Got my stimulus today and paid off what was left on my car and credit card now I am debt free!

You're right. I'm 69, retired a little over a year ago(high stress job), debt free. At my last Dr's appointment, six months after retirement, she cut my medication in 1/2. The next step is to stop taking any prescribed medication. Next appointment is in June.

My home has been paid for for 6 years and I have practically no debt. It is a good feeling.

My dream vehicle was the small pick up Tacoma’s. Bought one and I’ve never been happier! But everyone is pressuring me to get a new one as if they’re gonna make the payments for me

I’m the first comment. Thanks for your videos I’m 19, 20 in a few weeks, and no one has taught me financial literacy like you. I appreciate it!😃

Intelligent, honest and simplistic advice for all. With respect Prepper Princess' you look a million dollars. Peace and Love.

Bought a foreclosed home 6 years ago. Paid cash. Spent about the same price on remodeling, all cash. And we drive our cars for years. Hubby was able to retire 2 years ago at age 55. No shame here!!

I am in the U.K. and I have a South Korean 1.6 litre Hyundai all paid off. No ones dream car but there’s never anything wrong with it which is all I want. I love my car.

I used every penny of stimulus to pay down debt. Hopefully debt free this time next year.

Thank you for all u have shared with us, u have helped me a lot. Starting over alone after 30 years of marriage I’m sure would have been a lot harder without your wealth of info. :) I live in Canada and winters r cold. Looking to purchase a home and would like to go off grid as much as possible. Please keep sharing how to do this. :) thanks and god bless u.

Fair dealing in business transactions, there is another example of the Golden Rule. Then a person can sleep well at night.

Brother in law cleaned up during the 08-09 housing crash. Picked up multiple properties at great deals, all forclosures! The best one was the one they live in. Was $1.2M before the crash. Got it for $275k from a bank.

No car debt, no mortgages, zero debts period. One car for two of us since 2012. Happy at age 70! I know people my age and even into their 80’s with both a mortgage and car debt. Apparently, some people never came across Dave Ramsey or Prepper Princess. It is a shame to STILL have money worries in your senior years.

Turquoise blouse and turquoise pendant under whitish business blazer -a business woman on the way home just stopped to make a video on thriftiness and savings. Great topic and a good look.

I just paid off my car on April 1st and I’m absolutely thankful I was able to do so. Now I can save that money!!!

I work in the banking industry. You are 110% correct....

A 98 Camry with 77K on it is like a 2019 Chevy with 10K on it. Princess, you'll go another 150K Miles with that car!

I live in Texas, my home is paid for but I still have taxes, insurance and upkeep. Something always needs to be repaired or replaced. I have to save for those things. I'm a widow and have found some very useful videos on home maintenance, such as draining your water heater to remove sediment it helps to make it last longer, washing the coils on your hvac so it doesn't work as hard and last longer, cleaning your dryer vent (same reason), cleaning under your refrigerator and cleaning those coils, I've installed hardy plank so I don't have to keep replacing wood, added extra insulation in the attic, learned how to spray for insects, learned about lawn care, started a garden, learned how to can and make bread. Saving money where and when I can. Paying down cc debt (thanks to ex husband). Continously prepping even though my family aren't preppers. Knowledge is power! Thank you for your videos Prepper Princess.

Great point thatliving below our means when times are “good” really allows for real progress when times get bad

Another thought as I watched this a second time. It is so true that stress kills, but not only by causing heart attacks/strokes, but stress causes depression, which is the reason so many don't eat right, don't exercise and therefore leads to the cancers, diabetes, high blood pressure, etc.

The pink blazer is so classy!!

While the pandemic is horrible, it hasn’t affected me financially. Why? I’ve lived through 3 recessions. I live well below my means. Times are going to get a WHOLE lot worse. Save whatever you can.

You have a cathedral window quilt. If someone made that for you, it is a special gift. Many hours of labor go into that design.

If you have a mortgage, your just renting from the bank, lose your job for any length of time an see what happens. Thx for the vid.

I make good money as a contractor for the government and I just paid my ATV, my economy car and my truck in the last 2 months. I paid all 3 loans off in 1.5 years when it should have been 60 months. Paying off the loans early will save me about $1100 just in full coverage insurance a year. All I have left is a loan for a SxS I bought for going up in the mountains of Utah on my days off . I hope to have this loan paid off by the new year. Thanks PP

I'm not gonna get tired from saying this you're a big sis to me you're like a good friend in my head you're the definition of living the american dream I'm going to continue to take notes thanks a bunch love 💕 🗣️

Toyota camry is a great car. I have a 1997 Camry le v6. I paid $800.00 for it. It has 168936 miles on it. It runs well.

I left NYC in 2005 debt free and bought a house in PA for $200k cash. I put $100k cash into it over time. 2021 I was offered $400k PS. You look awesome today!

It’s true stress free is the way to live.

We have never lived beyond our means. Now people make nasty remarks. We just do the best we can. Tina

Thank goodness for people that lay it on the line like you do! You give sound advice that makes so much sense. Nothing feels better than knowing you don’t owe anything to anyone!

Ugh I love you I’m 21 and I need this advice and mindset in my life

You look so smart and rich. Thanks for the inspiration you give. It helps a lot. Love your style !

Your stress free life does a wonderful thing. It leads to Rocky's stress free life. ❤️

Right on PP! It's all about putting yourself in the financial position to do what you want when the time is right. I have sold my very fancy home (mortgage), for a debt free small home, my car is 10 years old and I love it, no cc debt, and I live simply. Huge difference from the years I was raking in the dough, but had no net worth and huge expenses. My accounts have never been bigger. Lifestyle creep is real; don't do it!

You explain things so sensibly. Thanks.

When I need Words of Wisdom..."Youre the One of very few people that resonates with me! Thank You for helping me realize Hope still floats my Boat!

Payson, Prescott & Flagstaff are all pretty green & lush

I couldn't agree more. I lived like a rock star when times were good. When that ended I figured out just how little bit really took to live. Now I make a modest income and can afford just about anything I choose to afford. I generally must to NOT make those purchases.

Rocky is precious. Thanks for all the good advice

Don't feel bad about buying a foreclosure. The previous owners already lost that home, and they aren't getting it back anyway.

You are so right. I bought my house in 2012 for $23,100. it was a foreclosure and had sold 3 years prior for $140,000. I agree with you don't take advantage of other people. You have in my opinion the best KZfaq channel. Thank you for this and all your uploads.

Real estate taxes is one of life’s boogeymen. Beware and project forward

Great advice as usual. Here in Australia the price of cars has gone up and things like 4wd's, caravans, campers and the like are being sold in huge numbers as people now holiday locally due to International border restrictions. One tip for people. If you couldn't afford a boat before this then you still can't afford one even if someone gave it to you. Expensive suckers those things. :) The sad thing is that people who couldn't manage their money in good times are going to have little hope when things go bad. The trick is to be rich not look rich which is where so many go wrong.

PP you are our female Dave Ramsey, thank you!!

I am so proud of you Prepper Princess! Always setting your goals attainable and achieving them. I love your philosophies. Screw the haters. They are ignorant. I appreciate all your wisdom and advice you share with us. Peace! *Laura

I always enjoy the Rocky cameo ❤️🐕

I have been asking my husband why we are so blessed. He said because we are frugal and save. My best friend from high school has never paid off her house in Pa. just moved in November to Az. and bought a $150,000 home and now has 2 mortgages. She is 60 like me and will never pay off her 30 year mortgage. I am 1 credit card away from being debt free. I have a suv that has one year to pay off and I feel happier. I am retiring in 7 weeks. I am going to be more relaxed

Great advice. I love the Rocky moments at the end of your videos! What a sweetie!

You one lady with it all together . Thank you for letting folks know not all women are helpless . Stay strong👍

I just wanted to say thank you for reminding people to act like decent compassionate humans and not take advantage of the desperation some people are experiencing. Yes, some folks have made their own problems, but many of us have been there. We fortunate ones have learned from our mistakes and chosen another path.

You're funny, smart and beautiful. Well said and well done.

Min 8:32 I love it! My car is 14 years old and I love it! Every time I wash sand vacuum it, i beam with pride. Gets me where I need to go, car thieves aren't really a problem because my car isn't cool or flashy, and no car payments. WINNING!

I absolutely love driving my 1999 Camry, same color as yours! I was an auto mechanic for 30 years, and only buy Toyota. Proper car choices can really help you reach financial independence!😊

You're lookin' pretty stylish on the cheap, there PP! 😀👍

You are right, look for the deals. I bought some gorgeous lightly used designer clothes cheap, some still with the tags on.

Your videos are so inspiring. I have always been frugal or just smart with money. I became a mom at young age and told myself I would never collect a check from the GOV bc I can work. Every year I would get my income tax return and save it. While all the other girls around me were buying tacky designer bags and other dumb things, and already in debt up to their ears. While I had money in the bank when times got hard for me and my child. I'm so grateful. I love love love your videos and your personality. Thank you for teaching Americans to be frugal again and stop the mindless consumerism. God bless❤🇺🇲❤🇺🇲

I'm in Commiefornia and living in a high rent area but pay less than the average renter. I'm taking advantage and saving in hopes of getting me a stellar deal on a home. The housing crash is coming and I'll be ready!!!!!!

How about inflation? Already prices are going up for gas, food, etc. I think if you keep the money in the bank to wait for the houses to go down, you’re taking a big chance and may be left with devalued cash and no house.

I have been frugal since I was 30 I am 63 now own 4 condos in Vancouver Bc I gave one condo to my two daughters 3condoes are paid off and me and hubby now paying mortgage for the last one using rent money You are helping a lots of people out there thank you

We just financed our first home, during this recession.that we are going to eventually turn into "off the grid" capabilities

We bought our rental during the last crash. We are now downsizing and will be building a small house on land we already own. Turning our current home into a rental for family members. When we sell the first rental we will have two homes mortgage free! BTW Southem AZ has some beautiful greenery! We also have beautiful mountains 🏔

My last debt is mortgage. Once my youngest is grown (custody agreement), moving to a cheaper state and buying a home outright. Saving for the final home now.

Good for you! You have worked hard for what you have and you should take advantage whenever you can.

Completely agree with all your points!! Can’t wait to be mortgage free!!

Great advice! My husband and I saved so much money over the years by skipping the coffee stands, movie theaters, restaurants, new cars, etc.

So love your channel..you are a constant reminder to live below my means.....

We recently inherited a couple of boats and are selling them now. But since we don't have a lot of debt (some medical expenses we're paying off interest-free) we can afford to stay firm on the prices.

You look great in that blazer! Beautiful look! Thanks for your message as well!

Spot on advice today!!!! I have always been a saver and lived well below my means. I started working at age 14 and was able to retire at 56. I am now the healthiest I have ever been! My life is so different now. I was having heart issues and my job/career was so stressful. I knew I had to get out with my health in tact and luckily I had enough money to do so.

Very cute outfit! I wish i worked back in the office- im tired of working from home in my pj's. I have cute clothes in my closet....

You’re rich with that adorable furbaby any way it goes ❤️❤️❤️

Happy you got a close to your original car that you sound like you loved a bunch!

I was on offer‐up the other day and someone was trying to trade their 2010 Nissan Frontier work truck straight across for ammo. That's the first time I've ever seen someone looking at ammo as currency in an online trade..

You are a smart woman. God bless.

I just got a sweet 2008 chevy impala SS after we sold a SUV and Subaru still walked away with cash in pocket.

Wish I knew in my twenties what I know now!! Haters will always hate, ultimately it’s your life, jealousy is their problem not yours! ❤️

I did not receive the second to stimulus has, so I received them together which is a decent chunk of change. I'm buying a 1998 Chevy Malibu that has 93,000 miles on it for $200. My dad is a mechanic and the only thing it needs is new brake lines. I will get another hundred thousand miles out of that car and there is nothing wrong with it. barely any rust, the insurance is going to be extremely low, and I don't need to make payments! :-)

Excellent video 👸 Princess. You got this correct. "Sell when times are Good, Buy (used) when times are Bad" and ALWAYS invest $$$$ in something.

I just love they way you said that sorting your finances out takes a lot of discipline. For a number of years I have been living like a poor person. I have invested in stocks which have gone down (stocks in UK market been down since Brexit) but crypto has done well (Thanks to diversification). I drive a 2003 VW and my clothes are old and worn out. I could go on and on. Emotionally it really brings you down. But I got to stay disciplined. The journey to financial freedom is not easy. But I have enough cash as a down payment for a property. Hopefully invest a few of rentals and have a large portfolio of stocks and other diversified investments. My treats are buying a training course on how to invest (nothing expensive), not take-outs or a high performance car or a vacation. Hopefully this investment strategy pays off as I am a long term investor. But I have to stay focused and disciplined. It is really hard because you see people just have simple life and spend their money in enjoying themselves. Anyway thank you for your motivational talk today.

Omg you look so professional... I’m used to sporty pepper princess 👸 you look great!

She's right. Stress is a killer. Stress causes your body to produce adrenaline and the used adrenaline becomes cortisol. Cortisol will stick to cholesterol in your bloodstream causing your arteries to clog up after a period of time hence heart disease. Had a stressful job for many years and ended with quadruple bypass at age 52. Stay away from stress.

I love your videos! Thank you! Thank you!! 🤗❤

You're giving Rocky some pleasant dreams...

As usual thank you for the info. I’ve already saved some money just by listening to your advice I appreciate it

I drive an 89 Porsche. I have two extra engines and three extra transaxles for it.

Thank you, Prepper Princess, you´re absolutely right! Patience and discipline! I´m trying to become debt free and to save up a little too. I can understand that you love your old car, I still miss my old one, if I could I would buy the same old again :)

Rocky is stress free also🥰

Love the blazer and sunglasses! All decked out in your new ride. Great video

Rule of thumb: 1. A money saved is a money earned. 2. When people panic, you should be invest. When people invest, you should be panic. 3. There is a sunny day, and there WILL be rainy days. So when it's rain and bad thing happens, you're better off crying in a house than without a house. 4. Live like no one else, and you will live like no one else. 5. Be frugal to yourself and generous to others.

Still driving my 2009 Corolla. Mother-in-law keeps asking when I am getting a new car. I told her when it dies. My husband and I are one car between the two of us, all of our neighbours have at least two vehicles.

Love this channel

You’ll be driving those cars for many good years

Nobody's business what you buy. You share priceless and precious info for free. Thank you.

Being debt free is a great place to be! So true that it is so less stressful! Great to know that you can walk away from a crappy job if needed! Rocky is such a love ❤️ 💕 💗 💖 💘

PP - Another excellent video, on may levels! I've had a 2006 Ford Escape since 2006 (and NO I will never purchase a new car again...) It's an older car, it doesn't have the screen for backing up, so I guess I need to know how to drive... But nothing is sexier than not having a car payment for over TEN YEARS! Especially now, with working from home, why do I need a new car? I don't. Keep up the message PP!

I drive my 1998 Mercedes c280. I love my car and it runs great-and I’ve spent more than 20 years with no car payments. Im looking forward to one day putting antique plates on it. Livin’ the dream! Thanks PP. I’m not alone

Love your Honestly and Moral Compass that you demonstrate in Arizona Sunlight...or should I say the desert Heat!

Thanks for the video. Timely topic and good to be reminded that patience pays.

Good video. What ever you or anyone else out there does, don't get married to the wrong partner. The partner who will do everything to destroy everything you built and stress you completely out. I don't just mean financially, in fact financially you may be doing well and worked and invested to build what you have, and even were fortunate enough to be blessed with health and wealth. However some people are driven by jealousy and envy and take advantage without contributing or wanting to cooperate and return only loneliness and sadness. Realize they are people with unresolved emotional issues that they can't resolve and realize that before its too late and steer clear of them.