lol

Haha

😂😂😂 the struggle

Lol

Haha!

It’s crazy how I read this as he said it 🔥

Lemme guess Queen , you do hair and eyelashes

@@coachcarroll963 that’s unnecessary... she could be applying that to anything in her life.

@@coachcarroll963 Incorrect. But, good guess!

I can definitely relate to that statement

I need she needs God in her life. Most of the time we all have stepped away from God. I would say she needs to give of her time to those in need.

@@marisol033 lol no

Yes a therapist to understand why she took the Hippocratic oath in the first place.

I thought the same

@@marisol033 here we go with the religious nonsense

Those fries aren’t gonna fry themselves! Get back to work lol

@@AlPha-nc6ih lol time to up my game! People will be asking all concerned-like why I'm running myself into the ground, and my only utterance will be some garbled mumbling about the KZfaq baby doctor lady and something about Dave Ramsey

Why live by someone else's metric? If you think you work hard and enjoy what you do, keep going!

@@littleviolagirl I'm mostly just joking, but you're absolutely right! 💯

Part time 60 hours

Like a newsreader learns to speak like a newsreader. It's an authoritative voice that tells people not to question what they are saying to them.

Meh.

She simply speaks like an educated individual with an above-average vocabulary. There are pros and cons to this. Sometimes the inability to 'turn this off' or adjust your speaking based on your audience indicates that you're missing something, socially, and can cause people to distance themselves from you. I previously had a boss who couldn't say a single sentence, no matter how mundane it should have been, without overvomplicating the vocabulary. Instead of saying "We need to double check the report to make sure it's not wrong before sending it out" the sentence would unnecessarily become "Prior to distribution of this information to the necessary related parties, we should reconcile and validate the output in order to ensure accuracy and completeness." Same message, different tone, and sometimes one is tone-DEAF.

@@stwida91I think I might do this a little bit. I read a lot of research articles and jargon is hard to turn off when it feels like you’re using language in the moment that is reasonable and specific.

Not just doctors, nurses, mid level providers, etc.

And teachers

Guess their dancing skills werent up to par

Teachers? Naw, they're still resisting reopening the schools some places!!!

And dead beat dads

She has to work to age 60 for the health insurance.

Exactly

@@genxx2724 I thought 65

@@beautiful20106 That’s the Medicare retirement age. She said her employer provides health insurance to retirees at age 60.

🔥!!!!

I agree

Later in life??? She's 47, not 97.

@@shannon2748 That's what my point was. It's great that she's asking these questions at only 47 with so much time ahead of her. Since she's asking them now, she hopefully won't have any regrets when she does turn 97.

Agreed, she got the voice

She has a very pleasant voice, you're right

She’s also very gracious.

Yes exactly!

James Salvatore - I lived in her city for many years, and have seen all the medical facilities: and am guessing she is Asian.

thank you for that

@@carlcampbell6827 Now that I read that I think I have to agree. Saving. Doctor. Takes care of parents. Plays instruments.

Good for you! Do you mind if I ask the sum and your age when you received that advice? I ask because I could retire now but I’m uncomfortable about it.

@@genxx2724 the sum is....enough for me to be comfortable and I was 64.

@@Casinogirl56 Good for you!

@@Casinogirl56 absolutely if I could afford to retire I’d be gone today.

Good for you!. Live!

Having children isn't for everyone

@@jessa9877 true but, like the op said, she is missing some sense of purpose. That doesn’t only come from kids.

@@jessa9877 That’s probably what someone told her that lead her to this point in her life🤷🏾‍♂️ It’s obvious that her problem is that money and career means nothing to her, and she’s looking for another purpose, but it’s too late

@@TheDougSpot At 47 it's really not too late. As long as she has her mental and physical abilities, she can decide to do whatever she wants (but probably not including giving birth to her own babies), and can do it for a couple decades or more. However, I agree that she should still try to keep one foot in medicine, at least for a while. Although I was into music decades ago but went into another field, I got back into it a few years ago at age 67, and I've been having a wonderful time since. (I retired from another field shortly before my 61st birthday to take care of my aging parents, but have done a few years of consulting since then.

@@jessa9877it is for 99% of people. Her life is pretty pointless and you can literally hear the emptiness in her voice. No kids, no spouse. What’s it for? Her dying parents?

But she will have 0 legacy and in 10 years all of her money is worthless to her

@@NUFCOfficialHer legacy may not lie with her descendants, but with the hours she has poured into caring for her patients and her parents. Heck, I don’t even know or care about my ancestors past my grandparents.

@@coolandclassic7717glad you said this, i don’t know why people have this idea in their head the only legacy a person can create is with children. there’s a million reasons why she may not want or can’t have kids. she’s dedicating her life to patients and her parents, that’s a better legacy than 99% of ppl with kids.

Thats the reason she doesn't have a man

​@TurboAuss you talking like if having kids and being g a doctor are mutually exclusive. Why Americans trap themselves into binary choices? All these Harvard schools and MITs and NYUs to then say black or white, guns or no guns, kids or job, Democrat or republican. Etc. Obviously she can take care of kids and also patients like millions of other doctors in the US and all over the world.

Yep...burnout is real

You've got that right. I've been in sales for over 30 years and I can totally relate.

Especially after this year... a real eye opener for lots of folks!!

No matter how exciting the job, they get old after 20 years.

I have a lot of folks in my circle who work in medicine and really make good money. I sense that lots of them are inadvertently in some rat-race about more money, better cars, bigger houses. They work crazy hours, make half million a year, but little life except at the parties. It seems like this is a kind of "danger" that is easy to fall into. As a radical solution, a lesson in minimalism comes to mind

Big baller over here... same man, same.

Sounds like: I have a problem. My Porsche is in the shop and I really can't decide between the Mercedes or Ferrari.😆

*dave Ramsey impression * What do you like about delivering pizzas? What do you not like about delivering pizzas? lol

@@CooterELee So true.

Laugh if you want, but as a thousandaire your doing better than most Americans who cant save a dollar if their lives depend on it.

Or put another way- Very commonplace about 35 years ago. The devolution is real.

@@michaeldalton8374 her eloquence is not the norm even in the past.

I'm surprised many of you can string sentences together

Yet she has no kids so genes are dead. Sad really.

​​@@rally_chroniclesIsn't it cold up there in your Ivory tower? Beware, it's a long way down... Assuming you are one of those self claimed intellectuals, who look down on delivery boys and toilet cleaners. Highly intelligent species like yourself, ought to know about the 'black plague'. I recall it had something to do with hygiene... I pray to God that one day, you'll be forced to clean up your own shit or have to get your hands dirty, just like us commoners.

That’s a great idea!

I had the same thought. Just work on call only.

Yes !! That’s a great idea !! She spent so much time in school and paid so much for medical school !!

Her parents are elderly and not in nursing home so working weekends and hollidays wouldn’t be what she wants I got the impression she spends her time she has with them while they are still here

Yes a lot of docs opt for that. The medical insurance is real though. One disease can wipe one out.

Yeah not necessarily to retire but an option among many when financially sound.

It’s FU money.

unfortunately money saved up and having everything in place like zero debt also creates unnecessary possibilities in your head that you can quit and do what you want. its like a menu with too many food options. you cant make up your mind. having single point focus when you just work and make money allows you to be free of thoughts like "am i unhappy in my job"

@@Sarvagya4 Not talking about unstable people.

Well said.

Idk, I felt like it was a flex. But I don’t really mind it I like hearing the stories

Lol the ramsey mute finger. I love that name, but hate that he did it to her.

@@tomvonneefe4269 The commercial break music had started

Its just the way doctors talk to patients were taught to talk to patients that way

I got 62 more years bruh

I think it depends on what you get out of working and why you work. If you don’t especially like your work, then financial independence gives you the opportunity to cover your expenses and do something you enjoy more, whether it be hobbies, travel or a different kind of work that you enjoy. My wife and I are both in careers we love, in our early 60’s and financially could have retired years ago, so it comes down to what you are passionate about.

Can I have some money?

Read rich dad poor dad

He is BS! He is lying to you! He wants to sell he’s books, that’s all he want.

She rocks so much she never got married or had children. Red flags all over the place.

@@BobbyCommas sounds smart to me!

@@BobbyCommas There are many ways to feel fulfilled in life, and marriage and children aren’t for everyone. My wife is a physician, the same as this lady, and we have children, but don’t enjoy the piano that she does, so we are all different

That’s why she called up, she was wanting tell us about it

@@BobbyCommas thats up to her... whys that a red flag

as long as you dont have a need in the world, u are all set! Good Job! Enjoy your early retirement!!!!

You are rich with options

Better than 90 percent of Americans

Yep many are working 90-100 hours a week. The burnout rate is extremely high for physicians.

@@Stoneface_ It’s like that pretty much everywhere that you get paid a high salary. Law, finance etc.

Finance is worst. Burn out is 2-3 years in investment banking. Then go and do other job.

@@Stoneface_ they dont work that much they get paid like 200k for one simple surgery after payments and interest easy

@@alexcoop522 good joke

Power of investing

She mentions she made 300+ at one point but cut back

@@howo357 and possibly divorce

@@realdookoos its always divorce

Sounds fishy

When someone says “she’s out of my league”, they must be talking about her 🤣😂

@@donatello9482 That's why she's 47, never married, no kids. She's out of everybody's league.

I thought she said 41?

@@regularity2556 LOOOOOL

Yes I noticed that in her voice instantly, the eloquence and confidence

Nice my man 🙌🙌🙌

How do you pay for insurance? Or do you? That’s what traps us all until 65

@@NicE-jq3wv forego the insurance...I pay cash for medical needs vs spending $10k+ per year for insurance

Good for you!! Sounds like a wonderful life!

How is it going now? Anything you can share?

It’s not good to feel good about other people’s pain. Instead of feeling better about your self from their issues try to learn from them

Lol 😂😂

Yeah...maybe she should take a year off, that might be fun.

Yes, but money is not everything. Medical doctor is better achievement than just making money.

I bet you will amount to neither of those too 😂

@@MooMoo69556 I am a Master's in Finance grad and worked in investment management before.

So what are you saying? It’s also crazy that some people win $20MM from the lottery.

@@annajones9701 I wasn’t talking to you, I was talking to the original poster.

How do I see you here everytime😂

@@WhyPee24 I seriously spend all my free time watching financial channels 🤣

😂

Best comment 😂

yea she need me

Agreed!

That's what she said. She is already part time

She said she is working part time, and in doctor's world that's 50 to 60 hours a week.

@@sugeymancia5806 Her version of part time and my version of part time are completely different.

@@LG123ABC so true

You're just jealous 😂

Empty nesters without millions at her age feel way worse

@@Susan13554 I wouldn't want to be her, no matter how rich she is. But I'm glad she's exploring music as a way to enrich her life.

@@skeet0rzyou’re right those people who don’t have kids are never happy especially women.

But this woman ISN'T happy. That's why she called. Stop generalising/deflecting and stick to the topic. ​@@mariog5737

I was about to say. Though to be fair, it’s the lowest reimbursing surgical specialty.

@@stoneyjosephine urologists make ~400k in private practice

You need to put yourself first and find the hobby that brings you joy! Congrats!

yes I work in healthcare. But nowhere near your situation. Congratulations

@@JMian Yeah, that sounds genuine lol.

Okay.

Wow, healthcare in some professions, really pays off. Both my mom and dad busted their asses, cleaning in hospital and side jobs. Both saving money, giving it all they had, but could barely make ends meet. Good for you to be so succesful and pity you got a burn out, but I'm certain the gratification of seeing your patients actually 'heal' and patient numbers decreasing in general is very rewarding, right?

Yep - another level of sad and pathetic. No family, no children, probably no husband. Such a waste of an intelligent mind.

Bruh I always see you commenting!

@@GiantsWS Is it compulsory to get married and have kids? Imo being single saves you a lot of money in the long run to enjoy life

@@GiantsWS her intelligence contributed to the safe and healthy carriage and delivery of babies. Not a waste at all. She’s been a blessing to many families. Everyone’s happiness and existence isn’t wrapped up in or dependent on the existence of another. You go have yourself a spouse and children and don’t worry yourself about her choices especially when they do not negatively impact your life at all.

@@GiantsWS She has immediate family . She’s a Christian who is not married therefore she can’t religiously have kids because that requires sinful behavior. She worth millions . What man with millions would be stupid enough to get married ? This woman is an ALPHA.

At this age I think you should be thinking of online investment

@Wooten Blazer exactly you're correct. It's true there are scammers but real license brokers are out there for investors.

@@dizmund then I'll like to introduce you to my expert MRS Beatrice.

expert Mrs Beatrice is a reliable and sincere broker and since I got to know her I never made any loss I think she's the best broker I have ever known

I encourage newbies to invest with her and come back with testimony

More than 50% of doctors are female. I absolutely love this and feel connected when she states some of her issues.

oh ok she did make over 300k for a long time, so that helps, still saved very well!

@Mark T she did say she take care of aging parents. There is a possibility they owned a home but sold it to live with their daughter, or maybe she lives in the same house with them and so never had to pay extra housing costs 🤷

@Mark T Yes I was just trying to figure out the same thing. This is where we live and my husband and I make 180k and we just about live paycheck to paycheck after we max out our retirements.

@Mark T Just because you have the power to buy don’t mean you have to. People that handle their money well don’t contribute to buying power. This responsible woman knows her priorities. Only broke people create most of the buying power anyway. Just ask MasterCard,Visa, or the FOMO crowd.

@Mark T absolutely 100 percent true.

Not in a good way eck

Is that a comment praising God? Or taking his name in vain?

@@belindaevans6915 however you please to understand 🤗

@@bemkim4225 I, too, speak to God through KZfaq comments 😂

@@SevenRiderAirForce okay.. i revised...

Amazing. What work do you do?

No bullshitting

Work for it! She was in school 10 yrs after 18 then worked two decades of 90 hr weeks. She would have more $ if she wasn’t a doctor.

I used to say that, and then life gave me the problems I wished I had. And the anxiety level was the same as the old problems...

😂😂😂

@@coolafternoons8930 that's nice,but for me you should invest your time in more profitable ways of earning money...

listless and unsatisfied with her achievements?

@@whyme7996 She’s not listless, she’s very energetic. All she needs is attitude adjustment. That’s far easier to achieve than cleaning up the fallout from decades of poor choices.

@@genxx2724 she's a woman who is caring for her parents and sees her own future....no one around to care for her, just paid "care givers" during her waning years.

@@whyme7996 Few people lovingly care for their parents. Kids are no guarantee of anything, and many turn out poorly these days.

@@whyme7996 She said she need a motivation to work a few more years not motivation to live.

it'd be too much to handle in one call

She doesn't have 3.7 million to live on at age 47. 2.1 million of it is in 401k

They just saw dollar signs.

I don't know who really needs to hear this, you've got stop saving money. Invest some part of it, if you really want financial freedom.

It baffles me that people are still in debt in thew new Era

BIT =COIN is the future, investing in it now will be the wisest thing to do

Please how does this whole BIT=COIN thing work? I'm really interested and ready to invest in but I'm gonna need an assistance from any productive and reliable professional.

I will be recommending Mr Christopher George to you based on his high level of trading skills and strategies are top notch

@Csab It makes perfect sense, just because you love your job doesn't mean you want to continue doing it every day for the next 13 years. She is getting up there in age so working 50+ hour weeks just isn't as practical. I love playing video games but that doesn't mean I want to put in the same amount of hours on games as I was doing in high school and college.

Burn out

She’s confused so here explanation is confused

I love my job but I hate working. If that makes any sense. Burn out is real. Took a year off and I feel so refreshed.

Sorry but I just understand all these people claiming to love their jobs but being “burned out” or “lacking motivation” to actually do it. I’ve never experienced a lack of motivation in doing things I love. I think people are conditioned to say certain things like loving their jobs as a societal norm, in order to convince themselves they are not wasting their life away doing something for a paycheck

Lol 😝

😅😅😅😅

Yes!

Typical women s always a victim

Richard, I am there with you. I work for money, not fulfillment. My dream is to criss cross the country on my motorcycle with my guitar and little amp(I bought the amp with strapping on to the bike in mind) playing for tips and giggles where ever some one would have me, pub, coffee shop, street corner... With my business just about going under, I wouldn't make any less than I am making now, and I might make more! LOL! Cheers

How often did you work in those 10 years? How many hours per week?

Same here, I practically lived in the hospital in those 10 years and really loved it. But now I have kids and prefer to stay at home.

Agreed!

Indeed

This is a great suggestion! I was wishing they kept the conversation going longer.

She does not have any family. It is not unusual for a doctor who works as much as her to be where she is. Her salary is on the low end for a doctor too.

Dave: "Sell your mom"

@@jamiesonmelnyk 😂😂😂😂

Beans 'N Rice... Rice 'N Beans

"No vacations until you get this mess cleaned up."

Ramsey’s target audience isn’t successful people. It’s unsophisticated people who are in financial trouble and need to learn the basics. Successful people are elsewhere, such as The Money Guy.

I love hearing these stories to make me feel bad about myself lol

I have no children, I do have nieces I love dearly. Children and a husband isn't everybody's dream. I love animals and I'm free to go where I please. I have many hobbies. This lady doesn't sound like she's living a life of regret due to no children.

A lot of people choose not to get married and not have kids. But most don't get to where she is in her career or financial situation.

Imagine thinking everyone has the same goals in life

It's really surprising how many think that a woman has to sacrifice her marital life in order to be successful in a career. Or worse, think that women NEED marital life. 😐

Exactly. It’s the new age feminism though

Yea it's not that great being a musician

lots of conservatory students opt for med school. Lots of us are liked for our work ethic and diligence.

Also a pro musician. Looking for a way out!!

yeah, dont open a restaurant. Even in the best of times food is a risky business

I've seen too many Kitchen Nightmare episodes to believe opening up a restaurant is ever a good idea 😂

@@DJayAce4 food is one of the most competitive businesses out there, especially with the age of technology and delivery.

My mom has a bakery/restaurant her store makes about 200k/month gross.

@@Rehabszz -why would you say something so personal that isn't even yours to tell on the internet. Stay humble.

30? Sweet

Where? In NY 60 hours is the standard hours for most doctors

I did 60 hour weeks during residency. But when I took my first attending job, full-time was considered 30hr/week. Anything over 135 hours/month is paid overtime. I'm in PA.

How much do you get paid?

@@jakem7591 $240/hr

Some of us enjoy working.. we all need a purpose and to contribute to society

You still need something to do.

@@christianc7420 “some” yes, but she already contributed enough to society. Let here do whatever she wants

Work is ok as long as you enjoy it. Even if you win the powerball, You need something to keep the mind busy.

@@PremiumFuelOnly That's what we call hobbies/interests. If I won the powerball, all employers could get stuffed. Most bosses are evil, psychotic jerks.

He has to take an "Obscene Profit" Commercial break (as Rush Limbaugh sarcastically called it).

You can get that same passive income by owning reits and not worry about broken toilets or tenants not paying rent

You don't need 1.5m to do this.

@@HamiltonRb 1.5m out of 1.5m in reits? Oof lol...

@@HamiltonRb or she can hire a property management company for those toilets

@@erwina4738 That is another option, which we have tried in the past, but it cost much more and you don’t get the diversification that you would get by owning reits

@Michael EllingsworthOr b*ng the nurse Lol

In this world, there is so much to do! Be encouraged. Explore your interests

Nice, Dr. Phil! What specialty do you practice?

just keep working if you love what you do, and leave an even bigger nest egg for future generations, try to get to 10M

@@jorgesolis7897 Sorry to break to ya but I don't think he likes dudes so find a sugar daddy somewhere else. Lol. JK

Cheers don’t pay the bills

Doing what you love can get boring eventually and even stressful if you do it everyday.

@@ArcticZombie better than doing something you hate tho

This is really bad advice that I hear too often. You should "like" your job but you certainly don't have to love it.

Doing what you love is silly if it doesn’t sustain you. You should do what you are good at.

Or to meet Tommy Gunn

And needs a dude in her life

@@gordonsmith5589 lots of financially stable women prefer to be without a Man. Having one actually stresses them out more. She needs to find a travel and music group. She will be just fine. It's not the same as with men. Men are stressed out for not having a woman.

@@gordonsmith5589 If she wants one, she obviously would. And maybe she secretly does. Who knows?

He has to take an "Obscene Profit" Commercial break (as Rush Limbaugh sarcastically called it).

@Anne Day she was mid-sentence.

@@todd2456 Dave doesn't like a lot of follow-up random comments that go all over the place.... and neither do most listeners.

@Anne Day bruh

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Including refunding some of what she charges her patients. Medical professionals help and hurt society. Jesus never told doctors to be multimillionaires and own three houses. Maybe she does more already than supporting her mother. But I still believe that many of her patients don't enjoy paying the high cost of health care that she provides. Not just her, but the entire medical industry.

Shes never been married and has no kids at 47 lol. If all you want in life is money I feel bad for you

@@bigreddaman5988 It was a joke and you saw right through it. Not everyone wants to get married and have kids. She could have a boyfriend who can take care of himself.

@@jmanrock11 Yup.I’ve met people that think life ends if not married and no kids. They are divorced now and tend to have selective memories when I bring up the subject. I’m 50 and never had kids, money issues, or marriage. I have a girlfriend longer than most marriages,family,good neighbors, and friends.

Not really sure there’s enough material for a book here..maybe a short story lol

💡💡 Hope she see this ☝️☝️

She's on that end game content waiting for the next dlc to drop.

Lol 😆 !! Smart answer 🙂

I'd rather see a NP or PA most of the time, tbh,

@@PurpleDog06 :)