When I turned 40, I decided to take up something I used to say I hated. Which was running. Started with one lap on track, progressed to 4 laps, and then around the campus. My coworkers had a running club to do races. They asked if I wanted to join. that’s how I did my first 5k. 5k became 10k. 10k became half marathon. Half became full marathon. By the time I was 45, I turned to hiking and trail running because I lived next to Los Angeles’ biggest urban park with many trail miles. Later I took up backpacking and mountaineering, completed Whitney as a day hike. I had done multi-day trekking in England and the Alps. By 52, I became immersed in yoga, taking 2 to 3 classes a day, 5 days a week for 3 years. Covid I was dormant for 18 months. In mid 2021 I moved to a retirement park just when amenity got reopened (closed during Covid time). It’s first time I had daily access to an empty heated pool (no one uses it). I didn’t know know to swim so I watched youtube to teach myself front crawl and breaststroke. By now I can do both well, working on stamina and distance. I am also studying triathlon because I want to eventually learn how to bike. I hope I can try my first sprint tri when I turn 60 in a couple of years. Basically I spent 20 years from 40 to 60 to try what I hated doing from 0 to 39 (I’d rather read books). I don’t know what ppl do during mid life but I certainly hadn’t had any crisis. I had been busy getting in depth both intellectually and physically, learning and progressing in outdoor activities. If I was told in my 20/30s I’d be an active person later in life, I’d say no way that ain’t me LOL

I wish i learnt most of these principles about seven years ago. A lot of people have been trapped strongly in the matrix-- Go to school, get a job, and then slave your whole life. Many miss out on life-changing information that could have great effect on their finances. I played with the stock market sometime in 2020, and I was surprised at how well it turned out. I want to put in $75k more into the market. I heard people are making really great returns despite the downturn. Any recommendations?

I actually love my mid life. Because you have money for stability, you have family to love you and you are still young to achieve big goals. It’s not a crisis, it’s best time.

I would add to that one thing. Exercise every day for at least 20 min. I started with a combination of Cardio / Yoga / Qui Gong / strength workout. Alternating every day. That had the biggest impact right after meditation.

investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good??>>>>

I started meditating at 45. This ended decades of ADHD meds and had a long list of other benefits.

The part about leverage and getting more out of the time you already have is critically important. Love it. Thanks Ray.

I'm 39, and I can relate to this. How to be a good father, husband and professional - all at the same time. It's tough, man. On another front: this has been a moment for deep thinking, rebalancing, reinvention of oneself. I've just met my goals set on my 20s, so what's next? Reinventing myself, redefining priorities and setting new objectives has been the focus for me...

We experienced the pinnacle of our era, but it is now gone. Like what happened to Rome, the corrupt administration will bring this nation to an end. My condolences go out to anyone who is close to retiring and may be worried about whether their pension will be enough to pay the rising cost of living. Insane fiscal policy, poor regulatory policy, poor energy policy, and poor foreign policy

Very True! It’s all about prioritizing and choosing the right people to surround ourselves with at this very important life milestone. Thank you Ray for sharing your amazing wisdom!

Thank you Ray, you are a great mentor, and I wish you the best

Thank you so much for being a mentor! You have significantly added to my life!

Ray, you are a wonderful mentor, full of wisdom. Thank you for your giving heart and all you do for the people around you.

Thanks Ray...great advice... keep the good people around you and meditate...by the time many people are in their 40s their life is etched across their face and it ain't pretty ....but you have aged well and with dignity.

Ray Dalio has saved many with his principles... thank you for sharing most valuable lessons from your life. Please continue to enlighten us.

Many thanks Ray for your sharing always sharing your wisdom openly

Best wishes from Italy Ray. I'm reading your books, I found them of great value. You're a valuable human being. Thank you for sharing your knowledge and experience.🙏

I am 51 so it was good that this popped up. I didn't take too much from the video. Today I had day off work, it was a rainy day and I didn't get much out of the day. Yesterday I mowed the lawn, did gardening, went for a haircut and a meal, and I got a lot more out of the day. Today I lacked positive stimuli and my mood dipped. The weather around here is poor. I will consider buying Ray's book, maybe. I could do more reading, and get off the Internet. I enjoy walking but my most recent 10 mile walk I suffered afterwards, seems like something out of balance, need to see a specialist about. I plan and hope to resume my cycling hobby. I don't like the look of road cycling any more it looks dangerous to me now. So I would be cycling on paths and trails etc away from roads and cars etc. Good video, thought provoking. Ray is a multi billionaire one of the worlds' most wealthy person so its good he makes videos. At a certain age you never know how many years you have got left, he is leaving us with some of his good materials, for those that don't buy his book(s). And KZfaq is a lot more accessible than buying and reading books. Very good.

Exercise + diet+ meditation + reading- reduce time on the phone has great benefits. If only i could stop using the phone it would be great. Life is not that hard as we make it hard in our heads. I am battling anxiety , but with the right choices it gets easier . Good luck to you all

Just what needed to hear! 🙏 thank you for advise

Thank you for your great advice.. meditation and leverage!

Thanks Ray, your advice hits home.

thanks Ray 🙏🏻 giving back

I'm in my early 50s. I had my "mid life crisis" at 30, or what astrologically would be called a Saturn Return. Walked away from my career and found a great new one I never thought was possible. By 40, because of that earlier change, I had so much wealth built up inside of me that I decide to become an artist and share with the world what was in my heart. Both changes led me to incredible joys and tremendous amounts of free time, as well as out of this world spiritual experiences. If death should come to me now, I can honestly say that I would not feel cheated, even though I have much more living to do and many more surprises to encounter. I am in fantastic health and have a great marriage. The key to all of this wealth is for you to follow your heart, cut out everything in your life that keeps you from feeling free, and realize that we are all living on borrowed time. Once DEATH becomes your LOVER, you will have nothing to FEAR!

Thanks Dalio... I needed this exactly today

For me the toughest years we 15-25. After 25 it's been pretty much cruise control. I'm in my 60s now. My advice to make mid-life easier is to plan better earlier and work towards positive goals. Additionally, don't waste money in your 20s-30s because you'll lose out on the magic of compounding gains. $1K traded monthly @ about 5% over 20 years means very early and very comfortable (and I mean VERY) retirement. Forget the monster pickup, the big house you don't need, the 'things' you don't actually need... trade early, trade often, trade for years. The best thing you can do for yourself is to master fundamental and technical analysis as soon as you're able - the sooner the better, because time is probably the most important part of the compounding equation.

Thank you sir , meditation's benefits are real 🙏 ✌️👍

Thank you Ray 😄 you saved my day 👍👍👍

Dear Mr. Dalio. Thank you very much for your inspiring advices. Regards.

I appreciate your advice!!

I feel like I already went through all this in my 20’s having lost both my parents

Wise words! Thank you.

Thanks mister Dalio, I'm starting to meditate again today thanks to you!

Advice is gold. Thank you sir. 😊

Thanks for the pointers, Ray. Already figured them out, and never too much communication, hence journaling them everyday is my advice to others in the comments. Focus, time & health are most precious indeed.

Ray left out a very important piece of advice for those in their 40s and 50s; have billions of dollars.

Mitad de mi vida, trabajo, familia, relaciones, apalancamiento, meditación, prioridades y organización. Gracias por sus consejos!

Thanks. Pure wisdom

Thank you so much for this, i need this now

Good insigts. Thanks Ray Dalio.

Thanks much needed !!

Thank you uncle Ray!

Spot on advice.

Thank you for sharing

Great advice. For me, I am quite happy right now in my forties. The whole 40s being difficult just becomes self fulfilling for a lot of people I think. However, I am not successful in the business sense, I am not married, things have been a bit crazy but I am happy. Things where crazier between the ages of 15 to 40. Just going out to walk the dog 😉

can't agree with you more. Thank You!

Thanks, Ray, Great advice. Don't think i am quite there yet in mid-life, but i'll remember that especially your advise on Meditation

Never knew you were into meditation Ray. Wise advice 🙏🏻

I'm 29, hitting the wall next birthday I decided to "visit the future" in a sense and see what the next few decades might be like for me. Thank you for your insight.

Great advice... 👍

Thanks m'y mentor

I love being in my 40s...it feels so so good!

Thank You Ray

Very good advice.

Hell dear Ray, I was reading your wonderful Book: Principles. It's one of the best ever as personal improvement. especially because you are a living example of improvement and complete full Life. Most of "gurus" just describe something that never happened to them. 😎☯

Hello sir good afternoon 😊 I am big fan of ur work style and be calmed with every situations I always follow the rules and being disciplined with my all my work policy and for my health

Great advice sir, an admirer from India

Fame and fortune don't offer peace of mind. Good relationships, with self and others are essential. We're human beings, not human doings.

I used to ride hard on the road, my heart had issues; now I just try to walk five miles a day. I am praying more, listening to podcast on the Bible in a Year, etc. Threw out some dead weight, work on my hobbies, help others and try to save what I can

Thank you Mr. Dalio

I’m 48 and am usually in the top 10% of XC expert level mountain bike races. You can do anything at any age. It just takes commitment and consistency.

Thanks Mr Dalio!, love ya!!

correcto meditar, disfrutar de lo que a uno le gusta, servirle a la sociedad, a las personas que necesitan un apoyo, todo no es dinero en esta vida, tan solo somos un suspirito en la escala del tiempo en el universo, que no sabemos cuándo inicio, o cuando finalizara o si tan solo somos unas ideas en alguna dimensión escondida

Mid life crisis in the 40s. Juggling between parents and children. great analysis 👍

I’m on the right path then. Very good advice, it works for me though I have to emphasize the leverage part more.

Great advice - leverage

Very good advice

Ray Dalio speaks the truth and I learned so much from this man. I had many doubts and got marry early and now I just realized how difficult is it to keep the balance between work,life and marriage.

Great, you do the meditations. I never thought :)

I paid off my house at 40, travel a lot . Enjoy be at home doing nothing something just enjoy my backyard. Love my paid check since I have no debt. I love it.

🙏 Gracias!

savor the joys in life

Excellent. But can someone explain how does the leverage thing work? Thanks!

Thank you for all the advice ☺️ How do you meditate?

Thanks guy

Awesome!

I’m 58 years young and in 60 days l will be 59 and fine. 😀 My 40’s were the hardest.

Thankyou Sensei Dalio

Meditation. Thank You.

👍Great Advice as usual ! Thanks for the video. Lots of Love -CuteCatScores YT Shorts

I would add daily prayer & a healthy relationship with God. Take care…

"WHO are the people that you WANT TO BE AROUND?!" Such an important question. I thought FOR SURE I would die (or the world would end) before I turned 50. I am 54 now. I wish I had planned better! There's a lot of gold in this 2 1/2 min vid.

My man always filming from the best skyscraper offices

I’m about to be 33. Thank you sir 🙏🏻

Yes, I'm busy, I'm behind my schedule but I do prioritise meditation 💫

It's great advice. But it's advice for the world we live in. Stemming at the root of all this, when you think about. It is all coming from attaining money and making sure that money can always be there for us. And so this, "crisis," that lays hidden in all of us, is coming from our need for financial security. But WHY ? Why is it even like that in the first place ? If the Capitalist system was a relationship, you would have left it a long time ago for be so draining, manipulating and truthfully complicated. No one is questioning the DAMN system that keeps us all like this. Even Dalio, if his wealth disappeared would he be so calm and collected ? ...No, I don't think so.

I am going into my 40y soon. I just received an offer from a university for computer science learning. I will try to take it which means I have to quit my current job as a banking branch manager, to pursue a second career.

I started meditating at 30, I'm 35 now. Best decision ever made, my depression dessapeared!

In 40 it's harder to hide from the truth. You see that a lot of things you thought are good are simply not. You see that a world is a big mess and people who run it have no idea what to do about it. And then there are two ways - either to dupe yourself in order to forget what you've learned or face it, embrace it and trust your reason to go through. The latter way has rewards we've not yet discovered, but as any rewards after hard and good work they must be remarkable.

Learn new skills always. It’s great for cognitive maintenance and gives you new endeavours to pursuit

I agree! Great advice! And exercise as well, it produces good endorphins.

40's we shift more attention to health and wellness cause we're halfway there. we think about it more than at this moment i think. because of this i don't procrastinate and do things now. every time i think of not doing something and start throwing excuses i think about the people I know who have passed on and i get down to it. you value time more than ever.

Turn 40 in April so thanks for this.

Yesss❤❤❤❤

Tak rungokno nasehate njenengan Pak Ray

Meditation is key, for any age I would say!

Can someone explain leverage to me? What it means?

Im doing mindfullnes because my partner recommended it and it works. Not reacting respondind. But I have an extreme sensitiveness and obsessiveness problem.

i watch this at my 30s so i can anticipated the all things. Master Plan here

I think the 40s and 50s creates a mid life crisis for many people because folks wake up to the fact that it's your last hurrah. You're old enough where you reaped the fruit of whatever seeds you sowed in your 20s and 30s yet young enough to try to change course if you're not satisfied with where you're at in life. But that "changing course" is much more daunting in your 40s and 50s then it would've been in your 20s and 30s because of those responsibilities you now bear (family, career, etc.) versus the freedom/flexibility you had when you were younger. Personally, I always felt like the 20s and 30s is when the wet concrete is poured, 40s and 50s is when it begins to cure, and 60s and 70s+ is when it is fully hardened. So be careful what foundation you set for yourself!