NRI's Complete Finance Guide | Don't Make This Mistake | NRIs ఈ తప్పు చెయ్యొద్దు

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Unlock financial prosperity as a Non-Resident Indian (NRI) with our comprehensive Ultimate Finance Guide. In this video, embark on a transformative journey through a wealth of insights tailored exclusively for NRIs, navigating intricate financial landscapes with confidence. From investments to tax implications and real estate opportunities, this guide empowers NRIs to make informed decisions and optimize their financial journey. Explore essential tips, regulatory nuances, and expert advice curated to maximize returns and mitigate risks in a global context. Join us to harness the potential of your finances and secure a prosperous future as an NRI in this dynamic and ever-evolving financial world." Do watch the video till the end and share it with your friends and family.
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What is in for you?
00:00 Introduction
01:46 NRIs to consider in their Visit to India
09:09 Is it Legal to Transact on the Indian Resident Demat Account?
12:01 Can NRI apply for IPOs? & is there any restriction for NRIs from US & Canada?
15:04 Is it ok to Gift the Stocks to the Indian Relatives and Trade instead of converting it to NRI Demat account?
17:48 What should an NRI do with his EPF account?
20:00 How about NPS, PPF, SGB & SSY?
23:22 Is there any restrictions for NRIs to invest in Real Estate?
28:46 Special products to invest for NRIs

Пікірлер: 210

@MoneyPurse 7 ай бұрын

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@narasimhamnani2420 6 ай бұрын

My name narasimha. from canada Me contact information kavali andi

@ybalaji1980 7 ай бұрын

This is for all NRl's. I paid to a real estate company for a plot and I had agreement with them. I paid this amount to Layout developer. A NRI person had chosen the same plot and she knows that I have agreement with the developer., irrespective of this... She chose to purchase this plot and directly had registration with land owner. Now, that real estate company and devloper hasn't paid back my money even after an year of my agreement. Please NRI's, just because you have money..not following minimum morale led me ... to depression. It was 40 lakhs and 20 lakhs on loan. Complained on real estate company to police. They took my write up. But didn't file the case. I am scared of investment in Hyderabad. Real estate company name: One estate India pvt. Limited and developer was " Raja developers". Layout name was: IIT county, near IIT Hyderabad.

@sakethreddy4450 7 ай бұрын

I am sorry to hear what happened to you. Pls stay strong. This doesn’t just apply to NRI. This apply to everyone.

@appalarajuandiboyina6461 7 ай бұрын

అన్నా...ఫైవ్ ipo ల పై వీడియో చేయు అన్నా..Monday close అవుతాయి. Last IPO లు ఒక్కటి allot కాలేదు.బెస్ట్ ipo లు ఉంటే apply చేస్తాం

@MadhavaR981 7 ай бұрын

Finally… long awaited video.. Thanks Money Purse team .. Really appreciate your efforts.. looking forward for some more specific topics for NRI”s..

@maheshperi19 7 ай бұрын

Thank you very much Sai garu. Very Very informative video. Most of the doubts cleared with this. video like PPF, EPF, SSY, Gold Bonds etc.

@suresh198611 7 ай бұрын

Thanks for the valuable information . Please do a discussion on commercial real estate and various to option available currently for NRI's and in general Indian residents . Thanks!

@SuperYadava 7 ай бұрын

Thankyou Sai Anna.. Video is very useful and it clarified many of my doubts.

@user-gf9lz3lz5d 6 ай бұрын

Thanks Moneypurse team!! Most awaited content, thanks for sharing.

@adityavardhan8125 7 ай бұрын

As a recent NRI i already had this experience of pressure on investing some insurance or related products. But already im a money pursian by that time and i calculated the way sai anna showed in one of the vedio how to caluclate return. So i avoided fhat product after calculating. Thanks sai anna for that ❤

@kumarswamy739 7 ай бұрын

Top Notch content Money purse team,as as NRI i am hooked from first min to las min .I want to update that many banks like HDFC and ICICI are giving option to open NRI,NRO and NRO demat account from other country it self.

@pitchaiahvelpuri7909 7 ай бұрын

Good information, Thanks sai garu.

@chaitanyayaga2679 5 ай бұрын

Thank you so much Sai Garu and to your team. There were some videos in KZfaq which are specific to NRI's in middle east but till now I didn't see any videos which covers details of Term plans for US NRI's. Your video is very informative. Thank you.

@TravelWithSravan 7 ай бұрын

Thanks alot for this video, i was asking this video from very long time. Please do regular videos on NRI topics, and it will be really good if you name few SIPs by providing a warning stating RISK is on investors but sharing your view so that someone can invest.

@poornapalla871 7 ай бұрын

Sooooooooo Super Informational Video 👌👌👌👌👌👌👌👌 ThankYou So Much SaiSir and MP Team 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

@ravikanthk8091 7 ай бұрын

Thanks a lot for the video, just started the video, hoping to know lot of new things

@subrahmanyampenjarla3596 7 ай бұрын

Please do more series of videos related to NRIs..

@deepak28 4 ай бұрын

Very informative and structured video. Thanks Money Purse team. Please do more series of videos related to NRIs.

@Ramesh_CN 11 күн бұрын

Very comprehensive and informative video as always Sai garu. Does the same rules & regulations of NRIs applies to OCI cardholders also ? Pls clarify. Also pls consider making another detailed video on step by step approach in converting existing bank/demat accounts to NRO accounts and on existing Indian credit cards if any, can be continued. Thanks.

@rajeshreddyb1472 7 ай бұрын

@MoneyPurse Thanks for the video on NRI. I'm a Returning NRI and welcome this video.

@trivenireddy9478 6 ай бұрын

Thanks for informative content Sai anna.need much more in detailed content related to this

@urjagan 7 ай бұрын

Long awaited video. Thank you so much 🙏🏻

@Anilkumar-dx9zg 7 ай бұрын

Thank you so much for the information Money purse team. I learnt a lot from your channel and gained a lot . I request more of these NRI knowledge videos in future. Thank you again.

@maheshseeram 14 күн бұрын

Really really good discussion

@mandadapumalleswararao999 7 ай бұрын

For UK residents. Suggest reading and understanding SIPP and ISAs (individual Savings accounts) where these are tax efficient. Can save 100% income tax on SIPP, or 100% capital gain tax on ISAs. 1. Using ISAs can invest in UK, US, and EU stocks along with Indian stocks with ETFs like JPMorgan, Aberdeen, and MSCI .. with a complete capital gain tax exception. 2. With SIPP can invest in UK, US, and EU stocks along with Indian ADRs directly like Infosys, HDFC, ICICI, Tata Motors, and Reliance (LSE), and ETFs like ISAs with 100% tax savings while earning.

@SimplyRandomTelugu 7 ай бұрын

Very informative Sai garu

@kikkuvlogs 7 ай бұрын

Thanks MP team. I've asked many times for this video. Finally most helpful video for me being a NRI

@naveengoud6399 7 ай бұрын

Thank you very very very much MP team and Sai garu ❤❤❤, very good video, which is very useful, please do some NRI series videos

@krishnamurali095 7 ай бұрын

Thanks for alerting me. I will plan to travel to India and get everything converted legally

@nalinis6879 7 ай бұрын

Thank you Sai Garu and Raise Garu.

@muralidharholla7699 6 ай бұрын

Good information given.thanka

@Bharath_TV 12 күн бұрын

Nice information Sai gaaru

@phanigokavarapu1373 7 ай бұрын

Thank you very much this is very helpful for me

@naveenbetha1333 5 ай бұрын

@moneypurse thank you for your information , could u plz Advice term insurance of Kotak Mahindra will be best option?

@Mr.Surya_19 7 ай бұрын

Thanks a lot for amazing content❤

@sumanthkollipara09 7 ай бұрын

Yeah, they made me buy TATA AIA ulips 30:40 . Thank you bro for this video

@kpchsubbaraju5121 7 ай бұрын

Valuable and very useful info. Thanks for sharing yr knowledge.

@MoneyPurse 7 ай бұрын

Most welcome

@jayakrishnathammana 7 ай бұрын

Thank you for sharing the knowledge….

@MoneyPurse 7 ай бұрын

Most welcome

@whathashappened37 7 ай бұрын

I’m from Australia - very informative. One more thing is the process of opening a nri demat account is very difficult process. Regarding address proofs and other documents, please get them attested

@kingkartikvarma 7 ай бұрын

Thank you Sai Garu and Team for making a exclusive video for NRI guys

@MoneyPurse 7 ай бұрын

Most Welcome andi

@Satyas87 6 ай бұрын

Well done MP team and Sai 👏👏👏

@hitesh95reddy17 7 ай бұрын

Thanks MP.. Really useful video

@MoneyPurse 7 ай бұрын

Most Welcome andi

@hkasina 7 ай бұрын

Please clarify on how to handle all the accounts discussed in video if we plan to return back to India in 5 - 10 years. Also can EPF account be redeemed even after 7 years ?

@dqumb6373 7 ай бұрын

sai garu, మీ haircut చాలా బాగుంది. please keep it up.

@coolboy3k26 Ай бұрын

Thanks!

@kishoremaroju2720 2 ай бұрын

Hi Bro, this is very informative and very crisp to the point, I have a question on agriculture land, I lately understood that NRI’s cannot invest in agricultural lands, What is the best way to deal with this Situation )? 1. Should I sell this as soon as possible ? 2. Can I apply for RBI approval now ? Any other suggestions Thanks,

@srinivasmuppidi3023 7 ай бұрын

Hello Moneypurse team, This is what I was looking for long time from you. Thanks for bringing up this video.

@MoneyPurse 7 ай бұрын

Most welcome andi

@enkiize 7 ай бұрын

Great video sai garu, but do you think in current scenario anybody selling plots in complete white money ?

@saikumarpeddireddy7079 7 ай бұрын

Thank you money purse team

@sreedevinaguboyina5122 7 ай бұрын

Superb presentation

@chethan390 7 ай бұрын

Excellent topic in r/o real estate investment white money concept My relative not listen my suggestion In r/o investment involves huge crores 50% of Investment Made black money during Feb 20-21 ( Not interested to quantify the value) Luckily due to corona his investment yields 3టైమ్స్ of investment Being approved dtcp and huge investment involves the buyer wants loan I mean buyer Paying white money only Due to STCG - RELATIIVE NEEF TO PAY HUGE TAX I.E ABLE TO CLAIM AS DEDUCTION FROM SALE PRICE TO THE EXTENT HE PURCHED BANK TRF. I.E 50% OF INVEST PAID IN CASH HAS NO DEDUCTIU

@Mr.Surya_19 7 ай бұрын

Waiting for this type of video from So long ❤

@deeksha02 4 ай бұрын

Hi From 2016.. Interest is adding even account is inactive ..

@raveendraprasadbabu5838 7 ай бұрын

Sorry to say sir Policy bazar had bad experience sir due to high costumer concentration

@rajesh88996 7 ай бұрын

Yes absolutely untill I paid premium they were calling me all the time n than reality started, even after 4 months I'm yet to get policy and also when I cancelled I'm yet to get refund

@karthiknarmeta8445 7 ай бұрын

Ditto is much better, no spamming at all

@MrMaheshadapa 6 ай бұрын

Solid informative for NRI

@SidduRishi-xm7oj 7 ай бұрын

Thanks for efforts sai gaaaru ❤❤❤

@MoneyPurse 7 ай бұрын

Most Welcome andi

@Raam26 7 ай бұрын

Thank you brother ❤

@SuryaAmalapuram-nk6mc 7 ай бұрын

Thank you so much sai anna team I'm big fan of you since 2020 ❤ wacthing from Kuwait 🙏 🙏 🙏

@dhirajch 7 ай бұрын

This video is two years late for me. But thanks for the information.

@sanathangita 2 ай бұрын

please do another updated NRI's Complete Finance Guide🙏🙏🙏🙏

@Sandeesh_Srikantam 7 ай бұрын

23:28 I like this spontaneous free-flow conversation ! 😝😝😝😝😝😝😝😝😝😝😝😝😝😝😝😝😝😝😝😝😝

@lavanyatummala8920 7 ай бұрын

Thanks 👍 mp team for all

@MoneyPurse 7 ай бұрын

Most Welcome andi

@aravichandra25 7 ай бұрын

Can you recommend financial advice/ annual portfolio review companies thanks

@vallikadangeti4727 7 ай бұрын

Thank you Sai anna...

@pavansuresh1018 7 ай бұрын

Thank you Sai garu

@MoneyPurse 7 ай бұрын

Most Welcome andi

@kanurilakshnanarao7470 7 ай бұрын

Dear Anna, congrats for nri doudt are almost ckeared, please do good vedio on sm riets , riets for commercial real estate

@haribabu-sy9kc 7 ай бұрын

Thanks for your efforts, I have NRE account hdfc but my zrodha linked to savings account of another bank citi, so how can I invest from NRE using zrodha and zrodha coin

@sairammanchala40 7 ай бұрын

Sai garu can you please make a video on NET AVENUE IPO which is closing on 4th coming Monday.

@UIkumar 7 ай бұрын

Thanks Money Purse. One question. I had taken iTerm policy in 2012 for 1cr at the time of the policy I had gone through the blood work all came good, after that they had given policy to me. At that time I did not have a habit of drinking, however currently I had habit of drinking & got weight gain as well due to stress in work & now out of country as well. I do inform that I am out of country but I did not inform about I had started drinking. Do I need to inform now to them, If I informed now Is there going to increase permium ? as I had taken this insurance when I am mid of 30 years got insurance permium is less at that time when you compare with other Term insurance companines. 2. In these years I had taken couple of insurance policies in the country where I resides do I need to inform them as well?, why I asking this question is at the time of application they have asked to inform all policies which I have so I had mentioned it.

@maheshkumarmantheni2097 7 ай бұрын

Hi Team, I'm working now and I going to abroad for my higher studies next year. I have equity investments. What should I do now? As a student should I convert the demat account to NRI account or what can be best possible way so that I hold my stocks for next few years... Actually I created my portfolio with long-term horizon of 7-10 year's

@prashanthtalla 7 ай бұрын

27:00. You suggested to buy land using white but everyone knows that no land transaction happens purely in white. Does this mean that NRIs better should not invest in lands? Is there any way out? If anyone already invested in land, how to manage the selling process?

@krishnapachu3494 6 ай бұрын

Bro make a video on commercial property like giving big space to rent out Mnc companies n malls , it’s open space selling so many people Please do it bro , thank you

@krishnakumar-uc5hk 7 ай бұрын

Thank you

@DileepKumarvnb 7 ай бұрын

Thanks for the detailed video. Can you please suggest what are the best stock broking companies for NRIs. I found so many are charging high brokerage.

@venkatkasireddy884 6 ай бұрын

For ease of operating would suggest going with banks associated brokers like ICICI Direct, Axis Direct etc.

@prathappendam5760 7 ай бұрын

Sai garu - like and share every video ki adagakandi chiraku vastundi :) content unte automatic ga likes and shares vastay.

@lakshmimaheswari5016 7 ай бұрын

Thank you so much both of you andi

@MoneyPurse 7 ай бұрын

You are most welcome

@kokavamsikrishna3933 7 ай бұрын

Hi Sai anna, please can you explain about LIC Anna. NRI can continue or Not

@MrChinnaswamy 7 ай бұрын

Thanks for the video Money Purse and Team, But there will be a correction for NRIs from US. It is not advisable for this country's NRIs to invest in India Mutual Funds, there are NO complications when your KYC is updated from Indian side but US tax rules are very complicated because of PFCI regulations. Could you please bring up this point in your next video to clarify more please. thanks

@venkatakishoremarisetty 7 ай бұрын

@saijaswanth3118 7 ай бұрын

Hi Anna, I was investing in both lic policy and apy (when i am a student), now as a NRI, Can i continue them or not? Do i need to updated anything with bank or lic?

@maheshvidiyala4336 7 ай бұрын

Term insurance in India is very expensive when it’s compared to insurance in USA as Avg lifespan in India in less than USA. Get estimates before making a decision.

@SaikrishnaBala 7 ай бұрын

I am having DMAT account in Zerodha , will they allow to convert NRI Dmat account , I do have some investment in that

@NiVi432 7 ай бұрын

Just ee roje NRIs kosam video cheyyandi anna ani adugudhaam anukunna. Meeru super anna, maa minds ni chadivesthaaru😅

@vnaveenkumar9314 7 ай бұрын

Hi sir, please can list out all the mutual funds for nris in the comments section so that I can take a look of those

@ssr732k 7 ай бұрын

Hi Sai garu. Thank you for the video. I am an NRI. please let me know if you are a CA and you will be able to help in filing NRI tax returns or please recommend a Good CA.

@SunilKumar-uh6yo 7 ай бұрын

Hi anna, what would be the case when we decided come bsck in next few years Do we still need to follow all these, because plan to stay here for few years, please confirm

@manikanta7703 7 ай бұрын

Sai Garu Accent Microcell Limited IPO explain cheyyandi

@krishnach3219 7 ай бұрын

Super

@lakeshchanna4890 4 ай бұрын

What about mutual funds..?? How the transfer works..??

@morampudileela 7 ай бұрын

If I taken term insurance back in 2015 when I was in India, do I have to update kyc with insurancer? My insurance is Ageon religare

@MallikarjunReddy 7 ай бұрын

What if Term insurance is taken while in india let's say on 2020 and the person is moved to other country after 3 years let's say on 2023 of term process? Is it valid and claim can be done if anything unexpected happens?

@veeraganesh484 7 ай бұрын

Thanks for this video. It really helpful. I have a question, recently moved to US. I have EMI in my indian saving account, if I convert NRE Account then will it impact my existing EMI and auto debit for my insurance premium?

@mandadapumalleswararao999 7 ай бұрын

you can't convert existing, the bank will convert it as NRO. NRE account will be opened as fresh always. No impact to EMIs or any payments from NRO

@rajesh88996 7 ай бұрын

Brothers could you tell how to invest in us market fot nri's.. especially like demat account opening referral link, n other information

@skg9539 7 ай бұрын

In my case with zerodha closed old account and opened new account as nri... IPOs can apply but not eligible for trading...

@manonfire8567 7 ай бұрын

Sai Anna is this demat account applicable to international students (Indian)

@NaveenKumar-iw1wy 7 ай бұрын

Hi Sir.....I have taken term insurance when I was in India. Now, I have moved abroad recently. Will the term insurance be valid now?

@karth33k 6 ай бұрын

Jeevan Anand...the best product ever to invest.

@mkrs6539 7 ай бұрын

Sir I got NRO pins and non pins, 4-in one icici demat account. My question is which one to invest, I mean earrings in India and earnings from nz. Can I invest in nro pins merging both income from India and nz.

@hanuraob 7 ай бұрын

Does NRIs need to convert regular Adhar to NRI Adhar ? Or apply separate NRI Adhar and keep both ?

@satishhicks2762 7 ай бұрын

Hello Sai, can an Indian born US citizen can avail Term insurance in India. Do you mind answering this.

@kathimanikumar6506 7 ай бұрын

Hii i am going to the UK for Higher education and I am planning to return back within 3 - 4 years. And i am planning to invest while i am studying. Did I need to do NRI kyc to my demat accounts. If yes, can I change it after retuning back to India.