Medicare Open Enrollment 2024

  Рет қаралды 11,172

Medicare Specialist - Abt Insurance Agency

Medicare Specialist - Abt Insurance Agency

Күн бұрын

The Medicare Annual Election Period, or the fall Medicare enrollment period, is from Oct. 15th - Dec 7th. Plan changes made during this time will generally go into effect on Jan 1st 2024. Here is what you CAN do during this time frame:
1. Change your Part D drug plan or enroll in a Part D plan
2. Change your Medicare Advantage Plan, or enroll in a Medicare Advantage Plan (Part C)
3. Drop your Medicare Advantage Plan and return to Traditional Medicare
Here is what you CANNOT do (in most states):
1. Change your Medicare Supplement Plan without passing through medical underwriting (Medicare Supplements can be changed year round, and usually medical underwriting/health questions will apply).
2. Apply for Parts A or B if you missed your initial enrollment window and do not qualify for a Special enrollment period.
Video Resources:
Medicare Advantage vs Medicare Supplement: • Medicare Advantage vs ...
Why are Medicare Advantage Plans $0/month?: • "Free" Medicare Advant...
How to find the best Part D Plan for your needs: www.abtinsuranceagency.com/fi...
OR
• Medicare Part D Plan F...

Пікірлер: 61
@sct4040
@sct4040 8 ай бұрын
NYS does not require under writing! Also, does not have excess charge. 2 important things to remember for NYS in Medicare.
@BernadetteNason28
@BernadetteNason28 10 ай бұрын
Thanks, as always, for your clear and helpful videos!
@AbtInsuranceAgency
@AbtInsuranceAgency 10 ай бұрын
My pleasure! ☺
@carlirayech
@carlirayech 8 ай бұрын
For drug plan I cannot use generic it has to be brand name
@russell7489
@russell7489 9 ай бұрын
excellent
@robynp8697
@robynp8697 9 ай бұрын
Thank you, Stephanie, your videos are so helpful and clearly explained. I got a notice that my Medicare Supplement plan went up $72 this year.:-(
@AbtInsuranceAgency
@AbtInsuranceAgency 9 ай бұрын
Wow really? That’s abnormally high. Call into my office we would love to try and help you lower that. 888-465-9727.
@sdean4816
@sdean4816 9 ай бұрын
Stephanie, I’ve learned so much from your videos ! I sincerely appreciate your efforts.
@AbtInsuranceAgency
@AbtInsuranceAgency 9 ай бұрын
I love to hear this! Thanks for watching
@theige01
@theige01 10 ай бұрын
Important and useful information, well communicated.
@AbtInsuranceAgency
@AbtInsuranceAgency 10 ай бұрын
Thank you!
@younglee9411
@younglee9411 7 ай бұрын
Once retired after 65 and then enrolled to Medicare, can (or can't) I move back to the company provided medical plan without any penalties if I get a job from a company after some months or years later?
@rf159a
@rf159a 10 ай бұрын
I'll probably be contacting your company as soon as my Union Insurance let's me know what benefits I lose from them when I turn 65 in January.
@AbtInsuranceAgency
@AbtInsuranceAgency 10 ай бұрын
Sounds good! 😊
@rf159a
@rf159a 10 ай бұрын
Thank you.@@AbtInsuranceAgency
@sct4040
@sct4040 8 ай бұрын
My advice, stick with traditional Medicare. No disadvantage plans.
@carlirayech
@carlirayech 8 ай бұрын
Medicare dental and drug and vision
@janithw
@janithw 10 ай бұрын
I didn't know that about F plans. My current plan's rates are going up a lot next year and I will no doubt change. Can I just do this on the medicare site?
@AbtInsuranceAgency
@AbtInsuranceAgency 10 ай бұрын
No, but you can contact us for free help! 🙂 888-465-9728
@chipsellarole267
@chipsellarole267 10 ай бұрын
My 94yr old mom got roped into the Advantage plan. Can she leave and go back to her other suplemental plan she used to have during this open period. Thanks again.
@AbtInsuranceAgency
@AbtInsuranceAgency 10 ай бұрын
If she left her Supplement plan for the FIRST time to get an Advantage Plan, she has up to 12 months to drop that Advantage Plan and get her old Supplement Plan back, without medical underwriting - she she call the insurance company asap.
@BeefromSC
@BeefromSC 9 ай бұрын
My question I don’t have a supplement plan. I just received a letter saying how much my premiums will be for part A and B. I have always used the local V A for medical services and prescriptions. Can you explain how I will use the benefits that I’m automatically being charged for? Do you suggest I appeal for lower premiums since I’m not planning to use; or let it be incase the V A stop providing services in the future because there’s no way to get around this
@AbtInsuranceAgency
@AbtInsuranceAgency 9 ай бұрын
his video is all about Veterans and Medicare --kzfaq.info/get/bejne/bLpopZCVl7HWcWQ.html
@eMDiKhamPha
@eMDiKhamPha 10 ай бұрын
Quick question, do you help with Part D for those you helped with Supplement as well or they do Part D themselves? Thanks
@AbtInsuranceAgency
@AbtInsuranceAgency 10 ай бұрын
We help our Medicare Supplement clients with Part D!
@eMDiKhamPha
@eMDiKhamPha 10 ай бұрын
@@AbtInsuranceAgency awesome, thank you. Will contact you once I no longer work
@dennislaplant95
@dennislaplant95 10 ай бұрын
When will I be able to see the 2024 Part D plans & prices on the Medicare website?
@AbtInsuranceAgency
@AbtInsuranceAgency 10 ай бұрын
Typically after October 1st!
@calypso13100
@calypso13100 9 ай бұрын
Okay I still don't understand. I have been on Medicare for four years and have a supplemental plan. If I want to change during the open enrollment do I have to have a physical and go through underwriting before I can change? And is there a chance I could be turned down because they see I have a thyroid condition and had surgery 2 years ago?
@AbtInsuranceAgency
@AbtInsuranceAgency 9 ай бұрын
Medical underwriting does apply in most states to make a change. Where are you located? You definitely don’t need a physical exam, it’s just health questions and generally a thyroid condition or a prior surgery would not be an issue for you to make a switch! Call or email us and we can help. 888-465-9728. Stephanie@abtinsuranceagency.com
@WampumGirl51
@WampumGirl51 9 ай бұрын
I am looking for a supplement plan and was told by a medicare specialist here in California about Aetna Medicare Advantage PPO plan. Do you have a video on that? Do you have an opinion on that plan? Thanks
@AbtInsuranceAgency
@AbtInsuranceAgency 9 ай бұрын
Yes - I am very family with that plan. Contact me at stephanie@abtinsuranceagency.com or 888-465-9728 for more information!
@dennislaplant95
@dennislaplant95 9 ай бұрын
I checked the 2024 drug plans for my ZIP and meds on the Medicare website. It says the lowest cost one is a $0 premium plan. All my meds are Tier 1 except two Tier 2, so my Total cost would be $72. That is much better than my current Part D plan that's $16.80 premium and $225.60 total cost. Is that $0 plan too good to be true? Could its formulary be smaller or maybe many other drugs are in higher cost tiers than my current one? Don't you usually get what you pay for?
@AbtInsuranceAgency
@AbtInsuranceAgency 9 ай бұрын
Great questions that we are getting a lot this year. This $0/month Part D plans has pros and cons. I’d be happy to email you with more information - please send your questions over to stephanie@abtinsuranceagency.com !
@laurafitzgerald7963
@laurafitzgerald7963 9 ай бұрын
I’m healthy and feel a Plan N will work for me now. Can I change to a Plan G later? What are the implications of changing later rather than Plan G from the start?
@AbtInsuranceAgency
@AbtInsuranceAgency 9 ай бұрын
It depends on what state you live in. In most areas, you’ll have to pass medical underwriting to switch to a Plan G later on down the road.
@Unknown-hu4gf
@Unknown-hu4gf 10 ай бұрын
Hey, can you switch your part D from company to company without any type of review or medical underwriting?
@AbtInsuranceAgency
@AbtInsuranceAgency 10 ай бұрын
Yes, during the fall Annual Election Period
@Unknown-hu4gf
@Unknown-hu4gf 10 ай бұрын
@@AbtInsuranceAgencyCan you switch between G to G plans within the same company or a different one without any type of review or medical underwriting too?
@AbtInsuranceAgency
@AbtInsuranceAgency 10 ай бұрын
No, generally any new Medigap application for a new insurance company or a new plan letter will be medically underwritten@@Unknown-hu4gf
@mikepruett1745
@mikepruett1745 8 ай бұрын
ok im gonna retire next november im 65 now and working so i need to apply now>??
@AbtInsuranceAgency
@AbtInsuranceAgency 8 ай бұрын
If you are still working, have employer insurance, employer has 20 + employees, then no - not yet.
@mikepruett1745
@mikepruett1745 8 ай бұрын
i can do part a first right' @@AbtInsuranceAgency
@nacolejohnson4115
@nacolejohnson4115 10 ай бұрын
IF YOU ARE 70 YEARS OLD HOW MUCH IS PLAN G A MONTH IF YOU HAVE HEALTH ISSUES.?????LOL 🌹 👍 😃 💘....
@AbtInsuranceAgency
@AbtInsuranceAgency 10 ай бұрын
It depends on your zip code and some other factors
@nacolejohnson4115
@nacolejohnson4115 10 ай бұрын
@@AbtInsuranceAgency MY ZIP CODE IS 11701 WHAT ARE FACTORS
@arnoldjohnson3317
@arnoldjohnson3317 10 ай бұрын
I just got an email using the Chase bank logo. It says it’s from you!
@AbtInsuranceAgency
@AbtInsuranceAgency 10 ай бұрын
Hmmm, that's strange. Our logo is a little tree 🌳
@cdr3986
@cdr3986 10 ай бұрын
Thanks, Stephanie. I appreciate your help - and Jake’s help too. Happy, healthy fall to you and your family.
@AbtInsuranceAgency
@AbtInsuranceAgency 10 ай бұрын
@@cdr3986 same to you!
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