I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

The main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

It's a common misconception that when a stock you buy skyrockets, the smart thing to do is sell it (or at least sell some of it) to lock in your profits. But the context matters. If the stock has increased sharply because the business is performing exceptionally well, it could still be a bargain. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas

It's quite simple why rates are climbing with rising imports and falling exports, the FED is obviously to be blamed for banking crisis. Something will eventually break if they keep the quantitative tightening and higher interest rates. Is this really a good time to have some savings in stocks?

I still blame the FEDs for this, because in the end they benefit by either buying off the failed banks cheaper or something. The fed can print credit as long as someone will borrow it into existence, but they cannot print product (or production).

is it really worth investing in stocks in 2024, I’ve been on the sidelines watching the market for awhile and it seems to be pretty stagnant to me not that it matters because I’m in it for the long run, but how can one generate actual profit in this current market?

By understanding how cash and banks work, it becomes clearer why they must ultimately fail. Ever heard the saying cash is thrash? Just hold your money in more stable and lucrative ways and save yourself the eventual stress and heartbreak.

The bigger megabanks like JP Morgan will just swallow them up. That was the plan all along.

It's almost as if the push for continous YoY growth and pushing consumers to increase their spending isn't sustainable.

One red flag is when banks start to cut their risk management units during end of cycle. Thats like firing your fire fighters just before a forest fire.

Hey! I remember this one! we had one of these in 2008 That worked out great in the end (for the banks)

Moral Hazard - When people know they are insulated from the consequences of their mistakes they tend to keep making them.

Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

If you've ever wanted to know what a massive debt bubble looks like, this is it. So many things are about to break simply from a return to historically normal interest rates. In a healthy economy where everyone can actually afford what they're buying, 5.5% interest shouldn't break you. The reality is, consumers and institutions are stretched to their limit and went on an excessive debt binge after years of net negative interest rates. In the first quarter of this year, we saw GDP growth decline while inflation was still on the rise despite this and household incomes not changing significantly. Meanwhile consumer debt and credit card balances have exploded so far this year. This almost certainly means price increases and what little economic growth we have (1.6%) are being fueled by debt, which is completely unsustainable and an ominous sign for the economy.

I saw someone call this 5 years ago. The community banks give loans to small business in the community. JP Morgan and the big banks only care and give loans to mega corporations. The failing of community banks is a consolidation of power and bad for the country and everyday person

What happened to SVB is really scary, and goes to show that no corporation, however big, is immune to collapse. I have always had a deep-seated mistrust for corporations. I have plans to pull out most of my money, but don't know what to do with $350k sitting idly.

For years banks have been paying less than a percent on the assets of depositors. They were raking it in. Now they are forced to pay higher rates and may go under, risking our assets. This is what happens when banks are deregulated. One just can’t trust businesses to do the right thing.

I would love to hear how Credit Unions are doing.

Fractional reserve banking. It's like we learned NOTHING during the last econmic collapse lol.

Not bailing out these banks will lead to an economic depression, but that’s what the world needs otherwise nothing will change. Banks will just take more risks and consolidate further.

Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions.

And yet nothing will change

Banks during the depression: "Lock the doors! We are broke asf! Turn off the lights!" Average American: 💀

Is there a way to see the actual list of stressed banks? I'm interested to see the actual banks that are struggling.

Citi and Bank of America were bailed out in 2008. The big banks need to be broken up over time as they pose the real threat!

People who think money is an illusion have never been homeless, starving, or in jail.

Here comes "Too Big To Fail" Part 2

Thank you for sharing this!

Why is it that US banking is a continuous dumpster fire?

Wow, it's real estate related? Is there a single major problem in this country that isn't ultimately caused by inept land management?

Thank you for the information! 🤝

You work for 40vrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life.

You get a bailout and you get a bailout, and you get a bailout and you get a bailout and you

Nearly 5000 banks are in the US and only hundreds are struggling…sounds like a controlled demolition to me

"Hard Landing" becoming more likely, just happing in slow motion.

It's just a matter of time. It all will come down burning. The real issue is that people are broke, stagnant wages. Americans maxed out when it comes to borrowing and spending money they don't have...

the buck stops at the FED, but unfortunately the FED itself is also a failed bank (trillions of dollars in debt). China and Japan have stopped bailing the FED out. Also, lenders have been demanding more interest on the bonds. minus inflation, bonds pay peanut. US pays 1 trillion dollars in interest for every quarter. this is unsustainable.

The problem is banks are allowed to report earnings with mark to market which makes banks appear more solvent than in reality. Also first republic bank even with JPMC cash infusion still failed.

This is a result of interest rates being kept too low for too long and corporate office space being undesirable.

In other words, we're about to see a replay of the 2008 banking crisis. Please, let's not lose faith yet in our great government.

This is the result of allowing the big mega banks to form post 2008.

Great video, I really appreciate the dedication in each video you post. Despite the dip in crypto, I still thank you for the level headed financial advice. I started crypto investment with $4,345 and since following you for few weeks now, i've gotten $18,539 in my portfolio. Thanks so much Maria Susan.

You guys realize if you create fear it increases the likelihood of a bank run

This is the reason why I’ve been storing my wealth in everything else other than fiat cash and the banking system. Absolute poor management of cash reserves.

12 years ago, I remember seeing some old dude calling it out on tv. That western economy has its ups and downs, that's normal. But when you should start getting scared as it starts to doing it to often and to fast in a short period of time . Like towing car that start to rock before you know it you crashed.

The reason there are fewer mergers is because if a healthier bank merges with a stressed bank they have to take on all of their debt, stock, and unrealized losses of the stressed bank. If a bank fails the healthier bank gets a sweetheart deal from the FDIC with a lot of forgiveness on debt and stock.

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I don't buy this. I've heard the opposite, to find smaller community banks, which have more strict lending policies vs the national banks that lend to anyone. To Mr. Powell, of course the big banks won't fail because they'll just get ANOTHER bailout.

Y’all know what this means! Home ownership’s bout to be back on the menu boys.

I love this content

Wall Street try to paint it as all well and good and stock market skyrocketing every month. The consumer is overstretched and will pop any day. Starbucks earning shows how consumer behavior and spending is changing . 5 % decrease over a year is a lot

What I feel many of these comments and this video fail to mention is how community banks are massive parts of their communities. They are trusted face for a home loan, a kind teller who asks about your family as they deposit your paycheck, the sponsor of your child’s sports team, and so many other things to the places they call home. To lose them, would just be giving business to larger and faceless banks that have no stake in you or where you live.

I am really worried about the current bank crisis/interest rates, these are all the signs of yet another 2008 market crash 2.0 , so my question is do I still save in the United States dollar or is this a good time to buy gold?

Why does it seem like we go through this every 10 years or so. Did they not learn anything from 2006 and again in 2015?

It’s more than time for a complete reform.

And this is why you need to "get back to the office"😂😂😂

* traumatic '08 memories intensifying *

Simple solution on the bonds with lower rates. FED should prioritize buying up and honoring such BONDS from banks at their face value. The mess was created by the FED mis-categorizing the inflation as NOT being transitory thus hiking up rates and can only be solved by them.

Scary stuff.

Thank you for the content!! All we need is the right advice on how to invest in crypto and we will be set for life, I’ve made huge figures from trading regardless of the market conditions😊

There's no risk. they know they'll be bailed out. just like in 2008 & 2023.

small banks may keep the loans in the book, that's one thing, can the borrowers repay that is the other.

It just doesn’t stop. No matter how we see this, it ends the same; failure. Commercial failure or residential failure etc it just doesn’t stop with this capitalistic society failing in the end. Borrowing money in the commercial sector is just as horrible as any other borrowing sector. When we talk about our citizens needing better pay to have more capital to invest, the idea to solve a problem for those who own a large majority of assets and capital is absurd. Our citizens as tax payers are just saving those who own the majority of stock shares and property but get left behind when we talk about taxing the rich, regulating healthcare costs, living costs and transportation. How are we as a nation solving those who own banks and are those who are supposed to be capital gains experts? Too big to fail, too big to exist really should ring loudly for our citizens. This video is a great example how regular citizens are just on the back burner while billions upon billions are being traded or bought up. We are watching as we have to sympathize with small banks to save our communities through capital finance through borrowing to strengthen said small community banks. When these banks fail then where do the locals go to ask for loans when they are at an average to low income? The big banks will turn them down or right up some policy that will make it impossible to ever own what those individuals are getting loans for ie homes, cars, even medical bills etc. It’s tragic where we are going with this idea that borrowing is profitable just to watch as every American struggles to make rent or put food on the table with six figures. It never fails to amaze me as I watch as our nation will devise plans to save a small bank but do nothing to save that family who desperately needed their employers to give them a living wage as this said company just goes into the private sector of the stock market and now have their hands in the pocket of said local community bank that is failing, hoping to buy them out. The American dollar can be followed and there are only a certain amount of individuals who live and own those communities and those banks. It doesn’t matter though some how sacrifices will be made to ensure our economy is safe and we can continue watching private corporate companies find the mysterious amount of capital to buy up all those loans in default to make record amount of capital the following year.

I got out of banking last year after 12 years. I feel like the writing’s on the wall and it’s just a matter of time before clerks and loan officers are replaced by ATMs and AI

What is money? What is currency? What is value? What is a bank? What is trust? Whats the point of bank regulation/laws? What is life?

4:50 The FDIC only has about 4% to cover all deposits of this size

We gonna be just fine. What? 😮

For profit banks should be outlawed

By YouSum Live 00:00:00 Small and regional banks face stress from real estate loans. 00:00:21 Rapid interest rate hikes threaten borrowers and banks. 00:00:41 Regulators issue confidential reports to at-risk lenders. 00:01:00 Private capital infusion can prevent widespread bank failures. 00:02:01 Community banks hold significant assets comparable to large banks. 00:02:23 Analysis focuses on banks with high commercial real estate exposure. 00:06:26 Federal Reserve's interest rate hikes impact bank asset values. 00:07:45 Banks face challenges with interest rate risk management. 00:10:08 Mergers and acquisitions in the banking sector face regulatory scrutiny. 00:12:29 Expectations of gradual bank failures over the next two years. 00:13:31 Policy priorities differ for smaller vs. larger banks in crises. By YouSum Live

The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies

Sadly, banks continue to stumble, mortgage rates is on the rise with higher imports and lower exports, yet the FED is to lessen cost. So, where do we grow and safeguard our money now? something will eventually break if they keep raising interests and quantitative tightening.

Postal banking systems, emphasis on Internet banking tools and phone/ chat support, and more credit union systems.

All the capital raised to improve balance sheets has (1) been charity (2) been larger banks

1:53 Asbury Park lol

Great advertising for bitcoin 😅

ask - why america funding other countries that fails banks in america?

I hate how realtors sold the real estate market as an asset. Owning a house is not an asset unless it's paid for 100 percent. Gold is the best asset right now. 💯

How long would it take the FDIC to pay out if a bank fails with my deposit? 5 years? 10 years? Yeah im still going to be worried lady

That last sentence represents everything wrong with the financial industry and government. Banks need to "experiment" and "if a billion dollar bank fails it doesn't effect the economy" Banks need to store money and that's it, there's no innovation or experimentation to be had and that idea needs to be nipped in the butt. If a billion dollar bank fails that's until levels of inflation, so many jobs, so much financial hardship for those who use the bank and so many other issues. To someone in New York this is a quirky little experiment that makes a number on a spreadsheet but in reality it's people's livelihoods they're playing with. You did are not gods and shouldn't ever feel like you are like that last guy clearly thinks he is, governments are supposed to stop them having that power but they're corrupted as well.

All depositors are unsecured creditors period. Change the law if you want the people to trust the system.

🔥 All Good , 🔥 Nothing to Worry About…🔥

The FDIC has about 1.5% of what it needs to compensate account holders at the present time.

Greatest economy ever.

Dedollarization

Everything is going to be fine 😃

"Too big to fail" or when every Bank is systemically important causes problems with massive Banks who have no idea to whom or even what they are lending to not small Banks that know their customers. The fact remains if Bank America fails (again) there simply is not enough money in the World to bail out that Bank. There are also unprotected financial institutions as well that are not Banks but can act as Banks to include insurance Companies, mutual funds, hedge funds, etc. These are overwhelmingly but not exclusively based upon Wall Street and not of course in energy rich states such as North Dakota.

I've been making a lot of losses trying to make a profitable trade. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advice me on what to do?.

Bidenomics, baby!

The American banking system is so stupid

Good.

This video is from 2023 👎

Waiting for my puts to print

Warren Buffett put an advertisement on the table during the anual Company meeting year ago that said : Bank for sale .

Hey Feds, here’s 3 step solution: 1) stop printing money 2) stop funding overseas wars 3) stop creating government jobs

Please get an adult to narrate.

"Chancellor on the brink of second bailout for banks" 👀👀

I had a CHASE Business account, and went with a local Community Bank as the VP for the Business Departments actually put in the work to help me get funding for capital growth. However, shortly after I diversified my money and changed over my ACH's the VP called me to inform me the bank is merging with other banks. I asked the Banker "Why", and are my "deposits FDIC insured" as I transfers more money than what FDIC would cover.

They will get bailed out just like in 2008 😹😹

Bidenomics 🤣🤣🤣