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Money Diaries #9 • Savings Challenges • Happy Mail

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SnowGardener307 Budgets

SnowGardener307 Budgets

Күн бұрын

It is time to spill the tea on my last week of spending for the month of June! Join me as we discuss our spending totals for June! It was a little outta control!!
We also open happy mail and stuff our new JULY binder!!
Happy Mail
‪@JanellRaeBudgets‬
‪@ChampagnesCorner‬
‪@tandlbudgets7870‬
It seems as if the storm we are in keeps bringing more rain. We are working to get a large business debt paid off in 90 days.
Numbered Paper Clips: amzn.to/3VEyhZ2
(I may receive commission if you purchase from the Amazon links in this description)
Want to purchase something from my Etsy store? Please use this link to save me Etsy fees: snowgardener30...
#debtfreegoals #savingschallenges #moneydiaries
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/ @snowgardener307budgets
ALL MY SAVINGS CHALLENGES:
July Binder- ‪@JanellRaeBudgets‬
9. MOOnlight ‪@lizandless‬
10. Positive Affirmations @champagnescorner
Christmas Cuties Binder - ‪@CraftCoBudgets‬
Snowflake Christmas Binder - @JanellRaeBudgets
1. Puppy Snowflakes -Rami ‪@budgetpaparazzi‬
2. OCD Christmas -Dani @CraftCoBudgets
3. Penguins -Tracy ‪@GoldenGirlBudgets‬
4.
5. Snowman- Janell @JanellRaeBudgets
6. Mystery Savings- Kim ‪@StarBudgets‬
7.
8. Merry Christmas- Yazmine ‪@OfficialBudgets‬
9. Fred Jr.- Shannon ‪@307designstudio‬
10. Holiday Cheer -Champagne ‪@ChampagnesCorner‬
11. Double Sided Christmas- Judy ‪@savewithjudy‬
12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
Red Savings Challenge Binder
ALL BUX- @reinventingrene ‪@reinventingrene‬
Blue Glitter "Full Size" Savings Challenge Binder
The Life of a Pig *
Pop It! *
Life is a Beach *
Shut the Box- @reinventingrene
2024- @TheALMOSTOrganizedOwl
*= Use the link above for my Etsy store to find these products
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2023 was $201,986.79
NOTES:
* In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
* The above numbers include our mortgage.
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💌S N A I L M A I L:
SnowGardener307 aka Marlene
PO Box 281
Pinedale, WY 82941
EMAIL for Business Inquiries Only:
snowgardener307@gmail.com
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DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.

Пікірлер: 68
@jlkuttler
@jlkuttler Ай бұрын
Love the happy mail! Great savings day with those silly chipmunks.
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you Jessica!
@veronicam1726
@veronicam1726 Ай бұрын
I love that July binder!
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Me too!
@angelaromero2542
@angelaromero2542 Ай бұрын
I Love all your happy mail and the July Binder is awesome!! ❤️
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you so much!
@Colourfulbudgetsuk
@Colourfulbudgetsuk Ай бұрын
Loving the July binder. And happy Mail
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you so much! ❤️❤️
@gentlecharmbudgets
@gentlecharmbudgets Ай бұрын
I love how you have been writing down your debt at the end of each video so I decided to try this and I am now I extremely excited about debt payoff again. I have already got 2 debts paid off and i am over half way done with a 3rd one So i just wanted to say thank you
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Me too! It is so inspirational to see what we have been able to do each video! Wahooo for your progress! I am so excited this is helping to inspire you to tackle those debts!! Congratulations!! 🎉🎉🎉🎉
@moneywithjustliving5258
@moneywithjustliving5258 Ай бұрын
Good Morning, watching while on vacation.
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Good morning! Hope your vacation is wonderful!
@authenticallyallison
@authenticallyallison Ай бұрын
❤❤❤ cute rain drop challenge
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
So cute!
@shonnebailey
@shonnebailey Ай бұрын
Love T&L budgets I have ordered from them a lot in the past !! Always great quality
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Yes they are! This is the first of their products I have received but I will definitely order some more! Such great quality!!
@OdettesBudgetingLife
@OdettesBudgetingLife Ай бұрын
Here watching. ❤❤❤
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you!!
@ivyhartsfield9352
@ivyhartsfield9352 Ай бұрын
Watching 😊
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thanks for watching
@beautymombudgets
@beautymombudgets Ай бұрын
Hello Marlene, here catching up on videos!! 🫶🏻
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
You're the best!
@kittyface7kat327
@kittyface7kat327 Ай бұрын
Great video Marlene. :)
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you!
@sydneysmith1921
@sydneysmith1921 Ай бұрын
I watched this last night and fell asleep (I love your voice) anyhow re watching today and now commenting it’s 60° your cold as we’re in a heat wave already 91° at 11 am
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Haha I often put myself to sleep if I edit videos late at night. 🤣🤣 It's July 4th and I will have to cover my flowers tonight because it will be in the 30s! Today might hit 70... keeping my fingers crossed.
@ShannonsBudgets
@ShannonsBudgets Ай бұрын
Good morning great video ❤❤
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thanks so much
@marieallen2419
@marieallen2419 Ай бұрын
Here from New Zealand. Love your videos ❤😊
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Yay! Thank you!
@AishaMBudgets
@AishaMBudgets Ай бұрын
The July binder is adorable! Love the patriotic cats! Those chipmunks were eating up all the money today.
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
It is so cute! Yes those chipmunks were hungry!!
@TheBudgetPrincessa
@TheBudgetPrincessa Ай бұрын
Great video 🫶🏽🎀
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you 🤗
@BudgetRx
@BudgetRx Ай бұрын
new subscriber here and new budgeting YT'er. Thanks for a great video!
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Welcome!! Thank you!
@adrienneadelsperger897
@adrienneadelsperger897 Ай бұрын
❤❤❤❤
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
😁😁😁
@toebeanbudgets
@toebeanbudgets Ай бұрын
I think you shortage #7 one dollar. I purchased the July mystery binder too, might take me all year. 😅
@johnnytieszen
@johnnytieszen Ай бұрын
No she didn't I'm working on the June binder with $30 a month it's all gonna go to debt for me
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
I may have! You know I like to make mistakes! LOL...wahooo the July binder is so dang cute!!
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Johnny thanks for letting me know I didn't make a mistake this time! Awesome for the money going to your debt! Every dollar counts!!
@StarBudgets
@StarBudgets Ай бұрын
❤❤❤
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
💜💜💜
@ajulydreamer
@ajulydreamer Ай бұрын
Hey Marlene! Catching up, its been a while ❤❤❤
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Hello Miranda! 😁😁😁
@briaexploresbudgeting
@briaexploresbudgeting Ай бұрын
65* 😱 ?! it was 96* today in New Orleans with 88% humidity lol
@mirandamatte4951
@mirandamatte4951 Ай бұрын
We just moved from New Orleans to OK and we're hoping we could escape some of the heat but it's been in the 100s here😭
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Hahaha...we might hit 70 today, if we are lucky and it is going to be in the 30s this evening so I will be covering my plants. It has been a cold summer and my garden is showing it!! But I don't like the heat unless I am sitting on a beach or next to a pool and I hate humidity!! Eeekkk...lol...so I suffer through the cold! LOL
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Miranda the 100s? Oh no...I would melt!
@mirandamatte4951
@mirandamatte4951 Ай бұрын
@SnowGardener307Budgets oh I'm definitely melting!🤣 and I'm 31 weeks pregnant so that just makes it worse! Time to pack up and move to Alaska because this heat is disrespectful lol.
@briaexploresbudgeting
@briaexploresbudgeting Ай бұрын
@@mirandamatte4951 haha we just moved out of vegas, it's 119* in vegas this week
@sebbie9060
@sebbie9060 Ай бұрын
The way you did July binder in this video. The rolling of multiple dice, I loved it. Using Number 10 as a catch all was a great idea. I have a FFS jar, that I use as a catch all. My husband asked if the jar was for emergency funds, I said no it’s “Funds For Stuff) lol Our children are little, their school is always holding some form of event or themed day that requires between $1 - $5 having the jar means we always have some form of coins regularly available.
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
I am so happy you liked it! It was a spur of the moment decision while filming! I love using the extra dice! 😁😁😁 Love the FFS jar idea!
@mariswayoflife
@mariswayoflife Ай бұрын
🫶🏼
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
💜💜
@diannerichards6018
@diannerichards6018 Ай бұрын
Great video.
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thanks!
@marshafugitt3460
@marshafugitt3460 Ай бұрын
Great video
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thanks!
@shonnebailey
@shonnebailey Ай бұрын
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
I just love these little emojis!
@varseyhumphrey9748
@varseyhumphrey9748 Ай бұрын
Really loving this method, may work on a goal to do one next month!
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
I love the monthly binder! It is so much fun! I will reuse this binder next year as well!!
@bethbeckwith7928
@bethbeckwith7928 Ай бұрын
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Hi Beth!!
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