How She Paid Off $460,000 in Debt (With Jade Warshaw)
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@alandraadams8895 Жыл бұрын
Hiring Jade was one of the best choices Dave has ever made.
@rebeccaleena4876 Жыл бұрын
I absolutely love Jade! She is such an asset to the Ramsey team! I love that she speaks from experience and not theory, plus she’s super entertaining!
@brooke86 Жыл бұрын
I really really like her too!! She’s great!!
@RoyalMasterpiece Жыл бұрын
And she has chemistry with the whole team. She is a wonderful addition. My favorite is her and Dave. ❤
@dennish3664 Жыл бұрын
Wish they actually went into the numbers of the budget instead of just feel good fluff motivation. Eg she worked so hard her fingers were sore. Like she was asked what was her most lucrative side hustle, voice lessons. Ok how much were you making per month/year doing that. How much was the annual income from the main jobs. What was her husband doing as his main job. To pay off 260k of debt in 7.5 years, probably need to be putting somewhere around 3k at it each month which is an additional expense in the budget. Top line monthly income, second line taxes, third debt payoff, fourth rent/mortgage, fifth living expenses. If 3k is 3rd line, likely need an income that supports 3k in taxes a month so about 11-15k a month.
@peggywilliams2461 20 күн бұрын
She is amazing!!
@london4447 Жыл бұрын
Jade was needed on Dave’s show! Love her personality, realness and personal story.
@natashafreeman2220 Жыл бұрын
She has been such a great addition to the show. Her energy is the best!😊
@darex0827 Жыл бұрын
She just needs some of the Dave mean when its called for. That will come with time :)
@aic0809 Жыл бұрын
@@darex0827 Lol! This cracked me up because I agree that she can be nice to a fault! 😂 But I love that her comments are always infused with kindness.
@thealexandraway Жыл бұрын
@@darex0827 have you seen her rants on the show? She brings the same energy as Dave in my opinion
@mrskathville Жыл бұрын
This is so inspirational. I have just started with the baby steps early this year and have paid off 3 of our debts as of this month! We still have a long way to go but I’m so thankful with our little progress.❤️
@helenflorentino5231 Жыл бұрын
My friend from work, introduced me to Dave Ramsey 7-8 years ago. My finances were a mess! I saved and saved, and at the same time, was putting an equal amount of monthly mortgage towards the principal. I paid off my house on 17 April, four days shy before my 60th birthday. I am retiring end of April this year, and I am debt free. But on my birthday, my water heater tank started leaking. 😂
@N0V3MBER Жыл бұрын
God bless you Helen! Enjoy your retirement ✨
@helenflorentino5231 Жыл бұрын
@@N0V3MBER Thank you.
@cheryladams3690 Жыл бұрын
LOL!!!
@helenflorentino5231 Жыл бұрын
@@cheryladams3690 I was told they always come in three. True enough, I have to replace the fire place and furnace at least before Winter this year. 🥴
@bgbell3049 Жыл бұрын
The middle part of paying off debt gets tedious. Seems like you’ll never get to the end. Agree that celebrating your progress is so important. I’m at a midpoint and feel like quitting. This video has been encouraging
@eyestoseeearstohear9030 Жыл бұрын
@Mark Jefferson 😂
@jessicaduvall5059 Жыл бұрын
Next month I will pay off my third of 12 debts. I love this story because it shows about side hustles leaning into your wheelhouse! I’ve been hesitant about side hustling because I’ve been rejected for a few jobs due to hours or days of availability. I’ve never had this struggle before so the perseverance Jade shows is super encouraging!!
@jessicaduvall5059 Жыл бұрын
@twoCentsPBS how did you do it? That’s absolutely amazing to me!!
@eyestoseeearstohear9030 Жыл бұрын
@Katie Franko 😅
@eyestoseeearstohear9030 Жыл бұрын
@Mark Jefferson 😂
@clarenceishmael9615 Жыл бұрын
The Ramsey movement is awesome! Jade is a phenomenal new recruit! ❤️
@Daph2023 Жыл бұрын
Can you imagine if they continued the same intensity to save after? I feel motivated. I am on baby step 3! Working overtime at my regular job and 16 hours a week at a second job. Thank you ladies for bringing this conversation up. I’m a single mom of a 16 year old. Only regret I have now is not having her college fund.
@melanieshipley3133 Жыл бұрын
You are doing great! Seeing you work so hard will teach her through example and she will find ways to go to college without loans. She can do work study, scholarships, americorp, or be a resident assistant in the dorms to get free room and board. Or just go to school slowly and pay for it as she can. I got through my Masters degree with no debt.
@Daph2023 Жыл бұрын
@@melanieshipley3133 thanks for the comment. All those options sound possible. You speaking from experience gives me hope. Enjoy your weekend!♥️
@smalltheresa1 Жыл бұрын
Who is to say that kids wants go college. Guide them in life skills trust me I would not focus on degree and would not have six figures debt
@susanedghill609 Жыл бұрын
@@Daph2023 it will also teach your daughter that working for a goal is the best reward of all.....no debt, no worries, no anxiety, no stress, no insomnia 😁
@kstevens0915 Жыл бұрын
This was an awesome conversation Ladies! Need more collaboration between you two!!
@mariacorretge6615 Жыл бұрын
Amazing story. Jade and Rachel are pure energy together!
@pattyajones 4 ай бұрын
I hadn't listened in a very long time. One day I saw a clip come up for the show and there was a new person. I thought: Hey, what the heck, I'll listen. SO GLAD I DID. Jade is the perfect piece to the DR puzzle.
@RoyalMasterpiece Жыл бұрын
Love Jade. I hope she writes a book or more. I would buy it. I also hope she host another class in the future. I also hope they do more collaborations. Love Rachel, too. ❤
@3detazas Жыл бұрын
Gosh I loved this discussion so much! Thank you Jade for sharing your story and Rachel for always bringing forward the difficult discussions all the while reminding us there is a way through.
@modfarmgirl5671 Жыл бұрын
I’ve been looking forward to hearing more about Jade’s debt free journey. Loved the tidbits she has shared in other Ramsey shows, and have been wanting to hear more! Super inspiring! Thank you for sharing Jade!
@noblegirl1991 Жыл бұрын
Me too
@dedicatedtofinanciallitera3550 Жыл бұрын
I really needed to hear this; I was tripping off of our 40k debt. God wanted me to hear this, I sent this episode to my wife and we are going to work towards killing our debt. Man, I love Rachel, and thanks so much Jade. Our situation is nothing compared to where you came from. This was extremely encouraging. We're going to do the baby steps.
@budgetboo2023 Жыл бұрын
I love this. We are in the process of paying off $360,000 in debt. Proud of you and know I can do this.
@NicolinaBruno Жыл бұрын
Do you have budget for clothes?
@budgetboo2023 Жыл бұрын
@@NicolinaBruno we don't buy clothes normally. I wear scrubs snd uniforms. We just went on vacation and bought new summer clothes. Spent about $300 from our fun funds.
@godsaveyourpeope Жыл бұрын
This gives me hope, $150k student loan debt, getting divorce husband calls me trash, useless etc….. not much support, this video really helps.
@jenniferspisak 11 ай бұрын
I’m sorry to hear this, you are not trash. I hope things look up for you soon 🙏
@DropBox-jx6yr 10 ай бұрын
Jade is married. You’re divorced. It’s way easier to pay off debt when you’re married to a husband who helps you financially. Your best bet is to put your ex husband on child support and try getting alimony if you’re legally entitled to it.
@chauntelleb6947 Жыл бұрын
This gives so much hope! That was a huge debt, but you pushed through and got rid of it. Amazing story!!
@eyestoseeearstohear9030 Жыл бұрын
@Mark Jefferson 😂😂😂😂
@eyestoseeearstohear9030 Жыл бұрын
@Katie Franko 🤣🤣🤣🤣🤣
@jillgott6567 Жыл бұрын
I am absolutely amazed at Jade and Christina. I ♥ their stories, determination, strength and enthusiasm. They paid around $61,000/ year on this debt ! I would love to listen to an indepth interview with Jade and Sam to hear more about their debt free journey together.
@letschatfamilyfinances Жыл бұрын
Jade is an inspiration!
@ricksfixit8577 Жыл бұрын
Deb here. Jade is an exceptional and articulate person. She gives inspiration to others who are in debt and do not think they can get out of it.
@src4409 Жыл бұрын
Anger is a secondary emotion. There is always an emotion you feel first before you get angry.
@lisanagel9424 Жыл бұрын
Love Jade, what a breath of fresh air! 1:44
@EricMoore-ze2rf Жыл бұрын
That's so much paid off! WOW!
@user-to7hd6bh2e Жыл бұрын
Love This Beautiful Black Women Jade...Dave knew what he was doing when he hired her. Good Job Dave!
@thealexandraway Жыл бұрын
Why are you putting emphasis on her skin color?
@user-to7hd6bh2e Жыл бұрын
@Alexandra Franks if that's how GOD made her then...nothing else to explain Youngin.
@RoyalMasterpiece Жыл бұрын
@@thealexandraway chill. I am sure they said it with lot of love and respect. 🎉❤
@metaltera86 Жыл бұрын
@@thealexandraway and why are you making an issue?
@thealexandraway Жыл бұрын
@@metaltera86 all I'm saying is the person could've just left out "black" and just put beautiful woman instead. You don't need to describe someone's race to compliment their beauty.
@performingartseducator Жыл бұрын
I’m a musician and the arts are very expensive. At first, I didn’t understand that kind of debt, but Jade said that she was in the arts. I also did side hustles. I’m debt free too. It’s just a shame that she had that kind of debt. However I’m glad her family got out of it.
@charityaltrice7231 Жыл бұрын
Watching this video just gave me the courage to pay off one of my CC’s. 2 more to go. Thank you ladies!
@jswishdaman Жыл бұрын
Great conversation and so inspiring!!
@Hopeless_romantic_ Жыл бұрын
Thank you for sharing your story, Jade! I have a large amount of debt (mostly student loans) and I needed to hear your story to get motivation to tackle my debt more aggressively.
@theodt Жыл бұрын
So so good! Thanks both of you fol sharing so candidly 👏
@karinklapproth866 Жыл бұрын
Awesome conversation!! Very motivating!!
@velmacoutee2613 Жыл бұрын
This was so good. I have been working on being debt free since 2020 and it has seemed like it's been forever but I'm glad I saw this clip it is so thank you both for sharing! I will be debt free!❤😊
@Matt_in_TEXAS Жыл бұрын
Great interview! Way to go Jade!!!
@nicholeknight1893 Жыл бұрын
This was amazing. I didn't want it to end.
@arturomoreno9319 Жыл бұрын
Amazing story Jade!
@terrahillman151 6 ай бұрын
So legit of a show…part 1 & 2!! So practical and relatable! Ty Ramit! ❤
@susan5661 Жыл бұрын
Wonderful show!
@rebeccarimes5960 Жыл бұрын
Great conversation!! Love you both, and would love to see more of you two together.
@Gtrundlebed 17 күн бұрын
I love how different all of the Ramsey personalities are. There’s something for everyone and something special and different that each of them brings! It makes the advice relatable and goals within reach
@daynashannon9679 Жыл бұрын
Jade is awesome! Great episode!❤
@b.c.2836 Жыл бұрын
Wow! Great testimony Jade, AMAZING!
@InTheBlack101 Жыл бұрын
Jade is so great. She's a pleasure to watch and to listen to. A great asset To Ramsey Solutions.
@brookebales2931 Жыл бұрын
My girls 🙌 Jade and Rachel!! ❤ love you ladies. God bless.
@zackmabe1289 Жыл бұрын
Nice vid and great job Jade.
@Pyramidz0 Жыл бұрын
So proud of you both
@topsykretts2264 Жыл бұрын
This is so awesome!
@eliza_kai 8 ай бұрын
Love Jade! Great addition Ramsey fam ❤
@sarahrzewnicki7292 Жыл бұрын
Needed to hear this! ❤
@keekee8760 Жыл бұрын
Great video, thank you for sharing.
@HajerahBibiDegia Жыл бұрын
Soo insightful!
@MB-uj5fr 26 күн бұрын
Jade is one of my fave Ramsey personality. She is sassy, direct but polite and she's just so cool :)
@moneywithjustliving5258 Жыл бұрын
I am glad you guys did this segment, I have been wondering what Jade's story is. It would be great when a new personality is on board if we could get their journey! Thank you for sharing.
@Handle8797 Жыл бұрын
I love this ❤ Jade, you're awesome
@GaryL-wm8ul Жыл бұрын
Be content and don't compare. No ego and pride
@Themitzilangley Жыл бұрын
I love jade! It’s like looking @ myself ! She is a asset and a fresh breath of air!
@K717MOS 2 ай бұрын
She’s so awesome! Love Jade!!
@Chanterelle137 Жыл бұрын
Totally inspiring and empowering . I'm a musician whose income "varies" (LOL). In 2015, we started the Ramsey baby steps, started a business. Today: Debt-free and grateful to live with less and give more. Jade is right on the money! Thank you for this!
@traceyperrin1827 6 ай бұрын
Great job Jade!!
@elizaC3024 Жыл бұрын
Love this.
@Givethanks24 Жыл бұрын
This was wonderful. Jade is inspirational. “Learn to be content” best advice
@susanaylor2179 2 ай бұрын
Way to go, Jade and Sam!🎉❤
@Alessandra-ec2hr 8 ай бұрын
This is so good! I love that you touched on celebrating little milestones. I’m currently working the plan and still have a ways to go. The other night I allowed myself to get an affogato from a restaurant. After, I felt revived and ready to get back at it.
@Daysjourneywa Жыл бұрын
i really like the learn to be content. so true!
@kimberleeduncan6143 Жыл бұрын
Oh I just love Jade! Ad then Rachel! Perfect combination!! Thanks ladies! ❤❤
@eyestoseeearstohear9030 Жыл бұрын
@Mitchell Donald hmmm I've seen these comments over and over and over and over again here. Desperate for scams, huh?
@eyestoseeearstohear9030 Жыл бұрын
@Katie Franko Katie, you're obviously getting scammed😂😂😂😂
@donnadagostino7717 Жыл бұрын
Fantastic interview. I love to cook gourmet meals too. We love to eat at home. Awesome!
@leeluan08 Жыл бұрын
I love listening to Jade.
@Aislinnmomma Жыл бұрын
This is awesome because many people might have tried to solve this through bankruptcy. And thanks so much for sharing your real 7 1/2 year timeline!
@eyestoseeearstohear9030 Жыл бұрын
@Katie Franko that's so long Katie.. it only took me 5 1/2 hours to pay off my 200k debt. You're obviously being scammed
@sarahmilner8483 Жыл бұрын
Like Dave did but Jade's a stand up person with balls unlike him
@agnesellima9314 Жыл бұрын
Love your show and of course the Dave Ramsey show as well! Paid off our car loan (our last debt) in January this year🎉 Did not really follow baby steps in order, but we were able to buy a house back in 2020 (which I’m glad we did), with such low interest. We put down 20% and got a 15 yr mortgage. We are debt free except for our mortgage. Our goal now is either pay off our mortgage as fast as we could, or just keep on saving since we are also planning to buy a rental property.
@anitaaltmaier3687 5 ай бұрын
Please more podcasts of women and especially single divorced women who share their stories!!
@waiyingtang 7 ай бұрын
I love the two amazing ladies and I’m Inspired
@The_MM_Life Жыл бұрын
She is so awesome!
@diana168881 7 ай бұрын
I love love love Jade!
@missmrice91 5 ай бұрын
Contentment is key 🔑
@mentallycultured5473 Жыл бұрын
Come on Jade, Amen!!
@KathleenMcNe 2 күн бұрын
Jade is an excellent addition to the Ramsey team.
@coffeeandasewingmachine Жыл бұрын
Love these two women!!
@donnacross8468 Жыл бұрын
Vocab rehab, Love that!
@seekingtruth9677 Жыл бұрын
love you Jade
@BakoBoi Жыл бұрын
Jade is great, keep her!
@antinormality Жыл бұрын
Anger is a secondary emotion. It’s never the first emotion. It’s a response to fear. It’s absolutely true to say you’re scared rather than say you’re angry. People get angry because of something or some scenario they’re afraid of. If you are angry, ask yourself why you’re angry and you will find yourself describing what you’re afraid of.
@1Findawg Жыл бұрын
Dang, I looked her up for her singing. She is Amazing!!
@MoxieRose444 Жыл бұрын
Amen. 🎉. It’s a possible God is good. Thanks for your story & journey Jade 💗
@dillin16 8 ай бұрын
I’m going to need a cookbook from Jade for these amazing “reward meals” she talked about, because that sounds like a fantastic low budget reward idea, but I don’t even know where to start!
@src4409 Жыл бұрын
Sold our truck and used the 22k we got from the sale to buy an older car with no payment and used the 5500 we had left to pay off 1 credit card. We then looked at our interest rates and moved some debt around. We had a card at 18% so we moved it to a heloc that was at 8%. It didn't pay off that debt, just moved it, but saves all of that interest. Also we were already paying the on the heloc and the payment doesn't change so we freed up that extra money that was going to that card and can now throw that to our smallest card.
@sarahmilner8483 Жыл бұрын
Extensions looking good Rachel. Love love Jade shes my firm favourite now
@Emersynhix Жыл бұрын
I hope we get video of Jade singing at the battle of the bands or whatever y’all call it lol
@leedebarros7434 10 ай бұрын
Love Jade
@gregz1235 Жыл бұрын
Jade is awesome!
@OscarCastillo-fl9dw Жыл бұрын
Wow jade went through a lot I follow Dave advice since I was 29 years old I wish I would her of David earlier now I am 31 dept free and investing a lot of money for 2 years and traveling the world thank you Dave Ramsey 😊❤
@d.j.daugherty4945 Жыл бұрын
I’m very blessed in most ways, no debt and set for year’s financially… But this is amazing… I can’t imagine how much that took out of you.. I can’t say I would have that same energy at the moment
@eyestoseeearstohear9030 Жыл бұрын
@Katie Franko oh Katie, you're being scammed. 2 weeks is too long for that! 😂😂😂😂
@EvaCortez Жыл бұрын
Glory!
@victors16811 10 ай бұрын
A lot of people hate Dave Ramsey but when you understand and get into the discipline with the core concept we become free and unstoppable
@Mrsmetamorphosis2012 Жыл бұрын
She’s great🤩
@anitaaltmaier3687 5 ай бұрын
I love this team of women ❤
@mamabear2020 Жыл бұрын
Well done I started the debt snow ball October 2022 So far I paid off 25,000 dollars I am almost there. I cannot wait to be debt free. My goal is to be done by the end of 2023. I listen to Ramsey show every day while driven to work.
@buffaloben15golf88 Жыл бұрын
Make it happen you got this! 💪🔥⚔️
@NicolinaBruno Жыл бұрын
If you don’t mind me asking, how old are you?
@Savannah-ed4rv Жыл бұрын
All this does us make me want to cry. 😢😢 I have had one emergency expense after another so I have not made a dent in 18 months.. Plus I'm disabled and can 't do anything "gazelle".
@shachede6828 Жыл бұрын
Whew, while I’m here still struggling struggling with 30k debt
@lionelhuts875 Жыл бұрын
Jade and George are the best personalities.
Rachel Cruze
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