Paying DEBT with Savings Challenges • $1k+ into Savings Challenge

Рет қаралды 2,309

19 күн бұрын

So many Savings Challenges today! This is my biggest Savings Challenge stuffing ever! $1k+
It seems as if the storm we are in keeps bringing more rain. We are working to get a large business debt paid off in 90 days.
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#debtfreegoals #savingschallenges #moneydiaries
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ALL MY SAVINGS CHALLENGES:
June Binder- ‪@JanellRaeBudgets‬
9. Miss Adventure ‪@lizandless‬
10. Roll, Scratch & Save @toebeanbudgets
Christmas Cuties Binder - ‪@CraftCoBudgets‬
Snowflake Christmas Binder - @JanellRaeBudgets
1. Puppy Snowflakes -Rami ‪@budgetpaparazzi‬
2. OCD Christmas -Dani @CraftCoBudgets
3. Penguins -Tracy ‪@GoldenGirlBudgets‬
4.
5. Snowman- Janell @JanellRaeBudgets
6. Mystery Savings- Kim ‪@StarBudgets‬
7.
8. Merry Christmas- Yazmine ‪@OfficialBudgets‬
9. Fred Jr.- Shannon ‪@307designstudio‬
10. Holiday Cheer -Champagne ‪@ChampagnesCorner‬
11. Double Sided Christmas- Judy ‪@savewithjudy‬
12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
All of the challenges in this binder are from my Etsy shop
www.etsy.com/shop/SnowGardene...
Red Savings Challenge Binder
ALL BUX- @reinventingrene ‪@reinventingrene‬
Blue Glitter "Full Size" Savings Challenge Binder
The Life of a Pig *
Pop It! *
Life is a Beach *
Shut the Box- @reinventingrene
2024- @TheALMOSTOrganizedOwl
*= Use the link above for my Etsy store to find these products
Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
The Great Aussie Scratch Off- @CraftCoBudgets
Suitcases- Plan to Plan Sticker Co.
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2023 was $201,986.79
NOTES:
* In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
* The above numbers include our mortgage.
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SnowGardener307 aka Marlene
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DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.

Пікірлер: 97

@thevictoriagoogin 17 күн бұрын

Ohhh naughty puppies 😂😂😂 how fun their friend taught them to sneak out 😂 76$ for June incase you don't catch it later

@SnowGardener307Budgets 11 күн бұрын

Hahaha...oh those puppies! Nope...didn't catch it but I did see your comment when you made it! So thank you!!

@Pamcatmom 15 күн бұрын

I think you already share so much of your life that you should be able to have some privacy anywhere you choose. You’re doing amazing.

@SnowGardener307Budgets 15 күн бұрын

Thank you so much!! I appreciate your understanding!

@kittyface7kat327 16 күн бұрын

Great job Marlene! You and Bridger are kicking out that debt!!!!!!!

@SnowGardener307Budgets 15 күн бұрын

Thank you!

@savingwithPeggy 14 күн бұрын

Awesome! More money equals more fun!

@SnowGardener307Budgets 11 күн бұрын

So much money in this video Peggy! LOL

@jessicakuttler 14 күн бұрын

Silly dogs! Amazing job for June!

@SnowGardener307Budgets 11 күн бұрын

Thank you so much Jessica!!

@deeplansandbudgets 13 күн бұрын

Watching while setting up my August Gratitude Journal.

@SnowGardener307Budgets 11 күн бұрын

Yay, thank you! You are amazing Dee!!

@RoseAngella 17 күн бұрын

Good games. Love them all. 💜

@SnowGardener307Budgets 11 күн бұрын

Thank you!!

@TaraannBudgetsandSelf-Care 16 күн бұрын

It okay not to share everything. You share a lot with us. I hope people stop asking.

@SnowGardener307Budgets 15 күн бұрын

Thank you so much for understanding! We try to share all that we can but sometimes it is out of our control!

@Colourfulbudgetsuk 16 күн бұрын

Great video, loving how positive you are. You are doing a fantastic job.

@SnowGardener307Budgets 15 күн бұрын

I try! It is so easy to get bogged down with life ups and downs but if you stay positive it makes life so much happier!!

@deannaedwards1147 16 күн бұрын

Great job Marlene! Awesome progress😊

@SnowGardener307Budgets 15 күн бұрын

Thanks so much! 😊

@TeachSaveTravel 16 күн бұрын

You are always so encouraging ❤

@SnowGardener307Budgets 11 күн бұрын

🥰🥰🥰 Thank you! You guys help encourage me to never give up!!

@mariswayoflife 14 күн бұрын

Watching you is inspiring ❤

@SnowGardener307Budgets 11 күн бұрын

Wow, thank you!! I appreciate you!

@christineoreilly8912 16 күн бұрын

Wow!!!

@SnowGardener307Budgets 11 күн бұрын

😁😁

@TheBudgetPrincessa 16 күн бұрын

Great video Marlene and so much progress 🫶🏽🎀

@SnowGardener307Budgets 15 күн бұрын

Thank you so much!!

@TraciRogers-pn2jl 16 күн бұрын

What a fantastic job!!!! Great video

@SnowGardener307Budgets 15 күн бұрын

Thank you very much!

@stephaniemartinez7233 16 күн бұрын

Awesome progress!

@SnowGardener307Budgets 15 күн бұрын

Thanks!

@sydneysmith1921 16 күн бұрын

For June you have $76 not $66 I rewatched like 5 times saying no you miscounted the $10 (maybe you catch it before the end of the video I typed before I watched the whole thing) personally loved the long video 🎉🎉 way to go paying down some debt

@SnowGardener307Budgets 11 күн бұрын

Hahaha...oh the mistakes I make are just ridiculous! I didn't catch it in the video or the editing! I am so happy you love the long videos....I am just full of so many words. LOL This amount of money was amazing to be able to stuff towards our goals!!

@thedramaticpanda 17 күн бұрын

Hey friend! Congrats that's such a great debt payment!

@SnowGardener307Budgets 11 күн бұрын

Yes! Thank you!

@SweetandSassyBudgets 16 күн бұрын

Omg what a huge amount going to debt! If anyone can pay that big of a debt in such a short amount of time it’s you guys!!! Amazing job Marlene and Mr. Sg307 💜 💜 💜 that fishing challenge looks like to much fun , can’t wait to play it. Loving the chicken pox fish 😂 too cute

@SnowGardener307Budgets 11 күн бұрын

Thank you so much! Oh this new debt was a little heartbreaking, but I know we can do it!! We just want to get it paid off so we can move on to our EF goal!! Hahaha...the chicken pox fish...hehehe!!

@jennifermacklem 16 күн бұрын

Love this long video!!

@SnowGardener307Budgets 15 күн бұрын

Thank you Jennifer!!

@tcslife4794 17 күн бұрын

I don’t know where people are getting A bucks. I've found one since January. I'd never make it to Australia 😂

@SnowGardener307Budgets 15 күн бұрын

🤣🤣🤣🤣 A bux are hard for me to find too. I know it depends on where you live.

@gentlecharmbudgets 16 күн бұрын

Great ❤ Video

@SnowGardener307Budgets 15 күн бұрын

Thanks 😁

@budgetrebelgoals 16 күн бұрын

❤❤

@SnowGardener307Budgets 11 күн бұрын

💜💜💜💜

@redbone3951 17 күн бұрын

Awesome job on going to your debt

@SnowGardener307Budgets 11 күн бұрын

Thank you so much!!

@thefeistyone7178 16 күн бұрын

Loving your positivity (even on the days when you may not feel it) and how you're crushing all debt that comes your way. And personally, "flipping off" debt is a completely reasonable response.

@SnowGardener307Budgets 11 күн бұрын

Hahahaha...yes to flipping off debt!! Thank you so much! I try to stay positive and when I succeed it does make the tough times so much easier!! 😍😍

@lisandraaponte5419 12 күн бұрын

Great video 💚💚💚🥰

@SnowGardener307Budgets 11 күн бұрын

Thank you 🤗

@diannerichards6018 16 күн бұрын

Wow that is a fantastic amount 👏 🎉🎉.so glad you decided to play instead of just paying the debt . Lol flip it off 😂😂😂.I'll guess $187 for this round of STB. Well I was high 😂. Love the fishing challenge 😊. I know you guy will knock it out of the park ❤

@SnowGardener307Budgets 11 күн бұрын

Thank you so much Dianne!! Yes...I figured let's play that money!! This video was a daunting task to edit, but so much fun finishing all those challenges!! Great guess on STB...I need to start shutting that box so I can have large numbers like that!! 💜💜💜

@adrienneadelsperger897 17 күн бұрын

Great video!!!❤❤❤❤❤

@SnowGardener307Budgets 11 күн бұрын

Thank you!!

@thomassteenerson8958 16 күн бұрын

❤ another great video thank you for the motivation that you keep giving out❤

@SnowGardener307Budgets 16 күн бұрын

You are so welcome

@Budget2Blessings 17 күн бұрын

Enjoy the video. You give me hope that one day I will play with a $1000

@SnowGardener307Budgets 11 күн бұрын

Thank you! This was a first for me but it was so fun to put the money towards our goals!

@rachelljordan2554 16 күн бұрын

Nice video

@SnowGardener307Budgets 15 күн бұрын

Thanks

@stephaniehale5547 14 күн бұрын

25 or up

@SnowGardener307Budgets 11 күн бұрын

😁

@patcole1537 17 күн бұрын

That was awesome Marlene!!! Thank you for playing instead of just paying. Have a great weekend.

@SnowGardener307Budgets 11 күн бұрын

Hi Pat! Thank you so much! I just put the yorkies fourth of July scarves on! I love them!!

@angelaromero2542 17 күн бұрын

Thank you so much Marlene for the encouragement to keep going on whatever journey we are on. Paying off debt, saving for an emergency fund, completing savings challenges and building our savings for our Envelopes etc. You have been a Great inspiration and i appreciate You so much!!! Thank you. ❤❤ P.S. Congrats on conpleting so many savings challenges and doubling the amounts. Great job!!! 🎉🥰

@SnowGardener307Budgets 11 күн бұрын

You are so welcome! It can be so discouraging when the storms hit, but we can't give up!! We have to keep our heads up and keep going! I appreciate your amazing comment! Sorry it took me a bit to reply! I did see it the day you made it and it brought a smile to my face, so THANK YOU!!!💜💜💜💜💜

@tammybowen5307 17 күн бұрын

😊❤😊❤😊

@SnowGardener307Budgets 11 күн бұрын

💜💜💜

@NOVAFrugalFamily 17 күн бұрын

Flip it off 😂

@SnowGardener307Budgets 11 күн бұрын

Hahaha...yes!!

@TheMysticsoul77 17 күн бұрын

🫂💚💵✉️💪. I hope your storm passes soon

@SnowGardener307Budgets 11 күн бұрын

Thank you Lori!!

@daj536 16 күн бұрын

Awesome video! I just love your transparency and how you encourage us to keep going no matter what. 🤗💕 I was excited the video was lengthy! Thank you for all that you do! 🤗💕🤗💕

@SnowGardener307Budgets 15 күн бұрын

Thank you so much!! I knew this video was going to be a long one when I started!! hahaha!!

@user-xk2wu2tl5e 17 күн бұрын

You missed some scratch offs in your June binder 😮

@SnowGardener307Budgets 16 күн бұрын

They will be saved until next year!

@jus4wd 17 күн бұрын

Love watching your videos!

@SnowGardener307Budgets 11 күн бұрын

Thank you!!

@savewithjudy 17 күн бұрын

Hello Marlene. Here watching and enjoying your video this evening.

@SnowGardener307Budgets 11 күн бұрын

Hi Judy!! Thank you so muc!!

@Vikkilynn112 16 күн бұрын

I have just started watching your videos but I am learning a lot from you just like I have from jamiernbudgets and Bria.Snyder. Thank you for sharing your journey!

@SnowGardener307Budgets 11 күн бұрын

Welcome Vikki! I am so happy you are learning! This community is full of amazing creators with wonderful stories and suggestions!!

@Vikkilynn112 11 күн бұрын

Thank you! Yes I am learning a lot from some awesome budgeters on KZfaq! Yes I have gotten lots of ideas! Thank you again!

@marysigmon4913 17 күн бұрын

Hello Marlene , was getting ready to turn in and saw your video had to watch

@SnowGardener307Budgets 11 күн бұрын

Thank you so much Mary!!

@aliciawilliams5119 16 күн бұрын

How do we become members of your channel?

@SnowGardener307Budgets 15 күн бұрын

Hello Alicia! Here is the link kzfaq.info/love/9x0WaDdLmbx3iFnJkPeGQAjoin

@emmajeanhayden604 16 күн бұрын

WHAT A CD LADDER? IS THERE A SAVINGS CHALLENGE. I DON'T UNDERSTAND?

@Pamcatmom 15 күн бұрын

Tracy at Golden Girls Budget explained it really well in her videos (a few videos back).

@SnowGardener307Budgets 15 күн бұрын

Hello Emma! A CD Ladder is where you buy a 12-month CD each month of the year; thus, you create a ladder! The best video on the CD Ladder is Debt Free Jessie! Go check her out!

@varseyhumphrey9748 16 күн бұрын

Can someone tell me how to get to the membership options?

@varseyhumphrey9748 16 күн бұрын

Found it!

@SnowGardener307Budgets 15 күн бұрын

Welcome! I am so excited you were able to find the membership information! I see you already entered your information in Postable! I will be sending out the July email today and I will get your free challenge in the mail this next week!!