How Much My Portfolio Earned in June ($291,000 Account)

Рет қаралды 8,051

Күн бұрын

In this video we walk through my entire stock portfolio to reveal how much my portfolio earned over the last month, the dividends I received, what my annual dividends are on a $291,000 account, what stocks I bought and sold, and the overall performance using Schwab portfolio tools.
00:00 Portfolio recap for June 2024
02:46 Dividend income
04:42 Stocks I bought and sold this month
09:49 Best and worst performers
13:03 Overall thoughts on the previous month
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Пікірлер: 102

@YoDaColombian 9 күн бұрын

I started investing 18 months ago for the first and for the first 12 months I underperform the market by 30% since I was trying to be Mr. Buffett and picking my own stocks. In the past 6 months I decided to keep it simple and stay with 50% SP500, 40% VGT, and 10% individual stocks (Which is just Amazon). Since making that change, I am now caught up to the SP500 and barely beating it by 1.5%. My point is, if you are not a technical person and don't have time to do your research, just by the whole market and forget the rest. Best of luck to everyone!

@mattderron 9 күн бұрын

Agreed it’s a very good plan for most people

@buyerclub2 9 күн бұрын

Exactly. What you are doing is what I call investing. Everyone should do that. Only those with time and interest should trade. And dont confuse the two. Do not make a losing trade an investment. And dont "trade" things you are investing in for the long term. (market timing). And dont confuse either for gambling. Which is what many do buying OTM Call options on stocks. Or putting a larger percentage of their portfolio in an uproven company.

@jamescares9003 9 күн бұрын

sprinkle in a little SMH

@bossballheaddawg2588 8 күн бұрын

Soxq

@johnmcquaid7524 7 күн бұрын

Excellent presentation. Thank-you!

@mattderron 6 күн бұрын

Thanks!

@1aadam 8 күн бұрын

This is really awesome, no non-sense content. Love it

@mattderron 7 күн бұрын

Thank you!

@mohamedothman9926 9 күн бұрын

Love these videos!

@mattderron 9 күн бұрын

Thanks!

@1DansBlues 8 күн бұрын

You have a solid portfolio and I like the way you think with the stocks you own along your buy and sells. Have a great holiday tomorrow!!! Freedom is true independence. Man where have I heard that 🧐

@mattderron 7 күн бұрын

Thank you! Hope you had a great day as well!

@carlschreiber1551 9 күн бұрын

Thanks Matt always enjoy your videos very thorough I have three of your holdings Amazon, Google ,and Nvidia.

@mattderron 7 күн бұрын

Thank you, nice!

@december25guy 8 күн бұрын

I like your laid back review process. Thanks for clearly explaining your thoughts and being as open as you are about investing and your portfolio. Your NVDA divs are crushing 😎🤘 Keep stacking wins.

@mattderron 7 күн бұрын

Thank you, and yes those NVDA dividends are the lifeblood of this portfolio 😂

@InvestingEasy_ 7 күн бұрын

I opned youtube to see some finance stuff. skimmed through 3 videos that were total garbage, downright awful "stock picks." then i realize you posted and was very happy.

@mattderron 7 күн бұрын

That's awesome, thank you!

@Coda1850 8 күн бұрын

Welcome back, Happy 4th!

@mattderron 7 күн бұрын

Thanks!

@patricklee802 9 күн бұрын

Always enjoy the content. I was wondering about your opinion on Taiwan Semiconductor. I feel like Nvidias success is tied to the company. I’m mostly invested in VOO and other etfs but I had a good amount of my portfolio just in Nvidia and Taiwan semiconductor. Cheers and have a happy holiday.

@mattderron 7 күн бұрын

I really like TSM, honestly it's one that I probably should've looked at harder, but having NVDA as my largest holding already makes me a little hesitant to put significant funds in another company in that area. Although I will say, if I did...it would probably be TSM or AVGO. In general for TSM, from a straight business perspective they are going to do well for a long time IMO. It doesn't matter which fabless chip company is ahead at any given moment, they are likely going to use TSM. I'm not sure how much market share Samsung takes, but I don't think Intel is close to competing with them at the foundry level. Obviously TSM has geopolitical risk, but that is true of every semiconductor company since they depend on them anyway. So yeah, I like their business a lot, I just haven't looked into buying them as hard as I probably should've because of how much I have in NVDA right now. Also...thank you!

@kevinburgess 9 күн бұрын

Hi Matt, new subscriber here. Glad I came across your channel. I enjoyed seeing your investing goals and performance. I am retired and benchmark my performance against DGRO and SCHD since I lean toward dividend growth and yield. Does this sound reasonable to you?

@mattderron 7 күн бұрын

Thank you, I appreciate it! My answer to your question would be....yes...with an caveat. Assuming that the criteria that is important to you also matches the criteria that DGRO and SCHD's benchmark's look at...then yes it makes sense. I don't remember what DGRO's is off the top of my head, but SCHD is mostly focused on undervalued dividend payers in the top 50% of yield. It just so happens they also have had good dividend growth as well, even though it's only about 25% of their composite score. But yes, assuming the criteria that matters to you also matches what those ETFs are looking for in their index (or close to it) then it makes sense as a benchmark to me.

@guerro327 8 күн бұрын

Hi Matt, you can get to the old chart view by selecting 'Return to Legacy View' to the upper right just above the white area of the new chart. You can flip back and forth.

@mattderron 7 күн бұрын

Thanks, yes I did see that option

@danielbetty7400 9 күн бұрын

Why no Microsoft?

@answerman9933 8 күн бұрын

Microsoft is overvalued.

@mattderron 7 күн бұрын

Microsoft is an amazing company that I was planning to add this year. I just felt like the opportunities in the other companies I added (AMZN, GOOGL, META, NVDA) were better at the time than MSFT. Obviously it trades at a premium almost all the time. So...part of it was timing, part of it was thinking the opportunity was better in the moment with the other companies when I bought. We'll see. 🤷🏻‍♂️

@evadeanu1 8 күн бұрын

I like it!

@gabrielkent1070 8 күн бұрын

Sir, I would love your opinion on CEG, a nuclear energy stock. It seems to have good projections, but was wondering your thoughts.

@mattderron 7 күн бұрын

It's one I have on my list to dig into, but haven't done it yet. I have nothing really intelligent to say about it just yet

@rssharma9 7 күн бұрын

Great video, Matt. Changes to your portfolio should help you beat the benchmark S&P 500 in the coming months. Thank you for your video.

@mattderron 7 күн бұрын

Thanks! I think so too, but as always we'll just have to see lol

@JimMcNutty 7 күн бұрын

It’s funny our biggest holdings are similar. Nvda and amzn top 2.

@mattderron 6 күн бұрын

Very nice!

@user-qh2kw3ln9h 5 күн бұрын

Hey Matt great performance for the month! Just wondering if you have looked at LVMH and RACE two luxury brands which I hold and absolutely love, the businesses are amazing, huge moats and they offer growing dividends and I like the fact they provide a nice diversification from the tech sector while still performing nicely. It would interested to know if you have looked at those 2 previously and let me know your thoughts

@mattderron 4 күн бұрын

Thank you! I've looked at LVMH briefly, but not very in-depth just basic metrics. RACE I haven't looked at, at all. I'll have to check them out

@pawsgerby 8 күн бұрын

do a deep dive into INTU, if you're considering adding a new position into your portfolio. incredible cash flow metrics and 15% dividend growth rate over the last 10 years. it's P/E ratio is high at the moment, but definitely one to keep an eye on long-term

@mattderron 7 күн бұрын

INTU is one of those companies where...if I look at their fundamentals they look great. Profitability is good, growth is good, all those things are good. The problem for me is that I hate using their products lol. I've used TurboTax for over a decade and while the fact that all my data and history is there makes it so I'll likely never leave (which is good for their business), I can't stand it. Their experience has become so spammy and the constant upsells are annoying. They are terribly misleading with trying to get you to share more of your data with them so they can use it (they make it seem like it's a required part of filing your taxes when it's not). If I could easily move to something different, I would. I've used Mailchimp and Quickbooks much less but the times I tried them out it was a similar experience. So...it might sound dumb but that's why I haven't really dug into them any deeper than basic metrics. I just don't like the company as a user, but I understand why their business is doing well. Hope that makes sense, that's just me though 🤷🏻‍♂️

@pawsgerby 7 күн бұрын

@@mattderron that's so real lol you'd want to have conviction in the company

@djvegachicago 9 күн бұрын

Thanks for the content. It looks like for a newbie it is best to allocate most stock market investments into sp500

@mattderron 9 күн бұрын

If you’re just starting out I highly recommend just focusing on index funds at first (S&P 500 is great) and get in the habit of consistently investing each paycheck / month. If you really want to buy individual stocks just start with 1 or 2 and get your process down of how you will research, manage them etc. I did index funds only for like 10 years before I did individual stocks and other things

@Campfussell 7 күн бұрын

Awesome. I can't seem to catch up with ya. My cost basis is $186,730 with market value of $240,898 with 7.94% for 3 months and 21.19 % ytd. And 33.66% for one year.

@mattderron 7 күн бұрын

All good, those are really good numbers!

@jackcarlos 7 күн бұрын

With most of your portfolio being the top market caps in the S&P, how you expecting to beat it? (Not meant in a negative way) Just hoping your mix outpaces it? Also you should make a video on small caps. I feel like those are such an enigma unless you have some sort of inside intel...

@mattderron 7 күн бұрын

I explained this in a different video - simple strategy. My allocation to some of those top companies is higher than the index. If they do well, they will contribute more to my portfolio than the index. Ie, Amazon is 3.6% of the index, it's 13% of my portfolio. Nvidia is 6% of the index, it's 17% of my portfolio. They do well, they will contribute higher returns to my portfolio versus the market. The idea for me is picking the winning companies that I think will keep winning...instead of trying to find a small cap gem that will become the next winner. There's significantly more risk in trying to do that. I'm not against small caps, but in general I don't start really looking at a company until they are profitable (operating income > 0). Many interesting small caps aren't there yet. The ones that are frequently are in lower growth / lower margin businesses. Every once in a while there's something there that I will take interest in, but in general that's not my strategy.

@jackcarlos 7 күн бұрын

@mattderron Thanks for the explanation! Seems weird that the main strategy for all small caps is to reinvest all profit, take on a ton of debt, promise explosive growth, and hope the future is bright. But I guess that's the only option when they're up against the Amazons of the world. Definitely more risky to invest in but it feels like that's the only place you find those 10x types of wins

@mattderron 7 күн бұрын

I get it, the only thing I would say is...Apple did a 10x over the last 10 years and they were already a big company. Obviously Nvidia more recently. If you can find a big small cap winner it's huge, but I think there's a lot of opportunity even in the big companies and they're not all that hard to find. They feel almost too easy so folks pass them up ("money's already made" etc). I don't know, lot of different ways to invest people just have to find what works best for them.

@casualviewer8189 8 күн бұрын

Up 20% YTD in my Roth 🙌🏼

@mattderron 7 күн бұрын

Amazing!

@CameronvandenHeever 8 күн бұрын

i think the portfolio looks good dude

@mattderron 7 күн бұрын

Thanks!

@ksrengaram 7 күн бұрын

Finance demystified-Really good analysis explained in simple way, how do i compare my returns against SP500? Most of my investments are in Robinhood and there is no feature like what are you showing here, Thanks in advance Bro 🙏🏻🙏🏻

@mattderron 7 күн бұрын

Thanks, honestly I don't know of a good way to do it. Specifically if you want to account for the timing of your contributions. This is a big reason why I consolidated these accounts at Schwab, so I could use that feature lol

@mattderron 7 күн бұрын

oh also I forgot - I noticed recently that Chase has a similar feature on their brokerage accounts (I have an account there for emergency savings that I put in treasury funds). But that doesn't help you since you're at Robinhood. But still that's the only other place I saw it.

@jamescares9003 9 күн бұрын

I'm new to investing on my own, for years and still now I have accounts with investment brokers. Since paying my house off earlier this years I started to DCA about $1500. Initially, I got carried away and bought about 15 ETF and stocks. It seemed watered down so now I'm down to 4 ETF and 3 individual stocks. Just wondering if 7 is still too many or not enough?

@thedabbler3784 8 күн бұрын

Double check that your etfs don’t overlap. No set number is a correct number to hold. My journey has shown me to start small and build. Too many too fast slows down returns. ETF split I like is 60/40 vgt/schd and do core satellite method, easier set and forget vs managing individual stocks.

@jamescares9003 8 күн бұрын

@@thedabbler3784 Not my main portfolio so I want to be semi-aggressive. I have 4 ETF's. A Core, growth, total market, and a semi-conductor so there will be overlap and as of now equal weighted.

@mattderron 7 күн бұрын

There is no "one right answer" to how many make sense for you. It all depends on what you're trying to accomplish and what each of those ETFs and stocks brings to your portfolio. I agree it would make sense to check the overlap of your ETFs, but again overlap itself isn't bad. If you intend to overweight certain stocks/sectors on purpose, then it's perfectly fine. The best thing I can say is that there are no real rules. For me, I try to only keep as many individual stocks as I can meaningfully monitor. For ETFs it's simply that the methodology of the index fits my goals / criteria. Good luck!

@dahubbzgaming 2 күн бұрын

Have you done a video deep dive into Nvidia?

@mattderron 2 күн бұрын

Yup, there’s a handful of NVDA or AI related videos now, but this was the first one when I added it to my portfolio- kzfaq.info/get/bejne/j9Bhh6xyuMiVZok.html

@philipppremium5191 9 күн бұрын

Hey new subscriber here! What’s the portfolio tracker called or is it inbetted in your broker itself? Thanks

@mattderron 9 күн бұрын

Yes it's Schwab's Portfolio Performance tools

@philipppremium5191 9 күн бұрын

I am from Germany so I can probably not use it. There is a serious lack of good trackers to use imo

@mattderron 9 күн бұрын

@@philipppremium5191 you might want to check out Schwab International. I think they have accounts for Germany but not sure what tools they have or if they’re the same

@Allen-L-Canada 9 күн бұрын

@@philipppremium5191 I built one my own with Google Sheet. :)

@philipppremium5191 9 күн бұрын

@@mattderronwill do thx

@peterjazii6925 9 күн бұрын

How many types of accounts are you using? And what are they?

@mattderron 7 күн бұрын

5 in total - Traditional IRA, Small Business 401k, Roth IRA, Health Savings Account (HSA) and a regular Brokerage

@Zagirus 9 күн бұрын

What are your thoughts on Paramount and Skydance finally reaching a deal this Monday? Are you interested in buying Para class B shares to become a part of the newly formed company if the merger goes through?

@mattderron 7 күн бұрын

I haven't really dug into this to know very much about it. I looked at Para in the past, but it wasn't all that interesting to me. I don't know enough about Skydance to understand what it means yet. Sorry that's not very helpful

@furtsmagee1513 9 күн бұрын

Visa feels cheap right now

@mattderron 9 күн бұрын

Looking at historical price metrics I would say yes, but when accounting for growth rate and relative high P/CF it doesn’t come out as attractive as some of the other options. It’s still at a 25 P/CF with a 9% OCF growth rate. Compared to like META which is at like a 17 P/CF and 20% projected OCF growth rate. Now…those are just numbers in a spreadsheet and obviously I think Visa is a long term winner and one of my favorite stocks. Just trying to explain why it wasn’t on my “most attractive” list right now.

@johnpersechini4951 8 күн бұрын

All the people who bought Nvidia after the last earnings are going to be scared out when the next drawdown takes the stock to $100 or less. Should be interesting to watch over the next few months the volatility and ups and downs. It’s a great stock to trade at these levels more than hold.

@mattderron 7 күн бұрын

I mean it's up 156% YTD so holders have done well too

@johnpersechini4951 6 күн бұрын

@@mattderron I owned it from $400s to $1000s so it been a great investment but I promised myself I would sell when it got over $1,000. With a valuation of $3T I see a major drawdown happening at some point In second half. Either because of market pullback or as investors see slowing growth numbers (which will still be impressive but impossible to beat 2023 growth). Long term this will do well but I think near term could be choppy.

@CraigandMandy1 6 күн бұрын

I agree with the Schwab change, I am not a fan either.

@hmodywakid 7 күн бұрын

u sold schd ?

@mattderron 7 күн бұрын

Yes earlier in the year, I talked about it in previous videos

@3KING888 9 күн бұрын

Lulu has pretty bad PR right now. Its got that A&F vibes from yesteryear. 😅

@mattderron 7 күн бұрын

My thought on LULU is that as they keep reporting earnings they will (hopefully) separate themselves. People are lumping them in with the apparel group that is underperforming, but I think their business is stronger than that personally. We'll see.

@michaelswami 8 күн бұрын

So could you tell us what kind of investor you are?

@mattderron 7 күн бұрын

I'm not sure how to answer this question other than saying...I talk about my actual goal and strategy in each of these videos every month and to me that's the best way to know what I'm looking for as an investor 🤷🏻‍♂️