She probably keeping up a deadbeat B/F

Definitely

His mom is up to no good!!

How tf you make 60k a year and not being able to afford 1500$ for mortgage?

EXACTLY...Mom is lying & using her son's....wait, mom makes $60k a year, plus her son's make $30k each....so $120k coming into the home, and she so-called missed a payment🤔.....somethings up.. A house does not go into foreclosure with one missed payment ..the son's need to call the lender ASAP.

My thought exactly

Yeah. Other than Jade, all the other hosts just pussyfoot around

He might not actually know, sounds like mom is keeping stuff from him or not sharing the whole story

@@droid2D2C3P0 he knows all he needs to know. He and his brother have to make the grown up decision to quit bailing mommy out.

Yeah I like George and Christina but this whole story was just nonsense and any advice is just lost on thin air because you’re not dealing with the actual problem. Dave would have sussed out the actual problem

Can you say this louder to my dad?

These are two adult boys still living at home. Sounds like they need to start paying their fair share. I would say old Todd is about two years past due. Pay up snowflakes !!!

These types of parents only care about themselves.

@Stacy R. Me too. No. No. No.

​@@johnSmith-uz8nl absolutely. I have one of them

Exactly! There is a lot more to the story than meets the eye (ear).

Some shady companies will do that.

I work in mortgages and the company he said isn’t a lender it is a servicing company. This sounds like she did a modification to not get foreclosed on and is now missing more payments.

@@jimmymcgill6778I have loan care and they been pretty fair with me

Loancare has been great with me as well

It won’t be 4k after taxes

There’s more to this story

@@reese85still…

Seems like a single mother mine field to me.

These boys are now adults, they need to pay rent to help there mother out. These snowflakes thinks they can put their money into savings while mother pays all the bills.That is Wrong !!!

Mom was trying to keep a roof over all of their heads. She needed the help!! It wasn't the best call, but she probably had no other financial choices.

she putting her children through this shame on her

@@robertbirch4163 Absolutely they should be paying rent, but they should not be taking out debt to finance mom’s stupidity

It's pretty easy to understand. You want Dave to answer your question, CALL ON A DAY HE'S WORKING!

So is a father.

@@amireallythatgrumpy6508 we want, Todd didnt

Todd is 20 years not 18 girl. Your judgment against mom is TOTALLY unfounded. She taking financial advantage of two boys not paying for nothing. CRAY CRAY. HELP DAVE these two people don't need to be giving advice to NOBODY.

@@robertbirch4163 -- You missed the point of what NextGenEvs was saying.

That's what I was thinking. He really needs to put some distance between his mom/bro and him. They need to sell the house, pay off the loans and stay separate going forward.

agreed

I was wondering has she shouldered all expenses. Do they pay rent, utilities. Internet, phones or food? She may have something we don't know about like medical debt, where is dad????

I was about to say: I make that pay 1400 in rent.

Todd did say fifteen hundred like he would even know. Alot of people have been loosing their jobs, health and many other reasons foreclosures are getting bad.Just a thought ladies, many those adult boys should help their mother out with their bills.

Say dad stopped paying child support after those boys turned 18. Mom pays 18000 a year on mortgage. Then all the other things that go along with life. That is just getting by, I don't see excess cash floating around here. Maby IF the boys would pay their share mom wouldn't be in this pickle.

Gambler

Or maybe the company is lying to her.

@@jimmymcgill6778 that's entirely possible. I just wish they would have asked, "if your mother could already afford the mortgage payment to begin with, why did she take out the sketchy loan?"

@@shanep2760 he said she wasn't able to afford the payments

Loan care isn’t a bad company from my experience with them

You heard nothing from his mother. Now Todd, mister I want to cash flow my mother's house has been talking ALL the smak.Mister I want to live rent free and never make a house note.I get my moms equity with the low interest rate.

YES! Absolutely right!

It’s sad but I’m so lost bc most ppl received stimulus payment during the pandemic. Lastly, ppl were able to apply for mortgage relief during the pandemic.

If you have over 5k in savings are over 18 and live in one of the most depressing cities I’ve personally ever been to(Toledo), LEAVE! PERIOD!

That's the biggest myth out there you should never use a home equity loan as an emergency fund you can not borrow you way out of debt and it is dumb. No wonder they foreclosed on her.

@@geomodelrailroader yep all you are doing is delaying the inevitable

Get better sir I’m loosing my moms house too forget about it. I’m done if I can’t refinance in November it just wasn’t meant to be.

Ooof😮

I got that feeling too ...she's hiding something.

Yes, these sons are what 18 and 20 or something. They don't know what they're doing.

Makes me wonder if the mom is using this story to guilt trip her sons into bailing out her stupid financial choices.

They can start proceedings as soon as they miss a payment, but it is going to be months before they can actually claim the house.

The mother would be fine IF the boys would pay their share of the Bill's or move out let mom sell the house and walk away with about 100k. Todd is trying to figure out how to take control without paying for nothing.

@robertbirch4163 the sons need to leave and the mother needs someone to keep her accountable of her previous life choices

I agree with that in a lot of situations, but in this case, I think he's also been raised to cater to his mom's wishes and not ask questions (that would be disrespectful). I can hear in his voice how timid and uncertain he is. It hadn't even occurred to him to make calls himself, he was taking his mom's word. That's a couple decades of manipulation and guilt-tripping he's going up against. It's going to be hard for him to overcome 😪

@@amazonorchid1321 Good point, thats a very good observation

First off your math is off.The house note is 1500 a month, this is 18000 a year. Also combining their three earnings is something that don't happen. Mom has to pay all the Bill's while Bevis and Butthead don't pay their share. The say dad quit paying child support after these boys turned 18. You see how mom might be having financial problems.

@@amazonorchid1321 Don't mistake timid for ignorance. This 20 year old boy don't know how to tie his shoes yet. They have never worried about moms financial situation. They put their money in savings and never offered to pay so much as a light bill.

Oh yes when we'd look for homes we would be qualified for waaaay more than what we could realistically afford

Bingo. Mom is dragging her kids through the mud just like she did to her husband.

Omg! Poor kids! 😥 I could never do that to my kids.

Yep. I’m so glad someone said it.

Sounds like a household in need of a strong male role model!

Yeah I'm glad she stepped in to make sure she wasn't let off the hook for her misbehavior as well as dragging her kids into the mud with her.

Bill's. If he would pay his share of the Bill's or get out and get your own place

💯she is so out of touch to think that some parents don't do this .

Agree, that's the first thing I thought.

You are leaving 100000 on the table every year? If I could borrow 100000 a year I would .

"French toast" Hello Kevin!

Mooching. That's what. Mom tried to be a smart butt with the "covid relief"..

Between the three of them, they make 130k/year😮😮

Boy. Go and get all the info.

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lol it's almost like we're in a housing bubble mid-pop!

@@rnt45t1 I'm not saying I'm looking forward to it BUUUUUUT lol

Mmmm think back to 2007-2012 😂

@@arga400as a 24 year old who has been stacking cash since the pandemic. I’m freaking ready for it. LETS POP THIS BABY

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

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@@Lourd-Bab Oh please I’d love that. Thanks!

@@PilouBen Judith Ann peace is her name

Lookup with her name on the webpage.

I agree their dad should tell them at 18 I no longer pay child support so you two will need to pay your share of the bills.

The reason Dave was needed on this call is because they are so unversed in real estate that they’re not immediately calling it out that it isn’t legal or possible to take that home after one missed payment. They have to be 120 days delinquent to even begin judicial foreclosure which would take another couple months before the home would actually be taken from them. And through that entire time they have a right to get current. So where Dave would be needed is to immediately point out that the one month payment story isn’t true and so mom is being dishonest about something here. Either she’s multiple payments behind and they’re close to the judicial foreclosure process OR she’s just flat out lying to them. And that’s huge to truly advising this call that yes it’s bad for mom to have them involved in this at all to begin with but even bigger is that she is lying about something major regarding losing the home that they don’t grasp because they’re ignorant (the sons) of the laws surrounding it. They need Dave to call that out and break that reality to them to properly proceed forward knowing that it isn’t just mom involving them but also lying to them as well. They made a good effort handling this but the best advice is competent advice and competent advice means understanding the full context to guide that. Simply saying she shouldn’t get by Scott free isn’t the same thing as she’s lying to you about the foreclosure because what she’s telling you is happening isn’t legal or possible so she’s involving you when she shouldn’t be and you can’t actually trust what she’s telling you and that means there’s a much bigger problem than simply a boundary issue. Involving them is a boundary thing but lying to them, putting them in the financial risk and pickle they’re in, and preying on their ignorance is an entirely higher level in this thing above what he’s saying happened.

Nah its tru i lost my job because of the spanish flu still havent recovered

@@And1one757 How long ago was that?

@@jimroscovius 100yrs ago

@@And1one757 😂

He’s a young kid he doesn’t know about life and financial dealings he has no idea what it is a co-sign and he sounds he’s easily intimidated and manipulating her boys to this mess I’m sore for those kids

They are adults not kids, twenty is not a child

​@@karenmcdermott2161 I am sure their mother has been living like this most of their life ..

🖕🖕ᴛʜᴀɴᴋs ғᴏʀ ʙᴇɪɴɢ ᴍʏ sᴜʙsᴄʀɪʙᴇʀ ᴛᴇʟʟ ᴍᴀx ᴛʜᴏᴍᴀs ᴍʏ ᴇxᴘᴇʀᴛ ʙʀᴏᴋᴇʀ ɪ ʀᴇᴄᴏᴍᴍᴇɴᴅ ʏᴏᴜ ᴛᴏ ʜɪᴍ ғᴏʀ ᴀ ʙᴜsɪɴᴇss ɪɴᴠᴇsᴛᴍᴇɴᴛ ᴏᴘᴘᴏʀᴛᴜɴɪᴛʏ ɪɴ ᴛʜɪs 2023 ᴛʜᴀɴᴋs ᴠᴇʀʏ ᴍᴜᴄʜ ❤️

That’s exactly what was going thru my head. That is so sad.

The Devouring Mother. Look up the archetype.

It’s not the sons fault.they are only 18 and 20

If not they will be homeless

No with a parent like his... draining them

🖕🖕ᴛʜᴀɴᴋs ғᴏʀ ʙᴇɪɴɢ ᴍʏ sᴜʙsᴄʀɪʙᴇʀ ᴛᴇʟʟ ᴍᴀx ᴛʜᴏᴍᴀs ᴍʏ ᴇxᴘᴇʀᴛ ʙʀᴏᴋᴇʀ ɪ ʀᴇᴄᴏᴍᴍᴇɴᴅ ʏᴏᴜ ᴛᴏ ʜɪᴍ ғᴏʀ ᴀ ʙᴜsɪɴᴇss ɪɴᴠᴇsᴛᴍᴇɴᴛ ᴏᴘᴘᴏʀᴛᴜɴɪᴛʏ ɪɴ ᴛʜɪs 2023 ᴛʜᴀɴᴋs ᴠᴇʀʏ ᴍᴜᴄʜ ❤️

Yes that’s exactly what I was thinking

I drill my elderly mom "there is no free ps5, iphone, govt benefits..." This is on her kids for not protecting her.

Bingo. Exactly

Assumptions assumptions. I can assume a thousand negative things about you and you can about me. You don't know her story.

At least this is a call from earlier in the week.

he said he co sign on the loan ..so he can call...

@@moodiseverything9252 He was very vague and talking back and forth between the $35k loan on the house and the $8k loan he took out to help pay the $35k loan. I don't see any lender in their right mind letting a 20-yr-old kid cosign on a $35k loan. In order to cosign, you have to be eligible to get the loan yourself before you can cosign for someone else. Of course, this whole thing was shady. We needed Dave at the desk to get to the bottom of the BS.

Right?!?!?!

They only have the money because their mom scared them into getting a loan at the threat of them losing their home.

@@misspapo3444 x'D

he is 20 18 is a adult

He will. Its flushing it down the toilet though. 😉

They dont have any money call what lawyer

Yes, she's well upset !!!!!!!!

She is totally in lala land. I thought she was not that gullible. 20 year old still living at home with mom. Not offering to pay his share. Putting all his money in the bank while mom tries to figure out how to pay all the bills.Probably got her child support cut off.

Agree! If they don't nip this in the bud now, I flat@ss guarantee that mom will be expecting them to foot the bill for her in retirement.

Nah! Something is not being told cuz I personally have loan care

The current generation won't reach adulthood until 30.

@@amireallythatgrumpy6508 They need Tik Tok's approval to reach adulthood.

Nice try though 😂

Yeah, this young adult🤔. I was 14, working as a line cook😉, not really legally but😆

Maby you should let those boys move in with you, rent free of course. You take the next 20 years.

@@robertbirch4163 why

If you want Dave and Rachel to call, CALL ON A DAY THEY ARE HOSTING THE SHOW! It's not hard.

🖕🖕ᴛʜᴀɴᴋs ғᴏʀ ʙᴇɪɴɢ ᴍʏ sᴜʙsᴄʀɪʙᴇʀ ᴛᴇʟʟ ᴍᴀx ᴛʜᴏᴍᴀs ᴍʏ ᴇxᴘᴇʀᴛ ʙʀᴏᴋᴇʀ ɪ ʀᴇᴄᴏᴍᴍᴇɴᴅ ʏᴏᴜ ᴛᴏ ʜɪᴍ ғᴏʀ ᴀ ʙᴜsɪɴᴇss ɪɴᴠᴇsᴛᴍᴇɴᴛ ᴏᴘᴘᴏʀᴛᴜɴɪᴛʏ ɪɴ ᴛʜɪs 2023 ᴛʜᴀɴᴋs ᴠᴇʀʏ ᴍᴜᴄʜ ❤️

George and Christina don’t have the necessary knowledge and experience to handle this. We need Dave.

@@genxx2724 so true. They gave him horrible advice. calling the mortgage company is an exercise in futility if his name is not on the loan

@@Sulla2300 Dave would know all the ins and outs of foreclosure.

I'm sure he had more important things to tend to 🤷‍♂️

They did not handle it well. Telling him to call the mom’s lender was stupidity as they cannot even discuss the loan with him if he is not the borrower. Lenders cannot and do not foreclose due to one late payment. Federal law requires that a loan be at least 120 days past due.

Yea Jim, a mother should keep paying all her ADULT kids Bill's until she dies. Just let those boys spend their money however they please.

They got to the bottom of 0 issues.

The current generation are kids until 30. The days of adulthood at 20 are long gone.

18 is a adult

@@davidhale4647 Not in the US. An American 18 year old is cognitively at the level of 10 year olds elsewhere.

@@davidhale4647 Nebraska, Mississippi? Look it up.

Then if he did that he would have to pay rent. That little snowflake couldn't handle that. He wants to split a 35 k. Bill with his brother and take over a 260 k. House with a low interest rate and 100k equity. That boy is sketch, hope mom don't get ripped off.

Nah that was painful to hear 😖

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I can confirm cuz I also have loan care