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More DEBT? • Budget with Me • Savings Challenges

  Рет қаралды 2,450

SnowGardener307 Budgets

SnowGardener307 Budgets

Күн бұрын

It seems as if the storm we are in keeps bringing more rain. We are working to get a large business debt paid off in 90 days.
Budget with Me as I work with my husband's budget. We stuff some cash and we make a debt payment using savings challenges!
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#debtfreegoals #savingschallenges #moneydiaries
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/ @snowgardener307budgets
ALL MY SAVINGS CHALLENGES:
June Binder- ‪@JanellRaeBudgets‬
9. Miss Adventure ‪@lizandless‬
10. Roll, Scratch & Save @toebeanbudgets
Christmas Cuties Binder - ‪@CraftCoBudgets‬
Snowflake Christmas Binder - @JanellRaeBudgets
1. Puppy Snowflakes -Rami ‪@budgetpaparazzi‬
2. OCD Christmas -Dani @CraftCoBudgets
3. Penguins -Tracy ‪@GoldenGirlBudgets‬
4.
5. Snowman- Janell @JanellRaeBudgets
6. Mystery Savings- Kim ‪@StarBudgets‬
7.
8. Merry Christmas- Yazmine ‪@OfficialBudgets‬
9. Fred Jr.- Shannon ‪@307designstudio‬
10. Holiday Cheer -Champagne ‪@ChampagnesCorner‬
11. Double Sided Christmas- Judy ‪@savewithjudy‬
12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
All of the challenges in this binder are from my Etsy shop
www.etsy.com/s...
Red Savings Challenge Binder
ALL BUX- @reinventingrene ‪@reinventingrene‬
Blue Glitter "Full Size" Savings Challenge Binder
The Life of a Pig *
Pop It! *
Life is a Beach *
Shut the Box- @reinventingrene
2024- @TheALMOSTOrganizedOwl
*= Use the link above for my Etsy store to find these products
Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
The Great Aussie Scratch Off- @CraftCoBudgets
Suitcases- Plan to Plan Sticker Co.
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2023 was $201,986.79
NOTES:
* In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
* The above numbers include our mortgage.
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💌S N A I L M A I L:
SnowGardener307 aka Marlene
PO Box 281
Pinedale, WY 82941
EMAIL for Business Inquiries Only:
snowgardener307@gmail.com
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DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.

Пікірлер: 81
@BrittanieRaynor
@BrittanieRaynor Ай бұрын
I've been a silent watcher for about a month now I believe and I absolutely love how positive you are! Also 90 days to pay off that much debt is AN AWESOME goal
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you so much!! This goal is a huge goal for us, but we are on our way there! We are reaching for the stars with this one!!
@sebbie9060
@sebbie9060 Ай бұрын
Love the D12 with the heads and tails
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Me too! Makes it so easy! ❤️❤️❤️
@JamieRNbudgets
@JamieRNbudgets Ай бұрын
Completely agree! Playing challenges makes paying debt a little more tolerable 😂
@naturalreecey446
@naturalreecey446 Ай бұрын
It's the coloring part for me lol
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Yes! It helps keep me motivated!
@marylynmiller5158
@marylynmiller5158 Ай бұрын
Stay positive....if anyone can do this debt thing, you can!!!
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you!
@cyndimcintire1577
@cyndimcintire1577 Ай бұрын
I think Mr Snow Gardener and you have weather the storm quite well. Congratulations ❤
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you very much!
@jessiefaw9127
@jessiefaw9127 Ай бұрын
Yay! So glad you like the heads/tails dice 😊
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
I love it! Thank you! 🥰🥰🥰
@jlkuttler
@jlkuttler Ай бұрын
Love the heads or tails dice!
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Me too!
@stephaniemartinez7233
@stephaniemartinez7233 Ай бұрын
Pesto pizza with roasted peppers artichokes mozzarella and Parmesan cheese! Yummmmm 🤤
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Oh yes! That sounds delish!
@TheMysticsoul77
@TheMysticsoul77 Ай бұрын
🫂💜💪Great job, I hope the storm will pass soon.
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
I hope so too
@ByEmzo
@ByEmzo Ай бұрын
Hi Marlene! My Georgette book came this week, so hyped to get it started! 🎉 And thank you so so much for all the adorable freebies 😇
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Hope you enjoy it! I just love how this book turned out! You are so welcome!!
@stacygreen5541
@stacygreen5541 Ай бұрын
You are amazing! I rarely comment but wanted to encourage you to meet that goal! Love your videos!!!
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you so much Stacy! I really appreciate your amazing comment! This goal is huge, but I know we can do it!! One day at a time...one dollar at a time!!
@kittyface7kat327
@kittyface7kat327 Ай бұрын
Great video Marlene. :) Great job paying this debt down so quickly.
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thanks so much! 😊
@maria.workinprogress
@maria.workinprogress 21 күн бұрын
You got this!❤😊
@SnowGardener307Budgets
@SnowGardener307Budgets 20 күн бұрын
Thank you!!
@HaloBudgetsByAngel
@HaloBudgetsByAngel Ай бұрын
Your doing great paying off that debt-keep it up. It definitely helps motivate to keep, keeping on!!! :)
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you so much!! Yes we just have to keep on going!!
@BudgetYourLife
@BudgetYourLife Ай бұрын
Hi, love the budget with me. And fun savings. I would love to go back to Australia, we had the best trip! I know you will too!
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you so much! We will make it to Australia one day for sure!!
@budgetwithmamabear
@budgetwithmamabear Ай бұрын
Great job saving! Watching while I'm working on orders and budgeting💕🐻
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Hey hey!! Thank you so much!!
@moneywithjustliving5258
@moneywithjustliving5258 Ай бұрын
Good Morning Marleen, love the update. Wow your husband is such a hard worker, great job hubby! I love the round up, we do it too. It just seems to make sense, extra is always better in the end.
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you so much!! Yes...he is working his tail off! It is nice to help us reach our goals and I am happy he has several days off this week to relax and recover a little bit!
@Vikkilynn112
@Vikkilynn112 Ай бұрын
I love the way you do shut the box.. I’m going to start doing that also. The heads and tails dice is a good idea
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
So many different possibilities with all the challenges!
@Vikkilynn112
@Vikkilynn112 Ай бұрын
@@SnowGardener307Budgets yes that is true. I could cut down on cost of printer ink to do it your way. Saving when and where I can.
@Grammisjourney
@Grammisjourney Ай бұрын
Great budget hun great example❤🫶
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you!
@ivyhartsfield9352
@ivyhartsfield9352 Ай бұрын
Watching 😊
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thanks for watching
@BudgetingTheBacon
@BudgetingTheBacon Ай бұрын
Hey Marlene, checking in as it's been awhile since I've caught up with you 🙂.I like how you have done Shut The Box to be able to use it over again (less waste for printing constantly).
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Hey hey Nija! Thank you so much!
@deeplansandbudgets
@deeplansandbudgets Ай бұрын
Another great video.
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
I appreciate that
@cashNcoffee-budgets
@cashNcoffee-budgets Ай бұрын
Great video 😊
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thanks! 😊
@managingmonasmoula9811
@managingmonasmoula9811 Ай бұрын
Hello. I am new here. First video of yours that I watch. I love the colors of your sunflower wallet. Wow! So pretty. Have a beautiful day! ☀️🌻💛
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you so much! Welcome! 😁😁😁
@thedramaticpanda
@thedramaticpanda Ай бұрын
the challenges are the only reason I started saving 😂
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
The challenges are so much fun! It has helped me so much!!
@lolethawoods786
@lolethawoods786 Ай бұрын
Hello 😊 Good evening!!
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Hello 😊
@TheBudgetPrincessa
@TheBudgetPrincessa Ай бұрын
Great video 🫶🏽🎀
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you 🤗
@gentlecharmbudgets
@gentlecharmbudgets Ай бұрын
Great Video
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thanks!
@SweetandSassyBudgets
@SweetandSassyBudgets Ай бұрын
Really like the heads or tails dice! Makes it a lot less confusing. 💜
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
It does! I love it!
@veraruthbudgets
@veraruthbudgets Ай бұрын
Fingers and toes! Old school counting! I do the same! It was the way we were taught! Yes that’s a good payday but like you said Mr SG worked his bootay off to make that money. It wasn’t given to him! I know you will smash that 90 day goal! And the scratching is getting a smidge better! 😝
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Thank you so much! That man is working his tail off!
@bethbeckwith7928
@bethbeckwith7928 Ай бұрын
🦚Yall doing a great job knocking down that debt - keep it up!
@RoseAngella
@RoseAngella Ай бұрын
💜
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
😁
@adrienneadelsperger897
@adrienneadelsperger897 Ай бұрын
❤❤❤
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
😁
@thearbitrarylife
@thearbitrarylife Ай бұрын
Question. Wasn't Bridger working for himself? Was he, is he? Did I think he was and really wasn't? Did I miss a video that you covered this?
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
We didn't go into any details on what happened regarding the partnership. He now works for another company.
@shonnebailey
@shonnebailey Ай бұрын
Marlene does Piggy Penny have a dashboard ?
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
No I have never created one. Would you like me to create one?
@shonnebailey
@shonnebailey Ай бұрын
Yes
@staceygrier1699
@staceygrier1699 Ай бұрын
Hello
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Hi!
@Bunnybudgets1027
@Bunnybudgets1027 Ай бұрын
💚🐇
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
❤️
@stankfamily
@stankfamily Ай бұрын
Was this the storm you were preparing for or was this unexpected?
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
Hi Charla! Unfortunately, this was unexpected. If the storm hits it may be much bigger than this. 😑
@stankfamily
@stankfamily Ай бұрын
@@SnowGardener307Budgets sorry to hear that Marlene😮‍💨
@diannerichards6018
@diannerichards6018 Ай бұрын
Mr SG is a hard worker like my hubby and he deserves credit so agree ❤hopefully he takes care off himself also. Round up to Australia would be a good idea. . I use my fingers and toes also 😂. Love the heads and tails
@SnowGardener307Budgets
@SnowGardener307Budgets Ай бұрын
I totally agree! He actually has several days off this week due to the holiday and I had a medical procedure, so he is enjoying his time off! I do think it is time to get back to rounding up for Australia!
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