ORGANIZING MONEY BINDERS | CASH BUDGETING | CHATTY Q&A

ORGANIZING MONEY BINDERS | CASH BUDGETING | CHATTY Q&A | ANSWERING ALL YOUR QUESTIONS

Рет қаралды 20,364

2 жыл бұрын

Hey budget fam! Happy Wednesday!! Today is a long video so buckle up for a lengthy questions answered video as I reorganize and reprioritize categories. This video isn't much cash stuffing or counting (just a little at the end) but is mostly consolidating a few categories and making binders make sense. While editing the video I noticed a couple things didn't really make sense so let me clarify here. When discussing moving, my intention is to still move in July BUT I'm starting to think that if money and things don't fall together perfectly, there is a chance I would move the move back to November. The idea there is it would just save me about $3,000 in moving out/penalty fees from my current apartment. In order to break my lease early (July) in good standing there are just extra fees to pay. So that is where my mind was with that question. ALSO when discussing where I see myself in 5 years I really just answered a more "business" and youtube side of things. I'd like to add to that, in 5 years I see myself living in or right outside Nashville and owning a house! We will seeeeeeeee... =)
Happy watching! With Love, Jordan
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Пікірлер: 92

@Cathleen425 2 жыл бұрын

I know some things are private from us, but I just want to say how strong you are. It must not be easy to think of the unknown, but the fact that you are mainly moving for your boys shows how much of an amazing mom you are! This is such a good video, and it makes me want to rearrange my envelopes soon! Love your videos Jordan 💕

@cxvd7996 2 жыл бұрын

The media is definitely wrong about pricing (shocker). Prices have definitely doubled especially gas. I remember when gas was less than $2 2 years ago. Love that u are giving the advice to start stuffing just a few categories because I’ve wanted to start this system but felt like I needed to breakdown my entire income.

@NiNitosix 2 жыл бұрын

YES! (2nd part of comment). Lol

@CashAndSpanglish 2 жыл бұрын

Hi, Jordan!! I feel like it does make sense that you wait until November to move now that the boy’s schooling is no longer a factor. You will definitely save money on lease cancellation fees and also have more time to plan and save for the big move. Regardless, we’ll support you and follow your journey! 💜

@keeleyday8542 2 жыл бұрын

I am so sorry you go through all that with the boys' health. You are amazing for how much you do and how strong you are for them!! I wish you sooooo many blessings and peace through you're journey!!!

@jessicareeves2574 2 жыл бұрын

I love you happy go lucky personality! You make me so happy when I watch your videos and you give me so many new ideas and inspiration! Love you Jordan!!!

@VacationWithrebecca 2 жыл бұрын

I love how you explain this and help me to understand how this system works. Every time I watch videos I get more inspired and I learn.

@jordanstevens4692 2 жыл бұрын

Liking before I even get thru the starter ad!!!

@NiNitosix 2 жыл бұрын

FINALLY got the answer I’ve been searching for, for 2 or 3 days. THANK YOU, Jordan 💕

@ashep2310 2 жыл бұрын

Your energy and vibes are so positive and upbeat. Love it! Love your videos!

@sissie041570 2 жыл бұрын

I have been cash budgeting since 1988 and even now I am always learning more and other ways to save and make my budget work for me. I raised 4 kids and we made it work for us. You have even showed me some new ways to save. Also to be able to put more of my money back for future expenses

@DenisesBudgetingJourney 2 жыл бұрын

Love the way you answered these questions!! And omg those new stickers and trackers!!🤩🤩🤩 great video!!

@marciejade1408 2 жыл бұрын

You are such a awesome Mom and I truly wish you and your boys the best on your journey. You three are in my prayers on the transplant journey I will be here for all your futures on your channel ❤️

@Wonderlandlostme 2 жыл бұрын

The way I have been pulling my money is: if I get paid $700 I will pull $500 for my stuffing and leave the $200. I was thinking that I might put whatever I didn't spend during the 2 week wait for next check in my savings. So say I got paid $700 but have $956.34 in my account. I would pull $500, leave $200 in checking , and put the $256.34 in my savings! Hopefully that might help some.

@aspencer5004 2 жыл бұрын

I cannot wait for your paper planners!! I'm already saving for the release!

@elizabethmarsh9492 2 жыл бұрын

Love the "talking hands"!!!!

@michellebarnett4994 2 жыл бұрын

Jordan, great chatty video!! So much fun to watch and listen to your answers! Thanks!!

@deegarrett7359 2 жыл бұрын

I love your channel. I have watched different budgeting channels and it is neat to see how each one's binders are setup differently. Good luck with your new setup.

@CathysCashCoin 2 жыл бұрын

Great job Jordan! Always enjoy your Q&As😊💚

@budgetwithjosie 2 жыл бұрын

Thanks for sharing this! We always learn and grow in this journey. I always change every now and then with my category and binders. 😊❤️

@c.parker8439 2 жыл бұрын

Go Jordan! You are working everything out for the sake of your family. Good luck

@maria.workinprogress 2 жыл бұрын

Loved your Q&A and I enjoy hearing you'd like to be in major stores which would be amazing to see. Since I just started budgeting alongside my 6year old daughter it's amazing that you mentioned having a family business. It would be great to have more content that is aimed for parent and child to budget together. 💗💖

@michellehood4225 2 жыл бұрын

Fab video! I really enjoyed the longer vid this time.x

@HandsBands 2 жыл бұрын

Awesome chat! Love reorganizing my binders too. Errika over at Black N Blue pointed out something about "safety" with cash at home- as an officer she sees a lot of fires and even fire proof safes arent 100% fireproof. Just something to think about.

@AtHomeintheSun 2 жыл бұрын

Great q and a! You are killing it on KZfaq!

@TaraannBudgetsandSelf-Care 2 жыл бұрын

Great advise on the tracking. I made envelopes best on other people and they were not things that were important to me. Now I do what is best for me.

@vickiehart3402 2 жыл бұрын

love the videos and I really like how I can manage my money thanks so much !!

@BossMamaBudgets23 2 жыл бұрын

Loved the video! Thank you for answering my question! 💕

@debbieb7754 2 жыл бұрын

You have awesome goals and I truly believe you will make them come true. 😃🎉

@nataliehaberman 2 жыл бұрын

Totally makes sense! Thank you. I realize that every place is different and I’ve been doing my research in my area. Hoping to move out with my bf at some point this year!

@amandagutierrez9994 2 жыл бұрын

I love when you answer questions! I think I asked one but now can’t remember 😅😅 But great video!

@sandraholmes4262 2 жыл бұрын

You're doing a good job continue to do you and what's good for you and yours

@denitam917 2 жыл бұрын

I like that you said this system is flexible and can work however you want. I'm just beginning but am finding that I use placeholder money in some of my envelopes because I use apps that have rewards instead of paying by cash.

@holmest37 2 жыл бұрын

Great job with reorganizing your cash binders!

@naseebah5506 2 жыл бұрын

Yay I love it when you post! Also I finished working on what I was stressed about since November! Everything is going well! ❤️

@JordanBudgets 2 жыл бұрын

I'm so glad Naseebah! ❤️❤️

@Johnbudgets 2 жыл бұрын

@@JordanBudgets do you still have the green binder?

@StephanieGiese 2 жыл бұрын

I love your channel. It's fun to see how we all do things so differently. We don't cash stuff any of our bills or things that are easier to buy with a debit card, like gas money. We only do a few cash sinking funds for everyday expenses like the kids, food, and a few savings challenges for fun. Our bank is 30 minutes away, so I have learned that I don't like making extra work for myself by going to the bank to pull money out, just to drive there again and put it right back in the bank the next week, but I understand that way works better for a lot of people who like the visual reminder or are big spenders. For now, I just write out a list of our bills and expected expenses for each paycheck on paper and highlight them as we pay them online, and get out a smaller sum of cash every paycheck for our cash envelopes. If anything extra is left over after all of those expenses are paid, then we can pull it out at an ATM and cash stuff that extra money, or it stays in the bank and goes toward building our buffer or emergency fund.

@alco_loey2865 2 жыл бұрын

I haven’t even watched it yet and I know it’s gonna be great!! Gotcha watch them ads first 😊

@JordanBudgets 2 жыл бұрын

🤗 Thank you!

@amynorris6390 2 жыл бұрын

This was a great video! Thank you 😁😁

@SavingsWithSam 2 жыл бұрын

Yes!!! we are all learning as we go and you just have to figure out what works for you and your family!!🤗💜🤗

@kandicej3634 2 жыл бұрын

girlll love the long video.. lol I was talking to you through out the video..lol 🤣🤣

@JordanBudgets 2 жыл бұрын

🤗

@angbudgetanddebt 2 жыл бұрын

Great video!!

@thenomadicbudgeter 2 жыл бұрын

Girl, you are so strong and such an incredible inspiration to many. 💙

@stacyharris9669 2 жыл бұрын

Thank you for answering all those questions they were very eye-opening and I am mostly a bank account person with cash pulls for the savings challenges that I’m doing which I’ll have a job so it’s nice to help me out with that and sometimes not every thing gets 💵 Though throughout the month they can thank you so much for all of your good advice and experienced information that you gave us! The ocelots look great all your new vibe on all your envelopes are lovely I am digging the lavender pink ones that I bought from you so fun and cute and they go in my purple binders lol can you tell us a color I like love❤️

@renaygoulding4104 2 жыл бұрын

Amazing video!

@lillyslife8173 2 жыл бұрын

Good video love the q&a

@tammylawery262 2 жыл бұрын

Thank you so much! I was able to start my cash budgeting this month, all of your tips have been very useful and I am loving this journey! I think I might have went a bit overboard with the amount of envelopes but I am still altering it as I go. I’m so thankful for you and this community!

@virtuousbudgets2737 2 жыл бұрын

I love hearing you answer these questions!! I understand exactly what you mean about using prop money and money in the bank 😂 When it’s in the bank for me I can’t control my spending but when I see the cash it really does help out!

@medabee1322 2 жыл бұрын

Yes I agree

@wendyeroche343 2 жыл бұрын

I put my money in a safe at home too!

@tanyasbudgetandchaoticlife3116 2 жыл бұрын

Hi Jordan!! So excited for a new video!! I will gave a tip if you are trying to bring your credit score up it’s best to not pay the card till the payment is due then pay it off if possible!! Love learning more about you!! Have a great rest of the week!! 🤗🤗

@JordanBudgets 2 жыл бұрын

Ohhh I didn't even know this, thank you Tanya!! 🤗🤗🤗🤗

@tanyasbudgetandchaoticlife3116 2 жыл бұрын

You’re welcome!! I learned that just recently myself lol

@JustForMeToday 2 жыл бұрын

Wow... Very informative and productive video. I cannot multitask like that. OMG!!! How is your label or sticker not shredding to pieces or leaving residue when you replace them? What kind are you using? Thank you for sharing.

@lisandraaponte5419 2 жыл бұрын

💕

@reyannahughes9577 Жыл бұрын

I just started watching your videos now becoming addicting while I am working my side business. I am hoping watching all these videos will get my husband on board as well. I just ordered my second binder for savings challenges. I just started with gas, self-care, going out, and groceries. Where don you get the little files for your envelopes they are super cute.

@cherylhuger8447 2 жыл бұрын

Jordan I hope you know how inspirational you are. I have adopted cash stuffing and am so pleased with my results. I am now working on getting a second income stream. Hopefully that will begin soon. Thanks for another great video.

@teesnook4051 2 жыл бұрын

I apologize if I missed it but how did you make your decorated sticker labels and tabs? Also, just watched your "how to start an all cash budget and it was soooo helpful" :)

@trc-smith8837 2 жыл бұрын

~ hi Jordan..should AAA envelope go in the bills binder?..kinda confused on that category..thank you!

@rebeccasuraci7666 2 жыл бұрын

If it weren’t for being near family I would recommend dc Northern va area. We have great job options medical etc (John’s Hopkins) . Lots of Great things here . Expensive but what isn’t anymore lol

@medabee1322 2 жыл бұрын

Just starting binder envelopes I find that I spend more money that I should I wish I would have done it sooner, my only question is do u carry an everyday binder on you when you go out?

@ilikesavingschallenges9306 2 жыл бұрын

Nice

@bonitabudgeter6640 2 жыл бұрын

👍🏼

@-crazyinlove- 2 жыл бұрын

💜😊

@sandraholmes4262 2 жыл бұрын

Confut Bout binders do thet have numer of rings and where can you irder the clear binder

@dinobudgets 2 жыл бұрын

Love a reorganize! My brain is always redoing things as well (mine just usually turns into more binders right now 😂) 💜🦖

@amyfletcher4749 2 жыл бұрын

Still adding envelopes as I go...lol I can't keep it in the bank either.

@rebeccasuraci7666 2 жыл бұрын

Oh and fairfax county has like one of the top educations in the country

@ElizaB63 2 жыл бұрын

Please be careful today, Thursday, with the weather coming through your area and mine.

@cristinehooper 2 жыл бұрын

Have you ever thought about trying public school in Nashville? If it doesn’t work out then you’ll have the home school money built up.

@ShehasCashandPlans 2 жыл бұрын

Hey 💜💜

@charlottesmith830 2 жыл бұрын

💝💃

@budgetwithfatima6530 2 жыл бұрын

Right now the interest rates are very very low you keeping money 💵 at home 🏡 you won’t loose much .

@mohitmurmu6881 2 жыл бұрын

It's help's

@sandraholmes4262 2 жыл бұрын

Kinda discouraged waiting on my itsy challenge book and enevoples trying to make my own want to try to save for holiday s this fall still confused with using the tracking and doing money counting for bank, hopeless in Texas

@JordanBudgets 2 жыл бұрын

Hi Sandra! I saw this comment and went and searched for your order. I found your 1 star reviews because you "didn't receive your orders". I wish you would have reached out to me first so I could help! You can reach out via email or on the Etsy platform. You ordered two printables, meaning they were sent to your email address and on the Etsy platform immediately. They are for you to print yourself, if you want them printed and mailed to you, you have to purchase that Print and Ship listing. I'm sorry this wasn't clear. Please reach out to me on Etsy if you need me to email the order to you or if you just want a refund. I hope this doesn't discourage you in the future and please just reach out if you need any help or have any questions. (Etsy messages and email is the best way to get in touch with me. I don't always see comments here or check Etsy reviews.) 💗💗💗

@imendez15 2 жыл бұрын

Hi Jordan, Why do you have a back to school category if your kids home school? You already have tuition. Why not repurpose that category? Just a suggestion. - Fellow Budgeter ( FrugalLivingWithIris)

@singlemom5budgets299 2 жыл бұрын

I have 6 binders 😆. My son said mom stop calling them binders they are wallets lol

@kayleighseybert2417 2 жыл бұрын

My youngest had a kidney transplant just shy of 3 yrs ago and the disease came back. He was 4 when he had it. He has fsgs, and there isn't a cure just yet. Hang in there mama

@ForeverSmashley 2 жыл бұрын

Are you willing to share the name of the kidney and liver disease? Vanderbilt is one of top hospitals so I’m sure they will take great care of your boys! 💙

@JordanBudgets 2 жыл бұрын

Absolutely! They have polycystic kidney disease. There are two types, ARPKD and more commonly ADPKD. My boys have ARPKD or Autosomal Recessive Polycystic Kidney Disease. 💙💙💙

@stitchbudgets3031 2 жыл бұрын

I see 20k subscribers!

@rileyblanton7281 2 жыл бұрын

I’ve been beating myself up because our groceries cost $600 or more now and I used to be able to feed the family and get lots of snacks for just $300 a month. There’s only myself, m yhuband, and my toddler but dang I need these prices to go down

@jaclynnthomas8702 Жыл бұрын

I definitely know how you feel on the $ on groceries, Family of 4 + 3 animals and our grocery bill went from $500-600 monthly to $800-900 and sometimes more. Not including basic household need toiletries and household cleaning supplies run us $300-450. So definitely trying to make sure I make good meals that last 2 nights or more. Some of my go to foods ~ Taco soup, chili & cornbread, taco bake or taco dip, lasagna & Queso. And definitely one of my cheapest fast dinner nights is fried rice, simple ~ white rice, cooked/drained, throw it in a frying pan heat up with soy sauce, scrambled a couple of eggs and cut up some sandwich ham and fry a few slices of bacon, throw it together and enjoy. Normally can eat 2 nights + lunch. 😊

@bethanynehra4999 2 жыл бұрын

My life has totally changed since I started an investment of $6,000 and now earning over $57,000.

@aliciamcgilloway3707 2 жыл бұрын

What did you invest in? @nd how long did it take to reach that goal?

@AimeeBrittain 2 жыл бұрын

I for sure am struggling with inflation. No raise in three years and looking for something else but it’s not coming together. Only saving Grace is my mortgage went down $50 bucks.