This is someone who truly deserves a hand up. I feel for her so much.

This is an amazing call. I'm so happy that Dave took this call. Dave sounded like he was going to cry with her. Dave, this is why you do what you do.

She owes 65k on the house, have a 600 monthly payment, is behind $3600 and wants to foreclosure the house?! Man..The mortgage company could’ve sort something out. Glad she called Dave.

I really hope we get an update on this situation. My heart goes out to this woman.

I’ve listened to maybe hundreds and hundreds of these call and none made me cry until this one. Sometimes we need to lean on our community. Thank you Dave for helping. I would love to donate something small to assist her on rebuilding her life. Dave, I don’t know if you can pass this forward but please see if you can? Love your show, debt free because of your teachings.

A testament to her husband for getting them in a spot where they have nearly 300k in equity in their 30s.....this lady doesnt realize how good of a position he left her in.... she's gonna get a crash course in finances and be just fine......good luck to her and the kiddos

I cried so much for this lady, I lost my 39yr old husband a year after I lost my dad. I can feel her pain and the children left behind. Thanks Dave for being there for her!

This is the “why” for Dave Ramsey. There is nothing more rewarding than to be able to help people in these types of crises!! God Bless Dave!!!🙏🏻

It’s not often I feel bad for a Ramsey caller. You could tell she was genuine. I’m glad she reached out to Dave and he has the resources to help out.

This is the first video of Dave Ramsey that I've cried. He truly has a compassionate heart for widows. True man of God.

When Dave told her to breath, I teared up. If Dave tells you it's not going to happen, it's not going to happen! So touching.

Dave made an update on his show recently. He said there was a lot of outpouring from the Ramsey community for this caller. His company and workers are going to help her out of this mess and said she will NOT lose her house. When Dave says that you know he means business!

This is how outrageously generous is done. Help get a struggling widow back on her feet. Well done and God Bless you Dave

This was one of my favorite stories last week. A foreclosure over $3,000? Not happening if Dave gets involved.

Facing everything alone is so heartbreaking with small children. I will keep her and her family in my prayers. Thank you Dave for helping her ❤

Dave’s about to call some banks and make them wish they never messed with this poor lady. I love it. Get ‘em Dave!

Man, if anyone needed an answered prayer it is this woman. One hit after another. God bless you Sarah.

Dave wakes up wishing a lender would. 😂

As a new dad this hits me hard. Life can change so quickly. Always tell your family you love them.

That closing statement from Dave "they think they're in control of this, they're not" with a big smile was awesome 😂

The scriptures command us to take care of widows and orphans. I love that Dave leads us all as an example. This is why I watch every Dave Ramsey video.

This call made me cry. The way Dave spoke to her was amazing. He is so good at talking through situations like this with people. It’s so inspirational!

Weeping hard and praying hard for this woman. I'm glad they were able to take her call and offer her some hope and good advice

I'm glad Dave was the one to get this call. George or Ken would have told her to get on a detailed budget and cut up her credit cards. Great call. Hang in there Sarah! 🙏

This woman is drowning in grief. It’s a sad call to hear. I hope she can focus and get through this.

This call is why I started a term life insurance worth half a million before 25. I climb ladders for my business I own. If I fell and died, I'll know the last thing I did was take care of my family. Bless this woman. I thought of my wife in her shoes and it broke my heart.

Please people if your husband is the only one working and you have kids please take out a term life policy!

This poor lady. Heartbreaking story.

Why do none of the comments mention how crap the insurance company is? I mean clearly she likely has some issues spending but the idea that the insurance company can file an appeal and that PAUSES payments rather than continue payments while merits are being decided is nuts. And the fact that upon reinstatement they weren't required to pay an immediate lump sum as backpay is LUNACY! Does anyone have experience with this kind of thing that can chime in? I feel like they skated right past it

Dave thank you so so much for helping this lady. When she said she only owes $64,000 on a house with $311,000 of equity I immediately thought how devastating for her to lose that much equity. She could sale quickly and buy another house cash plus have enough to buy another car.

I have a feeling that Dave wrote the $3,000 check. This mortgage company is taking advantage of a bad situation! Get her refinanced Dave and on her feet. I was crying! And I'm sure Dave will set her up with a lawyer. Crazy that she's using a lawyer that is with WORKMAN COMP!

This is why we all need to get our financial act together. What if more of us were able to just make these problems go away for widows in our towns and cities? Change happens when we change.

How can you not be a Ramsey fan after a call like that. Well done, Dave! 🙏🏻

F the bank tryn steal her house.

While am not always in agreement with Dave. I want to thank him for what he is doing for this young Mom. God bless you.

😢real tear jerker . Dave you are a blessing for helping. TY

I am so touched looking at this side of Dave… he is my hero.

😢😢😢😢 This makes me look at my problems like I should stop complaining. SOMEONE ALWAYS GOT IT WORSE THAN YOU…

Thank you Dave, this is why you have been the best for over 30 years!

Taking advantage of a hurting widow is absolute garbage. Glad that was stopped.

Dave and his team are more than just financial experts. Big thanks to his team.

My mom lost my dad to gun violence in 1999 , 4 months later lost her mom to a stroke , it was four of us , 11,9,5,3. There were days she would lock herself in the restroom and cry and I would hear it. She managed , I know this lady can too but she has to step it up.

I just wanna give this woman a hug. Sending so much love her way.

I was in tears for this woman! Number 1 she needs God in her life. I seen so much compassion from Dave! She got guidance and direction and help with leaving her pride aside. Lord bless her and bless the Ramsey Show!

I teared up listening to her story😢 I'm glad she called in. I can tell she has been trying to remain strong through it all.

Dave is such a genuine guy! He cares for real.

I just wanted to say thank you to Dave and his entire crew. I love all the advice and the way you help people. Well done. As far as this particular story, it's so heartbreaking. Many people can relate.

My prayers are with this poor lady. Thank you for helping her. ❤

Love the community at RS can wrap their arms around and not only provide financial but the emotional support this widowed mother desperately needed 💕 Would LOVE to see the outcome, better yet how they went after the mortgage company, that grin was dangerous!

Im a 40 year old grown man and this made me cry. I hope she is ok

Omygosh such a sad situation. She needed financial advice like this. She should NOT let all that equity be lost. She needs to sell it before the wretched bank takes it. This poor girl needs her dad 😢 and dave stepped in to guide her like a good dad does and like her dad would have done if he could have ❤❤

Holy F. First Ramsey call in which I had to choke back tears. Nice job by Dave and Jon on this one.

You can practically feel the weight of this woman’s pain.

I can relate, lost my husband in 2021 and it's the scariest feeling. The entire well being of your household rest on your shoulders alone. Praying for her.

I love how calming Dave was with her. God bless you for doing this.

When Dave says "hunny", my heart melts. Crying with this woman. She's almost done paying off the house. She called the right place! Community heals!

Life happens. When my brother died of cancer my other brother was living with him helping him. He had no where else to live and was becoming disabled. It took me a lot of time to unravel the situation because my dead brother had never updated his Will. The house had slipped into foreclosure. My self and our sister got it out of foreclosure and paid it off. Really important to have family and friends. Honestly 3000 is not that much money. I have helped widows before in similar situations. There are Godly people everywhere. If you need help ask God to send one to you. Thanks Dave for helping this lady and her children. Our Father is pleased.

Love how they handled this call. How sad and overwhelming.

He just proves he's better than even he thinks he deserves.

I watched the video once, and then I kept watching it over and over again. IMO, the best video out there that gives hope. Dear Mr. Ramsey Sir - just so you know, I have followed you as I would have followed my dad if he was still alive. I have witnessed you helping many over the years, but this one takes the crown. It makes my teeth hurt when a bank threatens a widow, mother of 4 kiddos with foreclosure for being late on payment by 6 months?! She should thank her lucky star that she had the courage to call you, even better since she is a resident of the Nashville area. I saw in Dave the protective dad - fierce & gentle at the same time. You made my day Sir, you truly made my day...

For all the people who give Dave crap, they need to watch calls like this.

This is why he says “life like no one else so you can give like no one else”. We all need each other

Heartbreaking. So glad she got through to Dave and John. Thank you guys for using your platform and resources for the good of others. Prayers.

Roofing is such a brutal job. Not only is it tough to do on a good but hot day. But when accidents occur they are always devastating. I know a guy who was a roofer who fell and hurt his head in his 50s or late 40s and he's pretty much done as an adult and under the care of his own mom.

All the years listening to DR and this is the first time I've heard him actually offer a handout to some. "It's taken care of" really hit home

Thanks Ramsey show for being the hands and feet of Jesus! Your empathy and compassion towards this woman can literally be felt. I believe we can do so much more for our communities when we as individuals stay out of debt, for then we can give and live like no one else just as the Ramsey Show is doing. Thanks again Dave and Dr. John for your kind and comforting words.

I can totally relate to her pain and frustration, may god bless her and thank you Dave Ramsey for all you do.❤

Can we have a follow up video on what Dave’s smile is all about? Meanwhile, I am so sorry to hear all the loss she suffered. Hoping Dave’s team will be able to shoulder all the problems for a while so that she can recovers from these.

I'm a grown man 6ft for 260 lb I play hockey and I can tell you that episode made me cry

God bless the Ramsay team for helping her!! She will prevail.

I’m praying for this caller! This is an awful situation.

My heart goes out to her. I lost my husband as well, and it is tough. I'm so glad Dave took this call and they're going to help her. I pray God blesses this Mom and her kids greatly and blesses Dave and his people for helping her. Just goes to show there is good in the world ❤

Dave is a good man.

Uncle Dave does what Uncle Dave does best! Kudos to Dave and the team!

My heart is breaking for this woman!!!

Dave, Thank you, thank you, thank you! I can’t thank you enough on behalf of the caller. That’s the heart of Christ we’ve all been called to emulate. Thanks again Dave! @Sarah, God bless you.

Ramsey Solutions, tell me how I can donate to that woman please.

I like to watch these videos while I'm working and I did not expect to be crying at my desk today. What a rollercoaster of emotions this whole call and response was. Wow.

I'm in tears. It's my hopes that this all worked out for her.

I’m glad she had this strength to reach out.

It was amazing to see how Dave took this call...you just know this lady's situation will be taken care of just by the look on his face.

I feel so sad for this woman, and I'm glad Dave did everything he could for her! That is awesome

My husband died at 42. We had life insurance, but since it was suicide, I did not get the insurance. I was ok financially until I got sick and had to stop working. My family helped out until I could sell my house and buy a condo with the equity from my home. The condo is small, but it is just me, so that is fine. It is all paid. It is so hard to deal with a death and still keep going and do the things for your family that they need. A

Dave is amazing; he has so much compassion for people and really goes above and beyond.

This is my favorite call, thank you Dave for the work you are doing all to the glory of God!

This was really hard. Poor lady. Gosh darn this got me. Couldn’t imagine losing my spouse with 4 KIDS. Dave Ramsey - THANK YOU & God bless you

What an incredible call. So glad they are helping her

To any roofers out there, the OSHA fall harnesses suck but they’ll save your life. They’re $120 or so at Home Depot. If you fall with harness on and the harness is bolted to the roof, you never hit the ground.

This one had me in tears. When I lost my hubby nine years ago, one of the few things for which I was grateful is that we both got to see our children grown. There are times I grumble aloud, but a story like this humbles me. When Dave said, "You will NOT lose your home," he became one of the heroes this caller truly needs.

This is what we are supposed to do!! Help each other!!! Especially in this sad situation!! 🙏🙏 Life is going to get better, Sarah! One day at a time!! 🌞

Such a heartbreaking call ..so sorry for what has happened..very sensitively and skilfully handled by Dave and John 👏👏 I am praying for this lady and her kids 🙏🙏🙏

Thank God she called Dave for help, what a courageous lady. May God richly bless her and her children❤🙏

Honestly, after this call she could’ve started a go fund me and probably paid the house off. Breaks my heart to hear the pain she’s been through.

I feel for her. I lost my husband and not only had to raise our children , but had to take care of everything on my own. Thankfully we were good with our money, planned well for the future and we have doing well. I hope she will be ok.

This is why its important to have life insurance, for a 36 year old a $100,000 policy is very cheap each month. She could of paid off the house and hand money left over and not be in this stressful situation

Well that just broke my damn heart. We have an obligation to take care of the widows and orphans in our community. I know Dave takes that instruction very seriously. Sarah if you are reading this, know I will be praying for you and know God has not abandoned you. He is a God that works through people, his image bearers ❤️

I am so glad I tuned in to this. I had a ton of help that I reached out for about 20 years ago. It was so tough to leave my ex with three kids and no money but it was so worth it. Thanks for helping this lady out, whoever she is I hope she gets through and has positive days ahead. An amazing call !!

This call got me choked up man, happy she got help

Dropped a tear and I’m not ashamed

I’m almost certain that Dave personally helped her out of this. Wouldn’t be surprised if he gave her the 3k to get her out of the hole. If not he’s already done enough but you guys are amazing