Hi, How much in percentage having a children impact on your affordability for a mortgage.
@ukmcmortgages6 ай бұрын
Hey - There isn't a set percentage on the impact to your affordability. By working with a broker they can assess your affordability by taking into account your incomings vs your outgoings to find to best mortgage deal for you. Thousands of homeowners across the UK have children with a mortgage. If you need further assistance feel free to give us a call on 01925 573328 or email us at digital@ukmc.co.uk
@israrhussain44174 ай бұрын
Hi there I am self employed I have heard that in uk all a person needs is £5000 for a deposit is this the same for self employed people also can you explain to me in full . For example if I want to purchase a property for £160000 being self employed would I need £5000 or would I need more thank you
@ukmcmortgages4 ай бұрын
Hey there isn't a set amount for a deposit if you're self employed. To get started on an agreement in principle and working out your affordability we ask for the following documents: Two years of personal tax returns Two years business tax returns Profit and loss statement Balance sheets Business license Business insurance Proof of identity National insurance number All current debts Copy of current rent payments Any child benefit received proof 3 months' bank statements