Term Insurance : Ultimate Guide | Best Life Insurance 2023 | LLA

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Labour Law Advisor

Labour Law Advisor

Күн бұрын

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CHAPTERS:
0:00 Introduction
3:05 Who needs Life Insurance?
4:03 Ideal Insurance Cover?
9:51 Cheapest Kyu?
12:59 Time Value of Money
13:43 Why not Whole Life Insurance?
14:58 Big Realisation
15:50 Adequate Term?
16:24 How to select best company?
19:26 Riders
27:18 How to avoid Claim Rejection?
29:39 Big Problem No.1
30:32 Big Problem No. 2
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Shot & Edited by: Rohan Agarwal ( / vankayl )
Written by: Money-Minded Mandeep ( / 0mandeep7 )
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#LLA #termplan #insurance

Пікірлер: 4 300
@LabourLawAdvisor
@LabourLawAdvisor Жыл бұрын
Buy Term Insurance from Policy Bazaar 👇 term.lla.in/
@santanumaji9757
@santanumaji9757 Жыл бұрын
BHAI AAP KA 0.44 MAI JO PICTURE HAI WO OFFLINE MEADIA HAI.
@PranavVyas7
@PranavVyas7 Жыл бұрын
Make some video on Rajasthan government health schemes
@shivanshusingh2834
@shivanshusingh2834 Жыл бұрын
Sir I'm 19 years old , And I want to buy term insurance for myself and currently I'm not working anywhere so do I need to provide income proof ? For 1 cr cover amount
@soulfulefforts8103
@soulfulefforts8103 Жыл бұрын
Hi Mandeep, I never comment on any video generally bt ur content is truly worth time bro, khub tarakki karo🎉❤
@pratikshabiranje6759
@pratikshabiranje6759 Жыл бұрын
Please make a video on SBI wealth builder policy..
@VIVEKKUMAR-mh9dc
@VIVEKKUMAR-mh9dc 9 ай бұрын
Highlights from Video: 1. Check for all common illnesses for critical illness riders. i. Talk to the policy bazar agent about it. 2. Accidental disability rider 3. Check for partial disability or total disability. 4. Check if the rider is getting subtracted from the whole amount or if it's over and above. 5. Physical Test before taking term insurance. 6. Whenever you go to the hospital after purchasing term insurance maintain a proper file of medical history so that it can be shown as proof by your family in case the claim is rejected. It will prove that you didn't lie while taking insurance and you got the disease after taking term insurance. 7. Let your family know about your insurance, insurance documents etc, how to claim etc. 8. Monthly payout is not good when your family receives the issuance money.
@shobhitsharma6851
@shobhitsharma6851 3 ай бұрын
Thanks sir😊
@rishabhaswal9032
@rishabhaswal9032 3 ай бұрын
Which AI do you use?
@purepahadi7640
@purepahadi7640 2 ай бұрын
2 lakh to kamate v nhi h sall ka invest kaha se karege
@user-gq1ij
@user-gq1ij 2 ай бұрын
Physical test kaise krvate hai?
@Asho3535
@Asho3535 Жыл бұрын
what pure coincidence. I was searching for this same topic for the past 2 days. Thanks Mandeep ❤❤
@Dushyantgiri
@Dushyantgiri Жыл бұрын
😂😂 .. Thats Google working
@Asho3535
@Asho3535 Жыл бұрын
@@Dushyantgiri yeah 😄
@Mysangeeet
@Mysangeeet Жыл бұрын
May be you can say thanks to Google ads
@Asho3535
@Asho3535 Жыл бұрын
@@Mysangeeet absolutely
@mindit1306
@mindit1306 Жыл бұрын
It's not coincidence, google, youtube algorithm, youtube ad, your phone, your search history, social media, some time also your microphone work behind all these confidences. I also started searching for some insurance before days, now getting videos, shots, adv😊😊😊
@harshitvarshney3375
@harshitvarshney3375 9 ай бұрын
The passion this entire team has for "financial knowledge for general public" and the way they explain both are remarkable. Kudos to entire team !!
@bhavishyashukla6409
@bhavishyashukla6409 6 ай бұрын
I agree with you completely ❤ Kudos to LLA Teams
@rakshitkathawate8838
@rakshitkathawate8838 9 ай бұрын
I don't know, how is such valuable & unbiased knowledge LLA team is giving for free, just in order to make "India Financially Educated". Kudos. I hope this guides, will ensure our families don't face issues during settlements if we follow proper guidelines.
@powerrpoint8746
@powerrpoint8746 Жыл бұрын
Just loved it ...I'm 19yr old single parent child and I just loved your way of teaching to this young generation of us❤
@aniruddhapatil6144
@aniruddhapatil6144 Жыл бұрын
I don't have words to describe how much respect i have for you guys. Love you so much for your work ❤. Please keep going
@bhaskarbhai7118
@bhaskarbhai7118 Жыл бұрын
😊.
@swapnilpandey5940
@swapnilpandey5940 8 ай бұрын
This is exactly what crossed my mind when I was about to buy insurance, simply invest the additional amount and get a suitable term insurance. This video reassured me that I took a correct decision. Thanku LLA, best content creators on youtube. ❤
@kaushalendrakumarsingh5818
@kaushalendrakumarsingh5818 6 ай бұрын
Thanks to the team LLA. I learned many important things. The most important are:- 1. Insurance is not investment 2. Insurance must be for security and not for creating wealth 3. For wealth creation, do invest 4. For a long time period , do think about the time value of money
@SnehilCodes
@SnehilCodes Жыл бұрын
The PASSION with which you've talked in this video is immaculate! Loved every second of it and thanks for making it clear for me. You're teaching what the Indian education system failed to teach us.
@iVarunKhanna
@iVarunKhanna Жыл бұрын
This is the BEST term insurance video on KZfaq. PERIOD! Hats off to your reserach & providing clarity on the matter.
@amitjangir8023
@amitjangir8023 8 ай бұрын
What a video, should be broadcasted on national TV. True social work without any greed of any big gain. Respect from heart
@ncrwalalaunda
@ncrwalalaunda 7 ай бұрын
Buddy Im 20 and I’ve seen so much of your videos and I’ve learnt about investment and insurance and my rights in the world of corporate ❤ Thanks to LLA and the Team. I’m working and Ill always be learning with you guys ❤
@abhinandanmaurya47
@abhinandanmaurya47 7 ай бұрын
Sir what kind ,types of investment you learnt?? Can you please tell?
@abhinandanmaurya47
@abhinandanmaurya47 7 ай бұрын
I also want to learn investment but dont know where to learn
@aniruddhatiwari7959
@aniruddhatiwari7959 Жыл бұрын
Maine aaj tak itna clear video pure life me nhi dekha ise mai 2 3 bar dekh k acche se decision le sakta hu.
@amaypatel8716
@amaypatel8716 Жыл бұрын
Why we are not taught such things during our college days?? LLA team please take a bow, you have taught us something that many professors in the college have failed to teach us. More Power to You and your team.
@ankeetsharma3186
@ankeetsharma3186 10 ай бұрын
Although i understood these concepts earlier but to get such intricate details and learn about each terms and conditions in such a beautiful way is eye opening. Thanks a ton to the team for making complex choice simpler.
@tusharma23
@tusharma23 9 ай бұрын
This was the most informative video on Term Insurance I have ever seen and it was an eye opener for me. Thank you so much, you are doing great help to millions like me who want to take the best informed decision and choose the most ideal plan 🙏🏻
@ashishdhanda00007
@ashishdhanda00007 Жыл бұрын
This video is a game-changer! 💯🔥 The Ultimate Guide on Term Insurance by LLA is an absolute must-watch for everyone. It's so important to be aware of scams and make informed decisions when it comes to protecting our loved ones. Thank you, LLA, for shedding light on this crucial topic and equipping us with the knowledge we need. 👏💼 #TermInsurance #StayInformed #ProtectYourFamily #LLA
@shivaprasadshivakalimath1264
@shivaprasadshivakalimath1264 Жыл бұрын
Guys, firstly lots of respect and love for you’ll. I was rescued from falling into a big ditch after watching you and after that I always make sure to watch you guys even a 100 times before planning on something. Thank you for educating people like us and encouraging to pass on this knowledge to those who require this. ❤
@sagarawasthi5260
@sagarawasthi5260 Жыл бұрын
OOO👍 P and looking 👍 on my 🏫🏫
@sanketbutala3
@sanketbutala3 7 ай бұрын
I have huge respect for Mandeep and the LLA team. I do prefer watching LLA videos before making any financial decisions because of the honest information and guidance provided in their videos.
@theIkiGuy
@theIkiGuy Жыл бұрын
What an amazing concept! Thank you so so much for teaching it! May God bless you and your team :)
@clickingshutter
@clickingshutter Жыл бұрын
22:30 was exactly what I was looking for! There are two options for me, where one is returning entire premium and other is not but cheaper payout. Thanks Mandeep for this amazing and detailed video.
@souravsingh3677
@souravsingh3677 Жыл бұрын
A very commendable job by LLA team. Hats off to you guys. You guys just don't stop impressing me. Keep up the good work.
@Indian_lovers267
@Indian_lovers267 10 ай бұрын
Sir till date I have watched so many channels. But I have never seen such a channel which has given complete information. Sir love you. You have made my heart happy sir. I pray to God that you keep giving us information like this.❤❤❤❤❤❤
@VijaySolanki-zb2pf
@VijaySolanki-zb2pf 11 ай бұрын
BEST OF THE BEST 30 minutes you can spend understanding life insurance !! Hats Off
@chhavikantsingh
@chhavikantsingh Жыл бұрын
This is absolutely brilliant... It's hard for me to explain the whole concept of why one should not mix investment and term insurance ... Sharing this video with all my close once ... Thank you soo much mandeep and lla team ... You guys are doing brilliant work I subscribed this channel in 2020 and since then i have seen you guys grow and i have grown personally with respect to knowledge... Amazing channel it covers very basic and required topics in such simplicity
@monikasharma4396
@monikasharma4396 Жыл бұрын
Awesome video. Being a girl, no one in your family or friends circle talks about money and finance with you much. So, I was always eager to know many things, but remained mostly unaware. Being a subscriber of LLA for about more than a year now, I now single handedly manage all my finances and also it feels really good when other people also now come for advice on such things. I then after giving them all the gyaan ( thoda itraakar), at the end add.... follow LLA na... 😜
@kaushalkumarsingh6063
@kaushalkumarsingh6063 Ай бұрын
Hey, I am looking for term life insurance, what term life did you buy?
@kameshkumar3902
@kameshkumar3902 9 ай бұрын
Thanks mere bhai, aapki videos dekh ke bhut knowledge milti hai aur itni simple language me har point ko batate ho ki bde aaram se samjh me aa jata hai.
@Sarwarkhan0
@Sarwarkhan0 7 ай бұрын
I've been watching your shorts for the past 2 years and this is my very first full video to watch in your channel
@hanumanmane5517
@hanumanmane5517 Жыл бұрын
Huge respect to LLA Team for bringing this type of valuable content for the Jagruk Janta to make them more Jagruk. Lots of love❤. Keep it up.
@AyyanarBalakrishnan
@AyyanarBalakrishnan Жыл бұрын
V hu 😊😢
@uatmaramprajapat4743
@uatmaramprajapat4743 Жыл бұрын
​@Ayyanar Balakrishnan ll
@uatmaramprajapat4743
@uatmaramprajapat4743 Жыл бұрын
Lllll
@uatmaramprajapat4743
@uatmaramprajapat4743 Жыл бұрын
Lll
@uatmaramprajapat4743
@uatmaramprajapat4743 Жыл бұрын
@SubhomoyRoy5678
@SubhomoyRoy5678 Жыл бұрын
Brother... I am following your work since couple of months may be an year.. I belong from the financial industry.. and I must say.. the work you are doing is incredible and thanks for making such videos to make people understand on these matters... Thanks again..keep up good work
@yeowcoat3992
@yeowcoat3992 3 ай бұрын
You are the Big brother every one deserves but never got. I love you man. Good works.❤
@rahulsagarwebdeveloper
@rahulsagarwebdeveloper Жыл бұрын
What a simple way to explain! Amazing!!😊 Nice point is that you have always ask same question of audience like me. you gave solution same. I appricate your effort Mandeep!! 🔥🔥🔥
@rutvikdoshi1820
@rutvikdoshi1820 Жыл бұрын
Kudos to you and the team for such enthusiasm and zeal. Keep doing the great work!! This is one of the few channels that I regularly watch. Huge applause for all the efforts behind this jagruk janta movement. Keep up the great work 💯💪❤
@amanchaudhary5727
@amanchaudhary5727 Жыл бұрын
It is so wholesome to see that there are people in this world who actually want to help others. I love you guys.
@JmunaSaket-uj5dq
@JmunaSaket-uj5dq Жыл бұрын
😊
@edwin7654
@edwin7654 Жыл бұрын
@@JmunaSaket-uj5dq0p
@devendrapandey2387
@devendrapandey2387 6 ай бұрын
yaar agr aap logo ke jaise achhe log na ho to, ek aam admi jo ki 9 to 6 job me busy rehata hai usko ye pata hi nahi lag payega ki chijo ko sahi tarike se karte kaise hai, aur wo hamesha bewkuf banta rahega. Mai aaj hi term insurance kharidne ja rhaa tha, aur achha hua ye video dekh liya. Thanks Mandeep 🙏
@OmkarShinde-qk3ks
@OmkarShinde-qk3ks 7 ай бұрын
Such a detailed video on insurance. Each and every minute term was explained with proper example. Thanks to you. Now I know which insurance I need to buy. ❤
@101BeingHappy
@101BeingHappy Жыл бұрын
Such a detailed, well thought and educating video! Giving all the minute details of the term insurance.❤ May be, you can also add points related to death in case of adventure sports, or death outside the country on a tour, etc.
@surrajshah9102
@surrajshah9102 Жыл бұрын
Team LLA, thankyou for sharing your knowledge on public platform, personal finance is a underrated topic amongst youth. Keep up the good work. Jai Hind!
@vighnesh854
@vighnesh854 2 ай бұрын
What a guy! loved the delivery, loved the clarity. Covered every possible and relevant aspect to the topic. Thanks a lot man! 💌
@anuraggora9306
@anuraggora9306 9 ай бұрын
Yrrr itni achi video hai like itna sikhna ko milla jitna maina apni Puri life ma kabhi nhi sikhaaa thanku so much 1 din ma aap logo se jarur miluga
@gohilchetan2198
@gohilchetan2198 Жыл бұрын
What a purity in your video. Seriously it will very help full for me... Ek request hai aap bhi dusre logo ki taraf course bechne ka Kam mat start karta... Ese free KZfaq se bahot knowledge milta hai... Proud of you @lla & your team. Salute
@jayantharajendran930
@jayantharajendran930 Жыл бұрын
Love the passion of Mandeep to tell the TRUTH about Insuranance Companies , Insurance Agents, “ BUSINESS “ ka defenition . to all our Indian Citizen Family
@arvindkumar-lc5rp
@arvindkumar-lc5rp Жыл бұрын
8jih78😅😅😊😊😊😅😊. Ttffrc hum u
@chanderprakash3533
@chanderprakash3533 Жыл бұрын
* 😅😊
@sneha-tl2oc
@sneha-tl2oc Ай бұрын
I feel so overwhelmed when I see people like you giving away so much of pure knowledge with honesty. That too for free. Dil se dua nikalti hai bhai 🥺
@damercy
@damercy Жыл бұрын
I love this channel. Thanks to you two guys & the whole team. Best of luck!
@smartphone4521
@smartphone4521 Жыл бұрын
One youtube channel Of which I am proud is Made by Indians. You guz rock. This video also must be shown in all offices and even schools for class 11 and 12. Great job guys.
@akashrathod5005
@akashrathod5005 Жыл бұрын
Another point to clarify about zero cost term insurance is that they might be offering these plans at no extra cost than regular term insurance but they do come with a specific time period or year within which u must terminate your insurance to get back the amount. Which in case of many companies is around 51-57 years of age, after which u won't be protected under the plan. So check out for this and only then proceed with zero cost plans only and only if u can afford to terminate as per the companies terms and conditions to get back the amount and lose cover thereafter.
@vikashparashar9294
@vikashparashar9294 Жыл бұрын
I have this zero-cost term insurance from max life, but the premium was same for both the cases and this age limit was also there (exactly 51-57).
@TOTALNEWL
@TOTALNEWL Жыл бұрын
Then what the solution I mean for the age above 57 but before 65.
@akashrathod5005
@akashrathod5005 Жыл бұрын
@@TOTALNEWL In zero cost u have to terminate at a certain specified year to get your money back or u can continue with plan for cover till 60-65-70 years whichever u have opted but then u won't get your money back. If u think your family would not be dependent on you at your age of say 51-57 years then u can opt out of that cover and get your money back(premiums minus GST)
@akashrathod5005
@akashrathod5005 Жыл бұрын
@@TOTALNEWL Research and chose an option that suits you
@Suniana085
@Suniana085 Жыл бұрын
​@@akashrathod5005 money back means? Which company offers this option?
@Pz0ck
@Pz0ck 6 ай бұрын
Your sarcasm is what keeps it real … it’s better to get the zore ka jhatka , dheere se … keep doing the good work … it’s extremely helpful
@todaysinfotrends6257
@todaysinfotrends6257 11 ай бұрын
Thank you so much bro!!! Such a clarity. Now I can decide properly.
@rupeshagre949
@rupeshagre949 Жыл бұрын
This is one of the rarest 30 plus minute video which I saw without skiping a second in recent time Hats off to you sir for delivering this kind of knowledge to common people like us
@bijoyghosh1918
@bijoyghosh1918 Жыл бұрын
I laughed too hard at 14:15 s! 🤣 Thanks for making such damn good video LLA! 😇 Will share it with friends and families for sure!
@mdafsheen4436
@mdafsheen4436 Жыл бұрын
The;6only saw
@SatyPaal
@SatyPaal Жыл бұрын
L😅 14:15 14:15 14:15 14:15
@vlohar08
@vlohar08 8 ай бұрын
I don't need to watch any other video to buy Term insurance now. I am 22 years old and want to buy term and health insurance for my family. This video helped me a lot.
@badboystywenty
@badboystywenty 9 ай бұрын
Just simple wishes to you. May God bless you.... thank you so much for the eye opening
@adityapratapsingh2942
@adityapratapsingh2942 Жыл бұрын
Hands down the best video on life insurance I've seen till now, that too when I am about to buy insurance next month.... Can't be explained better 🙏🏻
@shahidakhtar9733
@shahidakhtar9733 Жыл бұрын
Much awaited video. Thanks a lot Mandeep for giving such deep insights. I have been following channel for long and have learnt a lot on personal finance. I am 23 and will buy the term life insurance this year only before becoming 24. Huge Respect !!!
@dr.chetan
@dr.chetan Жыл бұрын
Best video they have ever created on their channel.❤❤ This video is really an ultimate guide to buy term insurance. Hats off to Mr. Money Minded Mandeep (MMM) for covering such mindblowing facts and detailed description and detailed fraud details with such transparency in quite simple manner. I have seen your last insurance video uploaded 2 yrs ago. Hopefully, this video will bring revolutionary awareness among people regarding term insurance and personal financial planning. 🙏🏻🙏🏻 All the best to LLA team for making such amazing content in future. 👍🏼👍🏼 Always keep entertaining and inspiring us. 😊😊
@aniketsinghrajput6575
@aniketsinghrajput6575 Жыл бұрын
Great content LLA has made me better and responsible 😊 I have learned a lot and most importantly I am implementing the learnings while making decisions. Thanks to the LLA team for making such great content ❤
@shankarlalbairwa5104
@shankarlalbairwa5104 Жыл бұрын
ppll
@sunnyboy1295
@sunnyboy1295 Жыл бұрын
Wow..This team deserves a huge applause for creating such incredible content to aware the masses. I can say this too is no less than a social work to safeguard the future of the Youths..Huge Kudos to the LLA team.. Highly appreciated 🎉❤👏 Also it will be great if you can enlighten us on how to stop getting scammed from purchasing an insurance while taking home loans and use these Term insurance instead !!
@shikhargupta2979
@shikhargupta2979 6 күн бұрын
Aise hi apna smjh ke bolte rahiye ,hame bhi apnapan lagta h❤,Achha lgta that you all as a team care about us...
@indranilsaha4208
@indranilsaha4208 5 ай бұрын
seen your last video also . but really we all evolved in last 2-3 years . thanks for this v2.0 🙂 . love you all .
@vibhashbaur5748
@vibhashbaur5748 Жыл бұрын
I am 26 years old and don't have a job or money but still, this is the best guide video for term insurance policy. Thank you Mandeep for giving such a knowledgeable video
@shreyarora5541
@shreyarora5541 Жыл бұрын
Bhai first time i am making a comment on KZfaq video Bhai sach main maza agaya aisa laga jaise koi apna bhai hume betha kar humare bhale k baare main bata raha h Hats off to u bro
@DSGI_Advisor
@DSGI_Advisor 3 ай бұрын
Mr. Mandeep's video on term insurance, and I couldn't resist sharing my thoughts. As a motor insurance advisor, I wasn't too familiar with term insurance before, but this video really opened my eyes. Mr. Mandeep did a fantastic job covering every aspect of term insurance in an unbiased manner. The depth of his analysis is something every term insurance buyer should consider. Hats off to Mr. Mandeep for his hard work and dedication. Keep those informative and inspiring videos coming, Mr. Mandeep! Your content teaches us so much and keeps us updated for market.
@Bharat60425
@Bharat60425 7 ай бұрын
Itne acche aur useful video bna kar aur aam janta me finanace aur life insurance ki jagrukta badhana bhot punya ka kaam h... lots of love and kudos to you and your team brother.
@3DMestro
@3DMestro Жыл бұрын
Thanks LLA for finance advises. your last video actually helped me plan my term plan properly and I agree that we should be taking regular pay option coz its is less in number and can invest other remaining amount else where and i too opted for same. Although later (after 2 yrs) i realized that this "regular pay" looks ok today. but having a burden to pay for a premium after 45-50+ age, no matter how much less it is but is a liability which if we miss can cause end of benefits of plan. Totally agree on Return of premium as its a trap but i feel limited pay like 10-12yr for 30+ age person is a good option. Coz we cant guarantee our own finances after say 15-20 yrs with this increase expenses. no matter how good we plan ...what you say?
@khushalmagnani1116
@khushalmagnani1116 Жыл бұрын
I agree managing finances can be difficult at the age of 45-50 but looking at inflation rate, premium won’t matter much at that age if you’re 25-28 now coz premium amount will always remain same. And investing extra amount somewhere else can be drawn back too if situation is too tough to pay off premium
@akshanshkmr
@akshanshkmr Жыл бұрын
I work in one of the biggest hedge funds and i have to say Mandeep has more financial knowledge than my team combined
@LabourLawAdvisor
@LabourLawAdvisor Жыл бұрын
Bhai Bhai 🥹
@ritikmishra3801
@ritikmishra3801 Жыл бұрын
@@LabourLawAdvisor brother mein abhi 18 sal Ka hun abhi mein cigaret alcohol Nahin leta lekin bad mein teacher Mai re Mai yah sab Nahin logon se lag jaaye yah koi bimari ho jaaye tum ji kya karna chahie
@Mebrown_NoBot
@Mebrown_NoBot Жыл бұрын
@@ritikmishra3801 arey kehna kya chahte ho…thoda explain krde bhai Anyways, 18 yr pr lena hai lele…future me koi nyi bimari ho aur death hue to bhi claim milega…wo sab covered hai…but abhi jhuth nhi bolne ka… Also 1st year me suicides covered nhi hote. Health ho ya term insurance ya bike insurance hi ho…jhuth nhi bolne ka … future ke liye new issue,,,bimari based on type of insurance covered rehta hai…documentation ache se krne ka… Aur swal ho to puchne ka!!!
@mohdghani7171
@mohdghani7171 Жыл бұрын
@@Mebrown_NoBot agar future m smoking shuru krdi to phir kya hoga? company ko inform krke premium amount badhega ya kuch aur tareeka h
@arjungupta2687
@arjungupta2687 Жыл бұрын
Which hedge fund?
@ppawar000
@ppawar000 Жыл бұрын
Perfect video on term insurance I have ever seen on KZfaq. Thanks MMM and team.❤🙏
@tydbrokenheart
@tydbrokenheart 8 ай бұрын
Very nicely explained, we are enough educated to choose best things for us in life but even though we don't go in such depth of hidden terms & conditions of insurance policies. And end up with buying wrong policies & put our hard earned money in these policies for life time. Thank u sir for making such a nice video & bringing cons/pros of term insurance for us in a easily understandable language🙏. Can I get some advice for investment by you on a call by paying some fees to you.
@gauravraj2604
@gauravraj2604 Жыл бұрын
Really a much needed video for spreading awareness on term insurance. Thank you very much Mandeep and team lla. ❤
@asishkumarsatapathy3466
@asishkumarsatapathy3466 Жыл бұрын
You, your team is the educator we need. With better and accessible internet, we need these types of content to make ourselves educated
@VivekKumar-zf2kc
@VivekKumar-zf2kc 11 ай бұрын
While watching this video I checked online and it was insightful about claim settled. It helped me to buy policy right now. Because I've lapsed HDFC term insurance.
@user-lp2vk9rw1k
@user-lp2vk9rw1k 11 ай бұрын
I really appreciate the amount of efforts you and your team put behind this video.
@Thedeepaksahu
@Thedeepaksahu Жыл бұрын
This is a very knowledgeable video for such an age like 20, but now I know my do's and don'ts. Thank you for this initiative to make everyone JAGRUK Will never leave the channel 👍
@arkojyotisen1929
@arkojyotisen1929 Жыл бұрын
Sometimes I feel like how you guys can be this true I see a lot of youtuber manipulate us in some way. Thanks for existing ❤
@vasoyarutvik2897
@vasoyarutvik2897 11 ай бұрын
probably best video on insurance guide i have ever seen in YT
@manalidas8140
@manalidas8140 28 күн бұрын
This is such a good video. Loved it. I started as a banker and I personally know how much lie are told and asked to tell to sell whatever is the target product of the day. Biggest scam is to sell LI as investment and all of these people walk in the bank thinking they will get help and instead gets scammed
@deepanshuanand1548
@deepanshuanand1548 Жыл бұрын
Thank you so much Mandeep, definitely not gonna need any other video to see. This video alone has all the necessary details and precious info. 😊
@jaydeepmeda6653
@jaydeepmeda6653 Жыл бұрын
It was long but didn't feel like it. Many people do not understand the "Time value of money". Greatly explained in the video. Hope you make more videos like this for janta. Also great tips for for successful claim process.
@errupinderjindal3141
@errupinderjindal3141 6 ай бұрын
Salute sir... everything explained so beautifully and in simple way😊😊..thanx alot
@aartitank9637
@aartitank9637 Жыл бұрын
LLA team is Antaryami 🤩... Always shares video on topics I searched for.. It's been really helpful.. Thank You for sharing such quality information
@WisdomExclusive
@WisdomExclusive 8 ай бұрын
Amazing video! This is by far the best video I have come across in last few years...extremely useful 👍
@preetip7
@preetip7 Жыл бұрын
This is the best video to understand insurance.. excellent!
@rahulpathania78
@rahulpathania78 Жыл бұрын
*Thanks for the lovely session.. appreciate your time and efforts you've put in for making such an informative video. God bless you.*
@PrabhatRath_Life_Is_Beautiful
@PrabhatRath_Life_Is_Beautiful Жыл бұрын
Since you promoted PB, let me call out that the details w.r.t certain riders in specific policies described on PB differs from that on the actual company websites. I went through a hurdle with PNB Metlife term insurance which I purchased from PB couple of years ago and ended up not continuing with it anymore. Its a long story for some other time. This month I decided again to buy a new policy but took it slow by comparing the HDFC Life Protect Plus 2 and Max Life Smart Secure Plus on PB with that on the company websites. The riders and respective calculations are very different. I reached out to the individual companies and was informed by HDFC and MAX both that I shouldn't be trusting the details on PB but their own. Since I follow you on YT, I request you to validate a few details of sponsors before promoting them on your videos. Thanks!
@akshaybaser5494
@akshaybaser5494 Жыл бұрын
He is getting money from the Policybazar. So, He will not listen to you.
@PrabhatRath_Life_Is_Beautiful
@PrabhatRath_Life_Is_Beautiful Жыл бұрын
@@akshaybaser5494 Thanks for the tip! Well they will care if they really care :)
@Mysangeeet
@Mysangeeet 10 ай бұрын
So Which policy you opted after that?
@ankusht4711
@ankusht4711 11 ай бұрын
Whatever doubts I had you explained everything in this video. Thanks you so much Mandeep bhaiya. ❤️❤️
@TheLegendSpeaks
@TheLegendSpeaks 9 ай бұрын
This video should be made compulsory in schools/college. This is perfect 👏.
@rohansmith5666
@rohansmith5666 Жыл бұрын
Thank you sir for making me realise the real meaning of supporting family
@NomadicSage
@NomadicSage Жыл бұрын
Awesome video, can you also make an updated video on health insurance as well. Also can you please advise on what things to take care of while purchasing health insurance, like pre-existing diseases and ex-smoker declaration?
@ashishtripathi9371
@ashishtripathi9371 Жыл бұрын
Hi Mandeep, I watched this video twice first before purchasing and second after purchasing insurance Just to ensure I didn't miss on anything taught by you Thanks a lot!
@moviesdhamaal
@moviesdhamaal 7 ай бұрын
Exposed vivek bindra
@Muhammad78661
@Muhammad78661 2 ай бұрын
I Support Vivek Bandra
@vanshpatel9162
@vanshpatel9162 2 ай бұрын
Konsi video ki baat kar raha he?
@GovindPatel-ic7kk
@GovindPatel-ic7kk Ай бұрын
500 cr kar kar liya bhai sirf 3 4 sal mai ab bhi is chore ko follow kar rahe ho kya​@@Muhammad78661
@betterversionofyourself
@betterversionofyourself Жыл бұрын
Hatsoff to you money minded mandeep......and TEAM.. Thanks a lotttt..... for this amazing video.. Lots of love and blessings to you and your team.. keep doing great work and keep educating us thank you🙏🙏🙏🙏🙏🙏🙇‍♀️
@sleepyvoyager
@sleepyvoyager Жыл бұрын
Very good informative video. I can't even imagine how much efforts and research and preparation your team has put into this. Thanks for educating us in all aspects.
@kamaldas8438
@kamaldas8438 Жыл бұрын
Mi y
@PapauRajput
@PapauRajput Жыл бұрын
​@@kamaldas8438😊😊
@nikhilsurange6674
@nikhilsurange6674 10 ай бұрын
you are definition of trust. Maintain it. Thanks a lot... more power to you. 💯❤
@pratikn93
@pratikn93 22 күн бұрын
It's amazing that you've covered all the points and it hampers our policy selection decision so that we can conclude well and have better peace of mind while we're alive!!! Thank You So Much LLA!!
@kaushalpjoshi
@kaushalpjoshi Жыл бұрын
Overall a top notch video covering all aspects. Just one pointer regarding the riders. I feel a case should be discuused for taking seperate critical illness and accident policy instead of riders
@PrinceVerma-du3sx
@PrinceVerma-du3sx Жыл бұрын
I recently purchased a 2CR term insurance policy that covers me until the age of 70, and I can't stress enough how satisfied and protected I feel. Your videos have provided me with invaluable knowledge and detailed advice that even some paid services fail to deliver. Your dedication to sharing such insightful content is truly appreciated. I am grateful for the awareness and peace of mind that this insurance policy has brought into my life. Thank you LLA, for your exceptional work!
@rsh24
@rsh24 Жыл бұрын
Which company did you go for?
@PrinceVerma-du3sx
@PrinceVerma-du3sx Жыл бұрын
@@rsh24 Max Life and ICICI PRUDENTIAL
@DS-nq5qf
@DS-nq5qf Жыл бұрын
Why 2 Companies?
@PrinceVerma-du3sx
@PrinceVerma-du3sx Жыл бұрын
In worst case - 1 company rejects my file or delays it. There will be one more company that will provide the funds.
@kamalkhare597
@kamalkhare597 Жыл бұрын
Bro ....if anything happen to you...n both companies don't reject your claim...then you will get 1cr from both companies right??
@piyushjain4349
@piyushjain4349 11 ай бұрын
One of best , full of question and answer, details analysis, i loved and it helped me a lot in making my decision.. BIG thanks for the existence of LLA
@harshmittal8721
@harshmittal8721 11 ай бұрын
What a way to teach🔥, keep going love to watch your videos with paper and pen
@himanshupatil128
@himanshupatil128 Жыл бұрын
Best video I have seen till date …Crystal clear information and proper guidance with genuine motive to give benefit to common man … 👏thanks alott team!!!
@yourajshekhawat2657
@yourajshekhawat2657 Жыл бұрын
😊
@PankajAmbekar93
@PankajAmbekar93 Жыл бұрын
Note to everyone: Make sure you disclose your past avocation activities, like scuba diving, trekking etc with care. If you have done it just once/twice, and don't plan to do it again, better not to disclose it. Your premiums you get exorbitantly high unnecessarily
@Capflying
@Capflying Жыл бұрын
Even if I am planning to do those in future, not disclosing it will make any problem?
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