Whoever wrote this video title deserves a cookie for that alliteration.

Regional banks are relied on heavily by the CDARS system for holding money in CD's while providing $250k FDIC insurance, allowing larger banks to split up large deposits into chunks that are small enough ($250k or less) to meet the FDIC's SMDIA (Standard Maximum Deposit Insurance Amount). If a financial crisis rapidly spread and caused many regional banks to fold, it would cause a certain amount of havoc for the CDARS system, and for the large accounts that rely on this system for protecting deposits. Too much consolidation would pose a challenge, where it may just not be possible to cover all the deposits with FDIC insurance.

Bloomberg TV repeats things that we have already heard a hundred times before.

Best to store liquidity buffer before the well dries up.

More important than increasing bank's capital requirements is to have a very good risk management system in place and quality assets in balance sheet. Commercial real estate is not a very big problem if interest rates start falling.

this all sounds really simple to execute. maintaining a certain level of capital should not be a daunting task

More regulations for regional banks, which make it harder for them to make money and compete with big bangs. Then they fail, shock

From the last 2 year US public demand to reform of banking regulations

Okkk

Lmao fractional banking at its finest, we were doomed the moment our government accepted fractional banking

Okkk

Okkk