My January Budget • New Christmas Savings Challenge Book

Рет қаралды 2,387

Күн бұрын

Join me as I open so much happy mail! A huge thank you to all those who sent happy mail. An extra special thank you to Janice ‪@everydayimwingingit2677‬ for the huge box of treats!
It's time to finish up 2023 savings challenge money! How many challenges can I finish?
Join my membership to get monthly freebies, exclusive videos and more!
/ @snowgardener307budgets
Christmas Cuties Binder - ‪@CraftCoBudgets‬
Snowflake Christmas Binder - ‪@JanellRaeBudgets‬
1. Puppy Snowflakes -Rami ‪@budgetpaparazzi‬
2. OCD Christmas -Dani ‪@CraftCoBudgets‬
3. Hot Chocolate -Tracy ‪@GoldenGirlBudgets‬
4. Merry Flocking Christmas- Wren ‪@MischiefManagedBudgets‬
5. Tis the Season- Stef ‪@stefsonabudget‬
6. Christmas- Jessica ‪@gpsoddsends‬
7. Fir Sure -Liz ‪@lizandless‬
8. Holiday Savings Challenge- Yazmine ‪@OfficialBudgets‬
9. 12 Days of Christmas- Vida ‪@MirandasBudgets‬
10. Holiday Cheer -Champagne ‪@ChampagnesCorner‬
11. Double Sided Christmas- Judy ‪@savewithjudy‬
12. Gingerbread Cutouts- Wren ‪@MischiefManagedBudgets‬
Gemini "ME" Savings Challenge Binder
All of the challenges in this binder are from my Etsy shop
www.etsy.com/shop/SnowGardene...
Red Savings Challenge Binder
Mr. SG307 Savings Challenge Binder
Blue Glitter "Full Size" Savings Challenge Binder
Shiny Silver Savings Challenge Binder
Other challenges:
-Save $2023 in 2023 ‪@MadelineBudgets‬
#savingschallenges #budget #debtfreegoals
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
* The above numbers include our mortgage
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💌S N A I L M A I L:
SnowGardener307 aka Marlene
PO Box 281
Pinedale, WY 82941
EMAIL for Business Inquiries Only:
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DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.

Пікірлер: 86

@deannaedwards1147 6 ай бұрын

I loved when you said "If it seems like we have extra money, it's because we do" 😂😂😂😂 love spending my mornings with you Marlene ❤

@SnowGardener307Budgets 6 ай бұрын

Hahaha..Deanna I don't know where this stuff comes from! LOL

@budgetingwithT 6 ай бұрын

I love this randomizer with challenges! So much fun. Great video!

@SnowGardener307Budgets 6 ай бұрын

Thank you T! I am loving the new randomizers!!

@gpsoddsends 6 ай бұрын

This was fun... love seeing the randomizers!

@SnowGardener307Budgets 6 ай бұрын

It is so much fun! I love changing things up!!

@thebubblystuffer 6 ай бұрын

So much fun. 😊

@SnowGardener307Budgets 6 ай бұрын

Thank you!!

@user-dz2tq8jx2z 6 ай бұрын

I love using the randomizer

@SnowGardener307Budgets 6 ай бұрын

It is so much fun!

@envysenvelopes 6 ай бұрын

Snowflake binder is so cute. Love it. I love counting coins too and scratch-offs. Great video ✉️ ✉️ 💜 💜

@SnowGardener307Budgets 6 ай бұрын

Thank you! 🤗 I sure do love the snowflake binder! Such a fun way to save for Christmas!!

@KatieoftheHouse 6 ай бұрын

Great job, Marlene! I love seeing the budget along with the cash stuffing! That looked like a massive stack of cash!! 😍😍 you did a good job allocating all of it. The Christmas cuties scratch off book! That’s so dang cute, perfectly named!

@SnowGardener307Budgets 6 ай бұрын

Hey hey Katie! Thank you so much! I am in love with all things Christmas, as you know! LOL I have been loving your videos...you are such an inspiration!!

@Colourfulbudgetsuk 6 ай бұрын

Hi, loving the Christmas savings challenges with the randomise it makes it so much more fun to save❤

@SnowGardener307Budgets 6 ай бұрын

It is so much fun for sure! I can't wait to stuff it next month!!

@BlissfulBudgeting 6 ай бұрын

Such a great video. You are always so positive and it really does motivate me to keep going. Thank you

@SnowGardener307Budgets 6 ай бұрын

Thank you so much Bridget for your kind words!

@Texaschik01 6 ай бұрын

😊great stuffing Marlene!

@SnowGardener307Budgets 5 ай бұрын

Thank you so much!!

@tracymccarty2578 6 ай бұрын

Amazing video. Thanks for helping me get ready for work love your videos. Have a fabulous day.

@SnowGardener307Budgets 6 ай бұрын

Thank you so much Tracy! I appreciate you!!

@fayejacobs1043 6 ай бұрын

Love the Christmas binder🎄

@SnowGardener307Budgets 6 ай бұрын

Thank you Faye! I am so excited!!

@lisagratefulme 6 ай бұрын

You are so organized. I need to start doing a budgeting video.

@SnowGardener307Budgets 6 ай бұрын

Yes Lisa! I think that would be amazing! Thank you!!

@boymomlovestosave 6 ай бұрын

Hi Marlene. I hope you had a great weekend. Ohhh. Love the Christmas binder and all the challenges. Wow…I was wondering if you were going to have enough 1s to get through it 😂

@SnowGardener307Budgets 6 ай бұрын

Haha! Thank you Linsey...those 1's can be a bugger for sure! LOL...luckily I had that stack next to me! LOL

@KrystalFinch88 6 ай бұрын

I'm finally caught up!!! I love the Christmas binder!!❤

@SnowGardener307Budgets 6 ай бұрын

Yay! Thank you! I am so excited for the Christmas binder! Can't wait to fill it up!!

@MyGirlBudgeting 6 ай бұрын

I am new to your channel. I appreciate your walk through. I am working on my goal for this year, so it helps a lot. 😊🎉

@SnowGardener307Budgets 6 ай бұрын

Welcome! This community is amazing! I am still working on my own goals too!

@withoutlimitsbudgets 6 ай бұрын

Absolutely loved this video! Definitely doing a low spend and no spin grocery shopping here at the house! Pulling tighter on a bunch of things around here as well! Love that you’re doing an all year savings challenge. I’m actually creating a couple myself lol Christmas can just be so daunting and expensive at the same time. 9:43 😊😊😊

@SnowGardener307Budgets 6 ай бұрын

Hi AarynLynn! Thank you so much! Wahooo...so excited to see that you are doing a no spend! So much fun! Yes Christmas is a large expense and I am excited to have more fun saving for it this year! Last year I would just save $100 a month...boring! LOL

@katherinemiller561 6 ай бұрын

The randomizer is so fun

@SnowGardener307Budgets 6 ай бұрын

It is a fun spin on things!!

@stankfamily 6 ай бұрын

A full cash tray🤩 Wowza!

@SnowGardener307Budgets 6 ай бұрын

Love a full cash tray! 🤣🤣

@TrishaAnderson926 6 ай бұрын

Great video! I loved the randomizer. As Tracey likes to say, those were some “spicy” numbers! 🤣🤣🤣

@SnowGardener307Budgets 6 ай бұрын

Hahaha...yes Trisha those were spicy for sure! LOL

@SouthernGurlSaves 6 ай бұрын

New subbie. Loved this video. Now to binge watch some of your earlier ones😊

@SnowGardener307Budgets 6 ай бұрын

Yay! Thank you! Welcome!!

@samandkat6702 6 ай бұрын

Hey Marlene! Happy New Year 🎆 I got Sam here listening to and looking at this video 😂😂😂We got get on the ball

@SnowGardener307Budgets 6 ай бұрын

Hey hey Sam and Kat! Happy New Year to you both!

@susanpacheco8318 6 ай бұрын

Awesome video!💜💜

@SnowGardener307Budgets 6 ай бұрын

Thank you!!

@PamelaJT 6 ай бұрын

That was a fun video 💜😊

@SnowGardener307Budgets 6 ай бұрын

Thank you Pamela!

@chrisgilmore4591 6 ай бұрын

Loved your randomizer and your new Christmas binder, so much fun

@SnowGardener307Budgets 6 ай бұрын

Thank you 🤗 I love it too!!

@CraftCoBudgets 6 ай бұрын

Hey Marlene! Awesome Christmas savings! I’m doing a Christmas too this year yay. I like the randomizer way, I haven’t tried that yet maybe I should so I don’t have to think LOL 😅💜

@SnowGardener307Budgets 6 ай бұрын

Hey hey Dani! Thank you so much! I am so excited to use your Christmas Cuties as a Future Christmas challenge! Eeekkkkkk!!

@jessicakuttler 6 ай бұрын

This was a fun video especially when you got the big numbers. Remember Champagne likes to be mean and have big numbers.

@SnowGardener307Budgets 6 ай бұрын

Hahahaha...those big numbers came out of no where!! 🤣🤣🤣

@katherinemiller561 6 ай бұрын

Hey marlene great video ❤❤

@SnowGardener307Budgets 6 ай бұрын

Thank you Katherine!!

@AllThingsKimberlyWV 6 ай бұрын

Good morning Marlene :)

@SnowGardener307Budgets 6 ай бұрын

Hi Kimberly!!

@TheALMOSTOrganizedOwl 6 ай бұрын

Oh what a nice Christmas binder!!! I plan to use Wren's randomizer too 😅 No interest for the furniture!!!🎉

@SnowGardener307Budgets 6 ай бұрын

Thank you Nita! I love Wren!!

@chatterboxbudgets 6 ай бұрын

Hi Marlene! I just pushed play! I hope you are well! 💚💙💚💙💚

@SnowGardener307Budgets 6 ай бұрын

Hey hey! How the heck are you? How's SLC?

@chatterboxbudgets 6 ай бұрын

@SnowGardener307Budgets Hi friend! I am well! It's windy with a winter storm warning so, ya know, January in Utah =0). I've missed you! Have a fantastic day!

@MischiefInMotion 6 ай бұрын

Wren puts her name on hers.

@SnowGardener307Budgets 6 ай бұрын

This set was an older set...I haven't heard from Wren saying it's not hers...lol!!

@TheMysticsoul77 6 ай бұрын

🤗💚💪💵✉️ I panicked for a second, I thought I missed your live for a minute. It sounds windy there

@SnowGardener307Budgets 6 ай бұрын

So windy for sure!!

@TheMysticsoul77 6 ай бұрын

@@SnowGardener307Budgets Stay Safe and warm we are waiting on a blizzard

@SnowGardener307Budgets 6 ай бұрын

@@TheMysticsoul77 us too...we are under a blizzard warning until 7pm tonight!

@TheMysticsoul77 6 ай бұрын

@@SnowGardener307Budgets Ours in until tomorrow night, 🤞 It isn't as bad

@tammybowen5307 6 ай бұрын

😊❤😊❤

@SnowGardener307Budgets 6 ай бұрын

💜💜

@stefsonabudget 6 ай бұрын

Hi Marlene! I loved the randomizer. This is such a fun way to save for Christmas 🎄. You had me laughing so hard with the surprise big numbers 😂😂

@SnowGardener307Budgets 6 ай бұрын

Oh Stef...those numbers just jump out and get you! LOL

@denisemeyerhoff-qp9df 6 ай бұрын

Hi 307

@SnowGardener307Budgets 6 ай бұрын

Hi Denise!

@authenticallyallison 6 ай бұрын

I always think about getting botox for my wtd line on my forehead. Too many judgy faces i suppose 😜😂 You stiffing for that make me want it. For you forst time doing the randomizer, i feel it went great! 49:46

@SnowGardener307Budgets 6 ай бұрын

Oh Allison my forehead lines were so there! LOL...judgy faces! LOL I am happy I finally started budgeting it for myself...I just do the forehead...I am embracing the crows feet! LOL...and I have had laugh lines since I was 18...guess I just smile too much! LOL

@authenticallyallison 6 ай бұрын

@@SnowGardener307Budgets I'm sure you do smile a lot because you're so bubbly! Sorry for all of the errors. I think I took my glasses off when I wrote to you. Sometimes it is the equivalent of ripping a bra off. It feels good not to wear it hahahaha

@authenticallyallison 6 ай бұрын

@@SnowGardener307Budgets lol I feel like my wtf line runs deep too. Maybe I should try it at least once

@alfagrobd 6 ай бұрын

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@SnowGardener307Budgets 6 ай бұрын

Ok thank you