Refinance your credit card debt with a personal loan?

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Refinance your credit card debt with a personal loan? | FinTips

Рет қаралды 20,982

Jazz Wealth Managers

Күн бұрын

Пікірлер: 28

@christophermoore8937 4 жыл бұрын

My wife and I just did this a month ago on $40k in credit card debt. We will save 13% in interest and plan to pay off the loan in less than a year vs. the 3-year term on the loan. Put the credit cards in a lockbox in January of this year. Common sense approach!

@mattramirez9140 4 жыл бұрын

Christopher Moore who did you guys go through?

@christophermoore8937 4 жыл бұрын

Matthew Ramirez Lending Club. Our credit cards averaged 24% interest rate and the loan we received was for 11%.

@andrewtrejo5237 4 жыл бұрын

Congrats!!

@kyleyakich3800 4 жыл бұрын

You are SO much better than Dave Raspberry. I hate hearing the "cut out Starbucks" deal. Obviously they are over privileged. Great info!

@rawstarfan 4 жыл бұрын

This was my year to get out of a 8k credit card debt and I was going to pay it off without using a loan. Sadly, my mother cosigned for a life time best friend of hers for a total of 12k and her friend vanished off the face of the earth shortly after receiving the money. Leaving me to help her pay for it. I wanted to say thanks because your videos have given me clarity.

@amethyst81 Ай бұрын

Thank you for this!! I’m not a mathematician. lol But, you just helped confirm for me and bring it altogether. Perfectly said. 👌🏻👌🏻

@jenerd.purijr6544 4 жыл бұрын

Great! perfect timing with this video. I'm more than likely to get an approval to refinance tomorrow. I like it!!

@EnriqueGarcia-hu9ou 4 жыл бұрын

And then pay off the personal loan with a credit card to get those points😂

@angelmanza7055 5 ай бұрын

Nobody noticed guy has 4 fingers on one hand? 😅 Nonetheless, solid info! Ty for this video.

@Ghettovisionary Жыл бұрын

I love your videos I can always trust your videos to give me great advice when I dont have anyone financially savvy to talk to. Thank you!

@DJ-ix7gf 4 жыл бұрын

Don’t buy it if you can’t afford it. 💥 mindblown.

@locoloboification 3 жыл бұрын

I've used creditcards mostly for emergencies with my car, medical bills, vet bills, tools and supplies for work... I need all that stuff, no? This is why these credit systems exist. Don't be rude.

@byst017 2 жыл бұрын

Found this just in time. Thank you for this!

@Jazzwealth 2 жыл бұрын

Thanks for checking it out!

@jquality584 Ай бұрын

What brand is that black board?🤯

@sellthedip 4 жыл бұрын

The problem is most people will clear there debt move it to another and max there credit cards again.... you have to figure out if you're in too deep. and file for bankruptcy

@reggiesaidit513 Жыл бұрын

And that’s there choice . It doesn’t mean refinancing the credit card debt wasn’t a bad idea

@gilloera8912 Жыл бұрын

Thanks for the info

@dabd8175 4 жыл бұрын

Love the videos Dustin ty!

@TedAlexandro Жыл бұрын

Thanks for the info. I’d suggest using a different analogy than big companies. That is obviously problematic and apples to oranges. Why start out with an analogy that distracts from your message?

@ygbodybuilder3023 4 жыл бұрын

So I should take out a personal loan to pay irs and than with the refund I get the following year used that to pay the loan

@2-stepverified629 2 жыл бұрын

Any advice on refinancing a personal loan? I have a 720+ credit score.

@restofamerica 2 жыл бұрын

DISCOVER personal loan 5.99%

@Jazzwealth 2 жыл бұрын

Nice! They have been very competitive the last 2 years

@bronxbully6261 Жыл бұрын

For what they told me 16 percent

@lodwill5116 Жыл бұрын

But then it breaks the credit card company’s. Lol😮. I cut my interest in half. From credit union. Even if a freind has a credit union. You can join off them. . Now I got my car refinanced. With them. My other card. I now have better credit. I can do. Transfer to another card. But font rack up card again like most do. Lol 😮