We need an update Matt. Have you suffered with interest rates rises? Have your properties dropped in value? Are your tenants struggling to pay their rent? Are you thinking of selling any/all of your portfolio? Hopefully all is well, but an update is always appreciated. Thanks.

Watched every video of your property and was waiting for a new one Mat.

You're a proper grafter Matt. Love watching your story. Well done and continued good luck.

Would be good if you mentioned whether the flat is freehold / leasehold and what it entails etc. Would also be be great if you could discuss energy ratings and if / how you improved them

I'm really curious as to what's going to happen to the garages you've recently bought . In my eyes they are by far the most interesting project so far , really tuned in for that !

Funny how your old mate turned up now you’ve got a few quid . Good luck mate 🙏🤞🏼

Brilliant. Love seeing the production value of this channel going up and up.

What a journey You are on. Thank You for sharing.

Inspiring stuff Matt. Enjoying the journey!

Well it’s clear to see you and your family are not frightened of a ‘bit’ of hard graft Matt! I’ve been watching both your channels since the beginning and thoroughly enjoyed them. But correct me if I’m wrong but I’m guessing you need a good long holiday. (as long as you leave us enough content before you go) all work and no play and all that 😂 great content as usual 👏🏻👍🏻

Great video Matt. Very watchable and motivational too to others 👌👏👍

Loved watching this video, very informative and clear.

Well done mate..I just wish I was 30 years younger and I could act on some of your great advice and example..You deserve everything you got through hard work ..!!

Hi Matt thanks for the video great insight into your property venture still interested in the double garage situation

Sound thinking, Matt - and I agree with your continuing theme of doing a bit extra - hence your quick lets and hopefully, more appreciative tenants...

So far every video on this channel has inspired me and encouraged me to actually try and finish projects (there is some adhd for you) Nice video Matt!

Incredible. ❤️

Fantastic work ethic. You have done, and will continue to go very far!

Love watching your life!!A man with a vision!!!!Go on like you re doing

Very interesting great to see the hard work and effort paying off.

A great video, and an interesting journey you've been on. A classic example of someone who wants it, dismisses all the BS excuses, and just goes for it. All the best and well done!!

Well done Matt.. watching your journey over the last few years has certainly been therapy especially through “LockDown”.. Kudos to you for chipping away at it everyday.. that’s what it takes.. only advice for what its worth is keeping control.. Look forward to the coming instalments .. viewer from Singapore.

Underrated channel. Appreciate the transparency. 👍🏽

Brilliant Content mate. Before this video I presumed you has been in the property game for much longer with the size of your portfolio. Inspirational content and keep up the good work!

Fascinated to understand how you are managing these interest rate changes

Hats off to you I admire you ...😊

I love the property videos as much as the cars, both are my hobbies as well. Well done mate

Love watching your videos, your'e doing really well, you should be very proud x

Excellent video Matt , all the best 👍

Well done Matt. The hard work pays of . Keep it up . I am in a similar boat . I am a property invester abroad . I look for a good ROI . That's the way to go if you can afford it. Banks pay a pittance where you can earn really well from property. Good luck to anyone who dips there toes into property.

Well done Mat

another great, insightful one, mat, top stuff!!

Totally accurate about small business!

Excellent video my man 👌🏾

Your honesty, ethics and candid videos are a credit to you and your upbringing. The ethical landlord/used car dealer. Who’d have thought either existed.

love watching your videos, strangely relaxing 🤣

Hey Matt. Love your work 👍

Hi Matt, nice video and nice to learn abit more about you, thanks for sharing, all the very best to you from Nick the Lexus guy in Wolsingham.

Very interesting watch! Great video

Great video Matt 👍🙏👍👍👍

Not much of a comment BUT...I think the reason I follow and keep coming back is because I respect your morals and will to succeed. Well done that man!

I used to do work for a motor trader, he told me that he never made real money from the cars but they enabled him to do the houses. Keep up the good work 😊

super helpful thank you

You are a grafter Matt and work hard. It is paying off.

Enjoy your property videos as much as the car ones. Keep it up!

Big thumbs up sir !..

Love the intro logo it's really well done.

Listening to your story and seeing your success is very encouraging and quite the antidote to the doom and gloom mongers who’ve invaded every aspect of our lives. I’ve followed both your channels for some time and really appreciate the common sense approach you have👍🏻

Love your car vids , didnt know ur into prooerty too, just found you, lol, love the format you use in reviewing cars and its great in property, regarding deposits, Now refinance 75% equity of of the few youve got, (liquidity), b4 they drop, n wait for crash, then buy another 4 , good luck, love channel👍😎

I think you and I have a similar process when it comes to property and cars 😂 great job and entertaining as ever 👍🏼

Matt you’re an inspiration

You almost make it sound too easy Matt! Hope you fixed any mortgages for a good while with rates going up! Perhaps do a more detailed video on how the numbers stack up, rents versus income, limited company structure, taxes, etc.

I absolutely love your videos, You’ve done amazing with the properties, You should be really proud of yourself, Lucky tenants too some rentals I’ve looked at are bloody awful 🤣

Inspiring

Great video Matt, I enjoyed hearing about and seeing your journey. I am also in the process of looking for the next Property investment, Ideally off-market, so if you know of anything let me know ;)

Thank you 👍👍

good luck with it all

Keep it going Matt but make sure you have a plan

Awesome video

Very inspirational 👏🏻 I’ve often thought of doing something similar except I’m broke 😏😆

I’m 20 and just bought my first home I’d like to spend the next few years adding value then pull out some money to invest in another or use it as a deposit and rent out my current, your property videos are inspiring

Thanks for the video! I presume the most important thing is to recognize there is the demand for something and then to see if the math for some investment ideas checks out

I agree with you. I do to houses what you do to cars - overspend. I’ve just done a renovation for a rental. Absolutely everything done from top to bottom - £20k out of my pocket. A couple of minor issues at the end, but sorted those too. Do it once, do it right. You’ll get good tenants, who will be happy to pay top dollar for a nice home and it’ll all work out. You’ll provide nice people with a nice home for maybe a 10% return (up north). Everyone ‘s a winner and nothing wrong with that.

Well done Matt sound advice telling viewers to seek out a good mortgage broker 👏🏻👏🏻👍🏻 even more vital in the current market

There’s a lot of similarities. Grew up in Marbella (schooled at EIC and Aloha College Marbella) from the north I’m a professional property investor (portfolio of 24 currently in and around warrington and 1 in spain our place) and a complete car nut…. Living back in Spain now in El paraiso. Great investing journey. 👍

Hi Matt, love the channel please could you do a video about all the cars your owned personally. What did you like about them, what problems you had and did you make money. Thanks.

Very interesting to listen to your take on properties as someone on the other side of investing - the stock market. Doing this sort of thing has interested me for a while and it'd certainly be nice to do work that doesn't just involve a desk, day-in, day-out. BTW, no need for calling stock brokers anymore- it's all online and way easier than you might think to actually buy a stock (just avoid Halifax- they're a rip-off when foreign currency comes into it). The main time-consumer is the research. Good luck to you!

Amazing history! I’m kinda struggling working a 9 to 5, it’s really not enjoyable. I want to start doing something like you with cars or houses, but I’m too scared to get started, dealing with people feels like it would be the hardest part

Yeah I get exactly what you mean with not taking a wage. I do exactly the same and I’m glad to hear I’m not insane 😂 Nothing wrong with taking a bit of a step back for a few months, the magazines and influencers etc all tell us to work every day of your life but what they fail to tell you is you can burn out, you can grow too fast. The most important thing is to stay focused. There’s a local company here in NI selling cakes and buns etc, within 3 years they have opened over 10 different premises and I cant help but think that’s a huge amount of risk for a new, young and unproven business to take on. I would have worked on 5 or 6 and made them as good/efficient as possible - spread the bets wisely rather than spread them all over the place

Keep going

You have done well , sensible your dad has probally put you On the right road .. like you I have done the same .. stocks and shares ( I’ve done) it’s a big gamble bricks and mortar are not as long as your sensible you will be fine .. I also like to do every home to a standard as if I would live in it myself .. plus without sounding to be rude the clients you want to rent are decent too

Matt, thanks for mentioning about the difficulty about getting a mortgage when you take no or minimal wages from the company as you reinvest the profit to grow it, it is such a pain.

I always fancied getting into property but never had the money for it... then one day it hit me - I was sitting on a load of cash at my own house. I used a 25% deposit when I bought my own house rather than the 10% minimum. The idea of that was to reduce monthly payments a bit. I also got the house for under its "value" so that left me with a nice chunk of equity. After doing some research and head scratching I figured that I could afford to re-mortgage my house and use the new cash to buy a few flats. I now have 2. One is rented out and the other is slowly getting sorted to rent. Once both are rented I will have generated just about enough monthly income to cover my mortgage on top of paying back the 2 flats mortgages. I'll just save that money up however and will then buy a third. Luckily, like you Matt, I have a mate that has always fancied it but never wanted to take the plunge but now he has seen that I can do it he wants to put our money together. I like that plan as it halves the risk and halves the required input figure! Passive income is the best form of investment. The properties will slowly appreciate in value, their mortgage will slowly be paid off an I will then have made a tidy compound sum of money. If you don't take the risk, you won't receive the reward...

I'm a new subscriber and trawling through both channels. I'm assuming the idea is to build up a number of videos and other collateral for a property course, similar to your motor trade offering? Audience building along the way? May I recommend publishing a book in each area? Might be a good option as well as courses, YT and other social media. Can publish an ebook, paperback and audiobook. Also shows you as an authority figure in the area of knowledge. Learning from your mistakes, buying process in the UK, landlord pitfalls, case studies etc. Just a thought, great content! Thanks!

You look remarkably similar to the bloke who convinced me buy a 640d 9 months ago. Car ain't skipped a beat. 🤜🤛

Great video Matt , I agree 100% always refurb to a decent enough standard whereby you would be happy to live in them. Others have mentioned flats check the title but bar that your doing all the right thing sadly given al the changes i think property is less and less attractive , you've started on commercial and i think thats the way to go.

It doesn't look too long before you're retired to your chosen warm climate 😊 Well deserved.

I agree 100% that property should be done up to a good solid, clean standard. My rule of thumb is "could i live here, if it ever becomes necessary?" I would love to know your thoughts on the upcoming government legislation that will kick us in the cobblers. For instance, ASTs made illegal, tenants right to buy at a discount price and compulsory landlord registration etc. It makes me feel like selling my portfolio, like many others. Worth a video on its own, that subject!

Beautiful journey you should enter Airbnb i think with quality of housing your going you can be successful yes more stress unfortunately but there are hosts that you can hire that look after your properties.

Interesting stuff! With regards to what else you could do, how about High Peak Classics!? Buy barn find classic vehicles, restore and sell? I can see a Range Rover classic being restored now!

I enjoy watching your videos so far as they are more realistic than the shows you get on the BBC for example. On some shows they get auction fever and pay way over the top so by the time they have finished doing up the house it is worth as much as all the houses nearby hence no real profit. I've met the tenants in your latest property in Marple but it's hard not to as I live opposite. May I ask do you have a mortgage on your own property? I often read of young people saying that they have bought their house by the time they are 30 and anyone Dan do it but when you read the story carefully you discover they have lived with their parents rent free for the past 10 years. I chuckled when you said retirement. You are just halfway there lol

Thanks for sharing! Did you ever think about investing in Spain? I remember your video and that you used to live there. Especially the costa de sol and costa Blanca.

Well done, Matt. Great progress. How do you see the remortgage horizon?

Hi Matt, the nice thing is that you can take a dividend which is tax free ! You are a smart guy ! That’s why I would be happy to invest with you !! Just let me know 👍🏼

Great to see you building a good portfolio of property and you are not overspending - I see a lot of people buying with their ego not their head i.e a £300K property giving £1500 pm income as opposed to 3x £100k giving £750 each pm. I built a a 2 bed on a gap site in 2018 and the value has doubled and it gives the highest yield at 16% on cost! Keep on buying! Mark

Great video and nice job. A quick Q regarding property- can you make decent money from just a refurb, or Is it important to add value (e.g. create another bedroom etc)?

Matt i have been watching you for some time now, and you have inspired me to do something. Sadly both my parents passed away and since being living in the family home, which now i am looking to fully renovate and put on rent. Honestly, this is the first time i'm doing anything like this would really appreciate any advice, contact details of people/ tradesman that could help me transform. I would be grateful if you could reach out to me privately and help in anyway, i am based in Ashton/Tameside.

There's one thing for sure, we cannot build or grow any more land! Property or housing will always be in demand and there will always be a housing shortage. Never cut corners, Always over deliver - be it for a rental or for resale. Listen to this episode a couple of times, Matt gives out lots of little ´excellent gems´. I´ve been in property for over 25 years, it's a great journey.

Thank you for sharing your journey. It is a good feeling to watch you doing what you enjoy and building your businesses/investments around that. This is crucial for a happy and healthy life. Wish you all the best! P.S. Did you thought about making a course for this niche, like you've done for the car niche?

Decent watch this mate. Should come to our firm for your conveyancing work 😂👍

Really enjoying the channel Matt. What do you think about flats vs houses for this? I ask ask as only a small flat is within my limited budget.

I have gone from selling used cars to going into the property market and becoming a estate agent trying to do both

Always practical, honest and engaging

I've spent the past 20 years as a landlord and flipping houses. I've made a fair few quid. But it's a tough market now to make money in.

Great advice and as always top-quality upload Matt 👌👌

Matt. Narrow boats is the way to go, Buy paint service the Engine Sell buy Another .MNB Northwest .

Hi mate , just bought my second buy to let property 3 bedroom , but here in Kent they cost around 350k . Next deal is probably gonna be much smaller property difficult to save again 25% deposit + 3% stamp duty of a 350k property . I'm a small business owner . Thanks for sharing your experience . Would be lovely to go for a coffee and have a chat . All the best mate . 👍

Very inspiring! I've also been looking at buying more recently (to rent). Can I ask please, do the ever increasing service charges and ground rents bother you? I always seem to hear horror stories about them increasing and even doubling every few years. Not to forget it eats into your ROI. Any advice/words of wisdom would be appreciated!

Hi Matt, Love both channels. I'm struggle a bit with the idea of being a landlord as an investment. What happens when you want or need to "cash out"? I wouldn't necessarily want to bring that news to an occupying family. How would you broach that and the upset that might cause them? Don't mean to put a downer on it but it's not like closing a bank account? It's where my financial decisions impacts on others that gets me

Interesting times with interest rates and property prices predicted to fall. Any views on whether smaller local building societies are better than national banks? Auctions better than estate agents? Agree again that a good renovation attracts a better quality of tenant. If those garages are going for storage worth erecting extended prefabs in front of them - no planning permission needed?