedroom but we rent out the 3rd room so we save hundreds a month
@missbehelpful 7 жыл бұрын
Smart!
@victorias5272 8 жыл бұрын
Thank you so much for taking the time to share these tips! They're Super helpful to try to get back on track with my financial goals.
@missbehelpful 8 жыл бұрын
You're very welcome, Victoria!
@victoriouspauper8495 8 жыл бұрын
There is just something about a SMART and BEAUTIFUL woman ........... WOWZER !!!!!!
@MsTake012 7 жыл бұрын
You have a new subscriber! I'm going to college soon and I really need tips to save! This channel is a godsend!
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting! i'll post more for younger people trying to save money soon!
@dboger2010 7 жыл бұрын
Great stuff Yanely! Really good tips. Keep up the good work!
@missbehelpful 7 жыл бұрын
Thanks for the comment!
@khiburgess5848 7 жыл бұрын
You think New York is expensive try London it's ridiculous.
@heftyalan1152 7 жыл бұрын
Khi Burgess Top tip get out and commute in. I have friends that halved their rent by moving 30 miles but many Londoners think the M25 is a force field they can not travel through. Although London is expensive I know even more stupidly expensive places as I worked for a company with a Hong Kong office for a while and ouch but much more attractive than London which is stupidly expensive and awful place to live.
@khiburgess5848 7 жыл бұрын
Hefty Alan I don't live there but know it to be expensive hence I don't live there, I could live cheaper in NYC than London crazy expensive.
@heftyalan1152 7 жыл бұрын
Khi Burgess Indeed but I guarantee London will not even make the Top 10 when compared with the world. At 300k for a garage no doubting it is silly money but compared with Hong Kong, Sydney and Vancouver it is not so just shows what those other places are like. Maybe 500k for a garage I don't know.
@TheModernInvestor 7 жыл бұрын
Khi Burgess prices in London are out of control !!!!!
@heftyalan1152 7 жыл бұрын
The Modern Investor I concur in comparison to income especially but the standard of living is still much lower than Hong Kong and even parts of Australia and because of Chinese money Vancouver. £300k for a garage though definitely says something is rotten in the heart of London.
@ShotbyLucasFilms 8 жыл бұрын
Love you & the videos. Please keep them coming! Im cleaning my room listening to you, so I guess ill sub :)
@missbehelpful 8 жыл бұрын
+ShotbyLucasFilms Haha! Thanks! Much Appreciated :)
@YoutubeBrand 7 жыл бұрын
I'm watching your videos. I like your channel. Great info!
@missbehelpful 7 жыл бұрын
Thanks for the comment!
@RockyLuvsJonghyun 6 жыл бұрын
1) Cut rent in half by living with roommates. 2) Cut down the amount of groceries each month by almost $200 3) Stop eating at restaurants 4) pack lunch everyday 5)Only drink water and wine (unless someone else is paying😏😏😏) TBC on her part two
@yh2059376 7 жыл бұрын
Girl, where have you been all my life? 😃New subscriber.
@missbehelpful 7 жыл бұрын
Thanks! I appreciate that :)
@jazminqua77 7 жыл бұрын
I pick up all the change I find and use it.
@neha7493 7 жыл бұрын
jazminqua77 I do that and half my jar is full. I've got upwards of $50!
@tange-lq5jg 7 жыл бұрын
Nina L. hate change I throw about twenty quid a week on my desk in the room it be there for a rainy day
@mellewis4295 5 жыл бұрын
I’m new to ur channel.. but so far I really like ur videos, thank you
@missbehelpful 5 жыл бұрын
You're welcome! Thanks for watching and commenting!
@grownupgoth 7 жыл бұрын
These are all really useful tips, thank you!
@missbehelpful 6 жыл бұрын
You're welcome! Glad it was helpful!
@catchingmybreath 6 жыл бұрын
Love this! Eating plant-based and vegan has helped me saved soooo much money + it feels so good to eat vegan knowing no animals has to die for my food! Thank you so much for the video!
@missbehelpful 5 жыл бұрын
You're welcome! Thanks for watching and commenting!
@fortheloveofgrey6045 7 жыл бұрын
We don't have cable (outrageously expensive so we use an antenna) but pay for internet, Netflix, and Hulu. We rarely eat at expensive restaurants but if we do (for special occasions) we go at lunch time when the prices are cheaper and of course only drink water ( who wants to spend $3 for a Coke??); or use a coupon at fast food places.
@missbehelpful 7 жыл бұрын
True - I don't drink coke no matter how much it costs - shoot it could be free and i won't drink it hahaha I stopped drinking soda a long time ago! Thanks for watching and commenting!
@reneecampbell4276 7 жыл бұрын
Good tips! I save grocery money by meal planning for 2 weeks and shopping once
@missbehelpful 5 жыл бұрын
Yup same! I meal prep weekly on Sundays
@BrooklynLondoner 7 жыл бұрын
The eating out especially in NYC is a budget killer. Going to take your tips and just save a little and go out once every couple of months.
@missbehelpful 7 жыл бұрын
Definitely!
@liftlaughlipstick1677 7 жыл бұрын
Love this video and your positive attitude! Thanks for sharing :)
@missbehelpful 7 жыл бұрын
Thanks for the positive comment! I appreciate that :)
@azls7682 8 жыл бұрын
"How do you eat woman"- LOL love it
@DonteeWeaver 7 жыл бұрын
Tip: Pay Yourself First! I might do a video about this later but it's easier to save a specific amount if you take it out of your paycheck before you do anything else. If anyone decides to try it let me know.
@missbehelpful 7 жыл бұрын
I always do this! The day I get paid my bank automatically transfers money to my retirement account and my investment account. Thanks for watching and commenting!
@heftyalan1152 7 жыл бұрын
Dontee Weaver That is good if you are not disciplined so not for me but many will find it useful so you should do it. Given a std Devi of plus or minus 5% my food bill walking is free and everything else is set via direct debit and is fixed so I always know what my bank balance is allowing for a few percentage points for treats such as special offers. Definitely recommend fixed outgoings and walk to the supermarket so you buy much less.
@gavinclark9755 3 жыл бұрын
That was really helpful thanks for the advice
@BonnetClaw 7 жыл бұрын
Love this!
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@AbigailRandall91 7 жыл бұрын
Loved this!
@missbehelpful 7 жыл бұрын
Thanks!
@Debmun 6 жыл бұрын
Great video. I'm already doing some of these saving tips but I live in Texas and you need a car so as much as I like to save and I'm frugal I decided to put my savings on hold and get my car paid off which will be February 2019. Once the car is paid off I can start saving again and will be able to save much more.
@missbehelpful 5 жыл бұрын
Awesome! Be aggressive with those car payments!! Haha!
@randaelayan 7 жыл бұрын
Thank you for the Amazing Tips!
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@taejun9017 5 жыл бұрын
With the water thing I love making black iced tea, a huge box of tea is like $2, you can make tons of it and it’s delicious
@missbehelpful 5 жыл бұрын
Ooh!
@annjean4369 7 жыл бұрын
Great video! Thanks for sharing.
@missbehelpful 7 жыл бұрын
Thanks for watching!
@thevlogsofdab8630 7 жыл бұрын
Awesome advice, love your videos!
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@dylanberroa5574 7 жыл бұрын
get a job early. I need to be 14 to work at this place in florida so when i turn 14 which is in a couple months I will begin working and I will have a checking account and savings account and sense I'm a kid there's nothing really I have to pay for so what I plan on doing is cutting my check directly in half and put it into both accounts, whenever my checking has enough in my opinion I'll put through rest into savings unless I need it.
@taoist32 7 жыл бұрын
Dylan Berroa good for you. The only thing is what are you saving for? Have goals you are saving money for. Since you are living at home you don't need to save for six months living expenses or an emergency fund like most adults.
@missbehelpful 7 жыл бұрын
True, but it's not a bad idea to just have a big goal for your emergency fund, like 2k in a year etc. Nice work, Dylan! I'm impressed!
@mickyunit 7 жыл бұрын
Dylan Berroa Great work!!! Start a Roth as soon as you can!!
@BonnetClaw 7 жыл бұрын
I also love that you still get your wine on lol.
@missbehelpful 7 жыл бұрын
It's the little things :)
@gdp7q 5 жыл бұрын
I love this!!!!
@missbehelpful 5 жыл бұрын
Thanks for watching and commenting!
@3layerzdeep 8 жыл бұрын
I just came across ur channel..& I had 2 sub by the time I finished watching the 1st video on budgeting..this has been such a struggle of mine..& I tend 2 fall into depression & all sorts of other emotions that creep up..I adore the whole concept & want 2 b in complete Control of my finances...but every time I try 2 save. .I always feel like I need 2 dip into it 4 1 reason. or another. .it really aggravates me..& I feel like I'm stuck in this hamster wheel & always fail 2 succeed..thank u 4 ur videos & wish u sooo much success. .I'm so over the way my finances look & I'm desperate 4 a saviour of sum sort 2 help me figure this out..
@missbehelpful 8 жыл бұрын
+3layerzdeep Thanks for commenting! This is one of those things that you really have to keep working at! Like fitness, it does not happen overnight - but it really is a mentality and a lifestyle. E-mail me to my gmail account and we can chat more about ways to help you stick to your savings goals!
@victoriouspauper8495 8 жыл бұрын
+bob bot ........... dude....... at least have some class !!
@karimabellydancer 7 жыл бұрын
When lemons are on sale, I buy more and I wash them, cut them and freeze them. I live in NYC 2. Great vid
@missbehelpful 7 жыл бұрын
Smart!
@EvangelistRBColbert 5 жыл бұрын
You are a beautiful lady!!! I saved by dropping cable, left expensive Verizon and joined Tmobile and stopped buying bottled water. I bought a Roku box for TV and a Brita pitcher for water. Plus by joining Tmobile, my Netflix is free.
@missbehelpful 5 жыл бұрын
Awesome! Tell me more about this free netflix tho?!? lol
@Deepakkumarmintoo 8 жыл бұрын
Hey I seen your video, i am the first time users uses the credit card. so for me its very Helpful for me. Thank you MissBeHelpful
@missbehelpful 8 жыл бұрын
+Deepak kumar You are very welcome! I hope it helps you as you get started in establishing your credit reputation!
@freedominabudget 7 жыл бұрын
Awesome tips!!
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@methodunknownthemethodclon9253 8 жыл бұрын
Awesome tips! I got kinda lucky and don't even like beverages aside from H2O & smoothies.
@EnvelopeBudgetingMethod 7 жыл бұрын
Thats amazing to save half your paycheck. Very inspiring!!! -Shane
@missbehelpful 5 жыл бұрын
Thanks!
@onairwitherika4644 7 жыл бұрын
Great tips, thank you!
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@digitalincometactics9858 2 жыл бұрын
I save on clothes at home and wear the same pants, being a professional cook I never go out to eat and save there too! anything is possible love your channel thank you!
@donaldgrazette9709 7 жыл бұрын
Great video.My friend Wendy saves a lot on food and household items by couponing.
@missbehelpful 6 жыл бұрын
Nice! That can be pretty intense. The show used to be popular on TLC!
@nebulawars 7 жыл бұрын
Tip: Limit on your bank account. I talked to my bank a number of years ago to set it up. And everything above is automatically invested. When I got a raise that's automatically invested since the limit is fixed.
@AlexisMaria 7 жыл бұрын
You are so pretty ! Omg #3 is the hardest for me especially living in NYC! Will try this :) x
@missbehelpful 7 жыл бұрын
Thanks hon!
@briankaul1201 7 жыл бұрын
Love your thriftastic lifestyle gurl. I appreciate you!
@missbehelpful 7 жыл бұрын
Thanks for the comment :)
@briankaul1201 7 жыл бұрын
:)
@KristinaNaylor 3 жыл бұрын
I'm a foodie too, and I've found cooking meals with friends can be better than eating out. Oftentimes, ingredients are fresher and meals are healthier. With the right recipes, cooking at home can become fine dining!
@1smartmom2024 5 жыл бұрын
Very nice!
@jamaicanewsunit 7 жыл бұрын
Wonderful tips!
@missbehelpful 7 жыл бұрын
Thanks!
@user-pl5nu6vn7c 6 жыл бұрын
This is such a good idea
@missbehelpful 6 жыл бұрын
Thanks for watching and commenting! I appreciate that!
@valeriemegan03 7 жыл бұрын
I just subscribed to you & I love all these tips. I stopped going to Starbucks with my husband & we were gifted a espresso machine for Christmas & so that helps a lot also no more pizza we make it homemade & also I way to save I'm addicted to make up & skin care so I have two subscription boxes that cater to that and I stay away from sephora and ulta ! plus a long with everything you're doing we do as well ! nice good job
@valeriemegan03 7 жыл бұрын
also my husband gets work for points if coworkers praise him for job well done he gets point which then can be returned as a movie ticket !!!
@missbehelpful 7 жыл бұрын
Oh nice!
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@samechickdifferentday6593 7 жыл бұрын
Great info! I do personal finance videos also so I am glade I found you!
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@jamericanrebel 7 жыл бұрын
MissBeHelpful u
@msapril68 7 жыл бұрын
Living here in Hawaii is pretty expensive but I've learned a lot from you
@missbehelpful 7 жыл бұрын
Awesome!
@KL-bg8fi 7 жыл бұрын
I love her voice.
@missbehelpful 7 жыл бұрын
Aww thanks!
@andrewe.7907 7 жыл бұрын
Set up sweep accounts. Have the money auto pulled into savings buckets. That way you don't even have to think about it and it adds up. I have mine set for weekly pulls b/c I always want to know where I'm at.
@missbehelpful 7 жыл бұрын
True! Thanks for watching and commenting!
@ajb4471 7 жыл бұрын
Thanks for the info really helpful 🤗
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@user-rm1lm3rt7e 7 жыл бұрын
It may seem trashy but I love boxed wine and it's pretty cheap for the amount you get
@heftyalan1152 7 жыл бұрын
anastasia moore I like to save but draw the line at boxed wine. A man has to draw the line somewhere and that is the line for me.
@springinfall6818 7 жыл бұрын
Very inspiring.
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@indiaxlovee 7 жыл бұрын
Drinking water is prob why your skin is so perfect
@missbehelpful 7 жыл бұрын
Aw thanks!
@MichaelSmith-gd4gv 6 жыл бұрын
I drink only water and I have seborrheic dermatitis...
@billable1861 5 жыл бұрын
Michael Smith that hot Michael lmao
@cinnawhat8797 5 жыл бұрын
I drink nothing but water and my face is shit lol
@GODSCHILDOFTRUTH 7 жыл бұрын
Just ran into your videos, I have only seen 3. I appreciate your information on the credit cards. I've never had one so I really appreciated it. Im still doing my research before applying for one. Thank you! Hey have you thought of doing a video regarding good apps to use for anything. (I noticed you mention different ones in your videos)
@missbehelpful 6 жыл бұрын
Great idea! Adding it to my list!
@btodman6895 7 жыл бұрын
Great tips. I go to the supermarket, but two fold...I use the flyer and stock up only on the items that are on sale that I use regularly..20-40$ for a three to four month supply ..second I walk, fairly fast...most time it takes 30 minutes..Now lets see how much I can save....
@missbehelpful 7 жыл бұрын
Smart. Good luck!
@christinedavis5813 7 жыл бұрын
I save by using nappy inserts in cotton towelling for babies usually, that I can wash as I have slight urine intolerance a lot cheaper than disposable pads, I Must of saved quite a few pounds over the last ten years I also disinfect/sterile my tooth pick brushes for between my teeth and reuse more than once I also make my own mouthwash with distilled water and essential oils like spearmint or peppermint oil and tea tree oil a few drops of each in a medium brown glass bottle it lasts ages I just make up a new bottle every few days and the little bottles of the oils last for over a year or more, and stopped my gums bleeding in a few days when I first started using the oils and it is a lot cheaper than the ones you buy for gum decease in the shops my dentist was impressed with my teeth and gums this last visit
@Z_Co95 4 жыл бұрын
I’m all about saving money but you have to live too. I believe it is all about balance.
@suekl5107 7 жыл бұрын
I got a lot of ideas from your video. I use to pay big bucks for brand name detergent Gain at $8-$13! I live alone in an apt and my clothes really don't get that dirty. One week I bought the large Gain dish detergent $2.00+ to use instead. It's the same brand that I use for my clothes and can't tell the difference. It still had the fantasic smell but its $10 cheaper. An expert recently said that we are washing the life and color out of our clothes with these super detergents anyhow
@missbehelpful 7 жыл бұрын
Good idea!
@rmnbnz 4 жыл бұрын
One major way I've learned to save money is to round up to the nearest dollar on every purchase when balancing money.
@LyndsieBarrie 7 жыл бұрын
Fantastic video. Very helpful and practical. Keep up the good work #missbehelpful :) :)
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@TheModernInvestor 7 жыл бұрын
One if the best ways to save money is to even just use things that are FREE online, so many ways to learn things for free, and even to get food and stuff that you use everyday for free.
@natashasterling1292 7 жыл бұрын
first time watching your channel... love the fact that promoting saving. it's a habit most of us aren't taught to do nor practice... after saving though are you investing as well? if yes, would you share these strategies as well? love the way you articulate yourself. You seem very down to earth and to the point... keep up the good work. Thanks
@missbehelpful 7 жыл бұрын
Yes! Check out my ROTH IRA video. That's where I put almost $500 a month and the rest goes into Index funds in the stock market! Thanks for watching and commenting!
@enlighteninggoddess8900 7 жыл бұрын
thank you i will try these tips
@missbehelpful 7 жыл бұрын
You're welcome!
@ecclairmayo4153 5 жыл бұрын
Living with others makes me feel safe
@kimwilliams7476 7 жыл бұрын
you have the lovelyest accent ever!
@andrewe.7907 7 жыл бұрын
You can still enjoy restaurants. Skip the liquor which is always huge and even the apps....Go straight w/ the main meal.
@missbehelpful 7 жыл бұрын
LOL true but you still gotta tip!
@andrewe.7907 7 жыл бұрын
Tip pre-tax! Just kidding... haha..
@mickyunit 7 жыл бұрын
Andrew E. You could also just go out for appetizer special. Inexpensive date night.
@alejandrojoga6885 4 жыл бұрын
damn girl just discovered your channel tu eres el colmo de ayudar la gente!!!
@TheTarantube 7 жыл бұрын
Find out about your channel today. love ur personality and great attitude. Cute too. Keep it up.
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@pawsnotclaws2772 4 жыл бұрын
I shop at aldi I love it and I don’t have a problem overspending at grocery stores I just make a list and get in and out lol
@Engagenumberone 6 жыл бұрын
Good work.
@missbehelpful 5 жыл бұрын
Thanks for watching and commenting!
@ikonora 7 жыл бұрын
Well, that website to buy groceries doesn't work for south florida residents. :( I spend $120 to $200 on groceries every week (it lasts only 1 week), haha.
@missbehelpful 7 жыл бұрын
Yeah that's only for some states, but honestly look into some options you have. The trick is to buy ingredients in bulk and pre-prepare all of your meals! Thanks for watching and commenting!
@craigmak 7 жыл бұрын
I lived like this for a few years to pay off a sick car in 2 years flat that was normally beyond my means. It's definitely a doable strategy with your eye on the prize. If you're doing this to save for retirement, it's pointless because life is crap when you're old. Enjoy your money, health and beauty while you can. It's a short term goal lifestyle change. If you do this long term you are going to eventually become miserable because everyone else is living life.
@missbehelpful 7 жыл бұрын
Omg! This is kind of depressing! But um, no my goal is to retire early so that I don't have to wait until I'm old to live my life the way I want to live each day. I can wake up and do whatever I want all day instead of working for others - I can work on myself ;) thanks for watching and commenting! I'm impressed that you paid off a fancy car in two years! That's dedication!
@craigmak 7 жыл бұрын
+MissBeHelpful Thanks! It definitely took a lot of discipline and self control. I took up cheap hobbies like basketball, running & computer games while many of my friends blew their pay checks at the club every weekend. You look way too young to be thinking about this stuff. I wanted an awesome car but I can't believe you are thinking about retirement already. Being in NY can definitely help since it's a high income area. Pack away those inflated dollars for a decade or so and then take them someplace where the cost of living is lower. I moved from Seattle to AZ and found that houses and rents are dramatically more affordable here however incomes are also a bit lower. It's refreshing to see a woman who's strategy is not to simply find a sugar daddy haha.
@heftyalan1152 7 жыл бұрын
craigmak Paid off a Rally GTi car in 3 but disagree on retirement as if you have enough to live on now that is fine but when you are old no salary coming in will not be good and if you don't make it then so what you never truly needed it What you don't want is to struggle and investing early avoids that. I have never struggled but I would if I did not have my salary coming in each month, well not truly struggle more feel the pinch.
@cece5992 8 жыл бұрын
great tips.
@missbehelpful 8 жыл бұрын
Thanks for watching and commenting!
@AudiobookLibrary24-7 6 жыл бұрын
Cool!
@missbehelpful 6 жыл бұрын
Thanks for watching and commenting! I appreciate that!
@xDuchessx 7 жыл бұрын
Hahaha you are funny! Love it. Thanks for the tips
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting!
@xDuchessx 7 жыл бұрын
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