😡Term Insurance में एजेंट/ कंपनी कैसे बेवकूफ बना रहे हैं 😡😡

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Labour Law Advisor

Labour Law Advisor

Күн бұрын

Term insurance: term.lla.in
Get the Best Life, Health and Vehicle Insurance: link.lla.in/policy
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💸DEMAT Account: link.lla.in/Demat
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Groww Mutual Fund App: groww.app.link/WF0kp8DjN4
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Thank you for such tremendous support on the term insurance video. Here is the Q&A/follow-up video in which I'll answer most of your common questions on term insurance. A lot of you didn't understand why I advised against limited pay and return of premiums, hope you understand the real picture this time.
Read blog in English: labourlawadvisor.in/blog/term...
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Chapters
0:00 Intro
1:40 Section 45
4:50 1-day claim settlement
5:26 Should you close ICICI or Maxlife?
6:34 Force Majeure
8:31 Physical Medical Test
9:15 Buying online gets claim rejected?
11:08 LIC's best term plan
12:06 LIMITED PAY
17:25 Best option
17:51 Return of premiums
19:14 Can you buy multiple-term plans from different companies?
19:46 Sovereign Guarantee
22:56 What if I start smoking later?
24:45 IRDA data specifics
25:33 Why people don't like term plans?
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PLAYLISTS :
Money Frauds You Must Know: link.lla.in/LLA-PL-Money-Frauds
Life Insurance Guide: link.lla.in/LLA-PL-life-insur...
Demat Account Guide: link.lla.in/LLA-PL-Demat-Acco...
Income Tax: link.lla.in/LLA-PL-Income-Tax...
Jagruk Talks S2: link.lla.in/LLA-PL-Jagruk-Tal...
Business Basics: link.lla.in/LLA-PL-Business-B...
ABC of Personal Finance: tinyurl.com/LLA-Financial-Adv...
Labour Law Crash Course Series: tinyurl.com/Labour-Law-Crash-...
Social Security Schemes: tinyurl.com/LLA-Social-Securi...
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📰Get the LLA newsletter for FREE: labourlawadvisor.in/newsletter/
🕵️Employment Consultancy, Contract Review, Salary Structure Review: www.consult.lla.in/
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Money-Minded Mandeep:
Instagram / labourlawadvisor
Twitter: / 0mandeep7
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#LLA #terminsurance #lifeinsurance

Пікірлер: 4 700
@LabourLawAdvisor
@LabourLawAdvisor 3 жыл бұрын
Term insurance: term.lla.in Get Best Life, Health and Vehicle Insurance: link.lla.in/policy 💸DEMAT Account: link.lla.in/Demat 👕Buy Jagruk Janta T-shirt: link.lla.in/merch
@rohitsoni9325
@rohitsoni9325 3 жыл бұрын
Hey, I was planning to purchase term plan for few months but just got delayed. Now, I am COVID positive, how to approach the team now for term plan? Any idea?
@LabourLawAdvisor
@LabourLawAdvisor 3 жыл бұрын
It'll be very difficult, try getting one. If you get to know more about it, please let me know as well at esipfadvisor@gmail.com
@vibhoragrawal6309
@vibhoragrawal6309 3 жыл бұрын
Sir bhut khoob Bus ab ek chiz aur bta dijiye Ye 12% par invest khaan krein?
@surajitdas94
@surajitdas94 3 жыл бұрын
Hii, I was a smoker for almost 8 years. From last 1+ year I've totally quit smoking and never do it again. Can I take a Term insurance declaring that I'm a non smoker? What will be your advice in this? Thanks Surajit Das.
@RadheVajrakaya
@RadheVajrakaya 3 жыл бұрын
@@LabourLawAdvisor LIC ka policy ka link kaha hai.
@srinivascnp
@srinivascnp 3 жыл бұрын
Why don't they teach about financial well being in school/college. Lot of ppl sadly don't figure these out till their careers are over
@LabourLawAdvisor
@LabourLawAdvisor 3 жыл бұрын
Unfortunately
@anoopsanda
@anoopsanda 3 жыл бұрын
Very true Sundar... i cant stop myself commeting on your awesome comment.
@moneymind2590
@moneymind2590 3 жыл бұрын
@@LabourLawAdvisor hello sir ....I am facing problem in purchasing lic tech term plan online.....While I entered my details there is one column to select the city ..But there is no option of my city ....Even we can not type in that particular column.....There is no column for pincode also ....While I entered nearby city it shows it dose not match...!! What is the solution for this....I tried to contact head office but didn't get any response from them...pls guide
@alokdand1712
@alokdand1712 3 жыл бұрын
Sundar - That's the main problem of our education system. They are not preparing students for real life scenarios but just some old bookish knowledge which might or might not be relevant in today's age.
@srinivascnp
@srinivascnp 3 жыл бұрын
@@LabourLawAdvisor yes unfortunately friends. I tried to buy term insurance today online and found lic,hdfc,tata offer premium more or less similar
@subhamburnwal9874
@subhamburnwal9874 3 жыл бұрын
You're doing a great service to the working middle class people like us. Thank yo so much brother.
@manishgautamvlogs1447
@manishgautamvlogs1447 3 жыл бұрын
Koi great work nai ha etna gehrai main jata hai k confuse karta ha... LIC ki policy ko piche kYu rakhta ha jabki LIC har ek cheez main aage ha
@AshishSharma-lt5vx
@AshishSharma-lt5vx 3 жыл бұрын
@@manishgautamvlogs1447 aap agent lg rhe ho LIC k
@manishgautamvlogs1447
@manishgautamvlogs1447 3 жыл бұрын
@@AshishSharma-lt5vx yes u r right ..
@ameyapathak2008
@ameyapathak2008 3 жыл бұрын
Indeed 👍👍
@nitishkumar-bf5kh
@nitishkumar-bf5kh 3 жыл бұрын
@@manishgautamvlogs1447 Lic best
@snehpanchal533
@snehpanchal533 2 жыл бұрын
Superb man , Superb way of explanation. Even if people are highly educated but they are not from the accounting fields - there is a chance that they will also opt for wrong option when choosing Policy because they are not having knowledge in that specific field even after being highly educated, for those king of people you are like a blessing who can easily understand that what truth you are exposing behind those rider plans and etc etc. Thanks a lot for wonderful explanation and looking forward to see more suggestions from you for investment plans as well just like this term plan explanation.
@jayeshathavia1278
@jayeshathavia1278 Жыл бұрын
Very well and beautifully explained especially the concept of limited pay and return of premium. You are doing yeoman service to the people. Keep up the good work. Pl inform which term plan of lic is best Tech term plan or Jeevan Amar plan no 855. Awaiting your Frank reply
@md.sahilhossain6257
@md.sahilhossain6257 3 жыл бұрын
Labour Law Advisors should start counseling over phone/app/website in affordable fees. People like me who has zero knowledge about tax, investment etc etc...could clear all doubts. [Mera jitna vi knowledge hua...aur jitna jagrook bana...wo sirf is channel k madad se....Rishav & Mandeep sir & your all team love you a lot]
@kiranpatil4160
@kiranpatil4160 3 жыл бұрын
Abousulty right no doubt sir
@surajkalbhor8671
@surajkalbhor8671 3 жыл бұрын
Bro, I am blaming myself for not subscribing your channel any earlier. In recent times, I've watched some of your videos and trust me you are doing a job which is beyond any recognition. In a digital age, where every company, every agent finds loop holes to thug consumers, you are educating all of us. This is certainly changing millions of lives. People watching your videos will educate their family and friends and can take more correct decisions. I truly appreciate your efforts Hats off to you and your team. By the way, don't mind people abusing and giving negative comments on your videos. They are worthless and as as you said might be agents looking to fill their pockets. Anyways can;t blame them they got to feed theirs. But please ignore them and keep up the excellent work. God, why didn't I find your channel earlier!!!!!!!
@navigationalequipmenthowto9863
@navigationalequipmenthowto9863 Жыл бұрын
Bro this is new age of selling insurance products via affiliate links which you can see in his description box
@shantanu0512
@shantanu0512 2 жыл бұрын
Very nice and informative video. I consider myself financially literate but still learnt a few things from this video. Thanks buddy!
@vatsalparekh7914
@vatsalparekh7914 Жыл бұрын
Brother, I agree with the Idea of investing in SIP simultaneously to cover the premium cost and earn more return than what the company returns, but to be frank this is just generating the motivation to invest. I am 24 and have taken Bajaj Allianz term plan, with a 10 year pay, payment to be done annually, which is way cheaper than monthly premium payments. Might as well save the difference on monthly premiums and invest that in SIP/RD/ stocks! This way you will have to shell less money for SIP investments and will be able to be on cash as well. Instead, you could've focused on the decision making progress to buy the plan. Even if the amount is 40k per annum, it is still better to pay than to remain anxious and worried about dependents during these uncertain times. Cheers! Good video, btw.
@aurkom
@aurkom 3 жыл бұрын
"Farak aapko toh padhega hi nahi kyunki aap toh ja chuke hai" XD Best line XD
@AmitKumar1150
@AmitKumar1150 3 жыл бұрын
You have just earned a new subscriber. Don't know why KZfaq recommend it but thanks a lot for this wonderful video. 🙏🙏
@RishabhAwasthi007
@RishabhAwasthi007 3 жыл бұрын
Ditto
@sayanghoshpdhs
@sayanghoshpdhs 2 жыл бұрын
Always loved LLA's topics. Carry the good work. Love from Siliguri, WB.
@manishachatterjee8
@manishachatterjee8 2 жыл бұрын
Best guidance ever received! Seedhi baat, no bakwas...
@peshal.
@peshal. 3 жыл бұрын
Sometimes I just blown away by KZfaq algorithm. They hide this gem from me. And of course you gained new subscriber ❤️😍
@dancemoves2663
@dancemoves2663 3 жыл бұрын
+1
@rohitguptaa7051
@rohitguptaa7051 3 жыл бұрын
Mind blowing mandeep. I was also so confused for why in 10 years i am getting benefits but from this video what company has done
@petlovers2700
@petlovers2700 3 жыл бұрын
Hi, please tell me your view on Edelwise Term Inssurance.
@rakeshgupta795
@rakeshgupta795 3 жыл бұрын
@@petlovers2700 go for icici pru blindly. Speaking from a personal experience.
@petlovers2700
@petlovers2700 3 жыл бұрын
@@rakeshgupta795 thanks for suggestion but I have already term plan of Edelwise.
@srinivascnp
@srinivascnp 3 жыл бұрын
@@rakeshgupta795 any reason Rakesh
@rakeshgupta795
@rakeshgupta795 3 жыл бұрын
@@srinivascnp Their Claim process is impeccable. They do the pre issuance medicals at doorsteps only. Policies get issued very quick. Just my personal experience.
@dmgohilgtl
@dmgohilgtl 2 жыл бұрын
Very very excellent.. Thank you so much bro. Mere mu ki baat chinli yaar bahot ache tarike se samjaya apne. Me kisiko itne ache se samja nahi saka.me bhi mere Colleagues ko samajate hue thak gaya lekin wo sab is insurance companies k trap ko samj hi nahi sakte..
@maheshson416
@maheshson416 2 жыл бұрын
आपके वीडियो ने मुझे अन्त तक बांधे रखा, बहुत सार्थक जानकारी देने के लिये धन्यवाद
@KumarThakur87
@KumarThakur87 3 жыл бұрын
One more Important point that we should consider while opting for Regular pay : If a person X dies after 10 years of getting term insurance with Regular pay, total premium paid will be 3 times less than he would have paid in limited pay option. This is the one more benifit of Regular pay.
@SANDEEPSHARMA-ld5zn
@SANDEEPSHARMA-ld5zn 3 жыл бұрын
Boss your information is valuable, properly structured. I've watched today your video first time and I felt worth watching. Thanks
@rajeshbhasin95
@rajeshbhasin95 Жыл бұрын
Very well done work you are doing. Beyond my imagination. Eyes opening and protecting from thug companies. Keep it up. 🇮🇳
@miteshpanchal9124
@miteshpanchal9124 2 жыл бұрын
bhai jorrdaarrr... ekdum faddduuu video banaya bhai... me tera video pehli baar dekha but tera fan ban gaya bhai ........... awesome video bhai and many thanks .. mujhe bohot help hui video dekh k,, bohot sikha and specially LIC tech term plan.
@ashishkulkarni1055
@ashishkulkarni1055 3 жыл бұрын
One of the most genuine person I have ever seen in my life Great work bro 🙏
@ShwetaKumari-yg5rp
@ShwetaKumari-yg5rp 3 жыл бұрын
You must have not met many people and one life hack never ever believe someone blindly whom you don't know personally
@suvamkoiri4996
@suvamkoiri4996 2 жыл бұрын
Thanks Mandeep !! Awesome Video covering all my doubts regarding Term insurance and thanks for helping by guiding us on how to think logically and rationally from different perspective while getting into any insurance plan or any other investments. 😉 A big Thank You !! And Hope the channel makes it to 10M+ Soon.
@vitthalkashid
@vitthalkashid 2 жыл бұрын
I really agree with you it's very important to have a term plan for every individual. You are doing great work for society and very much straight forward and clear. Thanks for doing it for society
@nirajgarg3439
@nirajgarg3439 Жыл бұрын
Subscribed to your channel recently- thank you for your efforts. These days the claim ratio is a KPI used to judge insurance companies. How does the company ensure transparency on this front? After all this number could be fudged , isn’t it?
@DilpreetSingh-vy2py
@DilpreetSingh-vy2py 3 жыл бұрын
Reading rich dad poor dad along with your video , Now i can learn why people suffer financially in life
@AnoopKumar-qx8to
@AnoopKumar-qx8to 3 жыл бұрын
Sir ..Indirectly you are helping & securing future of our beloved family when we will be no more by educating us to choose right thing right now for them.Its sad but universal reality . Please accept blessing & respect on behalf of them .God bless you.Keep inspiring & educating .
@abhishekarora3327
@abhishekarora3327 Жыл бұрын
Very useful video. Clear and concise. Keep up the good work. I wanted to understand more before buying term plan. Your both videos answered all my questions.
@abhi7232
@abhi7232 Жыл бұрын
Thanks to the previous video. Helped a lot in buying my term plan. Very notable points in this video too. Ps. 2 half plate shayad 1 full plate se mehengi hoti hai - words to live by.
@tejaspawar5182
@tejaspawar5182 3 жыл бұрын
Boss you are doing a very big service to us . Its as equal as a national service. Indian's never get this knowledge in schools/colleges no one talks about these things. I want to see this channel with 10M+ Subs in a year❤️❤️
@LabourLawAdvisor
@LabourLawAdvisor 3 жыл бұрын
With your support, we'll get there ❤️
@amolpundkare8994
@amolpundkare8994 Жыл бұрын
Thanks bro for your knowledge sharing, opening people's eyes and giving clarity. Grand salute...
@chiragsheth4936
@chiragsheth4936 Жыл бұрын
Very nicely narrated and thanks for it. One question is there. You have mentioned in your video about claim settlement ratio which is nice one. But I have seen video wherein one youtuber has taken data from IRDAI website and put a point of "Amount settlement". That youtuber has narrated difference between both. Can you please consider this and elaborate it? it will be greatful to all.
@sachintiwari2655
@sachintiwari2655 2 жыл бұрын
Good analysis. Absolutely agree with all ur points & realised how I too had this belief but later got deviated by limited pay thing. But now m well back on right track 😀. But I still feel that if I had some lump sump amount (which usually isn't in the case of most policy buyers) I would buy a single pay coverage considering uncertainty of short terms. Like many people lost their jobs & business during the pandemic. And they couldn't pay for their insurance premiums. So with the scenario of this 'if' a consumer had that money, single pay option may/can be peace of mind. Also with the economic crises already on my head due to which I couldn't pay the premium & my policy is lapsed, so after demise of the customer due to Covid they don't have any insurance. Also now in short term return on my investments may not be ample or sufficient for my dependents. Hope it's not confusing for u either. 🙏
@hemanshuhashia
@hemanshuhashia 3 жыл бұрын
Impressive video...I couldn't agree more on the facts shared on insurance and how people generally skip the basic time value of money while selecting a term insurance plan...
@tradersplayschool
@tradersplayschool 2 жыл бұрын
Bilkul sahi baat sir app ka channel sabse badhiya channel laga sir itna saaf Sutra koinehi batata financial education aur ye sab chize itne sahi koi nehi samjha pata app jaise great job sir 🙏
@SHUBHAMRAJ-ff1pn
@SHUBHAMRAJ-ff1pn 3 жыл бұрын
Really the way u made us understand the concept of limited pay was an eye opener Salute u sir 🙏 Hope u keep posting such videos
@aprichitthestranger4670
@aprichitthestranger4670 3 жыл бұрын
Too good man, I really appreciate your efforts to make this video, regarding term plans and their queries 🤟🏽
@ShubhamRathore1995
@ShubhamRathore1995 2 жыл бұрын
I am watching many term insurance information video but your youtube video very sensible and knowledgeable 👌👌 Great work hats of you buddy 👍👍 God bless you
@deepakkumarpanda9394
@deepakkumarpanda9394 Жыл бұрын
Hi Mandeep, very nice pls continue to educate us . your NAVI QnA with NAVI officials video was not available pls update us a video on NAVI health insurance. 😊
@nipunsharma4510
@nipunsharma4510 3 жыл бұрын
Thanks Mandeep. You are doing a great job. I’m a working professional and this distilled information to make informed choices brings a lot of power to consumers. Keep up the good work. 👍🏻
@pankajsingh491
@pankajsingh491 3 жыл бұрын
भाई साहिब जिन लोगों रिटन ऑफ प्रीमियम और 10 साल का टर्म ले रखा है वो क्या करें ?
@deepas231
@deepas231 3 жыл бұрын
I'm impressed by your audacity to put the right information out. Thank you for this video!!
@abhisekag
@abhisekag Жыл бұрын
Great explanation with data points...very much appreciated!!
@dhirajgaikwad5086
@dhirajgaikwad5086 Жыл бұрын
Thanks a lot !! Great explanation, I have always followed your video. Keep it it up.
@shashankhegde6844
@shashankhegde6844 2 жыл бұрын
Hats off to you & the entire Team at LLA ! When I look back the things I am thankful to have come across in the social media this year of 2021, you are one of them! Thanks for creating unfiltered & valuable content. Keep up the good work👏
@mahesh23343
@mahesh23343 3 жыл бұрын
Rarely do I find people who like to dig deep and scratch out every detail, so I always have to resort to researching everything myself. Not like that with you mate! Thank you so much for such detailed knowledge.
@jpdubey07
@jpdubey07 Жыл бұрын
Buddy, this video was really helpful. Appreciate your efforts in making this video.
@sunilriet
@sunilriet 2 жыл бұрын
Your way of explanation is superb, I am fan of ur truth explanation, by the way, I am commenting in middle of video, I will resume after it. So, please keep posting the truth and actual things as you do always.
@sourabhyadav5716
@sourabhyadav5716 3 жыл бұрын
This is my 2nd video on your channel. This is the most responsible video ever I have seen by a KZfaqr. As I see KZfaqrs create general information videos and never come back for answering questions and clarifying doubts (I know they are not liable to). But you did it and this video is even bigger than the other video. Awesome! This also shows how much depth you have covered on this topic and creates a reliable bran/channel. Great work bro. Keep doing the same. Will support you.
@pradeepash7410
@pradeepash7410 3 жыл бұрын
Solid knowledge boss.. You opened my eyes🙏❤️
@satyalakshmi6368
@satyalakshmi6368 2 жыл бұрын
Excellent information 👌. May God bless you with all your wishes come true 👍...your video is big help to public.
@Ashishpatil_H24
@Ashishpatil_H24 Жыл бұрын
Thanks mandeep..Crisp & clear information..very helpful :)
@SwetaSingh-pl5wn
@SwetaSingh-pl5wn 3 жыл бұрын
Hi sir, I've just watched 2 videos of yours and want to say thank you. I'm not much into these money matters but recently thought of researching so that i can start all these, since FD's don't have good returns specifically after covid. I get the vibe that you can be trusted, obviously will watch other videos of yours to get more clarity. Thank you so much so simple and crisp descriptions
@RealThingX0
@RealThingX0 3 жыл бұрын
Aapke videos to Har citizen ko dekhna hi chahiye....Itni acchi information dete hay aap. THANKS SIR! 👍
@vimalpatidar8190
@vimalpatidar8190 2 жыл бұрын
Thanks sirji, your video full supportable for me. Now my total doubt clear. Thanks again and keep it up 👍👍👍🙏
@praveenkumarpatel1957
@praveenkumarpatel1957 2 жыл бұрын
Thank you Mandeep..... You did great work.... I have few doubt..... 1. Can I go two different company for 2 term plan together and can nominee claim for both.?....What the scenario... Please describe broadly. 2. Should I take Riders along with term plan or not? Which riders are good and which delayed the claim process.? 3. Can I take rider from other company and only take term plan from other company.?
@vishaldewan
@vishaldewan 2 жыл бұрын
Big thanks to you. I am from finance background and the way you have explained makes a lot of sense. Because I know....explaining numbers and legal phrases is not an easy task...especially to people who are not from finance background. I would like to know if you have any video specific to show the power of compounding?
@davinderkumardutt2421
@davinderkumardutt2421 3 жыл бұрын
100 likes to this video and the information you shared with us all. One dialog I liked the most in your speech is " Marne ke baad family ko 1 - 1.5 crore mil jayen achhi baat ha, but nhi maroge to bhi family ko, aur khud ko 1 - 1.5 crore dekhne ka mauka please dijiye" makes deep sense for everyone. Thanks
@chetanmotiwaras
@chetanmotiwaras Жыл бұрын
Thanks Bhai/ Keep educate us. God bless you.
@gedelasasibhushanarao3863
@gedelasasibhushanarao3863 Жыл бұрын
Well explained and your entire speech is very logical and convincing
@navneet2649
@navneet2649 3 жыл бұрын
Would love if u do part 2 also of this Q&A, since many questions still remain unanswered! ❤️ Thanks for clearing many doubts! 🙏
@sushantnayak7762
@sushantnayak7762 3 жыл бұрын
Appreciate Your Effort :) Loving It
@vivektab25
@vivektab25 Жыл бұрын
Thank You Bhaiji. Helped get some clarity.
@avinashbahirwad7959
@avinashbahirwad7959 2 жыл бұрын
Policy Lelo...bhul jao...Paisa kamao...Kam Karo...invest Karo ....our nahi Maro to bhi family ko dekhna hai so khud ek crore dekho ....what a line brother... भाई साहाब ❤️❤️😍😍👌🏻👌🏻👌🏻👌🏻👌🏻
@skc0n
@skc0n 3 жыл бұрын
First of all thank you guys so much for increasing financial literacy, you got a new sub. Slightly disappointed that I came across this channel so late, but very optimistic to get detailed information through your videos. Keep up the good work! On a lighter note, @22:12 pe konsa mov clip h bhai ?
@Gauravguptakumar
@Gauravguptakumar 3 жыл бұрын
Seriously you saved my money, I was also in favour of limited loss pay. Thank you sir.
@hiteshdaswani555
@hiteshdaswani555 Жыл бұрын
Great work sir ji , u guide so well. Thank uhh for such very useful content.
@aakashverma1888
@aakashverma1888 Жыл бұрын
Sir ek questions agr maine kisi company se koi insurance liya jaise max life , Bajaj ya tata AIA se or ye company hi dub gya jaise रिलायंस डूबा आप तो शेयर भी डायवर्सीफाई कराते हो । क्योंकि की किसी भी कंपनी की 100 % गारंटी नही हैं । इसे में जिस कम्पनी से इंश्योरेंस लिया हो वो कंपनी ही डूब जाए तो क्लेम का पैसा कौन देगा ?
@NasirKhan-mf6oh
@NasirKhan-mf6oh 3 жыл бұрын
Superbly Described I had applied for term plan with limited pay for documentation i had got 2 days then thought compared limited pay and regular pay and immediately requested for cancellation and replaced it to regular pay. Feeling secured and laughed for a sec while watching you describing lim pay thanks bro.. Appreciate your research..
@shreyashshelar866
@shreyashshelar866 3 жыл бұрын
Hi, Before watching your video in have done some research and found the same thing that you told about limited pay and amount retrun.. but you explained it with so easy it made more clear. I have done the same thing study for hdfc sanchay plan...its also complete waste of money better to do RD, FD for same amount.
@jayantahazarika803
@jayantahazarika803 7 ай бұрын
Just watched 2 videos till now... Loved them both... Great content brother.... Really helpful... U will definitely grow...
@moneydada7409
@moneydada7409 2 жыл бұрын
You are Too Good Veere..👌👍🙋🏻‍♂️ Awesome..👌👍 Dil khush ho gya video dekh ke.👌👍 Ek request hai Aapse.🙏 Mujhe MF/SIP Start Krna hai 1000 Rs/Per month se , mere liye kaunsa best rahega. Plz Guid me🙏 Aur mujhe ye bhi samjhna hai ki Kya wakai MF/SIP me lagbhag 12%+ ke Returns, Per annum mil hi jate hain.??🤔 Agar ye bat sahi hai to , mujh jaise Chhote investers ke liye Kaunsa plan Best rahega jisme Lagbhag 12 se 15 % Per annum ke returns to mil hi Jaye.❤️🙏 Kindly Reply Personally ya is topic par bhi hum sabhi ke liye Ek video banaiye. Aur Sabhi MF/SIP details me samjhaiye. Aur Plz ye bhi bataiye ki ek middle class vyakti ko agar investment start Krna ho to kisme invest Krna chahiye.🙏
@nileshavhad4794
@nileshavhad4794 3 жыл бұрын
I had selected a limited pay option to save money. But your analysis helped that I was wrong. Thanks bhaiyya. Bappa blessed you.
@Mr_Prasad_Tarhal_Vlogs
@Mr_Prasad_Tarhal_Vlogs 3 жыл бұрын
Me too..
@mr.loknathsingh2988
@mr.loknathsingh2988 3 жыл бұрын
In terms insurance why company asked ,are you belonging political back ground.
@wolverine008
@wolverine008 3 жыл бұрын
one small request u is that please use numbers in English lang ..rest u r doing absolutely perfect
@ankitnigam2806
@ankitnigam2806 9 ай бұрын
Thankyou so much 🙏 Sir You have really made lot of effort in makeing this video and really all the points you have answered were my question too. I really appreciate your genuness. Hats off to you you and your channel. 😊 Bohot hi achhe se samjhaya hai Return of premium wala concept 👏
@sheenakaurpahwa5294
@sheenakaurpahwa5294 Жыл бұрын
Thanks for the detailed explanation. Also can we our limited pay period? and make the premium payment period back to normal?
@sangkotchnath714
@sangkotchnath714 Жыл бұрын
A big shoutout to Mandeep from my side, the attitude u carry in ur life is a great example of jagruk citizen. We all have slept or been in slumber for too long. Mandeep bro, learned a lot bout insurance and other financial related world from u. Please keep up the good work brother. U've our full support
@vickyp7030
@vickyp7030 3 жыл бұрын
Great work! Information in great details!! One constructive feedback: In the Limited Pay section of the video, the returns look a bit high, not significantly high though. You may want to double check the conversion from yearly to monthly growth rate. But I agree with your overall stance here!
@somil024
@somil024 3 жыл бұрын
i think i saved a lot of money watching your video. A big thanks to you for making this. That's a normal human tendency to choose limited term premium option since nobody wants to keep the burden of Premium for very long but the alternative that you gave for that really blew my mind! I feel lucky to watch this video before purchasing the plan. Thanks a lot once again, You are doing a great job!
@hemant2051
@hemant2051 2 жыл бұрын
Choose limited pay
@hemant2051
@hemant2051 2 жыл бұрын
Don't be stupid
@VishalSingh-kv9wp
@VishalSingh-kv9wp 2 жыл бұрын
I’m 23 and this has every explanation and reasoning I was looking for in a video! Thank you
@TravelMode
@TravelMode 2 жыл бұрын
Thank you brother for so much information. You are the best 🙏🙏 I have one question if someone takes alcohal very rare once ot twice in a month, should he/she choose alcoholic option while taking term insurance?
@ankittrivedi2264
@ankittrivedi2264 3 жыл бұрын
just wanted to say you're doing a great job, keep it up
@sainathkomakula6917
@sainathkomakula6917 3 жыл бұрын
To all LLA team, you are spending a lot of time to educate us. I am really thankful to you all.🙏🙏🙏
@DaRkSeiD4EvEr
@DaRkSeiD4EvEr Жыл бұрын
ULTIMATE SAVAGE MOMENT @18:43!!! Aage badhte raho mere bhai!! Mere jaise anpadh gavaar log aapse bahut kuch seekh rahe hain!!! More power to you and all your team working behind the scenes.
@GaganDeepSingh-mw6cj
@GaganDeepSingh-mw6cj 2 жыл бұрын
I was desparately searching for this kind of eye opening video. Thanks a lot sir 🙏
@ayushsinha8932
@ayushsinha8932 3 жыл бұрын
Labour Law Advisor Team --- Literally pyar ho gaya aap logo se. Itni quality wala content, itni easy language me... Seriously, revolution laa sakte ho aap log. These are the words from my heart. Keep it up. :)
@Fabulosa06
@Fabulosa06 3 жыл бұрын
Such an insightful video...Really amazed at the way you share such complex information in an interesting and easy manner..
@sagarsalunkhe9351
@sagarsalunkhe9351 3 жыл бұрын
Hi
@samratroy4414
@samratroy4414 Жыл бұрын
What a mind blowing information. Take love. Re watching this after one year.
@avinash9717
@avinash9717 Жыл бұрын
Thank you so much for such a informative video. Awesome...good job..hats off boss
@abhiraavanshivay1630
@abhiraavanshivay1630 3 жыл бұрын
Bhai ye banda bahot mehnat karta he🙆❤️
@yusufrasul7343
@yusufrasul7343 3 жыл бұрын
Awesome info Bro. Thanks for helping me to select in which plan I should invest. Loved u previous video of term insurance. Ur long TERM subscriber
@LabourLawAdvisor
@LabourLawAdvisor 3 жыл бұрын
Thanks bro And good one haha
@LTV_CHANNEL
@LTV_CHANNEL 2 жыл бұрын
Keep it up. Always got to learn more. God bless you.
@mahipalrathore4848
@mahipalrathore4848 Жыл бұрын
Thanka bro for sharing the knowledge.i really appreciate it. 👍
@monicaverma41
@monicaverma41 2 жыл бұрын
Hats off to you man.....really an eye opener....and you really deserve a round of applause!!
@SunilPatil-oq2jc
@SunilPatil-oq2jc 3 жыл бұрын
@Labour Law Advisor - Thank you very much for this video. Saved lot. Also do suggest the full body checkup options. From where we can opt for this, how much charges it normally takes ?
@sanandbadi2205
@sanandbadi2205 2 жыл бұрын
Thank you specially for the limited & regular deatils.
@SpaceTimeTraveller
@SpaceTimeTraveller 2 жыл бұрын
What an amazing piece of information. I was searching this. Very well described. I have a VERY IMPORTANT QUESTION - Aapne bola ki salary se 25 times se zyada term insurance nahi pay hoga. Ye salary kaunsi hai, Term insurance jis salary par liya wo ya Jab death hui us time jo bhi salary thi ya for jo bhi meri last drawn salary hai. Kahne ka matlab, aaj meri salary bahut achhi hai aur maine us hisab se term plan le liye, but kal ko kisi wajah se salary down ho gayi ya main business me move ho gaya aur zyada earn nahi kar pa raha hoon, aise me 25 times kisko mana jayega? Kya mere nominee ko full amount milega meri death par?
@NandaYKSalunkhe
@NandaYKSalunkhe 3 жыл бұрын
Thank You So Much, Sir... You are AWESOME!!!
@jeeveshidnani3995
@jeeveshidnani3995 3 жыл бұрын
Awesome Video Mandeep! ** In your NEXT VIDEO on Endowment Plan, Could you also include process to Surrender an existing Endowment plan and refund amount calculation process. Thanks in Advance! Keep up the JAGRUKTA ABHIYAN!
@avnishalok472
@avnishalok472 3 жыл бұрын
i wanted to ask same question. make a video on this plz.
@peddaboinatribhuvan7749
@peddaboinatribhuvan7749 Жыл бұрын
Thankyou very much brother working hard to make all these simple for us. You are doing a big Social Service by taking care of our middle class people Finances.Thankyou very much.
@vipulshah3804
@vipulshah3804 2 жыл бұрын
Really great great great video. What an analysis. Hatts off... Thank you so much.
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