How to Make £1000 Per Month Dividend Income With Shares

Рет қаралды 21,226

2 жыл бұрын

This is my journey from zero to £1000 dividend income per month through investing almost exclusively in UK large cap companies.
I explain why and how I started generating a sustainable passive income stream and what I learned along the way.
When I started investing in the stock market I did not appreciate the power of compounding dividends over time and what could be achieved. I was more interested in the share price but as this video will show, may though processes and investing strategy soon changed.
With dividend investing you are really in it for the long term and developed a simple way to celebrate reaching certain milestones. This helped me become motivated and wanting to achieve the next target as soon as possible.
By drip-feeding regular amounts into quality companies over time, your wealth will start to snowball and feed itself through compounding.
As Einstein is reputed to have said..
Those who understand compound interest will EARN it and those who don't will PAY it, throughout their lives. I hope this video gives you some inspiration and motivation to keep going on your journey, whatever that may be.
Best wishes from the Compounding Investor
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Disclaimer
The information presented on this channel and in these videos is for entertainment purposes only and is not financial advice. The price of shares can go down and well as up. Investing in shares is not appropriate for everyone so please do your own research.

Пікірлер: 126

@DafyddMorse 2 жыл бұрын

The moment when you get your first dividend is fantastic! Mine was £0.68 👍

@TheCompoundingInvestor 2 жыл бұрын

Absolutely, whatever the value, it is highly motivating. Thanks so much for watching and commenting.

@repudiummoney 2 жыл бұрын

I know the feeling. Mine was 4p! 😂🤣

@DafyddMorse 2 жыл бұрын

@@repudiummoney 😆😆😆

@NFTinvestments74 Жыл бұрын

Your story should be shared in every high school in the UK. Inspirational!

@timhanser1943 2 жыл бұрын

Liked and subbed , terrific. I wish I had found you channel in 2019 when I transferred my pension to a SIPP . I took my 25% and put the rest into USA growth stocks . It’s now worth half its original value . A really good channel. You should be paid to teach this in schools . Thanks.

@TheCompoundingInvestor 2 жыл бұрын

That’s very kind Tim. That’s so much for watching and commenting. I’m glad you found it useful. I wish you good luck with your investments.

@timhanser1943 2 жыл бұрын

@@TheCompoundingInvestor thanks , long way back to break even for me , just forwarded details of your channel to my 22 year old daughter . I hope she follows your lead .

@auronmusic1465 Жыл бұрын

Honest and inspirational video 👍🏻 Thank you for these videos !! I am a dividend growth investor from India and love to watch your videos for inspiration even though I don’t invest in FTSE stocks. I started in 2021 and appreciate the cash flow that keeps coming in and motivates me to invest more. Good luck to all investing in quality dividend stocks !!👍🏻☺️

@TheCompoundingInvestor Жыл бұрын

Thanks my friend, I really appreciate it. I agree it really is motivating seeing the dividends increase over time and if you continue with it, the increases start to noticeably accelerate as time goes by. All the best on your journey 👍🏼

@MrRoyck10 2 жыл бұрын

I am a new sub to your channel and I find your story very compelling, I started my own journey in 27th December 2021, by 18th Jan 22 I earned 8p from a £4.99 share of AT&T. The rest is history with my obsessive addiction of dividends, yes I reinvested my 8p, my outlook for March 22 is positive. I have been watching your catalog of videos and I am impressed by your brilliant performance, your target selection of shares and your precision as an investor have left me in a state of admiration.

@TheCompoundingInvestor 2 жыл бұрын

Thanks CK, that’s very kind. You have made a great start and yes it can become quite addictive as you start to see it snowball. I think it also focuses the mind on saving rather than those impulse buys which can fritter away money without us even realising. You also seem to be tracking and recording your dividend journey which I find is a great idea. Best wishes on your journey 👍🏼

@JBayney 2 жыл бұрын

Inspirational and motivational stuff! KZfaq needs more people like you!

@TheCompoundingInvestor 2 жыл бұрын

That’s very kind. Thank you.

@Random_Animations1 3 ай бұрын

My portfolio just hit £600 today after the interest rate announcement. I am 13 years old, so I hope there is much more investing fun to come on my journey. I am now focused on strong, growth and dividend companies thanks to you!

@Allthingswealth 2 жыл бұрын

Thank you so much for making me feel better about my smaller dividends. I love how you reflected and had happy meals!

@TheCompoundingInvestor 2 жыл бұрын

Thank you my friend. All the best with your investments and your great channel.

@investingwithu 2 жыл бұрын

Great story bro! I always get bored of dividends and gravitate towards growth, but having that long term mindset is key! £1000 per month is a huge milestone!

@TheCompoundingInvestor 2 жыл бұрын

Thanks so much for watching and commenting. All the best on your investing journey

@samr8603 2 жыл бұрын

My first ever dividend was the London Stock Exchange (LSEG) itself. A whopping 50p but it did feel good.

@TheCompoundingInvestor 2 жыл бұрын

LSE has been on my radar for a while but not pulled the trigger yet. Should be a very good long term holding.

@Luke_Stoltenberg Жыл бұрын

I remember getting my first AUD25 dividend from either BHP, or TLS maybe the 3rd or 4th stock I'd bought. "You're giving me money? Ok, cheers!" I'd been receiving dividends as DRP reinvestments on the stock I received from my company for years by then, and finally it clicked! I own this business!

@TheCompoundingInvestor Жыл бұрын

Yeah that’s how I look at it. You own a share in a quality company and therefore get a share of their profits. Really motivating

@johnp99550 Жыл бұрын

Subscribed. Enjoying your videos. Been on the same journey, but I just buy a FTSE 100 ETF tracker, just reinvest and add to it each year. No tax form as it's all in a ISA, recently transferred some out into cash ISA's as the rates are now better and no worry of a stock market crash. If it does crash then I will throw some more into shares.

@TheCompoundingInvestor Жыл бұрын

Thanks John and much appreciated. I’m definitely shifting more towards ETFs as time goes by

@repudiummoney 2 жыл бұрын

What an incredible journey. Your story is so inspiring. Your ‘FOMO’ paid off! 😊👍 Great video. Thanks for sharing.

@TheCompoundingInvestor 2 жыл бұрын

That’s very kind. Thank you so much

@mrshickadance2328 4 ай бұрын

Just discovered your channel. Instant subscribe and I’m working through all your videos. Great advice!

@TheCompoundingInvestor 4 ай бұрын

I really appreciate it. Thanks so much for the sub. All the best on your journey

@DisruptiveWealthCreation 2 жыл бұрын

New to your channel. Some great info there. Love the humour.

@TheCompoundingInvestor 2 жыл бұрын

Thank you so much for the comment. Much appreciated

@creatingbalancefinance 2 жыл бұрын

Sounds pretty awesome!! Thank you for sharing 😊😊😊

@TheCompoundingInvestor 2 жыл бұрын

That's very kind. Thank you :)

@gurdeepchumber2764 Жыл бұрын

Great video,I've started this method late on at 45 for my retirement I've selected reputable UK companies that pay dividends to which I will compound for my retirement

@TheCompoundingInvestor Жыл бұрын

Thanks for watching and commenting Gurdeep. All the best on your investing journey

@gurdeepchumber2764 Жыл бұрын

@@TheCompoundingInvestor subscribed too,just a quick question I have invested in nearly 30 companies do you think that's too much diversification?....would you keep 30 or bring it down to like 20 companies?

@TheCompoundingInvestor Жыл бұрын

@@gurdeepchumber2764 with a mix of mainly FTSE 100 and a few FTSE 250 companies I’m comfortable anywhere within the 20-30 range as long as they are split over different sectors. When I started in 2009 ETFs were not mainstream and I was restricted to UK companies. Going forward I will still hold individual companies but I can see a lot more going into ETFs such as IUSA, VHYL and ISF

@gurdeepchumber2764 Жыл бұрын

@@TheCompoundingInvestor thankyou & yes I've used mainly FTSE 100 & a few FTSE 250,I've seen your videos & diversified over different sectors for security, thanks for the videos & the reply I appreciate it

@TheCompoundingInvestor Жыл бұрын

You are welcome Gurdeep and thanks for subscribing.

@nevertoolate8589 2 жыл бұрын

Very interesting. New to your channel. You mention compounding so do you leave the dividents there and reinvest them, and add more spare money on top of that? Or do you draw the dividents?

@TheCompoundingInvestor 2 жыл бұрын

Thanks for watching and it’s a good question. I always reinvest the dividends with new money going in as well.

@Dividendology 2 жыл бұрын

Great vid! You just got a sub from a fellow creator!

@TheCompoundingInvestor 2 жыл бұрын

Thank you so much for watching and for your kind comment.

@lancebloke Жыл бұрын

I just started investing last month. I have about £2500 in there split across 3 companies so far. Waiting for my first dividend which I expect end of this month and will look to build from this. I am looking to buy when I have at least £500 to invest because of the trading fees attached which can get expensive and wipe out some of the income... I think £500 is about the right level to balance out future income versus costs.

@TheCompoundingInvestor Жыл бұрын

You are well on your way Lance. Nice work! Likewise I currently invest in £500 lump sums. Anything less would not be very economical on the Barclays platform.

@SovereignSaurus Жыл бұрын

Well done first of all, on the achievement and making it into an entertaining video. I like how you keep the focus on the dividends snowballing and not on the amount required to invest (if you do quick maths on perhaps an average 4% the amount needed to invest sounds like a mammoth task at the beginning)

@TheCompoundingInvestor Жыл бұрын

Thanks, yeah it can be quite daunting at the start but I set small targets along the way and only thought about achieving those. I remember the moment I had crossed the £1 a day target and I knew from that moment I was probably going to continue the journey for as long as I could.

@SovereignSaurus Жыл бұрын

@@TheCompoundingInvestor Fantastic!

@fionamitchell3278 2 жыл бұрын

Awesome Video!

@TheCompoundingInvestor 2 жыл бұрын

Thanks for your comment and for watching.

@pjmanza1989 11 ай бұрын

i could not believe this kind of story is stimulating

@scentsoftravelmeditation 10 ай бұрын

So inspirational. Well-done

@TheCompoundingInvestor 10 ай бұрын

Thanks 🙏🏻

@TheDwarburton Ай бұрын

On average, how far behind (or infront?) Do dividends come to rates of inflation in recent times?

@TheCompoundingInvestor Ай бұрын

Taking the whole of 2023 as an example inflation was 4.1% in the U.K. on average. The total return on my portfolio for the year was 9.6%. No guarantee of future returns but 2024 is looking good so far.

@smann7236 Жыл бұрын

Amazing you started investing post 2009..,that was after the big crash. I noticed you invested in UK companies, but American s&p or American individual stocks battered UK shares and FTSE index on growth and big gains...what do you think? At that time was it easy or difficult to invest in American index stocks and do you regret it?

@TheCompoundingInvestor Жыл бұрын

When I started in 2009 my platform did not allow me to buy overseas individual shares and I had not even heard of an ETF back then so I grew accustomed to buying individual UK stocks. I’m sure in hindsight we could all do better. Having said this, last year I put more into an S&P 500 ETF than any other share and this will probably be the same for 2023

@smann7236 Жыл бұрын

@@TheCompoundingInvestor you did well though regardless. I enjoy your videos. Nice to see a Brit talking about this. From my circle in UK everyone is obsessed with homeownership not shares.

@michaelmayes9689 2 жыл бұрын

Congratulations on your epic achievement. You have done well, i don't know your age but in another 6 years it will be your China dividend wedding anniversary marking 20 years.I hate to think about what your dividend reinvested will amount to then. To put this into some type of perspective as I don't know if you realise what you have achieved the New Uk full state pension 21/22 is £9339.20 a year which would require 35 years of full N.I contributions. If you decided to buy a retirement annuity you would need a pension pot of £250,000 which would give you £1051 a month £12610.44 per year ( rate from the internet) but of course if you died the the annuity dies. Whilst as long as you live when needed you can draw an income, tax free from your isa. Advice give up the happy meals i think you can afford a couple of bottles of Aldi champagne at each landmark, plus a happy meal if addicted.

@TheCompoundingInvestor 2 жыл бұрын

Some great analysis there Michael and very interesting reading. Thanks. I’ll continue to follow the Buffett approach and see what happens. I only think about the next £100 a month target. Whenever a dividend is paid I fire up the spreadsheet and find the total dividends over the last 12 months of that date and then I divide by 12 to find the average monthly dividends. It’s really motivating watching that figure go up. Reaching the first £100 was tough but it gets progressively easier as time goes by. Still we never know what’s around the corner. In the 1970s the FTSE fell 70%. Best of luck Michael and thanks again for visiting the channel 👍🏼

@DianneSullivan Жыл бұрын

Nice video. Do you keep your investments in a tax free wrapper? Just wondering how you avoid paying the hefty tax on dividends. The limit of £2000 per year which is ridiculously low and another example of the punative tax regime we face c/w the US

@TheCompoundingInvestor Жыл бұрын

Hello Dianne, Vast majority is inside the ISA and I keep the highest dividend payers inside. The lower ones outside and I make sure the dividends outside are below the £2000 limit currently. With the new tax changes my plan eventually is to only have an S&P500 ETF outside the ISA which pays a very low dividend. I wish I could have everything inside the ISA but there isn’t enough room. I shift across 20k a year from my general investment account to the ISA using something called a Bed and ISA transaction. The video below explains everything if you need more details.. kzfaq.info/get/bejne/jculda-g1bfadJc.html

@DianneSullivan Жыл бұрын

@@TheCompoundingInvestor aha! I thought you might have e tax video aswell so thanks for pointing me to that. I’m coming towards the end of the IFA course I’ve been doing for the past year and tax has been a real eye opener. I’ve done one on inheritance tax but I might do one in tax in general

@TheCompoundingInvestor Жыл бұрын

There seems to be a lot of interest in investing and tax since the budget. Some fairly severe changes coming up which is certainly affecting how I’ll be investing going forward. It’s going to be extremely difficult to keep the dividends below the tax free allowance as they are reducing it to £1000 and then just £500 in the following year after that. However, switching to buying more of the S&P500 ETF with low yield may actually be a good thing giving greater global diversification. All the best with your course and your future videos.

@fissileaks9945 Жыл бұрын

what was the portfolio size, how much did you keep investing, how often did you keep investing…there’s little to no actual juice to this video

@TheCompoundingInvestor Жыл бұрын

Some great questions there fissileaks. The video below should hopefully explain all. Feel free to skip to the last couple of minutes to see the overall data and performance. If you still have further questions about the portfolio then just ask and I'll try my best to answer them. kzfaq.info/get/bejne/sLZ9d9Be187Gcn0.html

@evaj3259 Жыл бұрын

I have just come across your channel two days ago. I am doing my research already. I wish i did this more than a decade ago. Never mind better late than never.

@TheCompoundingInvestor Жыл бұрын

Unless we are Warren Buffett I think everyone wishes they had started earlier. All the best on your journey.

@aaronrickyhenderson 2 жыл бұрын

Great video would have been nice to know roughly how much your investing at a time

@TheCompoundingInvestor 2 жыл бұрын

Thanks so much for watching and commenting Aaron. My aim at the start was to put £1000 in a month but that amount increased as the years went by. My back of the envelope calculations over the years of that video suggests I was putting in an average of 1.3k a month. This does not include the dividends which I put straight back in as well on top of this figure. Hope this helps and good luck with your investments.

@thebesttheworst2277 2 жыл бұрын

Great video ... Would love you to expand on how you had the confidence or began your due diligence journey to break away from your initial few banking investments in 2008 and confidently add new companies and sectors over the years as you progressed.

@TheCompoundingInvestor 2 жыл бұрын

Thanks so much for your comment. I had a long history in buying shares as a teenager and through university with any money I had spare. I sold the lot to put a deposit down on my first house and during the financial crash I saw an opportunity to get back in. My first dividend from Aviva changed everything as I suddenly realised that they compound over time while the banks were just a bit unpredictable. I soon added National Grid which paid 6% dividends and slowly added more global FTSE 100 companies with economic moats that had good cash flow and were unlikely to go bust. What is your investment approach?

@duncanemery4303 2 жыл бұрын

Awesome mate did ya put them in an isa if not how did ya get on wi tax

@TheCompoundingInvestor 2 жыл бұрын

Hi Duncan, thanks for watching and commenting. I keep the highest dividend payers inside the ISA and for the others outside I make sure that the total dividend payments are below £2000 a year so therefore I have no tax to pay on my dividends at all.

@duncanemery4303 2 жыл бұрын

@@TheCompoundingInvestor mint

@frankvanderberg5533 Жыл бұрын

Even after a lazy day...you'll get the pay ;)

@TheCompoundingInvestor Жыл бұрын

I’ll remember that one :)

@caerleon9176 2 жыл бұрын

But how much did you have invested at the end to get that level of dividends? I have earned £1200 this month alone in price increases from a 45k investment and yes I will plough it back in, dividends are few and far between.

@TheCompoundingInvestor 2 жыл бұрын

For the actual companies shown in the September video the total holding is about 170k (not including premium bonds). The premium bonds are my emergency fund and are more of a saving than an investment. You have a nice increase in share price growth there. What sort of companies / sectors are you invested in?

@caerleon9176 2 жыл бұрын

@@TheCompoundingInvestor Extremely diverse to be honest, UK/ASIA/US, gambling did well over COVID so still have ENTAIN. I mainly invest in companies/sectores I either worked for or have experience in that field and really follow what the naked trader mental philosophy. Yes, I eat toast and have learned by my losses, but still on the daily grind. All in my SIPP as i had a pension shortfall at retirement🤣

@TheCompoundingInvestor 2 жыл бұрын

@@caerleon9176 Yes, every day is a learning day. I’ve certainly made a few mistakes when I started out and I’ve even done a video on them. You seem to have a well diversified portfolio there and all wrapped up in a SIPP too. Good luck with your investments.

@TobyNewbatt 2 жыл бұрын

Just wanted to come back to this vid to say how cool, nearly 2k views! :)

@TheCompoundingInvestor 2 жыл бұрын

Thanks Toby, I probably had the most fun making this one. I've learned a lot over the 4 months I've been posting videos. I've only got an old iphone running iMovie to work with so far and that can be quite challenging. The Divoom Pixoo 64 arrived by the way. Will open it on Xmas Day.

@NicolaatTheFrugalCottage 2 жыл бұрын

Will you share your portfolio at some point? 🙂

@TheCompoundingInvestor 2 жыл бұрын

I will do a future video breaking down the portfolio. It is almost all FTSE 100 companies with a couple of ETFs. I believe the average dividend yield is just over 4%

@Ferrari458-u8u Жыл бұрын

All in all how much did you invest from the first £1000 to the end. I don't mean any div you got back I mean your hard earned cash.

@TheCompoundingInvestor Жыл бұрын

A total of 159k of new money had gone in up to that point

@casualuserish Жыл бұрын

How did you extract the yield to add true wealth?

@TheCompoundingInvestor Жыл бұрын

Thanks for the question Andrew. In my regular portfolio updates I reveal the total return by simply looking at the current value of the portfolio minus what I have put into the platform. The dividends have no effect because they remain inside the platform and are reinvested.

@casualuserish Жыл бұрын

@@TheCompoundingInvestor Thanks for getting back to me :) More what I was thinking about was how did you take your earnings from the portfolio? To buy things with. Last time I checked you can't buy a holiday with shares, you need to cash them in at some point (or take the dividends as distributing and spend that, but you said you were compounding everything).

@TheCompoundingInvestor Жыл бұрын

Yeah I only invest with money I don’t need for the short to medium term. At some point in the future if I wanted to give up work or go part time then I could. It gives you options and peace of mind.

@joannesmith1175 2 жыл бұрын

It sounds like no one can really live of dividends unless they put it a ton of money, with all that money you invested wouldn't it have been better to invest in property? House prices would have doubled in 10 years

@TheCompoundingInvestor 2 жыл бұрын

That's a good questions Joanne. I know many people have made fantastic returns on property. I prefer shares because I just buy and forget and it compounds all by itself. Very little effort is involved. I don't have to deal with tenants, repairs, agents, boilers breaking in the middle of the night etc. I have a full time job and don't have the time or knowledge for property investing.

@ianlewis2813 Жыл бұрын

Teach your children about a ( STOCKS & SHARES ISA ) ...Get them to invest ...they have time to make a fortune...if they start young ...😁

@problemslayer3538 10 ай бұрын

Excellent video which I enjoyed and well done for reaching 1,000 a month that's very significant. I am also on my journey and have reached just shy of 200 month. I also re invest the dividends. I've lost some momentum and I feel progress has slowed but I will keep going until I reach 300 and re asses from there

@TheCompoundingInvestor 10 ай бұрын

Thanks, I found £100 a month average was tough to reach but it seemed to get easier after that. Buying shortly before the ex-div dates seemed to help in the early days as I saw the benefit of new money much quicker in regards dividend payments. I don’t tend to worry about ex-div dates now but I think it helped increase motivation in the early years. Good luck on your journey.

@problemslayer3538 10 ай бұрын

@@TheCompoundingInvestor that's interesting because I buy and hold at the moment for stability. Some stocks appreciated in value to so I increased the value in that stock. Starbucks being one. So did you tend to buy before ex div then sell after div payment date ?

@TheCompoundingInvestor 10 ай бұрын

You can’t really gain by buying before and selling after the dividend date as the share price drops by a similar amount to the dividend on the ex div date so your net gain should theoretically be zero. I tend to buy and hold for the long term.

@problemslayer3538 10 ай бұрын

@TheCompoundingInvestor yes I'm aware the price drops. When you said you buy before the ex div it sounded like you have a short hold strategy, in and out so to speak. It's great to see a uk based investor talking uk stocks most as you know are us based. Are you a uk only investor or do you venture into US stocks and benefit from the quarterly payments ? I actually started a couple of years ago and concentrated on the US due to the regular quarterly income but having watched one of your videos last week its brought my attention to the ftse.

@problemslayer3538 10 ай бұрын

@TheCompoundingInvestor just watching one of your other uploads and can see from 2012 to 2013 your monthly increased by roughly 170. That's a significant jump. You must have been putting a fair whack of your own money in each month ?

@Justaleedsthing Жыл бұрын

I’m starting to feel the same as you, I’m having really bad anxiety when it comes to this i just hope I don’t give up :/ but how much do you need to get )100 a month from dividends? Like I want to keep adding to my portfolio but I’m worried about going into the red, I do my research and I watch videos so it’s not like I’m doing everything blind eyed I just don’t know how to curve that anxiety

@TheCompoundingInvestor Жыл бұрын

The average yield of the FTSE 100 is currently 3.9% so you would need around 30k in order to receive around £100 in dividends per month. There would hopefully be some capital growth on top of this. Nothing is guaranteed of course and yes your money is at risk. Some would say less risky than leaving it in a bank and having 10% a year eroded from its value by inflation. Everyone’s tolerance to risk is different however and also their time horizons. For me I invest for the long term with money I don’t need for any particular purpose. I only started this dividend portfolio when the mortgage was paid off and I had no debts. I believe that having a long term time horizon e.g. at least 10 years is important when investing in order to cope with the volatility that can happen. At the start of the pandemic my portfolio fell from 230k to 170k in just a few days. You have to ask yourself if you could cope with those kind of situations.

@asambi69 Жыл бұрын

I'd be interested to see how much per year you were investing.

@TheCompoundingInvestor Жыл бұрын

New money going in varies a lot but the total over 168 months was 220k which is about 1.3k a month on average. I did make sure I paid the mortgage off and clear all debts before starting the portfolio in 2009. This meant I could focus on this one thing without money going out to pay back loans. The video below gives further details. If you skip to the last couple of minutes you can see all the figures.. Dividend Portfolio Full Year Update 2022: Stocks And Shares kzfaq.info/get/bejne/sLZ9d9Be187Gcn0.html

@asambi69 Жыл бұрын

@@TheCompoundingInvestor Nice, thanks for the detailed reply.

@vjpar7968 Жыл бұрын

What broker did you use? Thanks

@TheCompoundingInvestor Жыл бұрын

Barclays Smart Investor

@DailyDividends 2 жыл бұрын

I cant wait for that milestone. 100,000 pennies a month

@TheCompoundingInvestor 2 жыл бұрын

Keep going. It starts to pick up speed eventually

@Epic-Everything Жыл бұрын

Real shame that you didn't put roughly what your total portfolio was worth at the same time, alongside the dividend stat's. Obviously making tons of cash from dividends is easy if you're throwing hundreds of thousands at the thing but out of the realm of most of us.

@TheCompoundingInvestor Жыл бұрын

Thanks for your comment. I agree that in hindsight that would have been useful. This was one of my first ever videos and I was still learning the ropes so to speak. In all my monthly dividend videos since then I put the totals in the description. You can still get a rough idea of how much the size of the portfolio was in each year by multiplying the monthly amount by 300 so for example £100 a month would be produced from a portfolio size of around 30k. I’ve only ever had a really ordinary in the education sector so I’ve never actually earned a great deal. I only started this portfolio when the mortgage was paid off and I was debt free. Paying the mortgage off first was difficult and I had to make lots of sacrifices. The video below explains my full story.. kzfaq.info/get/bejne/qZOJo7GZu9mrf58.html

@dosti5390 2 жыл бұрын

To judge how successful u were u need to say how much you were pumping in each year. What was it ?

@TheCompoundingInvestor 2 жыл бұрын

Probably not as successful as if I’d simply bought an index tracker to be honest. ETFs were not a mainstream thing when I started and I made plenty of mistakes as I was learning but overall to date I’ve put in 220k into the share account which I started in 2009. Total value currently 345k, so overall a 57% profit if I were to sell everything now.

@dosti5390 2 жыл бұрын

@@TheCompoundingInvestor thanks for the response. What u demonstrate here is that even with mistakes it is doable.

@jmoz Жыл бұрын

Why not accumulate?

@TheCompoundingInvestor Жыл бұрын

I wouldn’t find that as motivating

@ryanelewis1379 2 жыл бұрын

Why don’t you tell us which company’s you hold

@TheCompoundingInvestor 2 жыл бұрын

I will do a future video breaking down the portfolio. Over 90% of it is in FTSE 100 companies. If you see one of my earlier videos on "building a diversified dividend portfolio to beat the market, the bulk of my capital is in those companies"

@DonDio6 11 ай бұрын

Dividends suck.

@newenglandnomad9405 2 жыл бұрын

Very inconsistent video. You never share how much you invest.

@TheCompoundingInvestor 2 жыл бұрын

Thanks for the feedback, my initial plan was to invest 1k a month of new money but it did fluctuate quite a bit and ended up being 1.3k a month on average for the years shown in the video. If you look at my latest 2 dividend unboxing videos I state In the description exactly how much I have invested in each company and I will continue to state this each month. I hope this is helpful and thanks again for watching.