Thanks for sharing. You should counsel these people as you're very level headed

@Angela Barry Exactly. Smart lady. I kept wondering why these ladies held on to their houses after their husbands left; especially since they were not in a position to easily carry the mortgage payments by themselves. The stay-at-home Moms in particular. Who does that in the 21st century?? It's not 1950 and most economies now require 2-income households just for a couple to make ends meet.

Who does that in the 21st Century? A woman's husband dies,or leaves...Lady is not young she is late 60s...Very Hard to walk out & begin again. Banks do not give a shit.

What a stable genius....👍

It worked. I mean I bought a house with no loan or mortgage. Worked my ass off fixing it room by room but I've never had to worry about someone knocking on my door throwing me and my children out on the streets. It's been 7yrs, the house I bought for 20k is now worth 95k, when I sell it I will get my money back plus some. Or will keep it so my children will something to fall back on.

Well said.

@rats arsed You have the right name. You buy something with the intention of paying. Things change and things go wrong. What Heather said was correct. You will be discarded like yesterday's newspaper to make way for someone else that has money. Greed prevails. Your turn will come and I feel sorry for you.

@rats arsed It is not a question of "evil people" obtaining goods (by deception ??). You buy the goods in good faith with every intention of paying for them. The "goods" have to be fit for purpose and that is a legal requirement. If they are not then the buyer is within their rights to return the goods for a full refund or replacement. In this case then the buyer can hand back the goods but that should not be at any extra cost to the buyer. It can argued also that in this instance people have entered into agreements involving large sums of money based on promises that have not been kept, assurances that amount to nothing and it can be argued that this amounts to fraud and certainly deception.

@rats arsed Oh dear! You just don't get it do you. Never mind. Subject closed.

@@dashcam26 Uh oh! I think you just pissed off the CEO of one of these piece of shit and money hungry corporations who made a mistake, were bailed out, and then they turn around to screw these poor people just to keep up their 6 figure life style! I bet some of these thieves were given quite a large blood money bonus at the end of the year! Smdh!

I'm SO GLAD YOU SAID THAT. I myself lost my home in 2009 and my husband and I worked hard to buy it, paid on time for YEARS and when economy fell in US we lost it, husband got sick around same time. I know it was my fault for not paying, but you dont want to hear I told you so. I was lucky to not have children, I CANNOT IMAGINE having children and losing your home. THANK YOU FOR SPEAKING WITH COMPASSION, UNDERSTANDING, AND SENSITIVITY.

I agree with you 💯!! Been on my own with 4 kids. I was black and blue, battered. I had no choice...Don't look down on anyone, it's wrong on every level..

You’re thinking of it from a emotional standpoint. It’s business, what’s right is right not what pulls on your heartstrings, making the right sacrifices to fit your circumstances not your emotions, being responsible and wise, and it’s about logic. Emotions has never kept the bills paid.. A man who doesn’t work he doesn’t eat.. That’s like your employer telling you they don’t have the money to pay you for the hours you’ve worked due to an incident that had nothing to do with the employees but because he’s a good boss are you going to allow that to slide and be ok with the fact that you’d worked 40hrs plus overtime for 2 weeks and now you’re hearing that your check isn’t coming this month and charge it to him being a good boss? I’d hope not.. You’re not working there because he’s a good boss you’re working there because you need your money.

I agree with. Heartbreaking

The Insurance companies have done this to people, I worked at Sobeys and could not believe the amount of food I had to toss out and record it as waste, Some of my Co worker left work crying after begging for the food they were putting in the garbage. This woman told another employee that her husband could have used some of them nice dinners , her hours were cut to seventeen hours per week, her husband would soon be going on to Employment Insurance as he gets laid off just as Christmas is coming. These Grocery store Delis throwing out food could easily feed many many people , thank God people like Bon Jovi for sharing so much of his wealth with people from all walks of like. Blessings

It's a shame: these banks screw up and the civilians have to bear the brunt of it! They're not the ones who made the mistake, and they shouldn't have to be the ones to pay for it. And these husbands can always walk out and leave the wife with the burden.😠

Paid off is never paid off. 54 years after I built my house, property taxes are more than the purchase price 54 years ago.

@@basspig Oh my!!

I paid my mortgage off in 14 years even when you add real estate taxes and upkeep much cheaper than rent

@@basspig I owned a home and I lost it because I couldn't afford the property taxes. My husband got VERY SICK and was out of work, missed 1 year, turned into 2 years ended up owning 10 grand. I didn't lose to county I sold home but I got RIPPED OFF with sale. I KNOW I CREATED MY ISSUE by not paying taxes but it sucks when people see you in a difficult situation and take advantage.

@@TMS-pj7fp Property taxes are the most evil tax. It's a tax on being alive, basically. In the past 11 years, I've gotten $70K in arears on taxes and it's only my threat to use the 2nd Amendment and the fact the local police are not the the type to escalate matters, that I am still here. I made it clear that the town will be destroyed if they take my home, a la Marvin Heeymeyer. The fact that my property is not a desirable one also kills the resale value and the taxes owed are probably more than a developer would pay for a swampy piece of land that is now a protected wetland.

those who work in banks are not humans

Yeah you keep hearing good people saying “I was trying to show the bank I was trying”. Meanwhile the bank has a game plan to take you for the max possible.

@Handy Sandy == just pay your fkn bills . if you cant pay for what you have , dont bitch that its the banks fault . move on .

they don't want to pay never be a borrower nor lender be

What the fuck do you want the bank to do leave you in the house that your not paying for

Thank you my son burned down our home in Jan and this sucks being homeless in covid with 3 kids and no husband.

I'm so glad that you're still here and hope that your situation has got better since.

often it starts with the loss of a job, a divorce, or the death of a spouse ... things like that will turn anyone's life upside down... families might have been getting by ok, but when major things happen like that, they are left struggling. It could hap[pen to any one of us, no on is immune.

@Nomadic Crier pets are only expensive if you make it expensive. People should be saving money every month, not spending it all on luxurys and expensive crap they don't need.

You might need to get a full time job and before my kids would be homeless I would as a wife get a job also even if my husband is working.. It takes nowadays both parents to work, thats a shame but it has been that way for a long time. Everything is so expensive now.

True but my dog is part of my family.

I can agree with most of this expect the beans and rice! The other thing we do is pay our bills fortnightly, have second hand furniture you would be amazed what you can get in a op shop! Getting things in bulk helps too. Set a budget up!! Give up the smokes and the booze put the money you would use for that into savings.

I feel sorry for all of them, or anyone facing the horror of losing their home. To me life has been simpler when I rented a home. I owned two houses in my lifetime and they became a chain around my neck, okay until a new roof was needed, a new hot water heater needed, plumbing was working, etc., an endless worry about repairs that were always big expense items. When renting all I'm responsible for is the rent, if something breaks down the landlord gets called to fix it. Your home is your security, even if it is only one room you're pay for, that is your room. To be placed in a situation where you can be tossed out on the street has to be one of the most humiliating and stressful situations anyone can be forced into. It shouldn't be this way.

Lois Austin, how about when a hurricane comes, when you rent you just leave. When you own, your stressing...

@@Love-qv9nl I would just call my insurance company and pick up and move somewhere else

I need to do this but hear terrible stories about boarders.

Water Melon I rent out two rooms, it’s the only way I can afford my mortgage!

Water Melon please make sure you are paying Council Tax for your Lodger unless they pay it themselves !

Better hope they keep paying rent and don't trash the place before you have to take them to court which will cost you more money.

I thought about that but I'm scared, I hear horror stories.

It's their welfare programs. They are used to there being a program to help them out. We (Americans) are too but we aren't as willing to wait around and see.

Europe is not the US or Canada were there is massive lands to build homes and expand. The space in Europe is very limited. If you a house u bought 15-20 years ago, most probably you will never be able to buy another house. Also, renting is not cheap in Europe especially in big cities. You could pay more than $3000 for a box room in London or even more. Comparing very different situations like this just does not make sense at all.

@Handy Sandy ==why don't you be handy and start paying their bills ? you are what's wrong with this country with the mindset of letting other people or the govt. paying other peoples way . but you will never get it .

I don't think they have the amount of rental properties that alot of North American cities have.

@Jayne Eyre Europeans less "self sufficient,." Utter, utter nonsense, spoken like some one who hasn't lived all over europe

This housing crisis . . . is effecting families, individuals,' . internationally. All are effected, in this seemingly expensive world we'all don"t necessarily thrive in. We are all. a few paychecks away from being/becoming himeless ! i should know, I've evolved . . . rebirthed from that state . . . which had compromised five years of my life . . . in our nation's capitol, Washington, D.C. I thank such facilitiea as The Center for Creative Non-Violence for shelter, D.C. Central Kitchen for training, and the Veterans Administration for a housing subsidy (HUDD/VASH Voucher) to bring some 'spring' to my step of life . . . once again !

Well Ireland is beautiful so yes id like to see rolling green hills and castles.

Five children? Only the wealthiest can afford a large family. Your children are a luxury in a struggling society.

Nope., please read Angela's Ashes. I have never thought that Ireland was a great place to live!

@@budnwiser0 You can guarantee their religion. Damn that's talent.

They didn't necessarily say all the men weren't supporting their kids, but I don't think they have as an intense "men need to care for their children" program as we do in the U.S.which sucks, most men just plain won't work but now it doesn't matter, once you have a kid, you will always owe for them so you may as well pay now, it will cost less.. The women .it seems to me they think they should stay home and be provided for in a way that says they are married but they are not, so they don't get that kind of money. The woman need to get as many jobs as required to live, because that's what a person does. I'm sorry but if you plan to own a place you have to make the payments. However the banks had a helping hand by the tax payers and that should account towards their payments and that would be fair, not toss them out on the street,

Ann Garnsey yup it sucks

fuck off.

Finger pointing doesn't help anyone.

All men are not deadbeats, two of the women we heard from were divorced.

creolelady182 I would be scared if I lost my job or I got ill and these no back up from other person these two ways good and bad

When my ex-husband and I divorced 20 years ago we sold the home we had and we both bought her own houses I bought a much cheaper price house than I had when I was married luckily I was able to pay that house off in 14 years luckily I had no minor children living at home.

Lucky you. Have you paid your mortgage off? If not, you don't own your home. The bank does.

PAID OFF MORTGAGE 4 YEARS AGO AND YOU ARE NOT TELLING ME ANYTHOING i DONT ALREADY KNOW SMART ASS@@kdlofty

i BOUGHT MY HOUSE ALONE AND ALEWAYS AHAD A BACKUP PLAN WHEN DEALING WITH MONEY. sTOP SPENDING MONEY ON THINGS THAT DEVALUE OVER TIME LIKE i PHONES AND CLOTHES. AND ALWAYS HAVE AN EMERGENCY FUND. i AND KEEP UP THE VCREDIT SCORE. pAY YOUR BILLS ON TIME @@Michelle-qd9gm

Or hang up since they were, you know, on the phone.

Harsh but very true

The mortgages are probably more than the homes can be sold for - it’s a shame there is no equity there. At least it would mean a new start even if it’s a rental. .

Well not exactly the bank didn't,t want to redo the mortgage I expect like ree amoratize to30 years and lower the payments they do not help theyare brutal corps now no handshakes

bullshit no you wouldnt commenting for likes. live in the real world would you help a stranger save their home in the cold hard of day

It also happens in the UK, but often what happens is the woman wants to stay in the marital home with the kids, so he signs the house over to her as part of the divorce settlement and then some of them still expect him to pay for the bills and upkeep of the house he is no longer living in, and if when sold he will not receive any money. I too found it extremely odd that both the women were divorced yet giving the impressing the husbands had left them with nothing. Oh and just to add 18 is a man, he should be out getting a part time or full time job to help his mum out.

You have no idea how unaffordable rent is in Ireland. We are in a horrific situation where it's a tax break , negative gearing, for landlords so they prefer vacant properties that require no maintenance. Literally thousands of vacant properties. You can buy but you must have a pre approved mortgage which is nigh on impossible to get. The banks got bailed out but not the taxpayers. Look at the situation in UK. Stagnant wages and casual work contracts do not make you attractive to a bank for a mortgage. Couples split up but it's rare that both parents take on equal care and responsibilities for the family obligations. The banks across the world were helped as we're big conglomerates like GM and FORD but nothing for we the people. Dude where's my country, my society, my civilization and my human rights!

Jayne Eyre but hey, it’s all about love, equality and diversity. Right?????

Have a heart it could happen to any of us,it wasn't her fault,yes she sells but where does she go,the house will be in debt she can't free up cash to buy another house,have a damn heart people,

VideoRocketz007 Millar she owe thousands in unpaid mortgage payments there won't be money to buy house or she would have

VideoRocketz007 Millar that would be my very first action, to sell up. Home can be made in another place.

2ndhandSue Because that's what's called socialism.

exactly, they could at least have a family in the home adding to the property and still get money for it, if they reposs they have to leave it open for repairs, and permits to do repairs and inspection to be sure its up to building standards and then put it to the market, the repairs and permits take up to 3 months for some and then inspections cost the bank and when ready for resale, who is going to buy it with the economy so week, keep the people in their homes and at least let them rent it as to own and if they know the ending of the goal they will pay and not keep money tucked in the sock drawer for repairs like most home owners do, and then we would have less homelessness

2ndhandSue i

This same thing happened across the United States in 2008 . The bottom fell out of the stock market because of subprime loans. The lenders were loaning money for people who didn't earn much money and had bad credit to buy homes that they couldn't afford. These people should have realized that they couldn't afford these homes. A lot of other people had multiple credit cards and were using one credit card to pay another credit card bill. One bank bought other banks and their credit card business. My friend had to go back to work doing 2 part time menial , physical jobs to pay back on wopping credit card bill when 4 credit cards when now owned by the same bank and company and her credit was cancelled. It was difficult for me 10 years earlier when I had to charge my medications co pays and hospital bills for my severe asthma and then I had to change jobs where I wasn't making as much. Thousands upon thousands of people were evicted from their homes and their homes homes were repossessed . They couldn't file bankruptcy either because of the American laws. The smart ones sold their homes and gave their money back to the bank . They then rented an apartment. That is reality. We pay a lot for both medical insurance, medication co pays, surgical bills and hospital bills in the U.S. It is also almost impossible to get long term disability and it pays almost nothing. How could anyone not know what their monthly payment is? I think that these people expect everything to work out for them because they have socialized everything over there in Europe and almost everything is taken care care of. In the U.S. we are realistic because we don't have socialized anything. If you can't pay , you expect to get evicted whether it is a house or an apartment. If you don't pay for your car, it will get repossessed. If you don't pay your phone bill, your service is cancelled, if you don't pay your electric and heating bill, it will be turned off unless it is below freezing - then they will wait. If you don't pay your cable bill or for your internet, it will be turned off. You have to pay your medical bills and copays . If you don't pay your co-pays for your medications, you won't get them. Itt doesn't matter if it was your home and grew up there, etc. If you can't pay- you need to leave and find an affordable apartment. The banking crisis happened because people signed for loans they couldn't afford. I had to move in with my sister and her family when I lost my job because a hospital I worked at became bankrupt in 1995. I ultimately had to take another nursing job which paid less and paid off my debts and for health insurance with my savings TSA I was saving for my retirement - and I paid a penalty. You have to make a budget and live within your means - and not expect help from anyone.

absolutely love and agree with your analyzation of this matter, any possibility to do for homeowners what was done for the banks - I believe this is the result of the fraudulent business practices of white-collar corporate AMERICA

YOU ARE NOT! LYING…THE BANKS WILL GIVE YOUR MONEY 💵 TO PEOPLE WHO YOU OWE! AND ACT LIKE THAT IT IS OKAY TO DO THAT…AND YOU WILL NOT! KNOW IT UNTIL YOU GO CHECK YOUR AMOUNT OF DEPOSIT…YOU KNOW YOU ARE SUPPOSED TO HAVE IN THERE OR YOU GET A WITHDRAWAL AND YOUR BALANCE PRINT OUT…I CANNOT STAND NO BANKS PERIOD…I DEAL WITH CREDIT UNIONS ONLY! NOT NO DAMMMNNN CROOKED ASS BANKS…

I PRAY THAT YOU GOT YOUR LIFE BACK ON TRACK…BECAUSE I CANNOT STAND TO SEE NOBODY!!! GET EVICTED! THAT JUST BREAKS MY SPIRIT DOWN…AND I DON’T KNOW HOW PEOPLE WORK FOR PEOPLE WHO LIKES TO EVICT PEOPLE! THAT IS A JOB I WOULD NOT!!!! WANT! BECAUSE THAT HURTS ME! ESPECIALLY WHEN PEOPLE HAVE LIL KIDS AND LIL BABIES…😢😢😢😢 THAT IS REAL SAD!

Banks are a business not a charity. What do you want them to do? Let you stay in the property without paying your mortgage?

A late reply. Yes, i have got my life on track, have a nice brand new apartment with city views & a wonderful cat who is my family. Thank you for your kind words.@@joannecahee2367

​@helenkobayashi6900 Yes. Banks are businesses but then why should the taxpayer have to pay for their bad decisions and bankruptcy? Banks should fold like any other business with customers being paid for deficiencies in their accounts; not the administration. Govt working for big business, instead of for the ppl that pay their wages.

Hope you never have an accident or a sudden illness.

You aren't an American, are you. No one over here expects any help or consideration from a bank or a company.

cringing so hard reading this nonsense. i have a crazy feeling you're not in a position to be offering competent financial analysis haha

The banks can't afford to reduce the mortgage payments and stretch them out longer because they have to pay their bank president and CEO $1M salaries. THAT is the real problem with banks - their over-inflated executive salaries and bonuses and payouts.

Preach it!!

@@2ndhandSue you sound salty. It’s. It the ceos fault she can’t afford her house. She doesn’t deserve special treatment. She needs to sell it and should have when she and husband separated. It’s no one’s fault but her own

Karen Redding I am also in Virginia and the rent is high as hell. I am in Northern Virginia. Most people need roommates. The problem with renting to so many people is usually the quality of people go down and they lack respect for your property and you owe so much to fix damages.

NaYnAJaY0526 NaYnAJaY0526 I live on Vancouver Island, BC Canada. It’s the same here. $600 for rooms in an apartment. $900 for bachelor apt 12-1500.00 for a 1bdr apt & houses are into the thousands. Buying anything is out of reach for regular folks & getting worse. My friend’s 1956 home in a working class neighbourhood increased $90,000.00 in one year. One of our huge issues here is property’s being bought up by foreign investors (primarily Asian) & left vacant. They’ve now implemented a ‘vacant home tax’ to try & slow it down but it has contributed greatly to one’s inability to find reasonable, long term housing here. Just an idea...I’ve moved no less than 18 times in 27 years. I’m an expert at it now. Thanks for listening...lol

@@NaYnAJaY0526 That's the life of a landlord!

Indeed, but they do cost money.

Aspacia 4 good point. In the midst of the despair, homelessness, poverty and tears in this program, the dogs are lovely. Well noted.

Erm we are only seeing one side of the story. The Courts will force a father to pay for their kids. Why during the divorce proceedings did they not agree to sell the house and look for something more managable ? I know there is the line of thought, not right to move them away from their schools, friends etc. but really is that worse than being homeless? As for the mother refusing to tell her son, what is all that about he is 18 not a child. I hope they all find new homes, but people need to stop borrowing beyond their means or to their limits, without giving a thought to it is a fact of life that bills and food prices go up, and you never know what is around the corner personally, loss of a partner, job, etc.

@@samdasilva1914 ignore the idiot Sam the banks and lenders as well as the ex husband should be the target of his cheap worthless comments.

I agree I wonder if they have spousal support or child support seems like men have no responsibility what so ever

Crier, do u know her? You cannot make assumptions you are not very nice. My opinion, she has been working for 25 years give her a break. I send her best wishes from the USA 🇺🇸

@@samdasilva1914 oooy she devorced him for a quick buck she deserves what's coming

Yes this is mandatory in Canada in My province.Father does not pay his child- support he get's his licence revoked.🇨🇦🪶

Debora Tessman-Mc Kenna: Me too.

makes you angry she is living beyond her means? haha

This is why I don't have kids, the risk is too high. If I lose my job or my means, I risk putting them in danger of having a miserable life. Jobs in the future will be fewer and fewer so life is going to get more and more difficult.

She most likely was “awarded” the house in the divorce settlement. But that’s dads fault too I guess.

I agree, however, I would have thought in both cases of the divorce with children, then the husband is obliged by law to contribute? If not why not?

True but they should go after the man also.

And the taxpayers bailed them out not for profit

This is true but if they are a business then how was it the taxpayers responsibilty to bail banks out to the tune of 500 billion quid in 2008 from a financial crisis that the banks themselves caused? The same taxpayers who these banks are now tossing from their homes. Fact is the banks owe the taxpayers money, not the other way around and should be forced to pay back every penny.

Yes they took the money and used it. Now you gotta pay it back

Dave Ramsey lives in a world where he doesn’t have answers for lower income or people living paycheck to paycheck. 🤷🏻‍♀️ we don’t eat out, we pay our bills double the minimum. And we are chipping away at our debt.

That’s why have be smart - income protection if fall ill and then illness benefit to have better income . It worth investing into the future and live simply but even that , nowadays it’s impossible for single person to own their own home in cash . The rents are so high so hard to save for a mortgage

A single person can still afford to buy a home they just need to start with a starter home something small Within their budget

India and China, what a sad way to live😢.

This all shouldn’t be talked about the way it is like we have to accept what others have determined for us. Corporations and t government are constantly giving problems and it cost us severely yet I hear so many people say we ( the everyday Americans) need to find a solution to problems we didn’t create. We need to stand up and speak out about the wrong doing of what all is going on. Someone from another country recently stated that Americans have been beaten into submission and I am starting to really pay attention and the person was correct!

@jane lam So the taxpayer has to foot the bill for her benefits for a 5 kids? Hummm, here is a thought if you cannot afford them, stop making them and expecting everyone else to pick up the bill for them.

Christien Scheepers everyone is entitled to a roof over their heads.

Victoria Delaney No. Pay your way - it’s not free. Go to a homeless shelter.

Banks sold the mortgages to foreign vulture funds. That is the problem. Two incomes bought the home. With divorce it’s one income and perhaps some child support. I hope she didn’t add animals to the home after the divorce. They are very expensive. And hard to get housing with. The real shame is the government making sure the market has a good supply of available homes on the market costing 3x the average annual salary.

ThisIsWhy of course people should pay for housing. I simply mean that there needs to be affordable housing options for all income levels. And yes, everyone should be entitled to a roof over their heads. I can never really figure out the pet situation with lower income households. I get the companionship & such but one trip to the vet could break you & so much harder to find housing. It’s sad all the way around.

I AM SO SORRY U R GOING THROUGH THAT. I hope by now or very soon u will have a better situation. My family had our home foreclosed in 2009, I CAN TELL YOU IT DOES GET BETTER IF U PUT THE WORK IN. I'm sure you will do everything possible to pull yourself up and you are in my prayers. I hope very soon your situation changes.

Exactly. This is her fault! It’s all their fault. It’s not the banks fault. They can cry but the fact is, they have to pay l8ke everyone else. It’s not the bank’s fault they aren’t paying. You have to pay your debt. Period. Where they are in life is all a result of choices they have made. Crying about what you have done is your own fault. Banks gave them the money and that was great, now they don’t like the bank for wanting their money, they signed a contract to pay, back! The audacity of these people.

What part of there is not enough low cost housing available in Ireland and the UK aren't you getting?

Then maybe it's time to leave Ireland, if it is truly so bad that people can't afford to live there.

If Ireland is that bad its time to look outside of it and in other areas. Even out of the country, they even own the homes, so why not rent out bedrooms or get a roommate even if they recieve benefits

You don’t seem to understand the situation. These people brought during a housing boom. They brought their property’s for more money than they are worth now. So when they split with partners, which is an unforeseen circumstance, they can not simply sell their home and downsize. As the money from the sale would not cover the mortgage and they would still owe money and be homeless. This is the banks fault. And the deadbeat husbands that walk away and don’t pay their share

I would die in a mold infested apt. I live in my car instead. So, you are strong and others are weak. Live in your car and see how tough you are when you are very sick and disabled! I am tired of hearing people brag how they are not victims of circumstance and that they are survivors. Save it because no one wants or needs to hear it.

A Clem I would have sold the home as soon as possible and lived in a hotel until I could find an affordable place to live. Theres no point continuing to pay reduced payments if the bank has informed you that they will not accept anything less than full. And usually thats how they operate. Of course thats assuming the home is worth more than the mortgage... otherwise I would have just allowed the bank to seize the home and stopped paying completely. Really, its a no win situation. Either way youll be losing the house. Its sad but theres no other option if your finances can no longer support the full monthly mortgage. Just use this as a learning experience and move forward. Its all we can do.

Abortion is illegal there, that's why

Downsize to what? Homelessness?! These people aren't buying mansions. They are buying regular everyday homes. You shouldn't judge these people because one day you might be one of them.

@@poppyyukia Exactly. Apparently wanting shelter at all is too much anymore.

True. This is why I live in a 1 bedroom 425 sq. Foot house. But we can make the $425 payments.

@@brysoncherry9884 apparently expecting people to pay their bills isnt enough anymore. They aren’t owed a house. The bank isn’t at fault here, they are. Pay your debt or sell it. Period. You don’t get special treatment because life happens. The bank handed over tons of money, the signed a contract to pay it back and they aren’t. Now they face consequences. Why is that so hard for people to understand?

@@dcg590 I bet you're also pro maternity leave. You don't get special treatment because" life happens". That's a double standard.

Henry Bemis treat them how? If you can’t afford it you can’t afford it. Should they be allowed to live there forever? Gtfoh

Bonnie Young or just rent when u r unable to mortgage. Long as u are together the kids understand. Always rent apt never a home.

VideoRocketz007 Millar j

VideoRocketz007 Millar that doesn't make any sense it's not any cheaper

Not everyone has family and not everyone's family has a home or can help

How about don't have children with low life's.

@@missphilosophie That was mean!!!!!

@@joandeigan7826 no, that’s the truth. She has made bad decisions. Time to do what you have to to get by. It’s not the banks fault she can’t pay. You don’t get special treatment because your life is t going the way you want. What if that was the case for everyone? No one would pay debts back! This is her fault. She should’ve sold it when they split. She claims she ended up in this situation. No, you chose this situation. She is t taking accountability at all.

Ratings

Very valid pt.

This is sad but true. Let the buyer beware. The banks make money from loans and it is a business. They sure aren't in the business of caring what personal problems befalls the people who accepted the loan.

LuLu the best thing to do is not have children

LuLu you do know that if someone falls behind on an investment home or second home the courts can FORCE BANKS to modify the mortgage. Under u.s. bankruptcy law. The law was written to protect the interests of the wealthy and rich. This doesn't apply to the main home. How backwards is that?

I agree with most of what you say apart from the bit about life skills, that is the responsibility of the parents, by all means the schools should help but it it is basic 101 good parenting skills to prepare your child for life

Linzie Rogers I agree 👍🏼 Everyones main focus should be on stashing away savings, having an emergency fund, working on a budget, and finally using said savings to invest and grow your wealth. Once you have this system in place and understand how to use compounding interest to your benefit, then you or anyone can spend responsibly and live your life without fear of being homeless or drowning in debt. I myself have been going thru the same thing and yes it has been incredibly difficult not going on vacations or travelling abroad. But I really want to grow my assets and have a system of enhancing my wealth so that I can be financially independent. If that means no traveling, wearing worn out shoes, buying tacky clothes on sale, not buying a new phone or laptop, and so forth ill do it. I wanna live my life stress free without worrying about if ill have enough money for the future. After a few years of doing this, Ive accumulated a decent amount of savings. In addition, I've purchased a few hundred shares of stocks that I now own for myself, and Ive been buying treasury notes with the extra money I have that Im not yet ready to use. Im amazed and relieved at what I have accomplished but yes it was difficult to do and took a lot of dedication and planning. Was it all worth it? Yes .... yes it was. 🙂 Good luck to the rest of you and never falter in your efforts to better yourself financially or otherwise.

Not true of western nations, anyone I know from the mideast or Asia is extremely focused on money.

I hear you! Unfortunately you don't know what's going to happen when you start a family. As hard as it is, the best you can do is leave the past behind, learn from it and make the best of the present and the future - for your children.

Anima Libera I do agree. One can make a home somewhere else. I’ve done it. One has to be realistic, difficult though it may seem at the time. One survives and it becomes a thing in the past.

It’s not ‘her home’ she signed a contract and now that the bank has consequences to her faulting on her end they are the bad guy? Nope. She’s the bad guy. They gave her a bunch of money yet and isn’t paying it back. Who’s the bad guy?

Denial of the fact that her husband was gone? Stubborn refusal to understand that her life has changed? Fear of destabilizing her son's home? Or it could be that since the divorce wasn't finalized she had no power to sell until it was determined who got the home or if it was divided 50/50

If you don’t pay, you’re not a renter, you’re a squatter

@@dcg590 they are not being evicted for not paying rent. They are being evicted cause the landlord wants their property back. They put a property for let. At the end of the contract or even before they send a letter saying sometimes with only 2 months notice that they want them out. They want to live in it, make it into a Airbnb, or do some renovation and do long term let for twice the rent they are getting now. They can’t increase the current rent by more than x percent to the current tenant. But they an increase it that much to a new tenant. Today of all days with the price of everything suddenly double what is was a few years ago I would think people would understand this difficulty. They are thinking of getting rid of the no fault eviction at present. Imagine you are renting for 800 and you landlord says you must go in 2 months. You are eventually evicted you don’t leave on the 2 month date or even the council won’t help you. You have to stay longer and get evicted. In the mean time you search your area and the ones near it for a similar property and find you can only find 1200 accommodation a 50% jump from 800. That is 5000 a year. And your energy went up 1000 this year. And groceries up 750. And your income only 2000. That is 4750 a year you are going to have to find.

And of course anything government involved and democrat run always turns into a third world shithole, but hey, keep voting democrat

Rook T their houses were no longer worth as much as their mortgage. Due to the housing market crashing. So they would have still owed money to the bank even after selling.

@@tellithowitis898 that’s too bad for them. Make poor decisions and deal with the consequences

Charles van Dijk yes, in a literal way. But you and I know that isn’t the way people see the place they go to get away from the world, their sanctuary, the place they raise their children, celebrate milestones....home is where the heart is as they say.

What’s cruel about her faulting on a contract? The bank and her signed a contract that she’d pay it back. She didn’t. It’s her fault.

​@@dcg590Stop being an ignorant prig. I gather you have never owned.

If only was that cheap to live in a rental then buy . Not now . I make 700-800e a week the taxes over 200e a week so you are lucky to be on 560-590 a week . Rents can be as high as 400-500 then basic esb / heat in winter and bins a prepay phone , €50 food and broke ! I’m going fully deaf and worm full time and this is how bad it is ! It be dread find a place to rent for 1k . No chance

Life challenges come if you have spouses or kids, but people can give you life, depth, and joy along the way.

You don't need to be married and/or give birth to have people.

true that. a single person doesn't have a lack of challenges, they are usually just different.

+Malica Hamilton Yes you better off. Just pick a good guy, beside that, be single, be close to your family and friends, they are not able to destroy you, nop!

Francine L yea...hus tries to destroy wife...like mine...sad and sick

Any port in a storm.

I live in California and that's what the Mexicans and Puerto Ricans do and they live a lot better than we do they save a lot more money lol

I can’t find anyone in Ireland that does this -it be great idea

They need to live on a budget and stick to it.

When you've experienced life on the dole Denise Eggert - you'll be better qualified to comment!!

Life isn't fair, its a dog eats dog world.

Not brave or strong, stupid. She should’ve sold it as soon as they broke up. This didn’t have to happen. Now she’s blaming the bank because she’s not paying her debt back?what do you want the bank who gave her tens of thousands of dollars to say? Oh no problem? Cmon