Start Life From Scratch at 50+

Рет қаралды 11,605

8 күн бұрын

🔥 Azul's Newsletter: www.azulwells.com/
❓ Ask Azul a question ➡ forms.gle/85rVsosyqb4XikVB6
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💲 NEED FINANCIAL ADVICE? 💲
1) Google "fee-only financial adviser" or visit www.NAPFA.org (largest association of fee-only financial advisers). NOT an affiliate link
2) The first question to ask any financial adviser is, "Are you a fiduciary to me 100% of the time". Get the answer in writing
3) Please note that some people call themselves "fee-based". This is NOT the same as fee-only. Fee-only advisers have committed to being fiduciary to you 100% of the time.
4) Personally, I would only hire an adviser who is a fiduciary to me 100% of the time. This is not a suggestion on what you should do. Just sharing my personal preference.
⚠️ Azul's "Scammer" Warning ➡ PLEASE READ! ⚠️
Be careful of scammers. In the comments section, I will NEVER ask you to contact me, offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters 'ask' for investment help, and later, other comment bots reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them.
🚨 Azul's VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer) 🚨
This information is only provided as an informational resource and should not be viewed as investment advice or recommendations. To get professional financial advice from a fee-only financial advisor near you, please visit www.napfa.org.
The decisions on how to invest, when to retire, and other financial planning topics are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make this decision. Ideally, from a financial adviser, AND a CPA AND an attorney. Having the perspective of all three professions will help you make the right decision for you and your family.
This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and may NOT be suitable for all investors.
This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
Spoiler Alert: There are no "get rich" programs. Rather, just basic blocking & tackling and putting in time and care. Do your homework, choose wisely and (IMHO) work with experienced professionals who are fiduciary to you 100% of the time.
130(B){Selfie}[NE] Start Life From Scratch In Late 50s

Пікірлер: 80

@LouisMorganxb3 Күн бұрын

This administration's degree of corruption and incompetence is getting ridiculous. I feel sorry for people who are disabled and do not get the support to which they are legally entitled. Leah Foster Alderman, you have my sincere gratitude. Imagine investing $1.5K and earning $6k in just four days.

@OscarOwenn Күн бұрын

That woman completely transformed my life for the better. I've met many people, but none seem as honest as Leah. I'm surprised you know her too

@AlexClarkcompany Күн бұрын

I've seen a lot of people talking about Leah, she must be really great for everyone to be saying such nice things about her.

@BaileyJames-zv2ddd Күн бұрын

Please, how can I seek her help as I'm new to this?

@OscarOwenn Күн бұрын

"Leah Foster Alderman" You'll definitely find out more if you search her up online

@LouisMorganxb3 Күн бұрын

That's her name, search her up using the name above!

@glennet9613 6 күн бұрын

We were very unfit when I was 50 but we bought a couple of cheap mountain bikes. Started off struggling round the local park but before too long we were cycle touring every holiday. When we retired (we are Australian) we took our bikes to Europe every year and toured a different country each year. Eventually sold up and moved to France and now Switzerland. I am now 79 and we still ski, hike or cycle every day. A couple of weeks ago we rented an apartment at Andermatt and cycled the old cobbled road over the St Gotthard pass - I try to do it every year. This time was fantastic because the road had been cleared of snow but was still closed to traffic so we ducked under the boom gate and the way down was deserted, just us, on the way back there were just a handful of other cyclists. So I do encourage people to follow Azul’s advice, it is pretty much what we have done and it has been fantastic - every day is an adventure with plenty of challenges.

@angeliaparenteau4135 5 күн бұрын

One key factor I think you are missing: Caring for our own eldery and declining parents. Some of us can not move on because we want to be there for our parents as they have been there for us.

@georgedavis1571 6 күн бұрын

Oh my goodness! I have been living for the future and struggle to enjoy the present for years now. Wish I could learn to live for today and enjoy it for what it is.

@alphamale2363 6 күн бұрын

My advice: Quit watching the news. Don't worry, if anything really important happens, you'll hear about it.

@goldstandardaviation1667 6 күн бұрын

Made a complete career change at 47. Started from scratch and I'm now in the top 1-percent of my career field at 66. Oh what a ride it has been. I am very thankful.

@ParisianThinker 6 күн бұрын

Loving life until my beloved husband of 38 years died unexpectedly in Jan. 2024. Everything I deeply valued ie: belonging, loving, intimacy, sharing, calling to him "Hey babe", was over. Where to live this time given the state of the world's decline? How to live life when time is of the essence and our life so short? How to do this alone when I have no idea where this will end up.

@jlmgm9784 6 күн бұрын

Perfect video for me at 58, addressing those very issues and changes in my life.

@miken7629 6 күн бұрын

I always dreamed of the beach life, surfing, muscle beach, living life. Went to the beach @ 56 and I felt like I missed it, to old, felt out of place, beach is for youth. Had to reevaluate my life's goals.

@music-jj2pl 4 күн бұрын

What did you do? Did you make a new goal?

@miken7629 4 күн бұрын

@@music-jj2pl Yeah. Plan B, bought a backpack and go hiking on Appalachian Trail every spring, can't keep up with 20 yr olds, but I can hike 12 miles a day. Have to exercise and train all year so I can make up up/down those mountains with 32 pounds on my back.

@tatianastarcic 3 күн бұрын

The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.

@berniceburgos- 3 күн бұрын

True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

@nicolasbenson009 3 күн бұрын

Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my portfolio this red season. I’ve made over $250k since then.

@BridgetMiller- 3 күн бұрын

this is great! think your advisor would get on the phone with an unknown? i'm in dire need of proper portfolio allocation

@nicolasbenson009 3 күн бұрын

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

@Michaelparker12 3 күн бұрын

Found her, I wrote her an email and scheduled a call, hopefully she responds, I plan to start the year on a woodnote financially..

@MegaFlow23 6 күн бұрын

You are doing great service by giving so much wisdom. Priceless. Thank you very much

@rickfairfax9631 6 күн бұрын

I believe it was Montaigne who said that your 40s are the old age of youth and your 50s are the youth of old age.

@hendrik007007 6 күн бұрын

Top as always!

@timpczman 6 күн бұрын

Enjoy 'every day...those are words of wisdom for sure.

@RetireandGo 6 күн бұрын

Fantastic, Azul ! Thank you for this I’m enjoying Southeast Asia this year In my 50s ! :-)

@mariyaterzi7364 6 күн бұрын

I watched your Thailand video. Great job! 😊

@jesseinasia 6 күн бұрын

Happy to see you here. I really enjoy your videos, too, and get a lot out of them. Cheers!

@RetireandGo 5 күн бұрын

@@jesseinasia thank you Yes, Azul has been a mentor in the retirement arena :-)

@RetireandGo 5 күн бұрын

@@mariyaterzi7364 thank you :-) Azul has been motivating for me over the last few years

@andybert9138 6 күн бұрын

Sage advice Azul. Thanks for sharing it!

@bradrampey7603 6 күн бұрын

We have two lives, and the second begins when we realize we only have one. Confucius

@hughwhitledge8032 6 күн бұрын

Starting Over is an apt term in my case. When I was 45, I developed a particularly aggressive case of Multiple Sclerosis that immediately cost me my ability to walk and to speak (among other things). What I didn't realize was that the damage to my brain had also cost me about half of my memories. An experimental treatment ultimately shut down MS progression, but it was decades before I started to regain my memories.

@kaytee1617 6 күн бұрын

Beautiful scenery! Good content.

@suerichardson8990 6 күн бұрын

Yes! Loved the scenery- what part of the country?

@ad70preterist 2 күн бұрын

Thank you Azul. I retired 7 months ago at 55. Loved my job and now I’m lost as to what to do next. This was helpful.

@AzulWells 2 күн бұрын

I’m glad the video was helpful. You’ve got this. Just stay curious and keep exploring. You’ll find your next thing soon! 😎 Azul

@SomeCan. 4 күн бұрын

Great video Azul, thanks. I keep on telling these useful counsels to my father. 🎉

@MidlifeCrisisManagement 6 күн бұрын

all great points, Azul. recently started a six-course program for a new professional certification. at 50, it feels a bit strange being the 2nd-oldest person in the courses. 😂 lifelong learning is a journey.

@DoJoe. 6 күн бұрын

Oldest*

@MidlifeCrisisManagement 6 күн бұрын

@@DoJoe. edited 👍

@stevebond6953 6 күн бұрын

Great content as always!There seems to be a commercial every 3 minutes on this one.

@davidhughes6048 6 күн бұрын

Thanks Azul. This was really meaningful for me. I hold myself back a lot. And it’s not even money fears. Worst thing that happens to me I’ll get by, probably. I certainly won’t starve or live in a tent. It’s being fearful of failing. Thank you for your insights.

@AzulWells 6 күн бұрын

I'm glad the video was helpful. We all hold ourselves back to some degree but, 9 out of 10 times we are likely fine. I'm excited for your new adventures. 🚀 Azul

@bt_explorer 3 күн бұрын

I lost everything at 47. I finished college at 49 and now three years into my new career. I don't own a house or a car. Take about starting over...

@brianc7719 6 күн бұрын

Hi Azul, What area of the country are you in? The scenery on your video looks so peaceful!!!

@David55z 6 күн бұрын

Colorado

@jesseinasia 6 күн бұрын

Leap, and the net will appear.

@suerichardson8990 6 күн бұрын

Who am I destined to be? I feel like I’m obligated to put my family and grandchildren first. When what I really want to do is travel and go play for a few years. I’m already 64 so maybe I am already out of my youth of old age. Such a dilemma- I know I would upset my family and I love them.

@Will_Schrank 6 күн бұрын

Is it simply an obligation or is it a joy? Sounds like being a loving, devoted mother and grandmother is part of who you’re destined to be, and I don’t know of any greater calling in life than that. Perhaps there’s a way you could fully embrace that and take joy in it, while also finding a way to incorporate some of the fun things you want to do. Best wishes!

@suerichardson8990 6 күн бұрын

@Will_Schrank I’ve been raising children for 46 years and very happily and lovingly- yes. But there is another side of me that wants to travel, wander and putts about the world. I would like to take a break from cooking, babysitting, helping…. and just go have fun. Maybe stay in a 55+ community and play sports and go to dances and really just experiment with other sides of me. I would be a very different mom and grandmother if I wasn’t around most of the time. That’s where the guilt and obligation come in.

@momcomputer1106 4 күн бұрын

Hi!! Great video!! Where are you walking? It is ABSOLUTLY stunning!!!!!

@poonekar 6 күн бұрын

I have a few issues with the concept behind this video. I like to think of us having a financial life with multiple phases/ stages/ seasons. First one where we are financially dependent on others (parents or guardians), then when we financially depend on our employment or business, third when majority of our expenses are paid by our assets that we built during the second phase and finally we deplete our assets to a point that more than 50% of our expenses are paid by children, government and/or society. None of this has anything to do with age and i don’t get the starting from scratch point. Anyways, my goal is to be in stage 3 in my 40s and never get to stage 4.

@dr.mitchellbrew2656 6 күн бұрын

Azul. Can you do a session on us retirees that still have kids at home? Im 60 and We started late and have a high school for another few years. Thanks.

@JoshRegan-ru8vn 6 күн бұрын

*Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*

@louisajame 6 күн бұрын

Hello , I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?

@GeorgiaHaven 6 күн бұрын

Same, I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Andrew Louis Stella, has been an amazing experience.

@derrekm1317 6 күн бұрын

Hello how do you make such monthly?? I'm a born Christian and sometimes I feel so down 🤦‍♀️of myself because of low finance but I still believe in God

@MercedesJordan-cd9hj 6 күн бұрын

Good day all👍🏻 from Australia 🇦🇺. I have read a lot of posts that people are very happy with the financial guidance she is giving them ! What way can I get to her exactly ?

@RobertHohn 6 күн бұрын

Such information we don't get from must KZfaqrs, how can I get to her. ?