How to Buy a House as a Cash Buyer | Phil Spencer's Propety Tips

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How to Buy a House as a Cash Buyer | Phil Spencer's Propety Tips

Рет қаралды 19,008

2 жыл бұрын

Phil Spencer shares his insider tips on how to buy a house as a cash buyer. In this video Phil explains the following:
Regulations you need follow to be a cash buyer
How considerations differ to buying with a mortgage
The upsides and downsides
What you should arrange when buying as a cash buyer
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Пікірлер: 41

@user-pp8ly2wn6t Ай бұрын

Thanks for the new video! I’m looking forward to seeing what other content you post! Always good to learn as much as you can!

@carolyngraber4326 2 жыл бұрын

Thank you, Mr. Spencer. We are so grateful for you.

@MoveiQ 2 жыл бұрын

You are very welcome

@jjones3223 10 күн бұрын

As a cash buyer can you still get a valuation report to ensure you aren’t overpaying?

@user-io3vs7fz5j 2 ай бұрын

It is a great video thanks for the great information and well delivered. This is exactly what I was looking for.

@paulh2184 2 жыл бұрын

Great video Phil always very helpful content. Due to the increase in property prices in recent years I am unable to be a cash buyer I am about 25% short. I have 75% what other ways will I be able to make up the missing 25%? thanks

@MoveiQ 2 жыл бұрын

Thanks for your feedback. It might be worth sitting tight for a bit and seeing what happens to prices in the area you want to buy. Here's Phils latest market reveiw which you might find interesting www.moveiq.co.uk/blog/news/price-gap/

@jakir6767 4 ай бұрын

Thank you very much sir for your advice. But please I have a question. If I borrow money from friends and family to my account also sometimes credit cards give 1 and half year 0% interest and transfer the money to my account and manage the money overnight and try to buy a house with this cash money ! Is it gonna work like that ? Property could be under 60k. Is it will be a problem ? Thanks in advance.

@adida.sativa-dv2el 3 ай бұрын

What was the tip?

@barrycrump6189 2 жыл бұрын

Thank you.

@MoveiQ 2 жыл бұрын

You're welcome!

@desipindu420 2 жыл бұрын

Thanks you very insightful info. I am currently looking for a property in London so the info is very useful. I am not sure of the link you mentioned which allows me to learn the facts about the area, crime rate etc. Could you point me in the direction please?

@MoveiQ 2 жыл бұрын

Sure, here you go www.moveiq.co.uk/tools/buying/property-report-for-buying-or-renting-a-home/ Also, thank you for taking time to give us feedback - much appreciated 🙏

@mjmcc4r7 2 жыл бұрын

Many thanks for this information and keeping us up to date. The website is very good. Hard to know who to go to for advice like this, pitfalls, etc. Especially like the info re estate agents.

@MoveiQ 2 жыл бұрын

Glad to help

@amazing451 2 жыл бұрын

At point 2.08 when talking about drainage drainage surveys who exactly does these is it the solicitors or surveyors?

@MoveiQ 2 жыл бұрын

A surveyor will do a drainage survey usually with a CCTV camera.

@amazing451 2 жыл бұрын

@@MoveiQ what kind of house survey does this come under because there are 3 different types to my knowledge?

@MoveiQ 2 жыл бұрын

@@amazing451 It's a specialist survey you will need to book separately. You can find a surveyor near you via our website here www.moveiq.co.uk/tools/buying/find-a-tradesman/

@amazing451 2 жыл бұрын

@@MoveiQ Thanks for the information Move iQ

@MoveiQ 2 жыл бұрын

@@amazing451 You're welcome - you can find loads more advice on our website moveiQ.co.uk

@cchoy6730 Жыл бұрын

Hi, Mr Spencer, it would be grateful if you could advice me on how could a non resident without uk bank account cash buy a house. Is it possible to pay the sum using HSBC Expat Bank account . THANK YOU !

@MoveiQ Жыл бұрын

Sorry we can't help with that

@heshammatoug4860 2 жыл бұрын

Hi Phil How can I watch your video content ... it's no longer available in the KZfaq ???

@MoveiQ 2 жыл бұрын

we are still here

@blackink43 Жыл бұрын

Very interesting 👍

@MoveiQ Жыл бұрын

Glad you think so!

@malikahzaz 2 жыл бұрын

@Move iQ Is there any website where one can filter out cash only properties?

@omarilowe451 Жыл бұрын

Did you get an answer to this?

@said881 2 жыл бұрын

Great tips as always

@MoveiQ 2 жыл бұрын

Glad you like them!

@jjefferyworboys8138 2 жыл бұрын

Phil is my "Go To Guy" for practical advice. Why bother with anyone else ?

@MoveiQ 2 жыл бұрын

Thank you - we'll be sure to let him know :)

@David-yn5bs 2 жыл бұрын

It makes no difference if you're a CB or not, if a property is under offer, then it remains that way, regardless if you can buy quicker. Sorry Phil, but i speak from experience.

@MoveiQ 2 жыл бұрын

No need to apologise - thanks for sharing your experience.

@omarilowe451 Жыл бұрын

What do you mean?

@tomatosoupa4563 Жыл бұрын

He’s saying if someone’s already made an offer for it even if you’re buying cash you can’t just take the house, not sure it’s relevant to the video though aha

@user-xs8nk7ew5s Жыл бұрын

Taking too long to get to the point

@daveUK1066 Жыл бұрын

I've got 90k I've saved with crypto over the years, I want to buy a cheap first home, but they're gonna want proof of funds...can I drip it into a savings account and pay from there

@MoveiQ Жыл бұрын

www.moveiq.co.uk/blog/buying/buy-house-crypto/