How I Save Half Of My Income (Part 2)

Рет қаралды 108,284

8 жыл бұрын

Watch Part 1 before watching this:
• How I Save Half Of My ...
It is TOTALLY possible to save half of your income OR MORE each month! Here are some changes that I made in my routines and habits in order to make this goal possible for myself in 2015.
Here are some links to items that I talk about in the video:
Follow me on INSTAGRAM:
/ missbehelpful
Timeout NY:
www.timeout.com/newyork/things...
305FITNESS:
305fitness.com
Sneakers I got for less than $40 (price went up since this post):
www.ebay.com/itm/Reebok-Realfl...
DIY Eyebrow threading tutorial:
• DIY: Perfect Eyebrow T...
Sewing machines between $50 and $100:
www.amazon.com/s?rh=n%3A128994...
Hope you found some helpful tips here.
SUBSCRIBE for more helpful stuff like this!
Welcome to my MissBeHelpful channel!
Here are some helpful links about Renter's Insurance:
money.usnews.com/money/person...
www.investopedia.com/articles...
More from MissBeHelpful:
My VERY FIRST video (AWWW): • Get Your Credit Score ...
How to Improve Your Credit Score FAST: • Improve Your Credit Sc...
Common Credit Card Myths: • Common Credit Card Myt...
Budgeting Basics: • Budgeting Basics: COMM...
How I Save Half of My Income: • How I Save Half Of My ...
Why You Need to Start Retirement Saving in Your 20’s: • You MUST Start Retirem...
5 Things to Consider When Applying for New Credit Cards: • 5 Things to Consider W...
Credit Card Rewards… Do’s and Dont’s: • Credit Card Rewards: D...
Become and Expert at Reading You Credit Card Statement: • How To Read Your Credi...
How To Improve Credit With Limited or No Credit History: • How To Improve Credit ...
Best Apps to Save for Retirement with a ROTH IRA: • Best Apps to Save for ...
Best New Way To Improve Credit - No Credit Card Required: • Best NEW Way To Improv...
How Trump Can Affect Your Finances: • Video
How I Use the Grace Period to Avoid Paying Interest: • How I Use the Grace Pe...
How My Friend Saved HUNDREDS With A Balance Transfer: • How My Friend Saved HU...
How to Make SMART Money Goals in 2017:
• How to Make SMART Mone...
How To Earn Rewards Without Hurting Your Credit Score:
• How To Earn Rewards Wi...
Why I Don't Care About A Perfect Credit Score & You Shouldn't Either:
• Why I Don't Care About...
Should I Invest or Pay Off Student Debt?:
• Should I Invest or Pay...
Should I Close Old Credit Cards?:
• Will Closing A Credit ...
What is APR?:
• How Does Credit Card A...
Let’s connect:
PATREON: / missbehelpful
FACEBOOK: / missbehelpful
INSTAGRAM: / missbehelpful
BUSINESS INQUIRIES: Missbehelpful@gmail.com
’Til next time… PEACE!

Пікірлер: 170

@mogatdula 7 жыл бұрын

did she say FOUR sisters who look like her? hmmm... any single ones? lol!!

@monicamccue6483 7 жыл бұрын

Girl your eyebrows are ON POINT! Thanks for all the helpful tips xo

@missbehelpful 7 жыл бұрын

Thanks Monica! And for watching and commenting!

@beijosparavoce 7 жыл бұрын

Love your personality and way of speaking

@missbehelpful 7 жыл бұрын

Thanks for watching and commenting!

@leilarenee1013 7 жыл бұрын

Thank you for the tips! I gave up buying paper towels and napkins. We use cloth napkins that I made out of a bunch of spare fabric I had. I use just regular kitchen towels instead of paper towels.

@missbehelpful 7 жыл бұрын

Good one!

@zinarhone7642 7 жыл бұрын

So many great helpful tips. So much of saving money is about not being lazy. DIY takes time, effort and creativity but it is worth the final outcome of saving money. It also creates an incredible sense of accomplishment and self satisfaction. Learning to sew, cook, bake, paint craft ,etc. keeps you busy and takes up time allowing you to save money on entertainment.

@missbehelpful 7 жыл бұрын

Yes! Thanks for watching and commenting!

@janilkagonzalez3951 7 жыл бұрын

I love the way you talk for some reason! And I'm really taking a lot of what you said into consideration. I'm 17 so I'm pretty young but I want to start with good habits at a young age. I'm super motivated! Thank you for this video

@missbehelpful 7 жыл бұрын

You're welcome! That's amazing!

@hanaw7610 8 жыл бұрын

Omg yes, love the self-threading advice/resource! I needed that so much!!

@missbehelpful 8 жыл бұрын

+Hana Ward Changed my life!

@kristisommer4859 7 жыл бұрын

I love that you live in a big city! That is awesome because so many budgeters are in smaller areas and the struggles for budgeting are different. As a budgeter in a larger city myself, it's nice to have encouragement of someone who understand the struggle. Love the finding free things to do and working at a gym.

@missbehelpful 7 жыл бұрын

Thanks so much!

@iresine31 8 жыл бұрын

OMG I was wondering about your eyebrows!! They make such a difference, you look so put together! I loooove your channel I'm so happy I found it! There aren't that many girly budgeters that live in expensive cities, so your info is super helpful!

@missbehelpful 8 жыл бұрын

+CurlsandWellness Thanks so much! Appreciate the positive comments, I really do :)

@user-rm1lm3rt7e 7 жыл бұрын

Personally I find that the cheaper android phones last longer and are not as breakable

@missbehelpful 7 жыл бұрын

That's probably true! But I use app everything at work and my job pays my phone bill so I choose to stick to the iPhone haha! Thanks for watching and commenting!

@livelaughlove4635 7 жыл бұрын

Love it! Love your energy 😁

@missbehelpful 7 жыл бұрын

Aww, thank you :)

@AyannaCarrington 8 жыл бұрын

Yay! Yanely! Such a smart lady! Glad I remembered the KZfaq channel.

@missbehelpful 8 жыл бұрын

+YanniVlogs Thanks, love! Appreciate it!

@Jay-gc2re 5 жыл бұрын

4 falling angels? Love the videos and enjoy watching that beautiful smile 😊 keep up the great job 👍🏼

@courtneyharris2619 7 жыл бұрын

You have such great advice! Thanks for sharing your knowledge!

@missbehelpful 7 жыл бұрын

You're welcome!

@TheMarTianSMG 5 жыл бұрын

I love your mindset the world need more women like you

@Richb711 8 жыл бұрын

I keep a spreadsheet of where i spend money. Yes somethings are worth the extra money so they don't break and you don't have to repair it or buy a new one e.g. cars. I learned to make food at home and not eat in the canteen so much

@missbehelpful 7 жыл бұрын

Smart!

@sgist7824 8 жыл бұрын

love this video thanks so much for posting, I've subbed! Love from the UK.

@missbehelpful 8 жыл бұрын

+Sophie Gist Thanks for the support! I was just in London several days ago! Love people in the UK!!!

@sgist7824 8 жыл бұрын

+MissBeHelpful I'm so glad you've experienced London, what a place!

@risaandjesus 8 жыл бұрын

I love saving money and love hearing suggestions and ideas on it.....Thanks!!!!

@missbehelpful 8 жыл бұрын

Thanks for watching and supporting!!

@KL-bg8fi 7 жыл бұрын

Yes part 2. Love it.

@missbehelpful 7 жыл бұрын

LOL thanks!

@patricktria9516 7 жыл бұрын

Very wise and helpful advice! Living simple goes a long way 👍

@missbehelpful 6 жыл бұрын

Thanks for watching and commenting! I appreciate that!

@theslayologist 7 жыл бұрын

Loved your video...thanks for sharing

@missbehelpful 7 жыл бұрын

Thanks for watching and commenting!

@westskincare 7 жыл бұрын

Love this! I want to retire in 4 years and move abroad so every saving idea helps! Thanks

@missbehelpful 7 жыл бұрын

Cool! Thanks for watching and commenting!

@ab00781 7 жыл бұрын

All really good advice, however I was kinda surprised you didn't mention Ebates when ordering online. You not only save cash when shopping online using Ebates, but you also get cash BACK! They send a check to your door after you've earned so many points for using their site. They're linked with the majority of the major online stores like amazon, ebay, etc.

@sayraochoa5897 3 жыл бұрын

@samuelssinkala2672 7 жыл бұрын

Soo much Economic... Love it

@OpalsJewels 7 жыл бұрын

Great video! Thank you for all the tips. I think I want to try sewing too. I bet it'll save me a ton of $$$

@missbehelpful 7 жыл бұрын

Yes! People underestimate it but if you look at my insta from March 2016 you can see a dress that I made instead of paying 2 or 3 hundred for it! Little bits add up to a lot! Also you can sew alterations on your clothes and not pay a cleaners to do it, and you can even charge others to do their alterations so you make a little extra money that way too! Thanks for watching and commenting!

@itsehsanh 7 жыл бұрын

Im here watching videos on financial independence and I stumbled upon these. Great videos, youre absolutely gorgeous :D

@beckaybeckay 7 жыл бұрын

Such good ideas! :) I like shopping in the off-season, especially at the outlet mall. I can get nice clothing without spending much. I also trim my own hair at home-- have probably saved hundreds over the past few years after just spending $10 on a nice pair of scissors. :) I just found your channel and I'm happy I did! Wooo!

@missbehelpful 7 жыл бұрын

Happy you found me too! Thanks for watching and commenting!

@SerG-ez2po 6 жыл бұрын

Great video! I watched the first one as well good job!! Ps where are you from originally?

@missbehelpful 5 жыл бұрын

Born and raised in Brooklyn, NY. My parents are Dominican!

@72andres 8 жыл бұрын

Thank u Miss, have been using ur recommendations and they worked! Also, I live in Miami, FL, and have roommate from Brooklyn. Also, have co-workers from Long Island and the Bronx with Puerto Rican, Dominican, Italian backgrounds including one that used to leave in Massapequa Park since he apply for the Police Dept.. there since they pay the most. They tell me NYC has best pizza, cheesecakes, Yankees fans, etc. Nice videos. keep up the good work. FORGET ABAOUT IT...jejeje

@missbehelpful 7 жыл бұрын

LOL love this comment haha!

@devonchristian1529 6 жыл бұрын

love your energy and your voice 😀

@missbehelpful 6 жыл бұрын

Thanks!

@Rio-mp5tt 6 жыл бұрын

Great tips. thanks for the insights

@missbehelpful 6 жыл бұрын

Thanks for watching and commenting!

@KOCOMA1234 7 жыл бұрын

We love saving 50-50% of our income. All good tips. It's shocking how much fun you have and yet still save a lot of money! You just need to be aware of where your money is going.

@missbehelpful 7 жыл бұрын

Totally agree with you!

@lucindapotter1 8 жыл бұрын

Thanks for all the helpful tips! Everything you talk about is going to be beneficial especially since my family lives in Hawaii ( crazy expensive 😫) my husband (Johnathan Nieves) seen me watching your videos and noticed who you are! I guess you guys went to church or school together, small world.

@missbehelpful 8 жыл бұрын

+lucindapotter1 WOW! Really is a small world haha! I remember Johnathan from St. Johns. Send my regards. Thanks so much for watching and supporting :)

@JV-ij6jp 5 жыл бұрын

Great job! Love you eye

@NerdJourneys 8 жыл бұрын

one you forgot- Netflix instead of cable!

@missbehelpful 8 жыл бұрын

+James Brown Absolutely! Forgot to mention that my roommates and I only pay for internet, no cable or phone service in our home! Thanks!

@jamesthacoolcat9926 7 жыл бұрын

Like the videos. Im learning how to sew and alter my dress clothes for work.

@missbehelpful 7 жыл бұрын

Jamesthacoolcat99 Smart! People underestimate the difference it makes in your life and wallet to learn these simple skills and DIY!

@venkatasaikrishna1286 6 жыл бұрын

Thanks a lot for the video, this helped me in saving my money more efficiently..

@missbehelpful 6 жыл бұрын

Glad to hear that!

@pawsnotclaws2772 4 жыл бұрын

You are like the opposite of me 😆 my perfect day would be staying at home alone watching a Netflix series 😂 or drawing/ painting something by myself lol

@KarinaR907 7 жыл бұрын

Great video!

@missbehelpful 7 жыл бұрын

Thanks for watching and commenting, Karina!

@bobbykole3637 7 жыл бұрын

I really love your videos

@missbehelpful 6 жыл бұрын

Thanks for watching and commenting! I appreciate that!

@marianapintoviolin 8 жыл бұрын

Really enjoyed your video! The only thing I disagree is with the brand / not brand clothing thing. Personally when I shop I know exactly what I want. But I prefer to give more in clothing if has more quality and therefor last longer. Still I prefer to have less clothing but better quality.

@TheLuxeTraveler702 8 жыл бұрын

I agree. I noticed that I was spending way too much money on clothes from lower end stores and the items didn't last after 2 washes (lol). I now invest in quality pieces that last alot longer, but still able to keep my minimal wardrobe.

@missbehelpful 8 жыл бұрын

I agree with you both! I don't think name brand clothes are the only high quality clothes, though. Often times they are overpriced because of the brand and not always the best quality. Totally hear you on the investment being worth it when you buy better quality clothing! Thanks for watching, ladies!

@dortheahowell2366 7 жыл бұрын

Thank you for the helpful advice

@missbehelpful 7 жыл бұрын

Thanks for watching and commenting!

@lynalovepalazzolo2396 8 жыл бұрын

Dang gurl ur the BEST VERY SMART A D CLEVER... love yah..

@missbehelpful 8 жыл бұрын

Thanks so much!

@chinomartinez2107 7 жыл бұрын

If this girl were a credit score she'd be an 850.

@pawsnotclaws2772 4 жыл бұрын

Chino Martinez lol

@daxadave7123 7 жыл бұрын

nice tips we always make our food at home sometimes eat it out..

@missbehelpful 6 жыл бұрын

Thanks for watching and commenting! I appreciate that!

@guianeb 8 жыл бұрын

You started sewing three years ago?!? Time flies!!!!

@missbehelpful 8 жыл бұрын

+guianeb Don't it though!

@Jasmine_Israel 4 жыл бұрын

I have made a self commitment money saving plan for 2020.

@sattharabdul5576 7 жыл бұрын

love your videos... Thanks

@missbehelpful 7 жыл бұрын

Thanks for watching and commenting!

@waneframe 8 жыл бұрын

Wow Your skin is flawless! I know that you channel is devoted to credit help but can you do a video on skin care. I would love to know what's you routine. thanks

@missbehelpful 8 жыл бұрын

+Wane Frame Thanks! I don't have a real routine, honestly. I drink LOTS of water and exercise to keep my stress levels low :)

@numberonefan313 7 жыл бұрын

Same with the threading I save so much money by doing that!

@missbehelpful 7 жыл бұрын

YAASSS! Thanks for watching and commenting!

@carableu 7 жыл бұрын

How do you thread your own brows? Where can I learn? TY :)

@missbehelpful 7 жыл бұрын

The link to an eyebrow tutorial is in the description box under this video! Check it out! Thanks for watching and commenting!

@waneframe 8 жыл бұрын

Well I guess your more devoted to credit so I won't push it, but I think your skin is really flawless! anyway I just got approved for a new card but I was looking to also apply for a personal loan and was wondering how long should I waite before applying again? Or should I just apply? Thanks again Yanely.

@missbehelpful 8 жыл бұрын

No problem, Wane. I would say wait at least 6 months between applications for new credit. Thanks!

@wyattheuer4870 7 жыл бұрын

she said I recommend dying beauty in general 😂😂😂 sorry but that made me laugh 😀 subbed

@missbehelpful 6 жыл бұрын

DIY-ing LOL

@AniaMeteor 5 жыл бұрын

drop dat skin care routine, girl!

@simplyalify 7 жыл бұрын

you seem like a really nice person :)

@missbehelpful 7 жыл бұрын

Aww thanks for that :) I try to be kind, we all know this world needs more of it! Thanks for watching and commenting!

@mr.kalagh9879 2 жыл бұрын

999 out of 999 this video

@ioane3718 5 жыл бұрын

What do you do with the money your saved from living frugal?

@13satnamwaheguru 8 жыл бұрын

it would be really helpful if u share ur take on threading eyebrows..as i m doing mine frm past 2 -3 months,,,but still not perfect..though i really lyk urs..thankx for sharing :)

@missbehelpful 8 жыл бұрын

Thanks! I put the link to the video about threading that I watched. I also had a friend help me get better. I practice on my upper lip as well to get more chances to learn how to control the thread. Hope that helps!

@13satnamwaheguru 8 жыл бұрын

Thank you

@andaspso4659 8 жыл бұрын

Love your eyebrows definitely impressive that you do them yourself

@missbehelpful 7 жыл бұрын

Thanks - def took lots of practice on my upper lip first before doing my brows LOL

@kindergartencolors4301 7 жыл бұрын

Nice video Big Like

@missbehelpful 6 жыл бұрын

Thanks for watching and commenting! I appreciate that!

@gaillewis5472 7 жыл бұрын

Brava!

@missbehelpful 7 жыл бұрын

Thanks for watching and commenting!

@AndreLamar7782 6 жыл бұрын

Don't mean to be rude but you are fine ass hell, and also very very intelligent. Beauty and brains!!! I have paid off 8 grand of credit card debt paid my student loans now I'm debt free saving for a commercial property. Love your videos Hon 😍

@Ericsilva012 8 жыл бұрын

You are so awesome, smart, and beautiful! There is no stopping you!

@missbehelpful 8 жыл бұрын

Thank you for your compliments, Lisa!!

@benalexender3046 7 жыл бұрын

thanks

@wissamkacimi3882 7 жыл бұрын

thank you sooo much

@missbehelpful 7 жыл бұрын

Thanks for watching and commenting!

@benalexender3046 7 жыл бұрын

Good will store a lot of nice clothes, saving money

@soniathompson4559 8 жыл бұрын

Hi lovely I hope you are well love this video so helpful and inspiring I will definitely be making as many savings where I can!! I hope you are well, I was wondering if I could ask for some help with filming my videos my first one I filmed on my phone which when it is viewed on a TV it is not able to go full screen I was wondering what u use to film your amazing videos, dyu use a video camera or a phone? I have a video camera but the sound on it is very low...Dyu know of a way that I can get around this? I would really appreciate any help. Take care love sonia xxxx

@missbehelpful 8 жыл бұрын

Hey Sonia! Thanks for watching my video :) I actually use my iPhone 6s to film every video. I then upload them to my MacBook and then use iMovie to increase volume and edit etc. Hope this helps!!!

@kendamamama1706 7 жыл бұрын

i am a waitress i need help to really budget my cash and i only work part time i also have child support income and i really want to use this money wisely this comes in every 14 days so do you have any ideas for someone like me

@priteshraut676 8 жыл бұрын

Awesome :), Very Clever Very Clever :)

@missbehelpful 8 жыл бұрын

+Pritesh Raut Thanks!

@stephaniem8038 7 жыл бұрын

Omg so creepy how much we look alike! You could be my twin!

@missbehelpful 7 жыл бұрын

Really? Haha that's cool!

@unhappycustomer1292 7 жыл бұрын

I love you ❤️

@themightymonarch5365 6 жыл бұрын

I don't feel like this video is targeted towards me as a man.. haha but still a lot of useful information

@NINO011674 7 жыл бұрын

Great Video ..! You are , smart, and beautiful I really enjoyed your video..!

@stephenconnolly1830 8 жыл бұрын

Why don't you travel for the price of investing a modest amount on a bicycle. This will save you the price of public transport over short distances - you should be able to commute to work and avoid having to pay gym fees.

@missbehelpful 8 жыл бұрын

Good idea, but in NYC biking from Brooklyn into Manhattan and the Bronx can take over an hour! I am able to read and listen to podcasts on the subway, so it works well, at least for me, right now. Thanks for commenting!

@dilvendrasinghnathawat8693 5 жыл бұрын

Lovely voice 👌👌👍👍⭐😍❤❤😍😊🙏💕💘🌹

@missbehelpful 5 жыл бұрын

Thanks!

@stonedreality5125 8 жыл бұрын

I am supposed to take an apple user's opinion on saving money xD all the stuff they make is the hugest waste of money...

@matthewsmith6546 7 жыл бұрын

buy just 1 car and 1 house in cash with no payments and you save 100k

@victoriouspauper8495 8 жыл бұрын

YEPPER .... some day you'll make someone a great wife who is SMART with money........ ....... and Yes !! ....... you do have "the BEAUTY maintenance thing" down to the last lash !!!!!! :) [ YEOWZER !!! ]

@nizal1 8 жыл бұрын

why not increase income as well?

@missbehelpful 8 жыл бұрын

+nizal1 Yes! That is def something to do! In my case I work in education and there isn't much room for growth until I have several years more of experience. But I'm on my way!

@nizal1 8 жыл бұрын

+MissBeHelpful yeah i had to switch career paths to have the room i needed to grow and start my own business as well

@missbehelpful 8 жыл бұрын

Well, go ahead girl!! Sounds like you are getting it right! I'm working on being just like you!

@tousifshah6088 8 жыл бұрын

ĺ t

@tousifshah6088 8 жыл бұрын

ĺ t

@pedromartinez2119 5 жыл бұрын

Great advice....and OMG you are so beautiful. Que belleza tu eres.

@missbehelpful 5 жыл бұрын

Thanks for watching and commenting!

@thevlogsofdab8630 7 жыл бұрын

why can't all girls be like this???

@titiung 7 жыл бұрын

You're very beautiful, you can wear any regular clothes and still be pretty. Screw the brand, by wearing brand name clothes, you're a living marketing tool.

@EvangelistRBColbert 5 жыл бұрын

Very gorgeous lady!

@missbehelpful 5 жыл бұрын

Thanks!

@Theok93 8 жыл бұрын

Mac!? Best quality!? I'm out of here

@Lorunex 8 жыл бұрын

Hahaha, exactly what i was thinking :)

@3CulosGordos 7 жыл бұрын

agreed, apple in general is just overprized average quality.

@welshhibby 7 жыл бұрын

poor people can't afford a mac....stop being poor guys

@cocodakilla 6 жыл бұрын

Um iphones might be overrated and overpriced. But macbooks and imacs have a less chance of going bad. Never had an issue with them. Windows gets viruses and go bad so easily

@fawazkw6974 7 жыл бұрын

😍😍💐⚘🌸🌹🖒👏

@exec9292 8 жыл бұрын

too naive ideas...but good start

@raudelchavez2059 7 жыл бұрын

can't concentrate.. you're too damn cute!

@alexisf9272 7 жыл бұрын

It's easy to tell others how to save 50% of your income when you don't pay all of your bills tho,ijs. Pay all of your bills rent,light gas water etc w no roommates/help then give tips,that would actually be helpful

@missbehelpful 6 жыл бұрын

I used to do that actually when my rent was 1350 per month and that's one of the reasons I got roommates because it's not worth it to pay that much alone. Thanks for commenting!