I AM BUYING A HOUSE | EP 05

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iherng

iherng

4 жыл бұрын

Just when you thought you got that perfect property, there will always be new properties that might be providing better deals. Especially in this current junction where everyone is trying to sell.
As a buyer, we need to prepare several things:
1. We will need to always have patience in going through project by project, and pace yourself to prevent decision fatigue.
2. There's no need to act smart. Don't hesitate to ask questions. The sales person, banker, lawyer and etc are there to assist you.
3. Find out how much loan you are eligible to take. If not you'll be easily tempted to book with the intention of 'testing loan'.
4. Be realistic on your budget as sales people will always try to upsell you.
5. Have the exit strategy in mind, as much as you want it to be an own stay unit.
6. Do not buy a property you cannot afford just to impress others. It's not worth it.
7. Prepare your documentation and online access to your records such as EPF, bank statements, income statements, tenancy agreements and etc.
8. Over communicate with your partner always
For any further info for Tropika, kindly get in touch with Ms Joanne 018- 2229833.
Happy shopping=)

Пікірлер: 221
@hcch5799
@hcch5799 4 жыл бұрын
probably the best episode ever. really helps to inform young and new buyers to scrutinize important aspects when buying a property.
@Athena3838
@Athena3838 4 жыл бұрын
My husband and I are both nodding away as we listened; everything you said makes sense! Thanks for another helpful video, Sean and our best wishes for your home purchase!
@iherng
@iherng 4 жыл бұрын
Thx happy. I really appreciate the kind remarks. I really enjoy the process of shopping for property hahaha:)
@calvintee4794
@calvintee4794 4 жыл бұрын
Hey Sean, my wife and I are big fan of your channel, thank you for always inspiring us with your insightful property sharing! We just recently moved in to Bukit Jalil too, looking forward to welcoming you to the neighborhood!
@iherng
@iherng 4 жыл бұрын
Oowh really?! Maybe we will bump into each other during wan tan mee hahahaha. Say hi to your wife for me yea. Thanks for supporting the channel!!
@rawjusticeman3128
@rawjusticeman3128 3 жыл бұрын
TQ Sean, your sharing about buying a house is really informative and I really like your video. I am also in the same predicament about my choice of upgrading to a bigger apartment of condo or even a landed property to house my two grown up kids who have just started working. Many thanks to your buying tips and I will be following more on your advise. Thumbs up to you and your new home purchase.
@shincy122
@shincy122 4 жыл бұрын
I like BJ for its exciting future and accessibilities. I'm staying in the Andes, it was not a popular project, not fancy with common area, but convenient stores around are great, and i like the lanai type layout and 10ft ceiling.
@bluishblueblack
@bluishblueblack 4 жыл бұрын
Congrats man. Thanks for sharing your journey with us
@iherng
@iherng 4 жыл бұрын
You're most welcomed!! Thanks for watching:)
@lonelyfrog
@lonelyfrog 4 жыл бұрын
great episode and hope that you and your wife get good news soon. wifey and I bought a sub sale just beside city of green (you reviewed previously). although capital to fork out during the initial stage was high, the fact that we didn't need to put too much money into renovating (partial furnished by previous owner) and lower rates of Maintenance+sinking fund (0.23/sqrft,selangor address) does bring down the monthly commitment. anyways, welcome to the bukit jalil community.
@iherng
@iherng 4 жыл бұрын
Thank you so much for sharing. I really appreciate it:)
@chenhaukhoo
@chenhaukhoo 4 жыл бұрын
Nice video Sean! Me and my wife have been living in Bukit Jalil for many years and guess what, we have decided to buy a unit in The Tropika. Glad to know you're getting a unit here as well, look forward to become your neighbour :D
@yohanesliong4818
@yohanesliong4818 4 жыл бұрын
Pack with great info!
@tliew5710
@tliew5710 4 жыл бұрын
Hi sean ! Your channel bring me benefit and informations since i in oversea. Finally i decide Tropika .
@iherng
@iherng 4 жыл бұрын
Really? We're gonna be future neighbours hahahaha!!
@haikelrani
@haikelrani 4 жыл бұрын
Sean love your practical way of life. Kudos
@iherng
@iherng 4 жыл бұрын
Thanks Haikel=)
@VictorTKS
@VictorTKS 4 жыл бұрын
congrats Sean! I do think Tropika is a good choice!
@iherng
@iherng 4 жыл бұрын
Thanks Sam!!
@angsiaokim13
@angsiaokim13 4 жыл бұрын
Watched this from start till end! Really informative as always!
@iherng
@iherng 4 жыл бұрын
Thank you so much. I really appreciate it;)
@richardbranson363
@richardbranson363 4 жыл бұрын
Those living in alcove probably also have maids to cook. For foodie lovers alcove may not be a good option. In Malaysia it is often a choice between serenity or convenience. One more thing about alcove, how far is it from PLUS highway? Once u live in the sky, u can start to hear highway noises as well.
@ashleuqi7084
@ashleuqi7084 4 жыл бұрын
nice I like it, as always
@iherng
@iherng 4 жыл бұрын
Thanks again! Glad you liked it!!
@arhjeck207
@arhjeck207 4 жыл бұрын
Very informative👍
@zero2zero4
@zero2zero4 4 жыл бұрын
that's always my thinking. ppl often ask for investment or for own stay. to me as a younger buyer, investment is always the base.. then on top of that only I decide is it good for own stay. cause I will move around.. think about it anywhere you're staying.. will you stay there for the next 10 20 years. hence then you always want to think about exit.
@JeffErin
@JeffErin 4 жыл бұрын
Wah Sean, the Alcove there very nice environment, I always been there before MCO. Quiet place which is good for family :) and Alcove is super low dense, which for me who live in Apartment for my entire life think is crucial relating to the noise level. I know exactly how you felt man, the amount of properties my gf and I surveyed especially with limited budget. It is a very exciting/exhausting. Edit: food choices nearby are not that great in my opinion, need to go further a bit for foods. like USJ, Puchong, Kota Kemuning or Subang
@izzmalaysia8007
@izzmalaysia8007 4 жыл бұрын
Jeff Boon 健文 i agree. personally, im a home person. Will choose privacy and serenity above all else. Foodwise, Since it is for own stay And i always have a maid, i dont mind eating home most of the time. And eating out is mostly a exciting weekend outing us couple will go for. I dunno, i would have gone for alcove. Having said that, different brush different strokes. That makes us special
@kanasai43001
@kanasai43001 4 жыл бұрын
Been to that Putra Heights before as well. The swimming pool. Omg. Very calm and atas feel. But as you have said very hard to cari makan. As for tropika the only downside that I could think of is the national stadium. Whenever there is a sports event.. Kesas and nearby bukit jalil sure jam kaw kaw one
@iherng
@iherng 4 жыл бұрын
Right? The Putra Heights project is definitely my next home if I were to upgrade and settle down. Great point on the national stadium, but it's a seasonal thing I guess.. Can enjoy free concert if my unit is high enough hahaha=)
@emyt4461
@emyt4461 2 жыл бұрын
Very helpful information, thanks for all the great video s
@iherng
@iherng 2 жыл бұрын
Glad it was helpful Emy!!
@freaky100100
@freaky100100 4 жыл бұрын
i do agree strongly with the idea of tying back to lifestyle, to an extent, a property that caters to our lifestyle will automatically justify its value to us as long as it is not way beyond our budget. And I also always caution myself that 'able to afford a property in luxury area doesn't mean I can afford to stay there'. For instance, am I ready and can I afford to pay 20 ringgit every meal every day if that's the average price in nearby restaurants, or 20% more premium price for simple services from tailor and cobbler available around there? A location may suit our lifestyle in terms of offerings, but it is also important to realise the context of range and level in it. For me, I just focus on what's suffice instead of what's best, live within my affordability.
@iherng
@iherng 4 жыл бұрын
Nice!! 💯 love it!! Thank you so much for sharing Adrian:)
@kamariahsand3221
@kamariahsand3221 3 жыл бұрын
Really admire this young man
@iherng
@iherng 3 жыл бұрын
Thanks for watching Kamariah!!
@kcliew4657
@kcliew4657 3 жыл бұрын
Sean I totally agreed ! Don't have to show off! I live in Amsterdam when I go back to KL I only go to those old street foods and kopitiam and never like to go to posh places to eat or hang around.
@iherng
@iherng 3 жыл бұрын
I'm so glad to hear that too:) Hope you get to travel back soon KC!!
@vineshrajoo2805
@vineshrajoo2805 4 жыл бұрын
I thought I was watching the "Fast and Furious" movie. Lots of action, lots of discussions, lots of properties and lots of brochures. But in the end there's only one winner, Tropika. This is by far the best episode from you.
@iherng
@iherng 4 жыл бұрын
Wow!! Hahaha. I was worried I've covered too much in one episode. So glad to hear that from you. As always, thanks for watching!!
@wanyani1585
@wanyani1585 4 жыл бұрын
Tq..i like your honest explanation...
@nicklou255
@nicklou255 4 жыл бұрын
I personally prefer Type C, something unique than those typical 3 - 3.3 meter width living room as you get the same layout everywhere. I don't think lower floor is bad because you have such a beautiful golf view.
@iherng
@iherng 4 жыл бұрын
Spot on Nick!! The horizontal layout of the dining and living is really something else. However, I also need to be realistic with my budget hahaha. Thank you so much for sharing yea!!
@constantine92
@constantine92 3 жыл бұрын
this is a good talk.
@TheMarpleholmes
@TheMarpleholmes 11 ай бұрын
Thank you, your explanation really helps. As for me, I’m not planning to get married and I finally got the chance to transfer to KL after 9 years in Terengganu. But before that, I studied outside KL foe many years. Now staying at parents’ house. Love to be able to see my parents and take care of them, but sometimes, I do need my own space. And I love my neighbourhood. At the moment, I’m torn between Astra (3 bedrooms) and Sfera (2 bedrooms). 😅 and like you said, JUST IN CASE, anything happens, who my potential buyer or tenant will be.
@zammz187
@zammz187 4 жыл бұрын
Buy both one for investment and other for own stay...provided both got rental potential and assume you can get loan for both, also your first home might not be your last one..point to note you forgot to mention whether tropika is residential or commercial title..it will make a big difference in your assesment and water rates plus your maintenance...total cost needs to be considered as those are additions to your loan
@malc80
@malc80 4 жыл бұрын
Congrats Shawn! Lots of good information and tips.
@iherng
@iherng 4 жыл бұрын
I'm glad you think so hahaha. I was worried about talking too much:)
@hasics94
@hasics94 4 жыл бұрын
wow. get a lot of information from this. great job 👍👍
@iherng
@iherng 4 жыл бұрын
Thanks for watching Hasics=)
@hasics94
@hasics94 4 жыл бұрын
@@iherng Read some news that HOC will be reintroduced this year, does this will postpone your home buying or you just going to proceed?
@stnloke
@stnloke 4 жыл бұрын
One thing to note is that the Brickz price is not the real 'market price' as it captured the SPA price from KPKT system and doesnt accounted for the cash back, discount that the buyers get. This especially true for new launch.
@syakilajauhari1539
@syakilajauhari1539 3 жыл бұрын
great content and very helpful 👏👍
@iherng
@iherng 3 жыл бұрын
Glad it was helpful Syakila!! Thanks for watching=)
@darmawatiramli5336
@darmawatiramli5336 4 жыл бұрын
Hi Shawn. Thanks for your honest reviews and tips. Just found your channel and found this is the best channel in education and information. Keep it up. 💪💪💪
@kennethkee93
@kennethkee93 4 жыл бұрын
Congrats Sean! Hope you could share your decision on financing options in the next episode.
@iherng
@iherng 4 жыл бұрын
Yupe. I think this will be a documentary already, after this would be financing, then VP, then Makeover... Hahaha:) *so excited just by thinking about it
@kennethkee93
@kennethkee93 4 жыл бұрын
@@iherng hahaha it's a fun journey to plan ahead for own dream home.
@dhanvisykes
@dhanvisykes 4 жыл бұрын
I like how u mention u like to be near the action then mention mee goreng and wan tan mee 😂
@iherng
@iherng 4 жыл бұрын
That's my truth. I'm really that simple, no need fancy fancy... Hahaha:)
@izzmalaysia8007
@izzmalaysia8007 4 жыл бұрын
Congestion = high blood pressure , angry = trouble in marriage. Rm500 is worth it. Either way its fun following someone shopping!
@iherng
@iherng 4 жыл бұрын
Hahaha!! Always like your comments hahaha:)
@hekarluzir7955
@hekarluzir7955 3 жыл бұрын
Alamakkk....I should have watched this episode before I bought my house in 2017, but now it's too late. Not sure if my reasons for buying the house include; (1) got quite a bit of land to do my weekend gardening, (2) the modern design that is different from other types of houses (within Penang) and finally (3) affordable. Not sure if you agree with the reasons though. The good thing is, after three years of receiving the key, only this month in 2020 I'll be moving in a "home-sweet-home"...sigh...
@ravindersandhupoweroflearn1247
@ravindersandhupoweroflearn1247 4 жыл бұрын
Wow very impressive 👍
@ravindersandhupoweroflearn1247
@ravindersandhupoweroflearn1247 4 жыл бұрын
Can you suggest me, am trying to buy M Luna, how does the mah sing property looks like ya.
@gohsinchuan912
@gohsinchuan912 4 жыл бұрын
Tq Sean. Congrats
@iherng
@iherng 4 жыл бұрын
Thanks Sin Chuan!!
@Arvinross
@Arvinross 3 жыл бұрын
Sean, auction's open at the bank market value instead of 30% below.
@lucaschai8939
@lucaschai8939 4 жыл бұрын
Definitely a zero dislike video
@iherng
@iherng 4 жыл бұрын
Thanks Lucas!!
@manhnguyen-iu1xk
@manhnguyen-iu1xk 2 жыл бұрын
Character In the video It's great, I like it a lot $$
@iherng
@iherng 2 жыл бұрын
:)
@amirulakram4699
@amirulakram4699 4 жыл бұрын
How many properties do you currently own? If I'm not mistaken, houzkey is for those having max 1 property in their portfolio to be eligible. I think direct apply for mortgage is a better deal now since the interest rate is lower than ever before. The interest rate may go much higher again when the houzkey period comes to end. Just my 2 cents. Good luck in finding your ideal home Sean 😊
@iherng
@iherng 4 жыл бұрын
Thanks Amirul for the sharing. I shall consider your input=)
@nicolezeng2158
@nicolezeng2158 4 жыл бұрын
Love to see that you’ve picked the properties both you and your wife love ! And very glad that you mention the importance of listening to the wife’s opinion ! And as an architect myself , I strongly recommend to pick the condo on the edges of the floor , not the one in the middle, coz the one on the edge will always have a better view and airflow , also have less disturbances( image you only share walls with one neighbor instead of two )
@iherng
@iherng 4 жыл бұрын
Hahaha. Thanks for sharing such valuable insight Nicole. I love the edges of floor plate too, but they often come with a premium unfortunately. As much as I love em, I still need to look at the calculator eventually haha=)
@JeffErin
@JeffErin 4 жыл бұрын
Have you heard of BRDB's new launch in Bandar Puteri Puchong? I believe IOI is having a masterplan nearby there called Rio City. Maybe you can check that out too.
@greathobby2881
@greathobby2881 4 жыл бұрын
CONGRATZ BRO
@iherng
@iherng 4 жыл бұрын
Thanks for watching and reaching out Lufias=)
@raghujagwani3164
@raghujagwani3164 2 жыл бұрын
Hi Shean, re-watched this video almost after 1 year. Can u do a extension of the video and update on the purchase post 1 year. did the consideration and analysis pan out as you expected? Also did the construction of those projects been on track or slowed down due to continue MCO. will be interesting to see ur comments.Thanks
@momotse5201
@momotse5201 4 жыл бұрын
Congrats Sean. I’ve identified Bukit Jalil to stay in future when MM2H visa is approved. This area has everything except hospital?!
@iherng
@iherng 4 жыл бұрын
There's one new hospital coming up right next to International Medical University, one junction away from the site=) Welcome to Malaysia Momo!!
@paulgoh.007
@paulgoh.007 4 жыл бұрын
I love golf course view too.. But beware of plumbing issue.. Just 2 cent from fellow real estate realtor :)
@iherng
@iherng 4 жыл бұрын
Hi Paul, just wondering about the correlation of the plumbing issue yea? Haha=)
@kahau
@kahau 4 жыл бұрын
"Exits Strategy" so important we neved know wat will happen in near future..just directly choose loan from bank rather then rent to own scheme. Can take opportunity to clear more principal from the progressive construction interest & current low interest by paying extra during construction since u taking high floor.....😏😏😏😏
@iherng
@iherng 4 жыл бұрын
Nice suggestion!! I really appreciate it ka hau:)
@PixelNex
@PixelNex 4 жыл бұрын
I agree Ka Hau but correct me if I'm wrong, but the progressive interest will only pay for the interest during bank drawdown to developer account during construction stage only, right? It won't pay off any of the PRINCIPAL amount. Principal portion will only start paying off when VP (get your key), move in and start paying the actual monthly installments to the banks 🏦
@kahau
@kahau 4 жыл бұрын
@@PixelNex Yes this is correct if you are following the monthly schedule, you can actually always opt to pay extra by paying manually if yours are flexi loan rather then auto deduction :). From the extra payment hence you able to save or reduce your monthly interest. Just that there are lockin period from your loan cannot clear everything within 3~4 years, you clear 10~30% in advance during progressive interest period no problem one. 👍👍
@PixelNex
@PixelNex 4 жыл бұрын
@@kahau I see Ka Hau. So during construction stage we cannot pay off any principal portion, only the progressive interest (according to the HDA schedule). We can only pay Start paying Principal portion when VP after completion of condo and start to serve the actual monthly installments. It's just that we can opt to pay more Principal portion by paying more upfront but not too quickly 👌
@kahau
@kahau 4 жыл бұрын
@@PixelNex No, as long as your loan is under flexi or semi-flexi loan your can start clear off your principal amount during progresive interest period(under construction). Cuz this is what im doing now :).
@Jasonlee52341
@Jasonlee52341 3 жыл бұрын
Having been working in Putra Heights for the past 5 years. I rented a room with rm400 per month in a double storey terrace including electric bill. Rental rate for whole house is around rm1500. There r many landed terrace freehold around 700k. Around 2 yrs back Glades have a clearance sales for its townhouse 2 and a half storey which is around 1.2mil. Glades is gated and guarded. Back then it was among my choices for my 1st house and in the end I choose ecosanctuary about 300k extra but an end lot instead of a townhouse. I do not know Glades condo around how much but looking at the price range if its around 1mil I think bkt jalil is a way better choice. At least the escape plan is true in case u need to rent out or let go ur unit in future. Anyway there r plenty of choice for food in one city. Which is nearby glades. You can go to mainplace usj21 which is just a corner away for food too. Hehe
@Jasonlee52341
@Jasonlee52341 3 жыл бұрын
And opposite glades the Kingsley which is with the international school. Completed bout 3 yrs but only a few units moved in. Very curious who actually bought such high end property and not move in.
@iherng
@iherng 3 жыл бұрын
Hahaha. Lots of the rich are doing that, buying and leaving properties empty rather than renting out because their intention is diversifying the wealth. Anyway, I really appreciate the sharing. Thank you sooooooo much=)
@jjandrooney
@jjandrooney 4 жыл бұрын
Congratulations on your pick! I'm sure you will enjoy your new home in the near future! Makeoverguys! Pimp Sean's house up for FREE! #MAKEOVERFORSEAN HAHA
@iherng
@iherng 4 жыл бұрын
Aiyo.. that would be another 2 years down the road hahaha:)
@jjandrooney
@jjandrooney 4 жыл бұрын
@@iherng that's why we have to plan for the future.. Make sure we set the scene, manage expectation and then you'll get it haha
@rubyruby7370
@rubyruby7370 4 жыл бұрын
Congrats again it is really a good location and place. The Shin Sushi there is very nice haha i use to hang out with my families there.
@iherng
@iherng 4 жыл бұрын
Hahahaha. Hope to see you around as I'm always hanging out around here too=)
@davedevil9513
@davedevil9513 Жыл бұрын
Hi Mr Sean. Good evening.. Me n my wife is currently at the juncture of picking serenade the glades or the tropika tower D... it is so difficult to make the decision now :/ And yes the glades is so beautiful living place.. n bukit jalil is so convenient.. Looking back this video from you.. would you still think serenade might be lower chance to rent out at a good price in future? Reason I ask for renting is I also worry we might relocate to other place again due to any other circumstances or for kids school locations.. how to choose ah? ( seeking your after 2 years advise ) Thanks a lot P.s.. you do look slimmer now.. haha.. Well done for all the inspired videos !
@xxemelinelewxx
@xxemelinelewxx 3 жыл бұрын
Love this video. My favourite part is your "For what?!" 🤣 Was being convinced by the previous statement then "For What?!" Knocked me back to my senses
@ludicheah
@ludicheah 4 жыл бұрын
Hi Shawn.. I really like your idea on not trying to impress other people when come to purchasing a house.. and your escape plan strategies have implanted a new mindset for me, appreciated that. But I was curious izit a good idea to used strategy on finding an own stay home, onto a property for investment purposes?
@iherng
@iherng 4 жыл бұрын
Thanks for sharing that. On the investment strategy for home searching, I only used it because it's a really close call between 2 products. Plus I'm not exactly settling down yet since I'm still in hustling mode, so my choices is still not 100 home. If I'm having 2 kids with my wife being full-time at home, I'll most probably change my approach and choice.
@ludicheah
@ludicheah 4 жыл бұрын
@@iherng Thanks for the reply. But in my point of view, buying a house for own stay or investment still share the same strategy.. just that own stay required emotional influence. Hope you found your perfect home in the near future.
@liseiwang3357
@liseiwang3357 4 жыл бұрын
Hi I'm from Japan and I'm always enjoying your channel. I'm staying in Bukit Jalil too. I'm happy to hear that we will be neighbor!
@iherng
@iherng 4 жыл бұрын
Wow!! Nice. See you around soon=)
@k3NzMy
@k3NzMy 4 жыл бұрын
Hi Sean, I want to know your opinion on the maintenance fee. If assuming it would be around RM600 - RM650 / month which means around RM 7.2k a year, what is the unique factor that makes you say it is okay to pay this yearly fee. Assuming you fall in love with the place and proceed to stay another 10 years here with this fee (assuming it does not go up, its RM72k), myself and my partner are really contemplating on serviced residences / strata because of the yearly fees that comes with it, not to mention cukai pintu and your monthly utilities . Would love to hear your pov on this. Thank you.
@iherng
@iherng 4 жыл бұрын
Hi Sier:) great question!! That's why they say a house is never an asset where there'll always be expenses. Maintenance means the peace of mind of me coming back home without the worry of security, cleanliness, landscape, and safety for my kids. I guess the misunderstanding is where we assume individual landed housing have no cost where there's a gate to maintain, roof, wall, piping and etc.. then the time on the landscape... Also, do both of you have the habit of exercising? My wife and I workout a lot, and I like swimming also. So it would make sense because our gym membership already cost more than that haha:)
@chloetan2485
@chloetan2485 4 жыл бұрын
@Sier er, As a finance ppl, I see your point, opportunity cost & discounted value of amount we paid in advance. 😬
@muizroslan4850
@muizroslan4850 3 жыл бұрын
Can't agree enough on the part of impressing others and find the place that suits your lifestyle. Thanks Sean for the illuminating sharing ! Lots of my colleague are buying landed house out skirt and far from the city but for my wife and I being close to convenience and works is our utmost priority even though it means that we'll going to end up with a Condo.
@iherng
@iherng 3 жыл бұрын
Glad you enjoyed it Roslan. Thanks for watching!!
@denniswong5486
@denniswong5486 4 жыл бұрын
Very good videos ...big fan... cept the english slang which not use to... i left malaysia 30 over years 😄😄
@iherng
@iherng 4 жыл бұрын
Hahaha. I bet it gives you that feeling of nostalgia...=)
@w.ave_
@w.ave_ 2 жыл бұрын
“You know what you know. You know what you don’t know. And you don’t know what you don’t know.” - Sean Tan Real-est thing I heard all week.
@iherng
@iherng 2 жыл бұрын
Appreciate the kind words Wave!!
@ednatham
@ednatham 4 жыл бұрын
The video give good information but not the on going maintenance fee buyer needs to pay. Type B doesn’t have balcony but type C included balcony which is a premium. The on-going monthly maintenance is quite costly minimum around rm420+ per month and type C around rm550 to rm600+ a month. Plus maybank t&c on conversion % if you take the maybank package versus conventional bank loan.
@iherng
@iherng 4 жыл бұрын
Thanks for watching.
@triros3960
@triros3960 3 жыл бұрын
All in bukit jalil haha. I was considering rto houzkey .. huhu
@iherng
@iherng 3 жыл бұрын
Thanks for sharing Tri=)
@mosquitoooooooooo
@mosquitoooooooooo 4 жыл бұрын
I think the one pressed "dislike" on this video is the agent that didn't get Sean's sales after wasted so much saliva...😂
@iherng
@iherng 4 жыл бұрын
Alamak... Don't think so lah.
@foodandcoffe3
@foodandcoffe3 4 жыл бұрын
Appreciate if you can share your views on Centra Park Damansara! Next to Damansara Perdana
@ckpixel
@ckpixel 4 жыл бұрын
Hi Sean, I'm quite interested with The Tropika. Just wonder have you made a video reviewing this property? Couldnt find it in your playlist. Thanks in adv.
@iherng
@iherng 4 жыл бұрын
Nope. I'm buying it=) *mic drop hahahaha But let me discuss with the sales person to see whether can I do an episode yea!!
@ckpixel
@ckpixel 4 жыл бұрын
@@iherng Thanks Sean! I've watched most of your videos and they really helped alot in my decisions making. I actually contacted the SA you mentioned in your description above, but sadly most units in Block A were sold out. Block B is lil' bit over my budget. I'm currently stucked in China and might not be able to visit the physical showroom any soon, so I will need to gather as much info as I can from the web before making decision. So a review video would definitely helps a lot. Thanks in adv and congratulations for your new home! :)
@ecowerkztan3593
@ecowerkztan3593 4 жыл бұрын
.Hi Sean congrats and thanks for the updates while everyone is busy at home during this period. Can u share your agent contact for Tropika
@iherng
@iherng 4 жыл бұрын
Ms Joanne 018- 2229833
@ecowerkztan3593
@ecowerkztan3593 4 жыл бұрын
👌👍
@jayjaydenis
@jayjaydenis 4 жыл бұрын
Fabulous stuff, Sean. Was Como part of your consideration before making a decision?
@iherng
@iherng 4 жыл бұрын
Yupe. But I didn't like the surrounding of the site unfortunately. There's also a new Exsim project to be launched in the same street.
@jayjaydenis
@jayjaydenis 4 жыл бұрын
@@iherng Ah cool. I actually went to visit both Tropika and Como today, similar views to what you have. Como is quite impressive but the surrounding a bit meh tbh. Tropika's Type C is really enticing but comes with a premium price tag 😅
@vinvin5238
@vinvin5238 4 жыл бұрын
Tropika may just one of many properties located in BJ. Potentially, there may be mix own stay or investment for Tropika. In contrast, Alcove buyers are mostly for own stay or for their kids and may not for rental a lot. Different type of target market. Even if you want to rent, the people to rent that place will be of someone whom be reliable and long term rental.
@iherng
@iherng 4 жыл бұрын
You're absolutely right. Hence the profile might be suit me yet. But I'm confident that would be my next home if I were to upgrade lah.. thanks for sharing Alvin:)
@edwardwoowh
@edwardwoowh 4 жыл бұрын
Hi Sean, may I know which banker department staff I need to refer to to help me evaluate my profile and eligibility loan amount for mortgage? Recently I had met loan banker, due to new vehicle purchase. I also had asked the person is there any evaluator in bank, they said that just submit loan for testing. Hope can get your advise, so that 1st house buyer like me can get bankers for leverage my profile. Thanks
@iherng
@iherng 4 жыл бұрын
You can contact Ms Catherine, her number is +60 12-560 9265. She has been a great help to me. I'm confident she can help you too:)
@edwardwoowh
@edwardwoowh 4 жыл бұрын
@@iherng thanks alot =D
@reubenyong6165
@reubenyong6165 4 жыл бұрын
Hi Sean, by any chance you have the sales rep contact? Would like to check out the price and what's still available. Thank you in advance. Cheers!
@iherng
@iherng 4 жыл бұрын
Ms Joanne 018-222 9833. Tell her I said hi=)
@huilinghing5666
@huilinghing5666 4 жыл бұрын
Hi Sean! I’ve checked on Houzkey, buyer will only be able walk away after 5 years not 1 year, isnt it? Correct me if I am wrong! And thanks for filming such informative video! :’)
@brianchua2501
@brianchua2501 4 жыл бұрын
Minimum 12 month
@iherng
@iherng 4 жыл бұрын
Hui Ling, it's a minimum 1 year, and maximum of 5 years=)
@huilinghing5666
@huilinghing5666 4 жыл бұрын
Hmm i think i should check with the banker again then. Cause from what I understood from their website is that option to walkaway without further obligation is after 5 years. Termination within 5 years lock in period, applicant will be liable to repay the remainder payment. Meaning we can sell after minimum of 1 year lock in period, but can only walk away without penalty after 5 years. Item no.9 in the disclosure sheet here. www.maybank2own.com/portal/modules/proposition/attachments/HouzKEY%20Product%20Disclosure%20Sheet%20(PDS).pdf
@sheng6472
@sheng6472 4 жыл бұрын
What's the difference between the total price for a normal loan vs houzkey? As in, total principal and interest. I suppose houzkey is higher but u have the flexibility, no?
@NotAnAnalyst
@NotAnAnalyst 4 жыл бұрын
Yeap u are right, houzkey will be slightly higher (if you count it as a whole). But i think the downside of Houzkey is that when you opt to buy back, you will be buying the property under a subsale kind of procedure which is to pay 10% down payment, legal fees yadayada, but you can also choose to opt out (as mention by Sean). But if go direct, you can at least enjoy the low/zero down payment and free legal fees.. I think Houzkey is suitable for those who are uncertain if they will be living in that property for the next 30 years
@kelvinyong7761
@kelvinyong7761 4 жыл бұрын
Heard that Maintenance Fees for Tropika is very high, somewhere like 60 or 70 cents psf?
@iherng
@iherng 4 жыл бұрын
Ultimately it will be determined by the management committee once it's formed and it might fluctuate. But it's around that rate lah=)
@Arvinross
@Arvinross 3 жыл бұрын
It's about 44 cents.
@DonnyChanMY
@DonnyChanMY 2 жыл бұрын
How about Jendela? Has golf view, has exit plan and lagi atas. Hehehe... Any review on Jendela?
@iherng
@iherng 2 жыл бұрын
I haven't checked that project yet 😔
@civarupansundrasegaran4867
@civarupansundrasegaran4867 3 жыл бұрын
Hi Sean. Okay to invest in milerz OKR? GRR unit
@yk5095
@yk5095 4 жыл бұрын
If not mistaken MBB Houzkey is not open for all properties. MBB will hv selected few properties and only these selected properties are eligible for the Houzkey campaign? Correct me if I'm wrong ...
@NotAnAnalyst
@NotAnAnalyst 4 жыл бұрын
yeap you are right
@iherng
@iherng 4 жыл бұрын
Tropika is eligible=)
@twt0229
@twt0229 4 жыл бұрын
Guess maintenance fees is not a factor in buying the property since it is not mentioned by you? Monthly 500-600 which equal to 6-7k annually. Understand every condo needs to pay fees nowadays but usually the utilisation rate is low hence it creates imbalance on it
@iherng
@iherng 4 жыл бұрын
You're right Adrian. It really depends on the lifestyle you're having. For eg, do you swim or not already set a big difference hahaha. But I'm more focused on the security and convenience portion when I move into an apartment. Amenities within walking distance is very important=)
@mosquitoooooooooo
@mosquitoooooooooo 4 жыл бұрын
1318++ sqf & if Maintenance is $0.42 psf, means close to $600 monthly...😰
@iherng
@iherng 4 жыл бұрын
Yea. It's kinda normal for a condo with that amount of facilities:)
@chloetan2485
@chloetan2485 4 жыл бұрын
I will be quite reluctant to pay such amount monthly, simply because it's a sunk cost to me, no ROI 😂
@marymary9814
@marymary9814 4 жыл бұрын
Chloe Tan The ROI is the appreciation of the property, just look at the poorly managed property, it depreciated.
@chloetan2485
@chloetan2485 4 жыл бұрын
@@marymary9814 I believe ROI of a high rise or condo is bellcurve, maybe a little toward left which highest at first 10-15 years. Then can be all the way down. Unless our country is running out of land, or the currency further depreciated (ROI in MYR not in real value). Inflation from weak currency is true.
@chinlengtan4740
@chinlengtan4740 2 жыл бұрын
Hi sean. I think we are future neighbours ;) so did you end up with the houzkeys or conventional?
@user-jp6of6tx6v
@user-jp6of6tx6v 4 жыл бұрын
Wah, you are atas people soon to be. U might get a lot more opportunities staying there
@iherng
@iherng 4 жыл бұрын
I definitely aspire to be one though, but deep down still wan tan mee fella lah... hahaha. Thanks for the encouragement though. I really appreciate it Michael!!
@user-jp6of6tx6v
@user-jp6of6tx6v 4 жыл бұрын
@@iherng aiyoh, even atas also can have wan ton mee once in a while
@syafiqzailan
@syafiqzailan 3 жыл бұрын
Malton coming out with a property called mutiara hilltop do you know about it? what do you think ya. Im realy need an advise
@ivantsh73
@ivantsh73 4 жыл бұрын
hi Sean, can you let me know the price range for Tropicana type B and Type C please . thanks
@iherng
@iherng 4 жыл бұрын
Ms Joanne 018- 2229833 . Hi Ivan, kindly contact Ms Joanne as she's the person that provides me with all the info and recommendation. Tell her you're from the channel and she'll take it from there=)
@jackwong9563
@jackwong9563 4 жыл бұрын
Hi Sean, how much you bought the unit? Might to share? Also is this area good for investment?
@iherng
@iherng 4 жыл бұрын
Next episode Jack. Hahaha. Great question=)
@kohlee888
@kohlee888 4 жыл бұрын
👍🏻
@iherng
@iherng 4 жыл бұрын
=)
@whitneu
@whitneu 3 жыл бұрын
Hi Sean, can you do review for youcity and emerald 9?
@iherng
@iherng 3 жыл бұрын
Hi Mystery Box, I will try to squeeze some time out of my schedule yea. Thanks for watching=)
@bernardong1118
@bernardong1118 4 жыл бұрын
Hi. May I ask what do you think of Embayu project ? Is the location good? Buying for own stay. As dash is coming up, should the value appreciate?
@ninjamanja6951
@ninjamanja6951 2 жыл бұрын
Hi Sean, why you didn’t consider Residensi Bintang which is near to Tropika, and within closed proximity?
@iherng
@iherng 2 жыл бұрын
I want the golf course view 😁
@ninjamanja6951
@ninjamanja6951 2 жыл бұрын
@@iherng could I request you to do a review on Residensi Bintang developed by LBS? I’ve just booked and hesitate to proceed.. kind of sensing something not right. Cheap price of RM550psf with more than 90+ facilities but still many available units. Surrounding projects are selling at around RM650-750psf :)
@jeevakumar2180
@jeevakumar2180 4 жыл бұрын
Bro .. Go for direct loan!
@jessietung2646
@jessietung2646 4 жыл бұрын
hi, where's a good location to buy in KL? Malaysian but have not lived in Malaysia prior. Was told to look at mont kiara? but my family is largely based in Bukit Jalil.
@tklee7939
@tklee7939 3 жыл бұрын
Bukit Jalil is more spacious. Mont Kiara is a congested now although is nearer to city centre
@danielsoon0302
@danielsoon0302 4 жыл бұрын
Well.. I am looking the area same as u also but now have to put on hold cause I just only got layed off from my work.. Planning rosak liao.. 😂😅
@iherng
@iherng 4 жыл бұрын
Oh my god. Take care bro!!
@danielsoon0302
@danielsoon0302 4 жыл бұрын
@@iherng hopefully can bounce back soon.. And maybe.. Be your neighbour? Hahahahaa
@weiren1208
@weiren1208 3 жыл бұрын
Which type did you eventually go for?
@iherng
@iherng 3 жыл бұрын
It's on the following episode Wei ren=) Thanks for watching!!
@theHanSum
@theHanSum 4 жыл бұрын
hello, the price for the alcove after discount is how much?
@iherng
@iherng 4 жыл бұрын
It's around RM 900k after the new promotion:)
@theHanSum
@theHanSum 4 жыл бұрын
@@iherng thanks man, please stay safe.
@tklee7939
@tklee7939 3 жыл бұрын
Is Tropika under a commercial or residential title?
@iherng
@iherng 3 жыл бұрын
Residential.
@lala1234567mumu
@lala1234567mumu 2 жыл бұрын
Me as a daughter in a traditional Chinese family, I have no right to choose which property to buy. Parents decided that M Oscar is a good option, so M Oscar it is 😐
@guiyangsay7241
@guiyangsay7241 3 жыл бұрын
HI Sean do you have view on EXSIM damansara perdana central park ?
@hypealittlebit3710
@hypealittlebit3710 3 жыл бұрын
Very high dense, cheaper series of exsim(thus cannot count in the reputation of exsim in the d series), close to flora damansara(which is a no, for me), location is so-so, development is not encouraging at all, there is a mosque right in the middle of the development. All and all, a big no from me. If you want to discuss more, email me at alittlebitofhype@gmail.com
@catherinetai1199
@catherinetai1199 3 жыл бұрын
hahaha....very important to have wantan mee nearby.....
@iherng
@iherng 3 жыл бұрын
Hahahaha. That's the level of convenience I want around my house=)
@vinvin5238
@vinvin5238 4 жыл бұрын
In summary, like I said b4, buy for own stay is still an investment for long term. Also, did SD staff tell you that there is a mix development by SD near to PH LRT station? It may not be as 'dead' once it is completed in near future. Is a choice if anyone to buy for lifestyle or investment.
@josephgan5397
@josephgan5397 4 жыл бұрын
Hey Iherng, can you introduce us the mortgage the consultant? Or Would you be sharing more information about houzkey/mortgage preparation and etc ? 😝
@iherng
@iherng 4 жыл бұрын
I will do an episode, and the mortgage banker I always work with is Ms Catherine +60 12-560 9265 :)
@josephgan5397
@josephgan5397 4 жыл бұрын
@@iherng thanks for the information 😁👍
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