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LIC Jeevan Labh 936 : With Example on 2 Lacs Sum Assured. வெறும் 3915 செலுத்தி 2625000 பெறலாம்.
This video helps you to understand the LIC Jeevan Labh 936 with example of 2 lakhs sum assured .this is one of the best life insurance policy of LIC, This policy is known for high return in life policy. This video is in very simple but effective tamil language, it provides complete information about the policy, its eligibility cafeteria , Benefits , Riders and Other Benefits with examples
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LIC's Jeevan Labh is a limited premium paying, non-linked, with-profits endowment plan which offers a combination of protection and savings. This plan provides financial support for the family in case of the unfortunate death of the policyholder any time before maturity and a lump sum amount at the time of maturity for the surviving policyholder. This plan also takes care of liquidity needs through its loan facility.
1. Benefits:
Death benefit:
In case of death during the policy term, provided all due premiums have been paid, Death benefit, defined as the sum of "Sum Assured on Death", vested Simple Reversionary Bonuses and Final Additional Bonus, if any, shall be payable. Where "Sum Assured on Death" is defined as the higher of 7 times of annualised premium or Absolute amount assured to be paid on death i.e. Basic Sum Assured. This death benefit shall not be less than 105% of all the premiums paid as of the date of death.
Maturity Benefit:
"Sum Assured on Maturity" equal to Basic Sum Assured, along with vested Simple Reversionary bonuses and Final Additional Bonus, if any, shall be payable in a lump sum on survival to the end of the policy term provided all due premiums have been paid.
Participation in Profits:
The policy shall participate in the profits of the Corporation and shall be entitled to receive Simple Reversionary Bonuses declared as per the experience of the Corporation, provided the policy is in full force.
Final (Additional) Bonus may also be declared under the policy in the year when the policy results in a claim either by death or maturity.
2. Optional Benefit:
The policyholder has an option of availing of the following Rider benefit(s):
LIC's Accidental Death and Disability Benefit Rider (UIN: 512B209V01)
LIC's New Term Assurance Rider (UIN: 512B210V01)
The rider sum assured cannot exceed the basic sum assured.
LIC Jeevan Labh Plan 936 Full Details | LIC Best Plan 2023 | Best LIC Policy in Hindi | Josh Money
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