How to Find Assisted Living for My Mom on a Limited Budget? CASE STUDY

Рет қаралды 15,912

4 жыл бұрын

What do you do if your mom cannot afford assisted living but you are worried about her living alone. How do you find care? What is the next step?
Together we'll discuss a recent phone call I received from a gentleman who thought his mom might need care in the near future. His first question was, "Will her Medicare insurance pay for assisted living?" I always hate answering that question!
Below is a quick snapshot of his moms situation.
- Primary Caregiver: Son
- Person In Need of Care: Mother
- Type of Care Needed: Assisted Living
- Monthly Budget: $600/mo
- Assets? ~$5,000 in bank
- Homeowner? Rents
Here is the list of questions I typically ask to better understand what to work with.
1. Does your loved one have stocks, cash, bonds, long term care insurance, etc? How do you know?
2. Is your mom or was her late husband a Veteran? If so, she may qualify for some subsidies under the Veteran Aid & Attendance program.
3. Does your mom/dad need care immediately or are you being proactive? If you have time, then apply for Statewide Medicaid Managed Care (SMMC). www.flmedicaidmanagedcare.com/
There are two qualifications to receive this benefit. (1) Finances or (2) Care Need. If you qualify, your loved one will be added to a waitlist.
4. If your mom/dad needs care immediately, then we recommend you move your loved one into a skilled nursing facility with straight Medicaid.
Once moved in and enrolled in Medicaid, you and your loved one can speak with a case manager about alternative senior housing options. A case manager could easily help you enroll into a Medicaid Managed Care program.
If you have any questions, please email kris@chelseaplacecare.com or leave a comment below.
#SeniorCare #SeniorSource #AssistedLiving
ABOUT - SENIOR SOURCE
We help families navigate the confusing "World of Senior Care" and find local resources for their aging parents, spouse or loved one.
Give us a call (941) 677-7233 and we’ll send you a FREE copy of Florida’s 5-Step Guide to Senior Care. For more information and resources, visit:
Florida's 5 Step Guide to Senior Care: chelseaplacecare.com/senior-g...
Facebook (Senior Source TV): / seniorsourcetv
Facebook (Kris Chana): / kris.chana
LinkedIn: / krischana
Instagram: / kris.chana
ABOUT - CHELSEA PLACE SENIOR CARE
Chelsea Place Senior Care was founded in 2011 by Kris and Chelsea Chana. Kris named the company in honor of his wife, Chelsea. They lived inside the assisted living facility for the first 3.5 years of their marriage.
Chelsea Place recently received the 2019 Best of Assisted Living award and a deficiency free state survey. Since then, they have opened a senior day care center and a home care agency.
They have a massive vision to revolutionize senior care and are in the process of opening locations nationwide.
Website: chelseaplacecare.com
FB Assisted Living: / chelseaplaceliving
FB Adult Day Care: / chelseaplaceadc
FB Home Care: / chelseaplacehc
👆👆👆Thank you for your support!! 👆👆👆

Пікірлер: 41

@JessicaHicks Жыл бұрын

Thank you. I’m struggling with this right and about jump off cliff due to the stress. Appreciate this video to get a start on this.

@KrisChana Жыл бұрын

I am so sorry to hear this. I hope this helps and you are able to get a little respite. 🙏

@noneofyourbusiness3865 3 ай бұрын

I hope you are still around and was able to find placement.

@noneofyourbusiness3865 3 ай бұрын

I have been looking at assisted living for a relative with dementia and its been hell getting one to accept him with medicaid. They are all pretty much private pay between $5000 and up. Once the resident funds run out they are either evicted or place in one of their medicaid beds if available.

@tube_trance Жыл бұрын

I'm dealing with this situation with two elderly parents in California. It's such a disgrace that our country/government treats the elderly this way, often leaving them with two options: struggle to live independently or live in a sub-par nursing home. It seems to me it would be common sense that Medicare paying for Assisted Living would be cost-effective in the long run.... and of course, the humane thing to do.

@thebeautifullibra11 Жыл бұрын

Its very very sad!

@KrisChana Жыл бұрын

It makes me sick and I worry about the future of senior care 10 and 20 years from now. My hope is that at some point Medicare would step and help supplement costs. However, I worry about when this will happen. In most cases, the government doesn't react unless everyone stands up and this becomes a crisis. Praying that some leader in government will stand up and lead they way to a more proactive approach.

@CocoChanelle-1 Жыл бұрын

Many families are using caregivers.

@junelune2344 Ай бұрын

Wow thanks for sharing

@Jason-sb2zh 4 жыл бұрын

Great vid ty for your work Sir. subbed liked will like all other vids youtube algo gives me. good sound btw eye got a system set up for audio editing lower of the high end systems. Sounds great man!!!

@eslei7913 3 жыл бұрын

Thank You for this video it was very Helpful Appreciate your clear n opened explanation on senior assistance living low income 👍🏽

@KrisChana 3 жыл бұрын

Thank you so much for your feedback!! We really appreciate all your encouragement and support!!!

@user-pb6kx1ot9e Ай бұрын

NY no dice

@USAtoElsewhere 2 жыл бұрын

No no no... if the resident lives long enough (and I am an "immortalist" so it is un- known how long anyone can live), investments often don't last long enough and few people have more than a pittance invested compare to what's needed to live many years or decades at over $4,000 per month.

@KrisChana 2 жыл бұрын

That’s why it’s important to see if your loved one qualifies for the VA or SMMC which will help cover the costs of care in assisted living. Worst case Medicaid will cover the cost of a nursing home (“skilled nursing facility”)

@jionnaantanee2383 4 жыл бұрын

thank you for the information

@KrisChana 4 жыл бұрын

Thank you for listening!! I hope it was helpful!!

@jionnaantanee2383 4 жыл бұрын

@@KrisChana very much so!

@tinahindi 3 жыл бұрын

thank for this video, we are from Florida and my father is low income and needs to be in an assistance living facility. He was living on his own but now he can't. Now I am researching as much as I can.

@KrisChana 3 жыл бұрын

Thank you so much for your feedback!!! It means a lot!!! I hope you find the help you are looking for. Let me know if you have any questions!!

@moswiney2737 Жыл бұрын

Look for an assistive living facility that has supportive living in the title of the name of the place. Once all your money is gone you go on state aid

@lenorebrooks2759 Жыл бұрын

I'm not sure if any of what you are speaking on can help me because I live in Illinois. However I will still check it out. Thanks for the info! Just wanted to make sure someone can take advantage of applying for Statewide Medicaid Managed Care if they collect Social Security and have Medicare?

@KrisChana Жыл бұрын

Hi there. I’m not as familiar with Illinois. However in Florida individuals can apply for statewide Medicaid managed care if they meet certain income and asset requirements. Each states Medicaid program is a little different since it is a state program not federal.

@jimblackrealtor727 5 ай бұрын

If your parent is living with their son and family and is on the deed for the house, will the assisted living be entitled to the equity in the property when the home sells?

@suzannevaeth8310 2 жыл бұрын

I used to work at a county nursing home & it was pitiful. :(

@KrisChana 2 жыл бұрын

Some of them can be tough environments.

@thebeautifullibra11 Жыл бұрын

We have social workers who pay thousands of dollars for an education and never learn to solve the really big problems like this. This country is such a disgrace and should be ashamed for how they treat the elderly. Realistically how many people can afford 4,000 per month? Its sad!

@KrisChana Жыл бұрын

It's extremely sad :(

@derrickmcintosh9585 4 жыл бұрын

Do you only help family's on FL? I'm in Ohio and I am in desperate need of help for my mother. I have no idea what to do or where to start. Thanks

@dfg1022 4 жыл бұрын

Hi Derrick! I am the Co-Owner/ Administrator of Thrive In Place, here in Northeast and Central Ohio. I can assist you, email me at daris@thriveinplacehha.com or call me 866-598-0038 ext. 3

@KrisChana 4 жыл бұрын

Hi Derrick. We primarily focus on local referrals in SWFL but our information can be applicable nationwide depending on each state. I see Daris Gilliam has responded below and I hope they are able to help you out. Please let me know if you need any other information in the Ohio area and I can help you find local community partners in that area.

@KrisChana 4 жыл бұрын

Hi Daris. Thank you for reaching out to Derrick!

@TheBarnyardChicken Жыл бұрын

I need options for someone who dose not qualify for these options not a vet & don't qualify for smmc. Low income only receives SSI has no other cash needs Assisted Living. Thank you hugs

@KrisChana Жыл бұрын

I apologize for the delayed response. This comment got held up for some reason. I hope my response is not too late. That said, if you are in Florida the fastest way to fast track this would be to work with a nursing home (SNF) to admit this individual and help them apply for medicaid. After a few months, and once they get approved and on Medicaid, then they could be discharged to an assisted living community using SMMC.

@aimeelouvier-sutton 2 жыл бұрын

Idk how the ppl (who run elderly homes for ppl who can not care for themselves anymore) live with themselves and look themselves in the mirror every day. Assisted living for elderly ppl with dementia should be ashamed of themselves!!!

@KrisChana 2 жыл бұрын

Hi Aimee. I am sorry to hear about your experience with assisted living. They are not perfect but there are so many out there who work tirelessly and care a lot about their residents! We know of several amazing facilities and their teams are like angels!!!

@user-jy6vp1zm9m 5 ай бұрын

My grandma was in an amazing facility and she loved it. The staff was kind and care, the place was immaculate and the private made delicious meals three times a day. Her place with all the extra stuff was roughly $4,000 a month.

@aimeelouvier-sutton 5 ай бұрын

@user-jy6vp1zm9m I don't even make $4k a month I can't help my loved one cuz he only gets $1050 for social security retirement