I fully agree.

Female here and fully agree

The actual red flag is only understanding those things as buzzwords and not understanding your marriage contract or your prenup, both of you, fully. Don't be naive people can take advantage of eachother with either one, they are both just contracts.

😊 I'll have to say I'd be totally okay and good with a prenup either way the reason being I'm going to have my husband get a prenup fry say I do not have a husband I never had one is that if I if he commits adultery I get everything and if I commit adultery he gets everything

I fully concur. No one is entitled to ANYONE hard earned money...man or woman!

Damn, thanks for this story!

Meaning he did NOT marry her, correct?

Lol thats funny. She initiated the prenuptial until she found out he was worth alot more. Haha priceless

@@eaglewings33 yes

I agree he dodged a bullet. I don't think it shows great communication skills in your friend that he chose to spring that fact on her when the paper work was signed and hadn't discussed it previously.

This is the best case because you build together vs someone meeting you in the winner's circle.

Me too. Together since age 17, married 34 years.

Lol. Quit her job to be his secretary. Come on. She aint instrumental to the buisness

​@fauxbro1983 you read that as a glorified secretary lol... you need to aim higher when you accept women into your life. A good woman can increase your efficiency by quite a lot the key is to find a competent woman.

Imagine if Dave Ramsey had a million dollar business when he met his wife and he got her to sign a pre-nup like he just described at the very beginning. Sharon becomes a stay at home mom, supports him, and provides feedback to help build his business into the success it is today. Now after all these years he decides to divorce her and she gets thrown on the street with nothing to live off of because the pre-nup says he owns everything. That is what he is suggesting and it is not right.

Depends on if she actually helps grow the business, making his lunch and rubbing his feet when he gets home shouldn't be worth a multimillion dollar meal ticket.

Overvaluing her worth. Dude is worth 10 million. She ain't helping anything grow. She's truly a liability.

Why wouldn't it be "Everything **WE** build together afterwards is ours?" This is why a lot of modern men are terrified of marriage...

@@aaronadamson7463 yes I meant we build after. Thanks for fixing my grammar. 👍 You -> pleural

Why is it that Dave says "your debt becomes OUR debt," but wealth isn't. 😂😂😂 I don't often disagree with Dave, but something is screwed up about this discussion.

Nailed it!

Not when you get married! Hence it’s a scam

No, its not a red flag. If he doesnt trust her he should not marry her.

@@delaslight there’s a level of trust but smart to leave a margin of doubt. The “what if” variable. You would be a fool and lying to yourself if you didn’t

She shouldn’t marry a guy who expects they will divorce 🚩

@@LoantakaBrookyup

He didn't get where he is by listening to people who cannot do what he has done.

🤣🤣🤣🤣🤣

Why should she marry crazy/stupid? At that point, it's she who dodged the bullet. That's funny, but Not a useful test...

Chad Thundercock has destroyed many a marriage.

It's not usually for Chad they just quit

No man should be getting married, unless they leave the country and move overseas if they want a family.

Tyrone has BBC ! Destroyer of marriage! Hypergamy is real gentlemen!

You're not listening to Dave. Marry but protect yourself. Marry to protect your family.

It's better not to let anyone know but that is hard today

A prenup has no relevance during a marriage. It only matters during a divorce. So unless she plans on divorcing him, the penup should not bother her at all.

She’s a red banner 😂

​@@AlexPerazaTV Well said!

Definitely, dump her.

@@AlexPerazaTV unless he plans on divorcing her then it shouldnt matter to him.. he is worried that when he is cheating with the 19 year old at work and she is done with him, she takes him to the cleaners.

Explain?

Facts! There is zero upside for a man to get married. He has little to gain, but a house and several hundreds to thousands of dollars a month to lose whenever the woman gets bored and decides she wants Chad.

You hit the nail right on the head with this one. Whether they’re traditional women, modern women, it doesn’t matter they have nothing to lose and all to gain.

⁠@@DevHazy how can this need explanation? Okay, lets assume you are serious and you honestly do not understand. The caller is calling from a communal property state, Texas, one of ten communal property states in the USA. A marriage is a legal contract. You may say its about “LOVE” but you would be wrong. In the USA, the government has placed legal consequences into the legal contract called marriage. The federal government has left it up to the states to define the terms of the contract. Some states are communal law, some common law, and I’d need to check but I believe some US territories have different definitions. These words have significant legal differences. Communal property state = the moment you marry, all assets and liabilities are 100% owned by the union, not 50/50, but 100. There is no his vs hers, its all theirs, unless a pre-existing contract dictates otherwise. Even if a pre-existing contract exists, better make sure it was written by a good lawyer, because many courts have tossed out prenup agreements due to legal process error. For example, in some states, each party must have an independent lawyer or the prenup can be declared void. Broken down, if a $1 Million dollar loan was owned by one person pre-wedding, now $1 Million is owed in total by the union. If a divorce occurs, each does not owe $500,000, it means the broken union still owes $1 Million and any assets, his or hers, are fair game to collect the $1 Million. Got it so far? Because it gets even more complex. Think this through, you can marry someone with $1 million in debt, divorce, have nothing. They can go after your future income for the rest of your life until the full $1 million plus interest is paid, even when it was a preexisting loan not borrowed to you. Its not 50/50, the debt is community, so its 100% owed by the union, or former union if divorced. Lets go the other way. One person comes into the union with $0 debt and a $10,000,000 net worth, about the situation of this caller. The other comes in with only debt, lets say a net worth of negative or -$100,000. The two get married in Texas with no prenup. The next day, the one who joined the communal marriage with the -$100,000 debt can divorce then walk away with a $4,950,000 net worth. So, this previously in debt person has a $5 million incentive to get married then break the contract via divorce. It gets far more complex, but do you now understand how one person of the union has an incentive to break the contract? How does it get even more complex? Just one example, in some states you can never go through a ceremony, never say “I do” never sign a marriage certificate and still become legally married. This comes into play many times, including when couples split, or one person has debt and the debtor is trying to collect from the other person of the couple. Imagine being told you are married and owe the other persons debt when you never knew you were married. Its getting even crazier because long term couples sharing an apartment, where one has debt, can the debtor go after the roommate claiming they are legally a union? Well, thats about to be tested in California. I swear, the real world can be crazier then fiction. It gets even crazier when one person passes without a prenup or will or marriage certificate. Its a messed up world.

​@@DougAlesUSAYou sir just open my eyes eventhough I'm not from the US, but I believe it's more or less the same... So it sounds like marriage brings more downside if the other half has debts or both has a significant difference in net worth..

I agree. However, the caller doesn’t understand community property. His property will NOT be hers equally upon marriage.

@@genxx2724 That is not necessarily correct. It can become community property if he comingles it with community property.

You saying that a 60+ year old woman for instance should just leave with nothing after a whole life of marriage and then a divorce to one guy?

Entire Life, No the years you are married, yes. Prior to marriage, Assets are placed into a sealed Trust.

​@@John3.36yes

Exactly

@@John3.36 Yes, she should. She should work for a living and not be dependent like a child.

The irony is that she loves his money more than she loves him, otherwise she'd have signed that in a heartbeat

💯

I totally agree. Get a prenup

Prenups have such a bad reputation. Most prenups are actually really good for both sides.

She did - she questioned him.

Cause dave would initiate a work divorce and send her packing lol. And of course there's no female that's gonna say get a pre nup lol

@@fauxbro1983 No, he wouldn't. They work great together.

I think she thought that Dave is going to say what they accumulate after marriage its joint, but Dave is having none of that period.

@@jimroscovius her body language had A LOT more to say than what she did

A couple of things: * she doesn’t have to be at home after they get married. She can continue working. * their impact in their business by being a home wife is probably negligible, he can do as well hiring someone to do all the chores 24/7 and have less risks. * If she is contributing with the business, then he can HIRE HER and COMPENSATE HER properly. * She can benefit in their career by leveraging in the guy’s is contacts.

@@HackerNomada You're missing the point. It's so hard for men to get this. Women are doing LABOR that is uncompensated in this scenario. "She's eating off the table"?! So basically you're treating your wife like a live in maid. Not only are they doing extraordinary amounts of unpaid labor, even if it is a choice, they should be compensated financially. Imagine how many women pour hours of labor and energy into their husband's careers and then get nothing for it when he leaves them for a younger woman. It happens all the time. Women deserve better protection from our society.

@@heninthefoxhouseyou’re assuming that she is doing unpaid labor because is the tradition of our society, but she dont have to, or maybe isn’t doing it. Not all couples put the burden of shores in the wife is shoulders. unpaid women labor is a problem. But she have already a good networth. She is working by herself. We dont know how they split home chores

​@heninthefoxhouse having housing, food, clothing, utilities, transportation, and medical care covered in exchange for a choice to exit the workforce in favor of having a family is not free labor. Women who see it this way need to not marry so they can continue to focus on their careers and finances. If she doesn't view her soon to be husband as a financial incentive, signing a prenup is no issue. She will benefit from the rewards of her husband's labor while he loses time at home with his children.

great until you get divorced, then he will say you had nothing to do with going to work to earn it.

To be fair I haven’t exactly gotten much choice in waiting or not, the women in my area are too much of a minefield and I don’t travel much so I don’t really meet outside of this area

Marrying young does have a lot of problem. Static have shown divorce happens more with couples who marry young. Plus financial problem is 3rd reasons why ppl get divorced

@@sailorsister211 Statistics are for average people. Your risk of anything is not dictated by the national average, it's based on your own decisions. So if you act like the average 18-year-old who gets married then expect the same risk of divorce.

@@sailorsister211 58 year old here, with my husband since age 17, dated for 6 years, six years married before kids and now 34 years married tomorrow. Both have careers and raised children together as equals. Living proof statistics only matter in the abstract and that they are not always correct.

but your main focus was ALL about the money..

@@ASouthernBoyCanSurvive huh so if he got a car insurance was his main focus getting in an accident?

@@ASouthernBoyCanSurvive you can easily say that because you probably have no money.

@@ASouthernBoyCanSurvive Exactly!

@striperkid I'm 55..retired and typing this from the beach in Thailand... want to compare net worth statements my friend?

Yeah she's gaslighting him.

Manipulations of women? That's chauvinistic. Men gold dig also. And sum Women pay all the bills. I do. 😡

@@oceanside88 Well you chosen him. Unless he has a gun to your head blame the person in the mirror. Take accountability. 97% of all spousal support ever paid has been paid from men to women. Numbers stall the story.

@@oceanside88 Don't bother going back and forward with a stranger like this because in his eyes men will always be right and women are only for sex and babies and not to be loved nor liked.

​@@oceanside88 The data doesn't lie. Mostly it's men who have to pay women when divorce happens. It's rarely women who have to pay men. If you (as a woman) are paying for everything in your relationship, then that means you chose a BUM. You made the choice to be with a man who is happy with you paying for everything. That's your own fault. Blame yourself and no one else for the decisions you make in life.

I was just about to make the same comment. Business owners have to consider their business, employees, and customers. What happens if you get divorced or are in a coma for three months? A Pre-nup can protect what you've built and someone your going to marry should understand that.

Not to mention business partners, who get screwed the worst when the vindictive ex wife now owns 1/3 of the company.

Best solution is no marriage license and living in a non common law state

There have been plenty of cases where the situation has flipped too. He loses his business and goes broke while wife then inherits millions from her family and now the situation is reversed. Pre-nups are supposed to protect both sides.

You're right, most states have several reasons a pre-nup can be voided by a judge, including both parties not having their own attorneys.

Every prenup is one-sided. That’s the entire point of the prenup. It’s arguing about how much one person is going to get fleeced

@@ryanlowe509Maybe he is not an an atheist and doesn't have those lower morals?

Sounds like gaslighting to me. She probably loves his money more than she loves him.

This is terrible advice

@@TheMainMan364 please explain

@@TheMainMan364 this is an excellent advice for the woman. I could care less about his money but i have to take care of me too!

You’re a selfish woman. If she didn’t have a penny to begin with, she isnt magically entitled to his money. You chose to be a sahm, so live with your choices.

This is why women shouldn't vote.

A prenup has no relevance during a marriage. It only matters during a divorce. So unless she plans on divorcing him, the penup should not bother her at all.

​@@AlexPerazaTV 👏

​@@AlexPerazaTV Liar, if he divorces her she would get their money. Either could divorce leaving her with little.

@@KS-cl8br But she came with little and he came with alot. Why does having sex with him give her permission to leave with alot?

@@AlexPerazaTV You're talking like all prenups are the same. They can be as different as flavors of ice cream.

First to leave if business fails

lol she can't hold back her own instincts

He could always marry a woman who is also a busy owner. But I'm betting his fiance is gorgeous and feminine. Men are so OBESSED WITH LOOKS AND FREE ASS!!!

I did very well in the real estate crash and I just got a marriage proposal Saturday night. But of course when it's a man gold digging it's true love. He couldn't possibly want me for my rental real estate and debt free lifestyle.

@@anniealexander9616 👍

So what if she gets nothing? She isn’t entitled to his money period

The seed is already planted. He was a millionaire before they met. Be a good wife and support your husband. 6:40

​@dcg590 what if she stays home with the kids and sacrifices her career to support his career.... then she might feel entitled to something atleast.

@@coolkidvt01 If one spouse doesn't work for 10 years why should we call that sacrificing a career for the spouse's career. Why don't we call it the working spouse subsidized the unemployment of the other spouse? You got 10 years without having to work, is there no value in that at all?

Yeah but imagine she owns a house, I own a business. We marry. My business income pays for maintenance of the house for 10 years; new roof, new floor, kitchen remodel, whatever. So then do I get equity in the house out of the divorce? But she can't pay me equity of the house without an income, she would have to sell it. So now I get a business but she doesn't get a house.

having a prenup expire is what's known as a sunset clause. Bad idea. All it does is incentivize for her to file for divorce x amount of years down the line

It certainly is that way with 90%+ of women. Look at any dating profile and count the number of times women mention "must be financially stable".

@hello77779 It's all about context with that one. I don't disagree that women want a guy who makes money, but I knew when I was single and used to say that, it was because I had plenty going on and I wasn't going be taking care of a permanently unemployed man like a little baby lol. I was looking for a like minded man with a similar background.

Wtf is a counselor supposed to say? They don't have 10 mil.

@@ballerz1 you got a lot to learn.

That’s exactly what community property, the law in his state of Texas, provides, if it’s his efforts that generate income from his business and increase in its value. Each spouse’s efforts belong to the marriage (community).

@@genxx2724 thanks, I didn't know the rules of Texas. Does that exclude property that was owned before the relationship/marraige?

@@thecurrentmoment Yes. Property owned before the marriage remains that spouse’s separate property. Inheritances one spouse receives during the marriage are also separate property.

It makes a lot of sense, doesn’t it? As I said elsewhere, this is Spanish law by way of Mexico.

Exactly, this is why extremely wealthy people usually marries other extremely wealthy people.

Women doesn't divorce just because, usually it's distress, finances, infidelity, dishonesty, etc. Men aren't perfect.

@@bamafencer12 Actually, many do. There are also a lot of home wrecker ladies out there because they can pull it off. Re-look at the stats posted above as those speak for themselves.

@@JustinCase780 I agree but aren't you going to acknowledge that men makes mistakes too? My father for example did jack all while married to my mom. He didn't help out at all.

@@bamafencer12 Re-look the stats above. Yes, of course and your situation sucked but that isn't the majority of scenerios.

@@JustinCase780 Try asking normal everyday women if their husbands help out. Oh wait you rather read some red pill nonsense on the web.

That's exactly what I did, thanks to my dad!

Suitors are males.

Getting remarried cuts off alimony.

His ex wife's family is also stinkin rich. Did you know that?

I disagree. While there are always differences in generations, humans tend to behave the same regardless of generation, era, and geography. Statistically speaking, you will mostly find women of your same caliber and quality as a human being.

@@richardlazarus1738 We found the simp!

@@Chris-os5zd that’s the neat part, I never have. I met my wife in a chemistry class. I know not everyone takes chemistry but it may be beneficial to go fishing where the good fish are, not necessarily in the bottom of the societal barrel (e.g. dating apps)

FACTS! It's a new era!

@@Chris-os5zd Neither are the so called men…they’re looking for something else too

As normal in usa, the voman I SAHM for the kids and run the familie whe he is running the business. When divorced she will not get anything cause of the prenup that's the business is his. What about her work for the whole family doesn't it count ??

@@wenchefauske6898 I think she certainly has a right as a couple to share the profits, but as for ownership of the whole business she has no place.

In actual reality it's impossible to know the person so well that you can tell whether or not a prenup is needed.

Just like any other financial deal.

Check your statistics.

Huge red flag, “you love your money more than me” Uhh yea… being with 10mil is hard. A girl being pretty and saying yes to a wedding is not hard at all.

Yeah if he is questioning all this then it isn’t a good sign

@@ugabuga1361 so should he never be with a woman again? Or should he remain rich and just use women when ever he wants and toss them to the side because he’s rich lol he’ll end up getting a random woman pregnant and paying her half anyway 😂

Of course the woman in the room would say, well what if the business grows because of her and she gets nothing. She’s not bringing 10 million dollars to the table to begin with so that cancels out what if . It’s alot easier to make money when you have money. It sounds like she already has a problem with the prenup so I’d say he better think real hard before he marries her because there is going to be issues

Yup. I avoided marriage and single mothers since high school and only knew mostly women with their own wealth through the years. My girlfriend has her wealth,home,investments,savings, etc. in Italy and I have mine. Met her on a Dubai/Paris flight in 2001 and together ever since. No kids. Money is never an argument or issue. My sisters laugh because some of their female friends don’t like our relationship at all and say we are cheating the system.

I agree. Anything before marriage should be yours. Anything built after is a little different. The woman often works a man through school and then gives up her career while he builds wealth and a business, and has her stay home to care for children. That's when she is entitled a portion because she sacrificed her career and financial security to raise your children.

When my folks got married, they were 21 and 22 years old...neither much of anything to their name (Dad was just getting out of the Marine Corps after being a grunt in Vietnam). No need for a prenup because neither had anything to protect. Yes, they're still married 52 years later. I, on the other hand, am 42 years old, never found a woman to marry. However, now, I have assets of my own, and my sibling and I will split what's mom and dad's at some point in the future. I presume that whoever I meet will probably have her own assets (assuming I don't become a 50 year old man dating a 20 year old). A prenup is not a bad idea on my part, to ensure mom and dad's assets remain with my sibling and I, not get split off. The prenup protects multiple ways and for multiple things, as Dave pointed out, and is not just a way to screw someone over. This caller is absolutely correct to protect his business from his personal life....and protect his personal life from his business.

Dave is the one who proclaimed “no prenups!” They’re just toeing the company line. Dave only recently changed his position after somehow realizing not everyone gets married at 22 with zero assets. He’s nuanced in two situations: 1) Significantly different wealth; and 2) Second marriages and there are offspring from the first marriage.

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Great disincentive to not grow your business any further!

@@peters.6343😂😂😂

Of course you would say that as a woman because you have everything to gain if a divorce happens. Imagine if you had spent years building up a $10 million net worth and your husband decides to leave for whatever reason he wants and takes half of it, even though he didn’t help earn it. How would that make you feel?

Until they get divorced. I have receipts.

Im a woman and this is ridiculous. If I married a wealthy man, I am not entitled to half his stuff. Whatever I contribute to during the marriage, even if I stay home and support him being able to earn, I am entitled to half of that amount.

That sounds like a great deal… for the person bringing in substantially less.

Yes sir and who ever tells you money doesn't buy happiness are full of it .

@@LuisLopez-nk7fj Nothing says money buys happiness like those Christmas and Valentine day jewelry commercials and ads. Or so they think.

That won't happen, because he laid out in the video that she will be entitled to so much after every anniversary.

@@pep590 yea but Dave told him not to do that... I'm just saying it's always a possibility in this type of scenario

I’ve been single my whole life. I’m now FI and can retire. If I were to marry, I’d have a prenup. I’m in a community property state and it would be my separate property, but I do not want to be at risk of fighting to defend it in court in old age. No way, José.

NOPPPEEEEEEEE. Wrong. Companies do mergers and acquired all the time. And not every merger or acquisitions successful. Therefore, if this couple MERGES and the business grows in value or goes through IPO and goes public, and SHE IS ADVISING HIM. SHE DESERVES HER FAIR SHAREE. PERIOD. Fk a lifestyle. Is that gonna pay for her retirement?????

Is a first class ticket gonna pay for her retirement plan?

A company being acquired doesn't automatically merit receiving half of the parent company's total value; they are typically bought out based on agreed-upon terms. In this particular case, the compensation received represents 100% of her lifestyle, right from day one, without any prior contributions. Her situation is more analogous to that of an exceptional employee who joined the company, played a pivotal role in its growth, and then departed, asserting a claim to half of the company's value simply due to their past contributions.@@melissacharles8410