Great video! Thanks for sharing your story. It’s always great to hear it. Both of you are so down to earth and really good people. Only a year and a half, and you are home free! Being a fellow Virginian, I am rooting for you.all the way. Best of luck to both of you. 😊

Living here in Delaware, I sure wish I was in the Philippines. Now in my mid 60'S and waiting on an investment to mature.

Loved that you csme with a great plan even though Jerry got ill. It worked out!!! Awesome!!

Great video, thank you.

Great Video 👍 honest budget breakdown and wish you guys all the best.🙏 Unfortunately health is a big issue and it can kill your budget real quick if you don't have it. This video just reinforces for everyone savings is not enough and don't move to the Philippines unless you have a steady income each month.

Stroke in the US would cost 25x that 5k USD, plus. Nic e job capsulizing 3 tears of expenses. Strikes me then, my soc sec of 2300/m, should be ample outside of medical emergencies.

Hello Jerry and Nelma, very good video. I think you guys have been doing good with what you have. Spend wisely not foolish and it will last. Steve

Good luck hope you keep healthy and I’m sure you will reach your goal God Bless

Great video❤. New subscriber here.

Good Information ❤

got to have a cat keep the critters away😂😂😂

A very homey, comfortable story. Hang tough, Jerry, you have a precious wife and you can make it to 401k time. Blessings. I have begun the process of selling my house to move to Dumaguete. 😊 Win

Hey guys thanks for the video and sharing the honest budget. Yeah, I don't get it either why it's such a secret with some people to say exactly how much have for a budget or have spent, it's not like we're going to come and steal it, plus it gives people a real idea of what it takes to live there on a strict budget. Are you able to apply for SSDI because of your stoke? I'm sure you already thought of that. We are pretty lucky I got my SSDI, and small pension while still in the USA at age 56 now turning 59 next month. Take care Willie & Bernadette Bacolod City

May the good lord bless you guys and your family always! Great video take care

Slowly coming together. But it's all working out. Keep following the plan. Good Luck

glad you guys are doing good god bless you both to a long and healthy life

If you get a good Philipina shecan help you save a lot. Key is GOOD.

Love you guys your on the budget and you have each other back.

Loved the video, I’m planning on doing the same as you did. Moving over before the Roth/401k. I’m glad to see it’s possible

You don't always have to wait for 59.5 to access 401K money. There is a 'rule of 55' which says you can access your 401K penalty free if you leave your job for any reason (quitting, fired, laid off, etc) in the year you turn 55 or older. This only applies to 401Ks, not IRAs, if I remember correctly. So if you find yourself 55 years old and can't stand your job or you get laid off you don't have to scrimp and save until 59.5 if you have trouble finding another job.

Great video you both... When is Jerry gonna find me a nice girl?How come he's so lucky😊

Is Jerry 57 or 58 years old? He made a wise decision.

VERY IMPORTANT!! Hi guys! Jerry, at 59 1/2, you can draw out your 401k. If it's conventional, you still pay taxes, but you have to do that anyway. Your standard deduction is a little over 25,000 dollars, so as long as you dont withdraw more than that, you will get all taxes paid back when you file taxes. If your 401k is a Roth, then you already paid taxes and can withdraw taxfree. It sounds like you're 61 now, so you can withdraw your 401k money without penalty. Please check it out. Take care. And Jerry, i haven't seen one of your videos in a while. You are sounding and doing great! Much better!

more "money matters" topic, enjoying the finance side of your guys' videos. so crazy 100K in 3 years gone like that, time and money flies so fast. gonna look forward to Jerry's how to withdrawal on his 401K, on what age, 59 1/2? good luck and stay frugal. Peace!

Great video! You are the two of the nicest people who have a youtube channel!! How tall are you? Of your life

Thumbs 👍 up 🔝

Hello maam good morning

I may have missed a previous video - since our senior MediCare is no good there what do you do for health insurance?

So you will have 401K, but what about SS? How many years until SS payments kick in?

I'm also planning to settle in Philippines bec housing is no longer affordable in the US. For now, I'm building up cash flow by buying stocks that pay dividends. I put $10k in one stock and it pays about $400 a month. Overall, I think I'm getting about $1400 in dividends with various stocks. When i get it at $2k a month, i plan to move over to Philippines so it serves as a mini pension until social security kicks in in another 5 years. I had my 401k converted to an IRA and managed by professional financial advisors. I'm hoping and expecting they make me a free million bucks. When or if they do, even if they make half, I'll take that and invest in rental properties and more equities and leave the rest with the FA to quadruple perpetually. The budget and expense videos help me in planning ahead. Based on what I'm getting from equities passively, i think if you have $40k-$60k, that can just about make $2k a month which maybe enough to retire in Philippines or other countries with lower costs. Just saying.

I heard you mention in a previous video that Jerry was in the military for a few years. Has Jerry looked into filing a VA claim to see if he service connected issues that would entitle him to VA compensation pay? I am retired military and I have my VA disability rating and it helps out with living here in the Philippines. I'm in Bacolod so i'm on the same island as you guys now and I was previously living up in Vigan. I'm from Virginia so when I heard y'all mention that you're also from Virginia I started following your channel more. great update video btw and I look forward to watching more.

Great video, you're rich with that budget.. any kids in school? sana all.

Jerry, it’s no longer obvious that you had a stroke (though you might feel differently inside). Great recap of your history. $60,000 for 18 months that sounds OK. That’s over 3000 a month.

Good video...interesting... I think my wife and I will make it fine.

Nice couple

Your wife become a U.S.CITIZEN

I love your Vedios it looks like you do take good care of your husband just a little heads up I know flipinas woman love cook fry food cau u say u can't wait for your dirty kitchen but please for your husband health maybe u can do fry foods twice a month for him if you have a oven just bake and make sure he healthy that's way you can enjoy your husband for a longer time am 53 i start eating healthy now and then i do fast food or fry food and you guys should exercise the key to a happy life style is a happy wife and I can see you as a wife is happy so something jerry is doing right can I ask what dateing site your hubby meet you on cau a lot i go on most of flipinas tell me they love me and they have not even meet me yet and lots aak for money so i hardly go on dateing app any more to much scammers as always great Vedios

Hello, Did I hear you say Virac? Is that Virac Catanduanes??

Glad you both are doing good. My question is how much total money you have in 401k and how much do you withdraw every month

Good video!

Yeah I want to buy a car when I move to Dumaguete….

So if you are single with no health issues or debt cut this in half basically

Which city or province are you in shout out from Brampton Ontario Canada 🇨🇦

Watching now from SE Virginia! what part of Virginia did you live? my wife is from Bacolod.

Don't blow through your 401k money until you hit 62. When you start collecting SS you can spend like drunken sailors. No offense to drunken sailors. 🤣

new sub here

A lot of pinay say it is a lot easier to marry a white foreigner and live a good (rich life compared to ordinary pinoy life) and live life in Phils instead of being OFW, especially the single moms so they can live in Phils with their kids and don't have to ever work again. Some pinay will admit that white foreigner = Filipino lottery. lol Nelma, Did Jerry's sister say he should not marry you and that you just wanted him for the money and abetter life? That's awesome that Jerry was able to retire and quit his job at 54 years old and never work again.