What are your money saving tips?

Went from 20k to 104k in 4 years. Saving compulsively. I feel so much freedom in my life now.

I'm about 40k in debt but I'm digging my way out slowly but surely. I've stopped eating out and buying clothes, and in the last two months I've made over 2k in progress. Slow and steady!

200k in savings, $0 debt, just reached my 30s. Average job nothing fancy, just gotta be good at manageing your money and know when to hold back.

Treat saving like a bill. We have no issues paying out car notes, phone, rent, mortage. If we prioritize saving like we do food then we'd have much more success. Thanks for the tips

My best money saving tip is to plan meals for the week & stick to it x

Jobs will pay your bills, business will make you rich, but investment makes and keeps you wealthy lifetime, I hope you become successful!

Saved my first $20k this year!

I saved 13k this year and I make 40. It can be done, and it can be done easily while you still allow yourself to have fun too! The key is just not needing that 10k. If your bills are so high or your income is so low that 10K is essential income, it'll never happen. Either make more money or spend less money For example, now that prices on gas, groceries, rent, and everything else have gone up so much, unless things go back down this is not something I would be able to duplicate next year. Don't beat yourself up if you can't get there. I find it's usually not an issue of budgeting but rather an issue of the money not existing

I try to limit purchases of processed foods. Example, instead of buying frozen French fries, I buy 10lbs of potatoes, chop them into French fries, put into ziploc, add spices, shake, and freeze. Now I've got frozen fries ready whenever I need them! Buy a big freezer and use it!

A friend of mine that is a financial advisor started me on my debt free journey simply by telling to write down my savings and checking balances at the beginning of every month and then comparing it to the previous month. Same for credit card balances. Did they go up or down? I automatically started writing down what caused them to go up of down. Then I worked to correct any bad behavior and improve on my good behaviors.

50 now, and everything is paid for. Fortunately, I had a college economics teacher who taught me a lesson when I was 18 years old. That lesson was: you can't buy something else for every purchase you make. Having multiple sources of income is prudent, as is living within your means. I have a 13-year-old vehicle because it is all I need, I like it, and I can do whatever I want with it. My net worth is $4 million, and I can pay my bills without stress, but I don't live like I have that. I have no complaints.

My husband and I buy snowmobiles in the spring and sell them in the fall…we make $1000-2000/machine. We do the same with watersport machines - buy in the fall and sell in the spring! It helped my husband buy an airplane with cash😊

According to Elon Musk", Since I’ve been asked a lot: I will always advise, we buy stock in several companies that make products & services that *you* believe in. Only sell if you think their products & services are trending worse. Don’t panic when the market does. This will serve you well in the long-term.

*Considering the economic downfall and the rise in poverty across the globe. I ask; What’s the best way to achieve financial freedom?*

Getting rich off crypto is much tougher than it seems. I keep losing money while trading with these youtub videos, and finding a trustworthy professional trader to help out with these trades also appears to be nearly impossible. This is extremely annoying

My side hustle is door dash. I make about 200 extra a week after gas expenses. They also give you a debit card that pays 10% cash back on gas station purchases. It was 2% but they raised it when the gas spiked recently. I save my rewards as extra savings. When they hit 50 bucks I cash them out and put those in my savings or stock account as well. But even just 200 a week is your 10k, so I strongly suggest that avenue if you have a reliable vehicle. Also, I could easily make 300 a week. I'm just lazy and between that and my regular job, I like to take more days off.

One lesson I learnt was to "put systems in place". That is how you achieve your goals.

How to save $10000 in a year: 1. Earn a job that pays me 6x more. 2. Do not spend any money in a year.

I try to write down my money goals so I can achieve it. I also make use of a 50/30/20 pattern which has helped me iron out my finances.

I had $80K in savings, got divorced all went to attorneys. Starting over😔

I was laid off at 53 and was easily able to retire after an excellent life that included prioritizing saving. We have a modest house, but don’t need to downsize with kids now gone. Our cars we bought new but kept for about 14 years on average. We paid down our mortgage a bit extra every year, which makes sense in Canada since it isn’t a tax write off. We buy older models of phones. From the other end of our careers as older people, I can say that your advice is great, and totally worth the effort.

As a coach for over ten years I am always a little surprised how many people don‘t write it down. It‘s almost magic 😂 😁

I’ve been completely debt free for 16 years now! I’ve actually managed to budget my way down to $0 per month required spending. Hopefully I can keep this up when I become an adult.

That's kind of a scary statistic that such a big percentage doesn't even have $1000 in savings. Really great and simple keys, I've operated on direct deposit into a dedicated savings and it helps keep me honest

Just subscribed hope you get to your goal someone posted this “making money is action, keeping money is behavior. Growing money is knowledge” well said I’m 38 and learning the growing part

You are my all-time favorite channel for frugal living videos. Keep up the great work.

I'm 13 and my mom works at a bank, and she opened an account for me. I have a summer job and I make 10/hour and I only work weekends like Friday and Saturday normally from 2pm-11pm. She opened the account for me around 6 months ago and I only started putting money in around 2 months ago. As of right now I have 916. I have only spent money on little things like snacks, accessories, etc., but for the most part I put all of my money in, and what I'm hoping to do is put all the money I get in from like birthday money, Christmas money, chore money, work money and what ever else I get, then use the money when I am older to buy things. I have been using strategies like these since I started saving and this has actually really helped! Thanks for the tips!

I was laid off at 48 during pandemic. I’m having a hard time finding a main hustle much less a side hustle. I’ve been told on down low it’s my age and experience- a new grad is much cheaper. So frustrating then rent and food costs go up

Ive recently been going full on Cheapskate,I came to a conclusion i was buying about a gallon of water every 2 days to drink,That was at least $180+ a year so i just bought a sawyer water bottle with filter for tap water for $19.99. Its rated up to 100,000 gallons so i may never be buying bottled again

I love that all of these money saving videos are like "oh you need to save money, well all you need to do is stop spending 27 a day on non essentials and then guess what you have money. Like...no not everyone is buying lunch every day and flittering their money away. This isn't a helpful tip it's just saying "how do you save money? By already having it"

I cut coffee consumption in half I saved money Starting from small things really makes a difference

Downloaded this so I could hear,watch it everyday every morning to motivate me. 🤩🤩🤩

I really enjoyed this video..highly engaging and what really stuck with me is "save money rather than focusing on how to make more"...thanks!

Interesting concept! I like the idea you laid out of writing the goal down, writing it into existence is defintely a thing

I love side hustles! I used to flip items and it was so much fun and rewarding. I had to give it up to be a stay at home mom but one day I’ll go back to it. I tried to continue in my current situation but it just isn’t possible to cook, clean, take care of a toddler and myself and flip things. So budgeting and reducing our grocery bill is something I can do!

awesome tips Gabe! thanks for sharing this video. so happy I found your channel! I save money through meal planning and living a minimalistic lifestyle, being happy and grateful for what I already have! :)

So many things! 1. I'm so excited I found your channel it's amazing. 2. Minimalism has helped me save money 3. I don't want to be zero waste...but cutting down my waste has dramatically cut down my spending and reckless impulse buys.

NEW SUBSCRIBER 🥳🎉😍 THANK YOU ! This was VERY inspiring !! I LOVE the transitions and effects. Keeps the viewers attention 🔥

The safe way to double your money is to fold it over once and put it in your pocket.

Another tip: Look around in your apartment. You might have a lot of stuff that you don't need anymore that you can sell. If you don't know what you need and what you don't need, put everything into boxes. Everything that you got. And when you need something, take it out of the box. Everything that's left after three months are things that you don't need.

You break things down well and explain how little things add up. The thing that makes me cringe time and time again is when financial advice is "start a KZfaq, start a social." You may consider yourself a success but the percentage of people that earn from social is so small that it isn't realistic for most of the population.

True, I write down my goals and pray about them. And paste it within view so that I remember it

Literally the best budget/ saving video ever….and the breakdown was simple and easy to understand thank you 👌

Try saving money every single day, doesn't matter how much just do it-before you even notice time 5months passed already cause time flys fast and by than you'll have crazy amount of money I save mostly with dollar bills it sure does help me allot

Honestly. This is like 80 percent easier while living in a first world country. South Africa on the other hand is not that simple . Currently watching the minimalist series. Love it. Going to start implementing that soon

Probably one of the best videos I've seen breaking down the money spent and saved. It all adds up and multiplies pretty quickly.

I recently got into the youtube financial niche, and I’ve taken a deep dive into investing, particularly in stocks, and ETFs as they interest me. Tried several methods trying to figure out the best approach to building my portfolio. So far, I’m making progress with the help of an astute fiduciary. I’ve been able to compound over $78k in profits from my trades. Back to the video, wonderful job there, always look forward to your next content.

I am starting to be very conscience about money as it is extremely important in life. I have a goal of reaching about 10k like the sir said in the video in 1 year. I will realistically aim a little lower than that because I have many bills. After I do my back breaks and a new front tire, I should be pretty set to be able to put money away between January-May this year

This just gave me a different way to look at money! Thanks!

The whole side hustle thing is frustrating. I’m just not one of those people for whom ideas like what to hustle at, comes readily available to me. I barely can hang onto the work I have. Plus manage the rest of the responsibilities I have. Plus feel like I’m not burning the candle at both ends. It’s just not that easy to suddenly say to the universe “ooo, I could do THAT and make an extra 400$ a month!” I can’t be the only one out there feeling this way. It works for some, but only if they’re presented with an opportunity.

This is very doable. Lots of times we buy things we don’t really need on impulse. I had been catching up on credit debts. Now my income can be used to save and he pays 80% of the bills we can achieve this easily in a year thanks for the enlightening information.

Always love your videos always have good points. Keep the good videos coming 😊🏝

I like your style. I work extra as much as I can. Just started realizing that in my field there's plenty of OT. So the Ot gets put in high yield savings account. Just live below your means. Get rid of debt first as soon as possible. Otherwise no saving will take place. Write it down is the best advice. You have to see it layed out before you. I was spending on take out food every week a few times. Coste a $100 Xtra a week. It's crazy how simple it can be. Starting is hard but can be done.

3 mins in and I’m loving what i hear thanks! New subscriber

I really love the tips and ideas you provide. They are really actionalbe.

Having a thousand in an emergency bank account is definitely good, but I also keep a thousand in cash. More than once its gotten me out of a jam.

Great tips! I especially like the daily breakdown.

Great Video. You will reach that goal, just keep the press

I'm trying to master my money, so videos like these are extremely useful. I'm definitely subscribing.

❤❤ love your channel! I was good at making money but spent for nothing. As i getting order , i realize making money is not easy. I found saving money is as important as making money. Oh boy! You have changed my sticked thought. Thank you so much!!

It seems that you don't like the term "budget," but everything you described is...a budget! You track all of your income as you earn it and decide where all your spending and savings will go. That's budgeting :D

Thankful for this super positive and informative video. Content makes it calm and easy for adhd person to maintain focus and coherently intake all info. 10/10 5 ⭐️ ⭐️ ⭐️⭐️⭐️

Sound advice. My tip: if you live in a state with can and bottle deposits, pick those up whenever you'rr walking and see one. Carry a plastic bag in pocket just for these. They add up! My state pays .10 ea. They really add up. Save receipts to add up your total win. It's free!

Minimizing bill expenses, like unplugging items to only using air conditioning and heat when necessary... To know for sure how much cleaning products to use. They will all help save that money. I really started doing extra just to try and save $5-20/month just on my water and electric. Etc. Then so on.

When you go to buy something ask yourself “do I need this” if the answer is no don’t buy it and put what the item costs into saving account. You will be shocked how much you save and would have wasted

I am currently obsessed with your videos. I’m saving all the money I can, starting with all the. Only I’ve saved being part of the NHS in England. Every time I shop, I put the money saved in a tin, till the end of the month. Low/no buy this year. I do have a family savings account and some shares, which can be sold a couple of times a year. Thanks for the wonderful advice. Lesley England x

Love your videos. Not only are they educational, they are inspirational and funny! Thanks for all your effort in putting them together. As a new KZfaqr I can truly appreciate the work that you invest. P.S. Intro text graphic should be “their” not “there” in case you want to correct. ;)

Bro honestly your content is amazing. You can probably tell by the way this unfiltered channel is exploding. It's not your editors or team ( yes they're amazing and so is Instant profit) but we love you bro and we love this cult. Fuck being a Jeffrey you are so motivating

Hi Gabe I have started doing this. I have done it in the past but have not remained consistent. But today I started again writing down my goals. I subscribed. I'm doing the frugal thing. I missed a subscription I currently but next year I'm not renewing it. That will be some money saved. I'm glad I found your channel.

been watching financial vids and I like yours the best! down to earth, common sense and realistic.

69% of American adults mix up the words "there", "their" and "they're" ;-)

Supporting this channel. I stand firm on not wanting more and making the decision to not have coffee (or calories) to save my money eventually got me paying off my home loan sooner than I imagined. Plus of course a big help on my side hustle.

I remember around the table with family talking about what was on sale and how dinner was from the sales.

Thanks for saying no budget. Something blocks my mind from that. I would much rather spend the time, energy, bandwidth on writing down what my financial goals are and reminding myself why I don't need that fast food or clothing item on repeat.

this guy is like a minimal materialist

Loved the temporary tatoo on your wrist idea. Subscribed!

Your video is 👌awesome! Great Content I love how it's filmed and the way you edited it! Super cool and really enjoyed watching it As much as I loved hearing about how I can save 10k! Great tips 👌 I'll let you know how much of an impact it made thid time next year! 😀 10k here I come!!

Excellent presentation, love your work!

I love that your videos get straight to the point. New subscriber here. Thanks for the tips!

Dang! budgeting was the most exhilarating part of my financial journey lool

Excellent tip, simple strategy. Thank you.

It's funny, the most important thing you said in this video are to write down the days wins and then tomorrow's wins. However, I would like to tweak it slightly as I am going to start doing this modified practice tonight. I have ONE and only ONE goal I am going to focus on. I am going to write down my ONE goal everyday in script, then today's wins in terms of this goal and tomorrow's wins that bring me closer to that goal. And I will keep score to see how I am doing. The numbers always tell a story. Thanks for the tip!!

It might be helpful if instead of a budget you have a "Spending plan." I like this wording much better!

How do you keep saving when your income drastically decreases? For example going back to school or job loss? I like the suggestion to not use budgets,because my financial situation changes constantly!

the key is cash flow...you need to increase your cash flow ... there are a large number of side hustles you can do. I like to flip furniture. but you could uber, door dash. sell shit on etsy or FB marketplace.

Good video, I have a full time job, married and have 3 kids. So saving money is hard. But one thing that I was able to do to get extra money is turn a hobby of mine which is comics into a side hustle. I took my love and passion of comics and now whenever I get a chance I go looking for comics on the cheap that I can flip to make some extra money. This works for me as it is something I like to do and doesn't feel like work. I would tell people to look at your hobbies maybe you can turn that into a side hustle. Thanks for the tips on saving money.👊🏼

I'm on disability and looking to pay off some credit card debt and also save so I don't use a card in emergencies. The "problem" is I only get 1200 a month and that's got to cover food, housing, utilities and any meds that aren't covered (about $100 worth) plus all the other expenses. Another "problem" is that I'm not allowed to have a savings greater than I believe 5k (or any assets beyond a home and car at that price). This said, I do pay all my bills on time, and I manage to end most months with at least something left in my account, I pay far above the minimum for my credit card repayment each month. Amazingly, I know there are areas I can still cut back to divert money to saving and debt repayment. However, I literally don't have the money to save 27.40 a day. I'm thinking roughly that I could save around 250 a month. Would love to know if you have any fixed income type of tips. I realize a side hustle would be the obvious choice however there are problems with this. First, they usually aren't sustainable long term, and second, any income I make actually needs to be claimed each month on my disability, they basically will deduct what I make from what they give (which wouldn't be horrible) but then if i make what they give or more, I'm cut off from the medical coverage and benefits like dental, eye and most prescriptions and that would leave me both hoping I don't have an issue causing me to be unable to do the side hustle and having to cover a ton of very expensive things like medication costs. While I realize this totally sounds like an "excuse to not work", I've tried working and even doing self employment type of things, in both scenarios I burn out mentally extremely fast, begin to have flashbacks and nightmares and then end up in the hospital with irregular heart rhythm caused by my severe PTSD. I would LOVE to be able to work and earn amazing money instead of living below the poverty line but realistically I simply am not there with my health. Would def love some tips for debt etc for ppl in similar cases to myself, or credit building since many jobs and even apartments do credit checks now. 💗

I agree with everything you said in this video EXCEPT your advice NOT to make a budget. If you don’t track what bills &/or debt you need to pay & how much money you have to pay those bills/debt? Or how much money you have to save to get to the goal of $10k in the year?

I just subscribe thanks for this I need to start this and learn about saving thank you so much much appreciated 🙏!

you are 42 % more likely to achieve your goal if you write it down before you decide where the money is going to come from DECIDE where its going to go when you get it or it will go as fast as it came

6:35 Oh, now we come to my point all along. To quotee you :"Saving money is 30% more efective than just earning some extra money". Those are some big ass percentiges right there. I sure wouldn't wanna borough money at 30% intrest, just through that lence you can see how big of an impact saving money and living frugaly makes.

love your content! subscribed today :)

Really appreciate your quality content :)

just subbed! hope u hit ur half a mil goal! 🤞🏻

I always had trouble saving, at the end of a yr I'd realize I only saved maybe 1/2 or less or nothing of what I wanted to. Taking a lump sum every pay aside to another account was painful + didn't often happen. So a few yrs ago I did a budget crunch, figured out how much I had after expenses to spend every day as managing what I spend in a day is doable for me. Got the figure + decided to put aside $20 a day of that money into a savings account, that way I wouldn't feel it. It worked! Just got a raise so starting tomorrow I'm going to put $27.40 aside.

Needed some advice because I’m in a stagnant place paying debt and trying to save simultaneously I’m so happy to find out I’ve been doing all these steps already thanks for the reassurance great vid

I am really enjoying your videos!! Thank you so much!

wow a true financial guru with fantastic advice . A favorite is Don't make a budget unless you like budgets. Does it get any better than that? What a genius LOL

Love the temp tattoo idea! May know where you get the temp tattoo ink that lasts 6 months? I could only find ones that lay up to 2 weeks on Amazon