What A £418,000 Dividend Portfolio Paid Me In 2023: Passive Income December 2023

Рет қаралды 25,274

5 ай бұрын

In this video I reveal all of my passive income for 2023 which includes Dividend income and Premium Bond prizes. The companies mentioned in this video and current holdings are NS&I Premium Bonds (50K), Unilever (32.2k), BP (25.9k), Shell (32.3k), HSBC (11.0k), Vanguard All World High Dividend ETF (VHYL) (8.7k), The Renewable Infrastructure Group (2.8k), iShares Core FTSE 100 ETF (ISF) (21.9k), iShares S&P500 ETF (IUSA) (27.8k), Imperial Brands (8.6k)
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Пікірлер: 163

@TheCompoundingInvestor 5 ай бұрын

How is your dividend journey progressing?

@Yourmumsabot 5 ай бұрын

I’m about to start my dividend journey, I was wondering if by any chance you have a discord?

@TheCompoundingInvestor 5 ай бұрын

I’m afraid I don’t at the moment but something I might consider in the future if time allows. Good luck on your investing journey.

@charlesbrown4941 5 ай бұрын

Fairly decent start. ABF will be a big one this month, SMDS and GSK will be decent. Scraps from NIKE and probably one or two others that I don’t know about yet😀

@przemoj 5 ай бұрын

My 2023 in summary... Portfolio +20,95% Best share - Vonovia, almost +60% Worst share - Mercedes, almost -20% Best dividend yield on cost - Shell and NN Group Goals for 2024: Dividend yield on cost at least +0,2 percent point Minimum 6000 € (500 €/month) added to my portfolio

@TheCompoundingInvestor 5 ай бұрын

@przemoj Thanks for sharing your stats. All the best for 2024

@alistairpenny5808 5 ай бұрын

Happy new year hope this one will be successful for us all Dividends this month was £12.22 and £125 on the premium bonds all reinvested roll on January good luck everyone thanks for another fantastic video

@TheCompoundingInvestor 5 ай бұрын

Thanks so much Alistair for watching and commenting. All the best.

@pickashole 5 ай бұрын

Thanks for the end of year update. You've had a great year and long may that continue.

@TheCompoundingInvestor 5 ай бұрын

Thanks so much and all the best to you for the year ahead

@SovereignSaurus 5 ай бұрын

I'd call that a successful year in dividend terms, also beating the odds on PB's can't be bad. December brought some decent dividends with large contributions from oil and tobacco

@richardc316 5 ай бұрын

Thank you for the vide, it's very inspiring.

@markgriffiths9377 5 ай бұрын

A great end to a superb year 🙂 I received a dividend from VWRL (which I was invested in until fairly recently). For some reason, I felt a little guilty when I received the dividend after selling the ETF lol.

@jacosadie8524 5 ай бұрын

Love your journey! So motivating!

@TheCompoundingInvestor 5 ай бұрын

Thanks so much. All the best for 2024!

@barrywhite5899 5 ай бұрын

Evening….. I’ve invested in a Simply Wall Street account for research Setting myself up for a bit of a move around in the new isa year. Quality returns….. good work

@megi5444 5 ай бұрын

Great year for you. Thanks for video

@TheCompoundingInvestor 5 ай бұрын

You are welcome. Wishing you all the best for 2024

@simonruddle6511 5 ай бұрын

Your return on your Premim Bonds has been fantastic! Good Luck for 2024.

@TheCompoundingInvestor 5 ай бұрын

Yeah its been a great year from premium bonds but in the previous year I only managed £500 for the full year with the max 50k invested. All the best for 2024 and thanks for watching and commenting.

@dezyd4671 5 ай бұрын

Happy New Year, all the best for 2024. Great video as always ❤

@TheCompoundingInvestor 5 ай бұрын

Thanks so much. Wishing you the best for 2024 too!

@macsidia 5 ай бұрын

December not great, £35 interest + Sweet FA from Ernie, but there was £30 total in Christmas gifts so if I include that it's still £65 for the month. Total for 2023 was approx £2735 which gives me a month average of about £210. I hope to make £3600 in 2024 as I continue to invest new money throughout the year.

@TheCompoundingInvestor 5 ай бұрын

past the £200 monthly target. Excellent work. Should hopefully see some acceleration going forward as compounding gets to work. All the best for 2024!

@matteden7535 5 ай бұрын

as always great job nd all the best for 2024 I think it will be a better year for the ftse this year with more liquidity coming back into the market

@TheCompoundingInvestor 5 ай бұрын

Thanks, yeah hopefully it will be a good year for the FTSE. All the best!

@gratitudeinvesting 5 ай бұрын

Congratulations on an excellent dividend filled 2023, all the best and onwards and upwards in 2024!

@TheCompoundingInvestor 5 ай бұрын

Thanks my friend. All the best for 2024

@saadiasfinances 5 ай бұрын

Happy New Year, you've done an amazing job with earning a great amount in passive income

@TheCompoundingInvestor 5 ай бұрын

Thanks Saadia. All the best for 2024!

@bjorn9131 5 ай бұрын

best youtuber in the world

@Norfolkpaul 5 ай бұрын

Nice video 😊my portfolio doing well . Doing £150 a month and still growing very quickly

@TheCompoundingInvestor 5 ай бұрын

Great work Paul. Onwards to £200 now. Should accelerate as time goes by. All the best

@thegeordiesaver 5 ай бұрын

Such a motivating video! Would you consider doing a video on your KZfaq earnings? Your channel gets bigger and bigger and I wonder what they income source has been like.

@TheCompoundingInvestor 5 ай бұрын

Thanks so much. Definitely wouldn’t consider it passive income as it takes so much time to do a video and all the editing as I’m sure you know yourself. Perhaps I’ll give it some thought for a future video. All the best for your investments and your channel for 2024!

@trunky3315 5 ай бұрын

Hello and thanks for the video. Congrats for the good figures also. Big luck for Premium Bonds this year i am happy for u. Such a big increase in passive income vs 2022 also, you really see the power of compounding investor now ! I am starting too to see it because i have been investing for like 3/4 years now so... See you next time and I wish a beautiful year and lot of good wishes health/wealth/success/personnal life and so on ! see you

@TheCompoundingInvestor 5 ай бұрын

Thanks so much Trunky. Glad you are seeing the accelerating effect of compounding. Best wishes to you for 2024!

@Justaleedsthing 4 ай бұрын

Hiya mate hope things are all well this year for you! I always enjoy updating you and one other you on what I’ve managed to achieve so far! The last time I uploaded you I was able to afford 1 cup of tea a day for a month & Well for my first 6 months last year so from July to end of December I started properly investing. I made £9.63 in annual dividends and now for this year it says I’ll make £20.01 in annual dividends! Which to make it making me feel so happy I dunno why 😅 but anyways my goal is to make £100 this year in annual dividends and if I make more then great but the goal is £100! Hopefully I’ll get it

@TheCompoundingInvestor 4 ай бұрын

Its great that you are setting targets and working towards them. Keep up the good work!

@burge8868 5 ай бұрын

Nice year! Only just come across your channel. I am into ETFs and Bonds but tempted to move over to dividends this year. Assume the stocks have grown in price too since you bought which is even more profit if you decided to sell!

@TheCompoundingInvestor 5 ай бұрын

If you skip to the final couple of minutes in the video below I show the complete picture since I started.. £415,000 Dividend Portfolio Full Year Update | Stocks and Shares ISA kzfaq.info/get/bejne/mp1oapOg0MexfJ8.html

@burge8868 5 ай бұрын

Thanks dude il have a scan when I get chance 👍🏻👍🏻

@jimsully9851 5 ай бұрын

Like every month another quality video. Have you considered some higher yield investment trusts. For example Fair Oaks income pays 15%. Little more risky but very good to enhance an ISA income portfolio.

@TheCompoundingInvestor 5 ай бұрын

Thanks Jim. I’ve not looked into that trust. I’ll do some research

@leebo7803 5 ай бұрын

I started doing this 2 years ago and I love it

@TheCompoundingInvestor 5 ай бұрын

That's great to hear. All the best on your investing journey for 2024

@CycleXplorer 5 ай бұрын

Inspirational, as ever

@TheCompoundingInvestor 5 ай бұрын

Thanks so much I really appreciate it

@dankett5953 5 ай бұрын

Hi inspiring and informative as usual , in view of upcoming headwinds are you still happy with Banks especially Barclays and Lloyds ? thanks Dan.

@TheCompoundingInvestor 5 ай бұрын

If I’m honest, the banks have not done particularly well for me over the years. I’ve definitely no plans to add any more to them. Thanks so much for your comment.

@smeg3519 5 ай бұрын

Nice video. I stuck to my new tears resolution and just invested in ETF’s and sold out of all individual stocks. Still love watching your individual stocks returns though. 🎉

@TheCompoundingInvestor 5 ай бұрын

Thanks so much, I'm a big fan of ETFs and have been adding more to them recently. All the best.

@Harry-TramAnh 3 ай бұрын

Which ETFs are you buying? I have all my investments in individual stocks now but would also like to migrate that capital to an ETF.

@TheCompoundingInvestor 3 ай бұрын

I have ISF (FTSE100), IUSA (S&P500) and VHYL (All World high dividend)

@colinuk1984 5 ай бұрын

£76.61 for the years. First year investing so im happy with that.

@TheCompoundingInvestor 5 ай бұрын

Nice work Colin. Onwards and upwards for 2024!

@shaneomack5018 5 ай бұрын

Dec was our best month due to our company KSOP pays a year div. Between all our stocks we received 1200 which is 200 more than last Dec.

@TheCompoundingInvestor 5 ай бұрын

Nice work. It’s great to see the monthly amount increase from a year ago.

@NicolaatTheFrugalCottage 5 ай бұрын

Amazing! When do you think you'll take it as income?

@TheCompoundingInvestor 5 ай бұрын

No plans to give up the day job which I really enjoy. If that changes in the future then passive income does give you options to go part time or to give up some responsibilities.

@RiskOnInvestor 5 ай бұрын

Almost £2k this month is fantastic! What's your criteria for companies that you add to your portfolio?

@TheCompoundingInvestor 5 ай бұрын

Thanks for your comment. I like companies which are large caps with strong balance sheets and which have economic moats. Virtual monopolies in their field and who are unlikely to go bust anytime soon. We all need gas, water, electricity, medicines, petrol, washing powder etc whatever the state of the economy.

@AG-so4gl 5 ай бұрын

How is that fantastic?. From 400k + should get annualized over 40k a year

@RiskOnInvestor 5 ай бұрын

@@AG-so4gl a 10% dividend yield doesn't sound very realistic over the long term to me, total growth yes, but not dividends? I don't know the ins and outs of the portfolio of the compound investor, but 15k/400k seems a pretty decent dividend yield excluding share price growth

@tradingfundamentals 5 ай бұрын

The amount of visual entertainment of your KZfaq videos compared to mine is incredible.

@TheCompoundingInvestor 5 ай бұрын

The downside is it takes a huge amount of time to do all the slides and graphs which means I can only realistically get 1 long video out every 2 weeks or so. Would love to do more if I could. Will try to do more short content to fill in the gaps. Good luck with your channel

@tradingfundamentals 5 ай бұрын

It's a tough balance to find, the right ratio of time and number of videos produced. It looks like it's working for you though! Thanks for the luck. @@TheCompoundingInvestor

@michaelmayes9689 5 ай бұрын

I got 12 dividends this month and more importantly broke my year end target i had set for income well pleased. I still marvel at every friday when i check my account and find some money has been paid into it. For all that work i did not do. Friends look strangely at me, as i am retired and ask what do you do now for a little job NOTHING, as their noses turn up and splutter, well how do you manage?. I don't need to work, as i have people working for me all over the world when one lot knocks off in the west, my passive eastern workforce in the east takes over. ( blank expression they really don't get, it ) The concept of passive income can be described as self help. Day one you have no pot to p**** in day 365 you have several little ones that many would consider not worth bothering with. Year 2 your pots grow bigger or you have new pots all contributing to your central pot. By year 10 you might have to replace the pot with a bucket. The concept is easy while sticking to it is the hard part, as if it was easy everyone and their dog would do it.

@TheCompoundingInvestor 5 ай бұрын

You hit the nail on the head there Michael, with the process being easy to do but sticking to it year after year is the tough part and also the ability to be able to leave the shares alone without needing to sell them for any reason. Also we are not really wired to visualise exponential growth or long term existence. I guess this stemmed from caveman times where even looking ahead to the next day was not really worth the bother as we were too busy trying to stay alive that day.

@stevetodd9581 5 ай бұрын

Your videos are inspiring. I always watch every one since I came across your channel. Do you plan on any new stocks/etfs in 2024 or any consolidation?

@TheCompoundingInvestor 5 ай бұрын

Thanks Steve, I really appreciate it. No new stocks or ETFs I'm particularly interested in at the moment. I've considered IUKD and VWRL but no immediate plans to buy.

@stevetodd9581 5 ай бұрын

@@TheCompoundingInvestor Fair enough, would you consolidate any holdings to have any less overall? From you I discovered UKW and love it. Intrigued by LSEG but I have recently taken a small position in Rightmove which has insane profit margins rivalling the likes of Visa.

@ianhayes1570 5 ай бұрын

Hi, recently came across your channel and thoroughly enjoy it. I’m a smaller investor, I look forward to more video’s and the very best of luck for 2024.

@TheCompoundingInvestor 5 ай бұрын

@ianhayes1570 Thanks so much, I really appreciate it.

@TheCompoundingInvestor 5 ай бұрын

Possibly, I’m not that keen on IG group or Imperial Brands. Also Greencoat U.K. Wind seems far better than Trig or Bluefield Solar, so maybe some consolidation there in the future.

@przemoj 5 ай бұрын

Hi. I'm just wondering what's your weighted dividend yield on cost per company and per your entire portfolio. I think that this info would be really motivating for all investors who are following dividend strategies and holding shares for a longer time.

@TheCompoundingInvestor 5 ай бұрын

Difficult to find for each company but average current dividend yield is 3.6% and yield on cost is 6.0%. I’ll try to remember to include this in future videos

@przemoj 5 ай бұрын

@@TheCompoundingInvestor that's why I'm updating it monthly at my sheet. Just counting trailing 12-month weighted average dividend yield on cost. Especially after 5 years and more, you can see that the DYoC is usually much higher than just normal dividend yield which is really constructed for following your strategy for years. Anyway, thanks for your reply 👍

@ParkerBerboa 5 ай бұрын

Can you make a video with all the divend stocks that you invest in and how to get started investing in it.

@TheCompoundingInvestor 5 ай бұрын

All my stocks are in this video here.. kzfaq.info/get/bejne/mp1oapOg0MexfJ8.html How to get started in dividend investing is here.. kzfaq.info/get/bejne/qLVpo7Z5zrqYgGQ.html Best investing platform to use are here.. kzfaq.info/get/bejne/fr2Plchiy7uRd2w.html

@Justaleedsthing 5 ай бұрын

I got 9 dividend payments in December 😅 and I worked out that for the 6 months I started to invest I got £9.32 in dividends, yes it’s not great but it’s a start! Hopefully this year tho with understanding things a little better I can keep on growing! I’d like to make £100 in annual dividends but we’ll see but I’m willing to try get to that goal this year

@TheCompoundingInvestor 5 ай бұрын

Nice work and setting targets and working towards them, Great stuff. All the best for 2024

@Lazerscythe 5 ай бұрын

Do you use Trading 212, if so, would you make and share a pie for dividends for users to copy?

@TheCompoundingInvestor 5 ай бұрын

Hi use Trading 212 mainly for experimental portfolios. I may look into pies in the future. In the meantime, to see what I actually hold and how much in each company, my latest portfolio is below just in case you have not seen it. kzfaq.info/get/bejne/mp1oapOg0MexfJ8.html

@RichardArnold-jf9em 5 ай бұрын

Currently hit £200 a month average dividends after 3 years. Most of my portfolio is in VUSA (60%) and VHYL(10%) Rest is made up of 20 uk companies similar to yours in all fairness. Looking to add more to renewables and seem to pay well. Also hold a decent amount in realty income and a small amount in QYLD for a bit of fun

@TheCompoundingInvestor 5 ай бұрын

Excellent work on hitting £200 a month average. All the best for 2024!

@RichardArnold-jf9em 5 ай бұрын

@@TheCompoundingInvestor cheers, keep up the videos, very inspiring

@TangoEchoAlphaUK 5 ай бұрын

2023 was at total of £715 for me, with December 2023 being the biggest monthly payout so far. Out of interest, 01:27 - when did/do you think that will happen every month?

@TheCompoundingInvestor 5 ай бұрын

It probably won’t happen. It’s the ultimate goal however and I want to see how far I can get towards it. Recent tax changes on dividend allowances means I have to buy lower yields now outside the ISA when I fill the ISA allowance. This has slowed me down significantly in terms of dividend growth each month. Well done on your yearly payout. Maybe you will hit the £1000 mark for next year or be close to it? Always good to see those dividends roll in. All the best for 2024.

@TangoEchoAlphaUK 5 ай бұрын

@@TheCompoundingInvestorI've been adding a bit of capital so I am aiming high, hoping for £1200 in dividends from 2024. We shall see :)

@abz0909 5 ай бұрын

I’ve just started in 2023 lets see how it goes, already got 315 £ in dividends so far since may 2023 😅

@TheCompoundingInvestor 5 ай бұрын

Good start. All the best for 2024

@georgevideos1849 4 ай бұрын

Hey how many stocks and shares isa are we allowed to own thanks And also can I start my stocks and shares isa anytime of the month, and I.e if I had 20k in it, how does the dividends works if I have used the 20k limit thanks

@TheCompoundingInvestor 4 ай бұрын

You can only pay into one of each type of ISA during a single tax year. You can start a stocks and shares ISA whenever you like but can only put a max of 20k in. As long as you don’t take your dividends out of the platform they don’t count as new money and can be reinvested on top of your 20k allowance. However if you take out the dividends you won’t be able to put them in again if you have already maxed out the ISA with new money

@georgevideos1849 4 ай бұрын

@@TheCompoundingInvestor thankyou also I'm looking at shares and for example they have "British American tobacco" in there already but can I still have that on it owns while it's in the iShare too?

@TheCompoundingInvestor 4 ай бұрын

Yes you can have ETFs as well as individual shares. Nearly all of the individual shares I have are also part of the ETF. You can have both.

@chrispage-tickell8530 5 ай бұрын

Hey, what's your take on REITs?

@TheCompoundingInvestor 5 ай бұрын

I really don't understand the sector if I'm honest so at the moment I'm staying out of it. If there is a huge property crash in the future and say when the likes of Persimmon, Taylor Wimpey etc cut their dividends completely to zero I might think about buying in, but I'd stick to housebuilders as opposed to REITS. having said this I was tempted a few years ago to buy Tritax Big Box as I saw their buildings popping up all over the place. Never pulled the trigger on them however.

@chrispage-tickell8530 5 ай бұрын

@TheCompoundingInvestor fair enough, I hold a few myself to diversify into property and also because the monthly income you get with some appealed to me. Still pretty new to investing on the whole but I've been finding your content helpful/ informative so cheers :)

@drilllord6207 4 ай бұрын

Did you sell green coat wind fund?

@TheCompoundingInvestor 4 ай бұрын

I still have it

@dans.channel. 5 ай бұрын

At time of writing, the Unilever share price is 3,825.000 on the Unilever website. Is that £3,825 per share? Is there any other benefit to being a share holder other than getting a dividend?

@TheCompoundingInvestor 5 ай бұрын

They quote pence so that’s £38 per share for Unilever. Sometimes there are perks for owning shares. I did a video a while ago on this. Might be worth checking what the recent offers are as things may have changed since then but should give you a rough idea of what to expect. kzfaq.info/get/bejne/l9qEjbV83rKdZX0.html

@dans.channel. 5 ай бұрын

@@TheCompoundingInvestor thanks, I used Unilever as an example just because you mentioned them first.

@wizardzx2 5 ай бұрын

Do you hold any telecoms? Like bt or vodafone

@TheCompoundingInvestor 5 ай бұрын

Held Vodafone several years ago but it kept drifting down relentlessly after they sold off their stake in Verizon, a very profitable part of the business. I lost faith in them eventually and sold out.

@wizardzx2 5 ай бұрын

@@TheCompoundingInvestor thanks for super prompt reply. Similar to my thoughts.

@Zero-Investing 5 ай бұрын

What is your average price in Uniliver?

@TheCompoundingInvestor 5 ай бұрын

I can’t tell for individual stocks unfortunately but I started buying Unilever when it fell below £20.

@DZ-Squad 3 ай бұрын

How much were you investing per month? Since you’ve started

@TheCompoundingInvestor 3 ай бұрын

The plan was to invest between £500 - £1000 per month. I paid off the mortgage before starting this portfolio. Over time wages tend to go up and I was able to put more money in. The average is around 1.4K per month going in

@Whale15 5 ай бұрын

Standard and Poor returned 24% in 2023 vs Dividends at and average of 5%-6%. So if you held dividend stocks you missed out on an 18% portfolio increase. Sounds like a bad deal to me. Simple math because you'd need to balance out each stock's gain and loss as well as the dividend but still hard to beat the S&P.

@TheCompoundingInvestor 5 ай бұрын

Depends which time frame you pick. Over the last 2 years the FTSE 100 is up 2.7% and the S&P500 is up only 0.75%. Having said this I do like the S&P500 and I'm adding quite a bit to my ETF going forward.

@playingFTSE 5 ай бұрын

So much cash in your house! You must have a safe? 😊

@TheCompoundingInvestor 5 ай бұрын

It’s amazing what you can do with special effects these days 🤣

@willboa5365 5 ай бұрын

Hi , I must be missing something here , but Ive just added up your funds and it comes to £221,200 .... not £418,000 ... again am I missing something here ? Just asking - thanks . I do follow your vids and I have subscribed - just a genuine query ?

@TheCompoundingInvestor 5 ай бұрын

Hi, in the description I include the holdings just for the companies which paid dividends in December. Different companies pay out in different months of course. I do complete portfolio updates once a quarter of you want to know details of all of the other holdings.

@GGletgo1 4 ай бұрын

How come you bought relx when its overvalued? Zacks and simply wall street both agree the stock is overpriced and too much debt.

@TheCompoundingInvestor 4 ай бұрын

I had no U.K. tech / IT in the U.K. portfolio so this adds a bit of that. The shares are up 10% since I bought them recently. Also 13 years of consecutive dividend growth. I’ve been adding to them cautiously however and not piling in. We will see how this one plays out.

@FirstMM 5 ай бұрын

Does this take 0.5% stamp duty on reinvesting your dividends into account? I ask because you would have got 3.76% growth on an accumulating FTSE 100 ETF without having to pay that 0.5% tax at all. An accumulating FTSE All-World ETF, on the other hand, would have given you a 11% return in 2023, roughly £42,000.

@TheCompoundingInvestor 5 ай бұрын

@FirstMM Depends which time frame you choose. Over the last 2 years the FTSE All-World ETF has increased only 0.9% while my portfolio has a net gain of £76,128 or an average of 11.7% across those 2 years (subtracting new money going in)

@FirstMM 5 ай бұрын

@@TheCompoundingInvestor Agreed, no investing should be looked at in the short term. My belief is that it takes ten years to find out whether a strategy is actually profitable, and yours is clearly doing you proud; I wish you all the best for your future success!

@TheCompoundingInvestor 5 ай бұрын

@FirstMM Thanks. I totally agree, the long term result is the key. I certainly would not have beaten a typical index tracker over the long term but I’m buying more index tracking ETFs these days. They were not mainstream when I started. Thanks again for watching and commenting and all the best for 2024.

@chrzmaxx9140 3 ай бұрын

i dont understand if the share prices goes down how are you getting paid dividends surely you would not get any dividend?

@TheCompoundingInvestor 3 ай бұрын

The company decides twice a year how much dividends you will be paid per share. You still own the same number of shares regardless of price change

@pythonquark 5 ай бұрын

I get the psychological fix of high dividend payments but I think its cost you a huge amount of money. Your portfolio has been too UK heavy for far too long enjoying only 86% growth compared to the 552% growth of the S&P500 since Janurary 2009. What is your rationale for betting so heavily on UK equities for so long?

@TheCompoundingInvestor 5 ай бұрын

When I started in 2009 I was restricted to buying only UK individual shares on my Barclays platform. It was only in the last couple of years that they allowed individual overseas shares to be traded. If they had allowed this at the start then things would probably be very different. I therefore grew accustomed to buying UK shares only. Also ETFs were not mainstream when I started. These days things are a bit different and I'm regularly putting in a significant amount into my S&P500 ETF.

@pythonquark 5 ай бұрын

@TheCompoundingInvestor Fair enough, limited by platform rather than ambition. Glad I've a wealth of platforms to choose from at the start of my journey. Come to think of it my main global index fund didn't exist until late 2016. Thanks for sharing your journey!

@DestinationWealth1 5 ай бұрын

Hi, how can I contact you directly? Also a uk long term dividend investor 👍🏼 Regards Adam

@TheCompoundingInvestor 5 ай бұрын

Hi, if you want to ask specific questions about KZfaq or my investing journey then you can leave a question here and I’ll try to answer.

@DestinationWealth1 5 ай бұрын

@@TheCompoundingInvestor ok cool. Is this your first and only KZfaq channel?

@MrAtaylor84 5 ай бұрын

Just being pedantic, but st 6.22 you say you received £755 in August, yet the graph shows £775? 🤔

@TheCompoundingInvestor 5 ай бұрын

I was wondering when someone would spot that. I noticed it a bit too late when the video was already complete. The graph is correct I received £775 for that month but obviously said £755 by mistake. My eyesight must be going 🤓

@deama15 5 ай бұрын

Man you'd be earning 13x more if you invested in american stocks, the likes of BDCs and property managers like ares capital. That's like £100k a year just from dividends alone, you'd be able to retire and still earn more than most brits, especially outside london lol. I'm earning about £611 per quarter for my 30k investment so far, and all these calculations are after tax.

@karimelansari7031 5 ай бұрын

Hi my name is karim I constantly watch your videos and I have some money saved and collecting and would really like a guide if you can help in any way, shape or form please reply Many thanks Karim

@TheCompoundingInvestor 5 ай бұрын

Not investment advice of course but if I was personally starting again from scratch I’d make sure I spend less than I earn and pay off all consumer debt. I’d then create an emergency fund to cover 6 months expenses if I lost my job. Then I would invest any surplus money in low cost index tracker funds and hold for the long term

@karimelansari7031 5 ай бұрын

@TheCompoundingInvestor thank you I appreciate that only thing is I am hearing bonds (short term ones ) are the way to go lol. Not sure but you know KZfaq has alot of noise You don't have a email or telegram group or anything

@karimelansari7031 5 ай бұрын

@TheCompoundingInvestor aswell do you think if you started over with all the knowledge you have now would you think you would beat s an p 500 or all the ETF up to this point

@TheCompoundingInvestor 5 ай бұрын

@karimelansari7031 I’d have done a lot better if I had started with the S&P500 but ETFs were not mainstream back then and I could only buy individual stocks on my platform. These days I buy a lot more ETFs

@Cleisthenes607 5 ай бұрын

I imagine you have a SIPP so you must be closing in on a £1 million. At one point do you give up the day job?

@TheCompoundingInvestor 5 ай бұрын

I have a defined benefits pension at work which I contribute quite a lot to but it’s not something I really think about too much. Still enjoying the day job but if that changes then passive income does give you options to go part time or give up some work responsibilities etc

@Cleisthenes607 5 ай бұрын

@@TheCompoundingInvestor That's the kind of peace of mind I hope to achieve one day. I don't like my day job but I do like the people I work with, always been lucky there but I don't want to wake up in the morning because I have to for someone else. Also my inbox never quits and everything is urgent. Would love to get away from that.

@ifyouarefeelingsinister 5 ай бұрын

I know it’s mostly pointless to think about but have you ever thought about what you’d do if you got the 1 million Premium Bonds Prize? Would you invest most of it into the stock market?

@TheCompoundingInvestor 5 ай бұрын

I'd buy a bigger house. Could do with some extra space. With what was left over I'd probably drip-feed it into the market most probably in an index fund. What are your thoughts if you won a million?

@ifyouarefeelingsinister 5 ай бұрын

@@TheCompoundingInvestor completely the same. That and a new bed since I’d sleep so easily at night.

@porschecarreras992cabriole8 5 ай бұрын

That is not good income! I have invested 150k and my average monthly dividend payment is £756 so it is just over 9k pert year. You make less than double but with 3 times more money invested! What is going on?

@TheCompoundingInvestor 5 ай бұрын

There is capital gain as well as dividends. ROI 9.6% last year and 13.8% the year before.

@porschecarreras992cabriole8 5 ай бұрын

@@TheCompoundingInvestor if the ROI is almost 10% you should be closer to 35-40k per year? I don’t pay capital gains as this is my SIPP.

@TheCompoundingInvestor 5 ай бұрын

Yes, if I look at the value of the portfolio now compared to two years ago and deduct all new money gone in from my current account then the net gain is close to 75k. I don’t count dividends as new money as they never leave the platform and are simply reinvested. It’s great that you use a SIPP. It’s something I should think about for sure.

@porschecarreras992cabriole8 5 ай бұрын

@@TheCompoundingInvestor I don’t put any new money into this SIPP just reinvest the dividends. I just need to be in position where I make £1000 per month in dividends so I can take as income so this should take me 3 more years. I have a workplace pension as well where I invest heavily at the moment about 40k per year.

@annacomnena217 5 ай бұрын

Have you ever considered dividend paying investment trusts? I uses to invest in individual stocks like you, but switched to ITs about five years ago and have never looked back - steadily rising income, even during covid.

@danielli9569 5 ай бұрын

You don’t invest directly in Americal stocks? Thats where the real money is

@TheCompoundingInvestor 5 ай бұрын

I put quite a lot into my S&P500 ETF regularly these days. I don't know too much about individual US stocks. My Barclays platform only allowed the purchasing of individual overseas stocks a couple of years ago so I've become accustomed to researching and buying UK shares.