@Jason-vi8ny 6 ай бұрын
Just got my first amex last week. These videos have definitely helped me explain to my relatives why I agreed to a $695 annual fee lol
@Daniel_Braun 6 ай бұрын
Nice, enjoy the new card! Glad to hear that these videos are helpful at explaining that haha
@SkyboundMar 6 ай бұрын
I just got my first one last week too. I went for Gold first, and then I'll get Platinum after hitting my Gold bonus. Never thought I'd be this invested in the credit card youtube space lol
@NigeloWalker 6 ай бұрын
You dont have to explain anything to anybody
@tigerrx7 6 ай бұрын
@@NigeloWalkerhe’s close with his family and they care deeply about each other.
@LK_EBM 6 ай бұрын
Congratulations on the Amex platinum card! You should have gotten the green or gold card first, now you're ineligible for those bonuses
@JakeVanderPloeg 6 ай бұрын
Your editing is so smooth and seamless. Such quality content per usual. Thanks Daniel
@Daniel_Braun 6 ай бұрын
Thanks Jake, much appreciated as always man!
@Yaw_Jr 6 ай бұрын
Great content - just feels like it takes too much effort to - 1. Find 2. Figure out if it's a good deal 3. Execute Feels like a hassle ...
@NolbertoPardo 6 ай бұрын
I redeemed 4 nights at Hyatt regency waikiki with chase points. I also used my Amex miles to get my wife, daughter, and me round trip on Hawaiian for may 2024
@LK_EBM 6 ай бұрын
How did you redeem your Amex points to Hawaii? I'm planning a trip for this summer
@inlinesix6694 6 ай бұрын
Same here but for June. I couldn’t find any Turkish Airline availability with my CITI points so went with Qantas
@Daniel_Braun 6 ай бұрын
Nice! I love to hear good stories of using points like that!
@NolbertoPardo 6 ай бұрын
@@LK_EBM they happened to be an option when choosing the flight. I didn't transfer anything
@luxuryFean 6 ай бұрын
The amount of work to do this is insane
@Daniel_Braun 6 ай бұрын
There is definitely some time and research needed - but it also gets easier and easier over time. Some of those tools like Seats.Aero have helped decrease the amount of work needed as well
@vvvarunv 6 ай бұрын
Agree but there is a kind of thrill doing all this 😅
@curmudgeonextraordinaire1884 6 ай бұрын
Cash back should be 1cpp, like Chase. 0.6 is ridiculous.
@megano101 4 ай бұрын
So true about not saving your points for a trip 10 years down the road. I work for a bank, and I have a client who earned all these travel miles with her husband (750k miles). Her husband passed before they decided on anything. You never know how long you have on this planet. Enjoy life!!
@Buncobabe 6 ай бұрын
Excellent video with well laid out detailed descriptions. Great job.
@Milkinporsche 6 ай бұрын
Very solid contents. To get the best value you have to willing to put time in to research.
@Daniel_Braun 6 ай бұрын
Thanks! Yeah there’s definitely going to be some research needed to get the most value out of Amex Points
@xXSN4K3E4T3R5Xx 6 ай бұрын
Great video! I was planning a trip to Alaska and Hawaii and back home to Boston and your airline alliance excel is going to be super helpful. Thank you!
@Daniel_Braun 6 ай бұрын
Thank you! And always happy to help - enjoy that Transfer Partner Guide!
@jschucke 5 ай бұрын
Really great info, thanks Daniel! For some of us, the goal isn’t solely maximizing point value. Personally, I try to minimize cash out of pocket while maximizing the value. The end result might be a slightly lower cent per point redemption but I save my cash for something else. ( Best redemption to date has been an $820 flight for 10k points!). Anyway, my thinking is why should I blow my entire wad of points on one expensive flight that I will probably spend most of the time sleeping or watching a movie? I will schedule my trips in economy and save the points to use on future trips. (Not 10 years but maybe a year so there is less chance of program restructuring that reduces overall point value.) This way I can take 3 trips, when you are only taking one and I use that cash towards the airbnb!
@FTFinest06 6 ай бұрын
Love it! Subscribed. Need this for chase and cap 1!!
@Daniel_Braun 6 ай бұрын
Thanks so much for watching and subscribing! I’ve got the same type of video coming out for both Chase and Capital One next! Working on those right now 👍
@cottagekeeper 6 ай бұрын
@@Daniel_Braun Yes!
@EthanPatrick_CreditCards 6 ай бұрын
I've had my eye on the Ritz Carlton Half Moon Bay for a while. 80k points per night is a bit expensive It looks amazing! You'll have to do a review if you stay there! Loved the examples in this one Daniel. Great video.
@Daniel_Braun 6 ай бұрын
Yeah it's a bit pricey, but I think it looks like an really nice one to check out! Thanks Ethan!
@ramseyanderson5195 6 ай бұрын
I used to work at the RC Half Moon Bay! haha.. beautiful when the sun is out ;-)
@EthanPatrick_CreditCards 6 ай бұрын
Nice! looks like a great place to stay! Are there good places to eat nearby?@@ramseyanderson5195
@eliseorios7278 5 ай бұрын
Thanks ! Just upgraded my Gold to Platinum for my 100,000 bonus . Downgrading after 1 year
@mikefoy2834 6 ай бұрын
you are the truth. thanks for the breakdown brotha
@mdmcfp 6 ай бұрын
Good stuff! Will you post when AMEX runs the transfer promos?
@its.christina.rose_ 5 ай бұрын
THANK YOU for the spreadsheet! super helpful! :)
@sjg6158 6 ай бұрын
Awesome. Hope you're well.
@Daniel_Braun 6 ай бұрын
Thanks Scott - hope all is well with you too!
@klaudiadang7417 4 ай бұрын
how do i get alerts for the transfer bonuses? Is that in the AMEX travel portal or is it somewhere else?
@cameronwaterman9684 6 ай бұрын
Love the golf comment! You should do a video on how to best use points for a golf trip 😂
@queenasmr9236 5 ай бұрын
wow! This is hard to get my head around. But thank you for explaining so perfectly 😁
@bigm328 6 ай бұрын
He Daniel, really love your content. Can you make a video like this for redeeming Chase Ultimate Rewards points?
@CarlosJosueHernandez22 6 ай бұрын
Great content man, keep it up!
@dustyrabbit9234 6 ай бұрын
the transitions have gotten very smooth! also how do you pronounce your last name. it sounds quite german.
@Kel.Vision 6 ай бұрын
Daniel! You beautiful pirate angel! I’ve been stressing out about how to book my flight to London in August and Cathay Pacific never once crossed my mind! Thank you! 🙏🏾
@Daniel_Braun 6 ай бұрын
That's what I'm here for! 😁 Thanks for watching!
@acecrxss 6 ай бұрын
Thanks for the detailed explanation!
@De_Guatemala 6 ай бұрын
Great visuals
@Daniel_Braun 6 ай бұрын
Thank you! Glad you liked that 👍
@isaiahsmith6999 6 ай бұрын
I love the videos! My struggle is my local airport connection spoke airport and I always have to fly into a hub to fly internationally. So I have to fly into Philadelphia, Atlanta, JFK and so on. What is the best way to book a flight where I have to connect domestically before flying over seas? Or a video on that would be great!
@Daniel_Braun 6 ай бұрын
Thanks Isaiah! So I can make a video with more examples, but I would search for award availability from that connecting hub airport. Then you can do a positioning flight from your local airport to that larger one. It all depends on the situation
@GD-zi7wx Ай бұрын
how do you get notified of the transfer point bonuses
@zabbygee 6 ай бұрын
Super helpful. Thanks so much!
@Daniel_Braun 6 ай бұрын
I love to hear that! Thanks for watching!
@jasonnohel0057 6 ай бұрын
Holy shit! I understand way better now thanks!
@ernestomcgrew8246 5 ай бұрын
What a hassle. Honestly worth it though
@clausellray3949 6 ай бұрын
Great video keep that content coming
@Daniel_Braun 6 ай бұрын
Thanks so much! I've got a ton of content coming up!
@huberian 6 ай бұрын
I need to get out of the analysis paralysis syndrome. This video was super helpful! 🎉
@ChaseYokoyama 6 ай бұрын
take advantage of those transfer bonuses for travel partners 🔥
@callmeNeno 6 ай бұрын
Perfect timing; just received 90k for my Gold card.
@Daniel_Braun 6 ай бұрын
Nice! Great to see that 90K offers are still going around for that card 👌
@m0ttz755 6 ай бұрын
can you show redeeming flights for non business class? and tips to just get decent value without flying business?
@Daniel_Braun 6 ай бұрын
Sure thing! I've actually got a video about that right here: kzfaq.info/get/bejne/q6-JZZlptt6pd3k.html
@Daniel_Braun 6 ай бұрын
I'll make videos with more examples in the future as well 👍
@TheDiscardedFoot 4 ай бұрын
Should I swap from the Hilton amex middle tier ($200 fee) to the amex gold card? I'm losing my diamond status this month and might get more use out of the standard amex points instead.
@DrummyCovers15 6 ай бұрын
Will you upload any vlogs on your trip to Europe?
@Daniel_Braun 6 ай бұрын
I recorded a lot of video footage so I was considering making some sort of video out of it!
@LeviThomass 5 ай бұрын
Could you make a video like this for Capital One please?
@suplex57 5 ай бұрын
I just got my gold Amex in the mail 🎉🎉
@amadogarcia49 6 ай бұрын
A Chase UR version would be great
@Daniel_Braun 6 ай бұрын
That's the next one I'll be making! I'm finishing up the writing for that now and hopefully filming and uploading within the next few weeks 👍
@KennethTungol 2 ай бұрын
Little confused, why do we subtract the fees in the CPP calculation?
@Daniel_Braun 2 ай бұрын
You have to figure out the net cash out of pocket that you'll pay by paying entirely with cash vs redeeming points with fees. When booking in points, you're paying some fees most of the time - so taking the cash price minus the fees gives you the total out of pocket cost regardless of booking method. That should then be used to calculate CPP
@KennethTungol 2 ай бұрын
@@Daniel_Braun oh I see so are you saying that the cash price usually includes the fees already in it? I was under the assumption that the cash price doesn’t have fees so I would think to add the fees instead of subtract
@jackellerin5033 2 ай бұрын
Daniel - I'm curious, do you know anything about the Traditional Gold AMEX card? I've had mine since the early 90s and only pay $95 a year. But it's not the same Gold Card you discuss in any of your videos. I cannot find anything but realize I must be grandfathered into this card, but am wondering if it's worth holding onto for some reason I can't think of or change? I looked through some old materials I saved and I'm also signed up for 'Sign & Travel and/or Extended Payment Option'. But at this point have been using my Platinum card for travel for years now. Seems like I'm paying $95 annually for nothing, though don't often close credit/charge cards unless they have not value for me any longer. This is one I'm starting to question. Thanks
@fenoyii 3 ай бұрын
Can you maximize travel points with your Amex platinum points and your Amex reserve points?
@BZBees247 6 ай бұрын
Would you recommend transferring points during bonus times to take advantage of the bonus even without an immediate plan?
@LK_EBM 6 ай бұрын
No, the airline can be value and all your points can be worth way less
@Daniel_Braun 6 ай бұрын
I would say to usually just hold your points unless: 1) you have A LOT of Amex points saved up, or 2) there is some sort of crazy good transfer bonus deal Typically I don't recommend transferring until you find a deal that you want to book
@Sakurasan2023 6 ай бұрын
Great video 📹 👍
@Daniel_Braun 6 ай бұрын
Thank you as always!
@Sakurasan2023 6 ай бұрын
@@Daniel_Braun you're welcome!
@_iErik 6 ай бұрын
I would caution that for most people, calculating the cpp value based on cpp = ( points / posted retail price ) is not a very good representation of the actual value of the points. Also: points sitting in your account do not accrue interest, therefore are effectively losing value every day due to inflation. Saving up points is not a good strategy. The most valuable redemption is the one you actually make.
@therealtarunkandaswamy 6 ай бұрын
Hey Daniel, I thought you might like to know that at 13:14 you leaked your email. Hopefully you can edit it out before you get spammed lol, great video!
@Daniel_Braun 6 ай бұрын
Hey thanks for letting me know! I saw that as the video was being created, but it's ok because that is my email that anyone can already access through the About page on my channel 👍
@CC-TimesTwo 5 ай бұрын
It's basically coupon clipping.
@RansomXX 6 ай бұрын
I'm having a little trouble with redeeming for United, American (unavailable) and Delta (super expensive) for domestic flights. Any tips, anyone?
@Daniel_Braun 6 ай бұрын
Check out this other video that I made: kzfaq.info/get/bejne/q6-JZZlptt6pd3k.html It walks through examples for booking domestic flights with points for each of those 3 major US airlines 👍
@marincusman9303 6 ай бұрын
I can’t search for flights with avios because I don’t have any avios in my account. What do I do?
@LK_EBM 6 ай бұрын
Just sent over the minimum amount from Amex
@Daniel_Braun 6 ай бұрын
I was able to search for award flights on BA without any Avios in my account, but not sure if something changed. On the main BA website, try going to "Book" then "Book a Flight With Avios". That should bring you to the search page - and just create a free BA account if you haven't already
@cousinsthegamer 6 ай бұрын
I was hoping for more hotel as I do not fly a whole lot. Perhaps in the future. What would be a good way to use points for hotel or am I better off using some other credit point currency?
@alex5308 Ай бұрын
this point stuff seems psychotic to me. this frenzy when the majority of people won't even get more than $400 worth of rewards in a year. even if you could get 2x that value at $800 with all of these hoops, you probably spent more just because you have a credit card
@BobI-jb4rk 6 ай бұрын
You get my 👍towards the 👕!
@Daniel_Braun 6 ай бұрын
Thank you!! Hopefully I'll hit that like number and wear that shirt soon!
@MK-jn9uu 3 ай бұрын
f what's the TL;DR
@Oliver-sd8oz 5 ай бұрын
This is so unnecessarily complicated jesus
@jordangerrity250 4 ай бұрын
how lmao, you get points, you get more value by transferring the points out to a transfer partner. Done there’s the video
@pizzamilf 3 ай бұрын
And this is why chase ultimate reward points are a better value in most cases. While Amex points fall behind on value in what everyday people are using them for unfortunately.
@Menscraft 2 ай бұрын
How?
@jewriscanela9726 2 ай бұрын
😂😂😂😭😭😭😭
@tripppierce13 6 ай бұрын
Along the lines of finance tips and this channel I have a question: I’m getting Married in a month I’m 24 and have a good paying engineering job and my soon to be wife works. We have no debt and with the budget that I’ve laid out me and my wife will be able to save 52000$ a year we both have a 3% 401k match and contribute 3% for the match I also want to contribute around 10k of the 52k a year to an IRA or a Roth IRA between the both of us but both of our parents and her think it’s a bad idea because in 2008 when the stock market crashed both of our parents had money invested in local companies and banks and lost everything so now they say I should just keep all the money in a savings account and not invest any extra from the 6% total 401k into retirement I’ve been watching your videos and other investments channels that are telling me the opposite so what should I do? Also just got the Amex gold card because of this channel and they told me that was dumb too lol Anyone can comment I’m just looking for advice
@marincusman9303 6 ай бұрын
Idk about the other stuff but the gold card is objectively not dumb if you get a good sign up bonus and use it properly.
@LK_EBM 6 ай бұрын
Invest in the 401k. The total stock market is way different than local companies and banks. You will be way way more diversified. You need to invest if you ever want to retire comfortably. Savings account are great, but it won't make you wealthy
@Daniel_Braun 6 ай бұрын
You're off to a great start by saving and asking the right questions! My answer is to not try to "pick" companies to invest in with individual stocks. Invest in that 401K with the company match and look to invest mostly in a low cost total market index fund. It's diversified and has the best long term track record. You'll definitely need to invest the money - otherwise over time it's going to lose purchasing power because of inflation. Savings accounts are great for short term savings, but they are not going to build wealth over the long term like investing in a good index fund can
@claygoated 6 ай бұрын
First 🔥🔥
@Daniel_Braun 6 ай бұрын
Looks like you just barely missed it haha - still a very close second place though 🥈 Thanks for watching!
@jetski335 6 ай бұрын
😊
@Daniel_Braun 6 ай бұрын
Thanks for watching!
@Jack-kj1zu 5 ай бұрын
Sounds crazy but when i get my 90,000 point bonus in a couple months I might get a gift card to subway lmao. Equals out to .85 points per dollar so not too bad and I get $765 aka i can go to subway and get what I usually get 65ish times for free lmao. About 3-4 months of free lunch on my break
@Dude-tb8ry 4 ай бұрын
i mean if it works out for you, sure. but you’re missing out on double that amount if you just book for travel. not to sound like a financial advisor or asshole but if your intentions were to use these points for cash back why didn’t you get the savor one instead?
@Jack-kj1zu 4 ай бұрын
@@Dude-tb8ry I don’t like flying and my family does roadtrips. I’ll spend my money how I see fit.
@CandycaneBeyond 4 ай бұрын
If it brings you happiness in the long run that's all that really matters.
@SOXGATORS 6 ай бұрын
👍🏻
@Daniel_Braun 6 ай бұрын
First comment! 🥇 Thanks as always!!
@ahmedaboutalebabdelrheem7638 6 ай бұрын
👏👏
@Daniel_Braun 6 ай бұрын
Thank you for watching 👍
@Milkinporsche 6 ай бұрын
It's sad to see green card was also added the SUB restrictions.
@Daniel_Braun 6 ай бұрын
Yeah it’s been disappointing to see some of the changes that Amex has made to the terms for sign up bonuses like that. Now it’s no longer a card that I will consider
@Milkinporsche 6 ай бұрын
@@Daniel_Braun green card is worthless to most people without the SUB, I wish amex would reconsider.
@devinwynn1299 6 ай бұрын
This video went a lot longer than it should lol
@Daniel_Braun 6 ай бұрын
Sorry if it seemed too long, there is a lot of info to cover 👍
@manny5848 6 ай бұрын
Amex points seem weak
@Daniel_Braun 6 ай бұрын
For cash back, they are weak. But for travel booked with transfer partners, Amex points are some of the best
@jonathanduran7136 6 ай бұрын
spend 945$ in fees to get 1400$ in points
@1farlin 3 ай бұрын
Great info but please speak slower in your videos
@june6959 5 ай бұрын
"Promo sm" 😚