Retirement Dilemma - This Could Change Your Life

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Жыл бұрын

How much money do you need how much time will you trade to get money. Is it worth it in the long run, this is the retirement dilemma and this could change your life.
Join us for a discussion on important life decisions as you move towards retirement, will you put off retirement while you strive to earn and save more money, Retirement Dilemma - This Could Change Your Life.
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Пікірлер: 514

@sharonsampson4380 Жыл бұрын

My dear husband, and best friend, retired…..after a long stressful career, in 2009. We travelled the world and, spent the winters in Florida. So glad we did. He passed away last year after a terrible fight with cancer….but, as he said before he left me…..”Hey Kid,….we got around, didn’t we?” We are not here forever. Enjoy while you can?

@scott1441 Жыл бұрын

Covid changed everything for me. In 2020, my wife was already retired, I was working from home, and as time went by that year, working from home , no longer having interaction with my fellow employees , I told my employer that I will be leaving at the end of the year. We were diligent savers so at 64, I collected social security and never looked back.

@sandihunter1260 Жыл бұрын

My husband and I travelled while working for ten years before we retired. It was lucky we did because with my husband having Parkinson's disease this has limited our travel to local travel and visiting family. I am 66 and my husband is 65. I'm so glad we did all that travelling around the world when my husband was healthy. To be honest waking up each morning not knowing what the day will bring is heaven and so relaxing. Why someone would work into their 70's is beyond me. We deserve to be retired. We worked hard for so many years.

@buffycat4641 Жыл бұрын

Agree 100%, the earlier you can retire the better. I could not retire till almost 67. I still felt like a teenager until my 70s but now I find I don’t have as much strength I once had. At 78 I am still traveling (leave tomorrow to revisit some National parks) but just at a slower pace. For anyone younger who enjoys this channel my only advice would be to save. It is very comforting to know you are financially sound.

@lindadorman2869 Жыл бұрын

My father worked hard all his life to raise 4 children and put us through college. In 1989, he retired early at age 59 and 6 months later, died of kidney cancer so he never got to enjoy retirement. I learned not to wait for what you want and to go after it as soon as you can. Since then, careful planning, budgeting and taking advantage of public programs has allowed me to save enough to retire comfortably at age 62. There's no sense in working yourself into the grave - life really is too short.

@louiseperry6920 Жыл бұрын

Such a good video Tina and Norm. Sound advice, you’re both so positive and sensible. I’m almost 65, 6 months into retirement, my husband 69, 18 months. We’re healthier, less stressed and loving it. Planning two trips in the next year now the world is opening up again.

@Fusion20077 Жыл бұрын

Hi Norm & Tina, regarding me in the US on the subject of Govt. sponsored healthcare; I started on US Medicare a couple of years ago and my wife a year before - I am totally impressed with this system. It is very affordable and has (so far) covered literally everything that has come up. We can use any medical provider, anywhere in the US. This a major draw in keeping us in the US. Likewise, with social security and pensions we’ve never been better off. We are completely free to travel anywhere in the world, but make it our business to come back to the US to deal with any significant business and medical. So far this arrangement is working like magic.

@gilliangallant6752 Жыл бұрын

Someone once said to me “you know when you are ready to retire….when you have enough or when you’ve had enough! Good advice!

@reawakenedcuriosities4386 Жыл бұрын

Lovely to watch you two again sharing your wisdom…I was only 48 when I left teaching and retired with my husband (60 then). Two years on our early retirement and love every minute of it. We spent 7.5 months last year in Southeast Asia, and we’re on 3 months travel in Thailand and 3 months in South America after Christmas. We tracked our expenses 5 years before we retired and we knew that if we keep within our budget, we will have enough until 95. The key thing for us is to stick with our budget and find ways to beat inflation by constantly looking for cheaper but enjoyable options. We have plenty of time together and everyday is an adventure. Thanks Tin and Norm for another amazing insight.

@emmaelias1946 Жыл бұрын

The right time for me was when my I lost interest and passion for my career. I had planned on retiring at 65 but changed that to 62 with no regrets.

@Winterbiker333 Жыл бұрын

It is so nice to see you both are on the same page, that is so critical to having a successful retirement!

@johnwietfeldt6238 Жыл бұрын

Wise words! I’ve only known of one couple who retired in their 50s and then did not control spending and had to go back to work in their 60s. Three things; time, money, and health. I think money is the factor we control most. I wish you well.

@jimbertrand2499 Жыл бұрын

You guys are so dowñ to earth. Everyone dreams, many talk the talk, but you two walk the walk! ❤️

@ddavidson5 Жыл бұрын

In my experience the answer to "How much do I need to retire" question is about the same as the question you ask yourself when deciding if you are ready to have children. You'll probably never be 100% ready, but you'll know when the time is right.

@denisep.98 Жыл бұрын

Excellent food for thought, Tina & Norm.

@jamesmcfadyen7547 Жыл бұрын

Hi Tina and Norm.Contacting you fom sunny Scotland. Been watching you two for a while now and your right on the money on everything you have said.There is no equation as the main factor of how long you have is the big question.I retired at 55 this year and my wife who is 4 yrs older took retirement at 50.Its very important not to have any debt when you decide to throw in the towel.The best decision ever. Keep up the good work in your channel

@bac907 Жыл бұрын

That t-shirt is classic. My first concert was RUSH Moving Pictures tour. Thank you for your wonderful and informative channel.

@RC-fh2lk Жыл бұрын

Thank you for sharing your story. I have about 3-5 years to go and always expected to give my employer at least 1 year notice of retirement as a courtesy. As I get closer I believe I’ll just wake up one morning and resign by phone lol. When it’s time I made myself a promise to make that call without hesitation . Another great discussion!!

@macker0077 Жыл бұрын

Another great video guys! Love your transparency and honest feedback on your retirement journey. You are definitely helping others who struggle with similar thoughts and questions about retirement. 👍

@yhckelly Жыл бұрын

Thanks for another great video. I'm 47, my parents just retired and I'm watching things closely both for their sake and my loose 20-yearish plan. I love this channel, you guys are pretty cool.