Most of my friends and coworkers tease me about being a cheapskate because I drive an old beat up Honda Civic, I bring my lunch to work everyday and I buy my clothes at Goodwill. The part they always seem to forget is that I’m completely debt free at 47 years old. I own my house free and clear and I’ve got money in the bank. Meanwhile they’re all moaning about being broke, behind on their rent and car payments and all their other bills because they live from one paycheck to the next. It’s all about priorities!

I am a single mom with 2 kids, working 3 jobs (not counting KZfaq). I work my first 2 jobs from home M-F and deliver food on the weekends. I started at about $50K in debt. I'm down to $39K. My dream is to get out of debt and buy a nice property and a house, so we don't have to live in our horrible condo anymore. Your videos are a great inspiration to me.

Our Life changes drastically when we’ve had enough! ❤😊 (and want to better ourselves)

"I took responsibility " .That right there is the difference.

100% debt free here... The "hell week" was tough but so worth it!

Not leaving money to my extended family as most of them spend money on foolish things and to impress others. I don't have children. I plan to leave it all to carefully vetted organizations that rescue dogs, cats and wildlife. I'm sure the dogs, cats and wildlife will be thankful. I don't need them to be proud of me.

This lady is awesome she really makes me think about not just money but my actual life...

You would be great at teaching finance to school kids, who are taught nothing about it in school. How to manage their money, etc. Think about that for a side gig. Love your messages!

T-Mobile now offers home internet for $50. No contract required. I love it! Comcast was charging me over $100 with taxes! Can't stand Comcast.

I only buy my foods on sale and stock up on everything so I don't have to paid regular price

Nomore coffeeshops, learning to make my own flavored lattes, switched to cheaper phone plan, no more eating out, no meat diet, switched to dollar tree body washes, use the AC only short time.❤

My advice to anyone who wants to move out of their parents house is live like you already moved out. Pretend you have rent utilities,groceries etc .Put that amount each month in a separate account by the time you move out you will have a nice bank account.

I'm going to stop use less spending and save as much as I can until I die. My goal is to leave at least 50,000 in the bank for my single daughter, she has a home I bought and I will leave her my annuity to pay the bills. There is nothing I really need, beyond up keep for house and car. I'm going to to my best for the next 5 years. I have no debt.

I love living frugal. My 250,000 co op is paid off. Sold house when children grew up. You don't get much in NYC....and I am not in Manhattan but a different borough of NYC. I am proud I am debt free...and most of my activities cost little or nothing. I still work part time on social security which starts never month. On no medication so no co payments. I walk everywhere so no car. I use my phone as a hotspot for my part time work from home. Children 39 and 27...and yes children are expensive but got good child support...and they turned out good. One a doctor...one a restaurant worker... I did splurge on a good bed and mattress for 3,000 but rest of furniture is less expensive. I bought home gym stuff...large mirror, mats, and weight....but no gym membership...I spent over about 1,500 on art..but love my home...so don't need to spend going out as much....and cooking from scratch allows me to enjoy the best meals ever!! I live near parks and beaches and ponds in my area of NYC...so free to enjoy nature....free books and DVDs from library...

This is one of my favorite videos. It inspires me when I get down. I binge watch your videos regularly to keep going, digging my way out of debt which is around 50k. I get something new to implement each time I watch. Thank you so much ❤!

the next Dave Ramsey but better… I don’t know why CNBC or some of the news networks haven’t picked you up as a commentator and even your own show… hats off 👍

Financial education should be started in Junior High!!!

You’ve done really well PP. a great example of what can be achieved

Living like no one else may mean house sharing. I have been doing that with my dad and three siblings and it is working out great. We are all on fixed income and in various states of health so we support each other. From a financial standpoint you can’t ask for a better situation. So far the economy has had little effect on our quality of life.

Been living the same way as you since I was 22 and now at 28 I have my own house making 40k/y. I fully agree with you.

Excellent information! I've taken her advice and saved a LOT of $$$ changing to Mint and cutting cable!!! Thank you!!!

Awesome video! When I went from working and making over $30,000 a year to being on full disability, I learned real quick how to make changes. I am currently debt free and saving money. People have got to learn to live within or below their means.

I just had a rummage sale, sold things that were collecting dust. The money will go to fix my door at my house. I have already started collecting more things for the next rummage.

Your bedroom is SO PRETTY! I especially love the painting above your bed and how you pulled out the blue and gold into your bedding - makes it look like a fancy hotel room. And hell yeah your mother would be so frickin' proud of you - you're the very definition of "No Excuses." Also - fairly low-speed DSL is the only option where I am and I can even do videoconferences on it and high def video streaming is usually not a problem at all. I was really surprised and I've been in IT for 25 years.

I have it from a close source that your mom would be very proud of your accomplishments. You are an outstanding being, and you have made my not-so-great days a bit brighter. The love you show for Rocky and Nala says it all. St. Frances (patron saint of animals) gives you a thumbs-up. 🐾👍💕🙏🏻

I can guarantee your mom is absolutely proud of you❤

My husband and I have been working 60+ hours (42.5 hours plus 30+ hours overtime) for years now. I feel you on the work ethic, people lack this now.

I find it admirable that you worked hard to pay off your debt, learned from your financial mistakes, and did something about it instead of history repeating itself.

I know you Mom was SO thankful and proud of you, and still is!! You are an amazing human!

I personally think the moral here is whatever works for you, do it. This lady simply illustrates the fact that we could all very likely be content with less material things and live a lifestyle that is balanced and prosperous. We all have our own cross to bear and issues to deal with. It's uplifting to see a person contented and happy who has had to endure and sacrifice to get there. Continued health and happiness Ms. Princess.

Being able to live on less than you make is a superpower.

Thank you for helping people about money...

48, owned my business for the last 17 years, been stacking for 13 years and absolutely debt free. Get out of paper/credit and into hard assets.

I have seen your videos off and on for a while now but didn't know the full back story. Your hard work paid off and I am certain your mom is proud!

Sometimes in life, it is not how much money you make...its what you do with it.

God Bless your Momma. May her soul rest in Paradise.

I’m 33yrs old and debt free.

I think toast&eggs are very healthy✅

Thank you for your true story and being such an inspiration to all that will listen and do! You are amazing Prepper Princess!!! 🎉

The part about working 6AM to midnight is incredible.

Minimalist living is the best way to save money! I thought that I was going too far re-using ziplock bags and aluminum foil and shopping at used clothing and used furniture stores when I could afford to buy new things...but now I know that I am not the only one and I no longer feel ashamed. Thank you so much! You are truly an inspiration to all of us.

I’ve given up bacon, my favorite body wash & replaced with bar soap, plus my one visit per week to Chick-fil-A. No cable, no internet either. Cricket phone service but will now switch to Mint Mobile. My hot water heater is turned off 22 hours per day saving me $15 per month…… I’m working all my angles and learning from you ❤

Our kids know that selling our home after we are gone is a no-no. One or more can live in this home for free. It's the generational wealth building we have for them.

You are like the younger version of my great aunt. I really admire that. I have had nearly zero debt for a very long time. My son and I hadn’t taken a vacation in six years so I recently took him on a 4 day getaway. We really needed it. Other than this debt, I do without…just like I did growing up. The issue is saving and investing. My son is saving/investing and has a kind, wealthy mentor who genuinely wants to inspire him. The key is the mindset and I truly believe he will do well like you are. Thank you for everything you share. It means a lot. ❤

You are beyond strong! Sorry about your mom! Your mom is proud of you!

Your room looks beautiful 👍

If you put your story in a book, I’d buy it for my grandkids. I’m sure your mom IS proud.

Even at your frugal livestyle......think how much better you have it than that of my parent's childhood. No electricity (used kerosene lamps). Life consisted of growing and canning own food. Outhouse was the bathroom. Washing all clothes by hand. No tv or radio (could not afford radio), etc. You are doing great and living great. The kids of today are not taught these things. If they were taught, maybe more appreciation of what they already have would be realized. We are debt free, too. It's a daily "feeling" of financial freedom happiness.

You are a stick to it type of person! Great job and thanks a bunch!

I needed this today. Your videos are so inspirational and, better still, educational. I learn so much when I come to your channel. And the puppies, oh the puppies! 💕

I love your honesty PP

Because of you, I switched over to Roku from cable along with getting a roommate. I am on a plan to be debt free while putting all the extra toward my debt. Like you, I was stoopid and got in over my head but I’ve learned my lesson!! I have started house/dog/cat sitting and hope it will pick up more with the summer months…it may feel like a long tunnel but I see the shadows of the light ahead!!

i went back to college in my 30's on a program my employer had that gave them a tax write off. Their reimbursement was based on grade, i.e., 90% books/tuition paid for an A, 80% for a B, ending at 70% for a C -- --i graduated Summa Cum Laude, Univ. of Denver. No school loan debt!

Shopping at Aldi is great but that middle aisle is dangerous

Anybody should be proud to even know you, even more so if a relative. Proud and *grateful* !!! I'm so impressed, both by the work you've done and the studies you've conducted - amounting to a university degree, or more. You're really the salt of this earth. Love it! Keep that pretty chin up! Greetings from one simple-living grandma in Sweden!

I have to say, you seem so much happier lately. Your face is glowing. California suits you. (Ohio misses you) Always great financial advice!

I have been watching your channel for about eight months and have made adjustments in my thinking about money and how I impulse buy. Thank you for sharing your journey with your fans. I encourage the purchase of your book because it's a great way to start taking a realistic look at where we are as consumers. I found encouragement to continue with the journey of becoming a wise and purposeful consumer.

i am amazed at how nice your home looks! love the art over your bed. I have loved your channel for years and like that you are fine with saying stuff that people don't always want to hear.

Nice little speech at the end - my advice is never move out of the house.

I just want to hug PP. :) Great human being. Keep being awesome.

Husband and I got ourselves through undergrad and graduate schools with no student loans and no parental help, though it was available. Took total of 12 years and many full-time jobs, part-time jobs and a lot of side hustles. More than once people came up to me and said, "Oh, you're so lucky!" Always infuriated me. I was probably the waitress serving their drinks when they were out. For us at least, luck was part of it because we had the ability and the opportunities to make a good future but the drive came from us. PP just want to say that I believe the drive in your life came from you. Always a loyal fan.

The reason it's so hard to do what Prepper has done is that Americans are constantly bombarded with advertisements and media to "want" everything and to do anything to get it. As a result, going into debt is considered acceptable while taking action to reduce/avoid debt is considered weird. In reality, the opposit is true but the powers that be don't want you to know the truth because it's bad for business.

The only thing about letting your family know you're leaving them money is that that lessens the drive for them to accomplish things on their own. I knew a couple that lived the way you live for their entire life. They were so tight they squeaked. They had an only child. And when they died, he got everything and proceeded to go on a buying spree to end all buying sprees.

Thank you for sharing. Wonderful progress financially. You are awesome. Everyone stay warm, safe, happy and healthy. From Henrico County Virginia

Hi Prepper Princess ! Great information. I also love my Roku box! No regrets on cutting the cable. I own my home saved me thousands and now working on getting rid of all debt. Your videos are encouraging working on one room at a time in my home.

90% will always have an excuse to live paycheck to paycheck. I offered suggestions to my friend, who had gone through her 2nd bankruptcy, said,” But I don’t want to live like you!” 😮 😒 Ngl, it hurt my feelings, like I live wrong 😑

You have a lot to be proud of. You have done a lot with your life, you help others and animals. You live like no one else and I'm sure you give and will give like no one else.

You are inspirational! I borrowed lots of money to go to school and at the time of loan consolidation interest rates were 9.5% and happy to get them! That's when I started my frugal journey. It took 10 years to pay off those suckers but it was 1/2 of the 20 year loan period. It was difficult but having that burning goal negated all the other talk in my head. In some weird way it was enjoyable...like crawling that last few feet over the finish line. I remained frugal after and was able to retire at 54 with just a side hustle for my remaining expenses,

Thanks you, you are amazing and your mom would be so proud. My husband and I are just switching to Mint Mobile because of your advice and will be saving $929 this year. Thanks for all you do.

I just love prepper princess, she is much smarter than Dave Ramsey!

You are my inspiration 🤗

So glad to see you in something other than plaid. You look very stylish!

You're an absolute rockstar. 👏🏾👏🏾👏🏾👏🏾👏🏾

I love the story of how you turned your life around. You are an inspiration.

Love your bedroom! Looks awesome 💕

Hi Prepper Princess I got La care by Medicare. I hope to get your book by next month. I have to pay off my credit card bills. Use ebt for groceries. I don’t like to cc. At times I have to limit my use. I like recycling bottles and cans just make some change and extra income. I glad you got out of debt me too. I still have to pay off my loan. That is a nice story. You really worked so hard. I was a long term caretaker too. I hope to downsize one day. When things get better. Going to therapy to get a peace of mind. You are a wonderful daughter. Stay well and safe 👍💖😀

Excellent video, agree 100%. If only my son and sister would watch this, but their values are so different and they will continue to suffer from their choices, sadly.

Thank you for working so tenaciously to inform people. I’ve been following you for quite some time. Your videos keep me in the mindset of spending money differently & spending less of it.

Live like no one else can, so you can live like no one else can.

I just finished putting our garden in with my husband and one of our kids. We like doing it and love the rewards!

Just love your videos! Thank you for your ideas!

Your mom would be so proud, I lost my momma April 4th. Great video! You are so right! Also looks like when you are scratching your baby, you did your nails? They look great!

Great advice from a great lady. Sees her focal point...puts on her blinders and reaches her goals. Keep doing you!!!❤

"Trust me: You are the needy and you need it." Wonderful. I love you, PP!

You are inspiring! Aussie Lady

You are doing a great job sister❤

Happy to be a long time sub!

Excellent advice. Also, your bedroom looks beautiful.

Thank you for the good advice. You are so right. I have cut back most of my spending. And trying to save as much as possible. Most people will not give up unnecessary spending. I love your videos, your honesty and encouragement. ❤️

Thank you for your excellent advice prepper princess!

Prepper you are awesome! I learn something new every time I watch one of your videos. We have always been frugal but never had to deal with such high inflation. I’ve been doing a lot of canning and baking bread. You have helped our family so much and I’m grateful you are sharing your wisdom with us because it really helps.

Your room looks very pretty too.

Hi. Just got Mint Mobil. Changing how I spend my money.

I absolutely love you Princess! This is my favorite video you've ever done! Thank you for sharing how you got out of debt! I am definitely going to suck it up and get out of debt!❤️

Hi Prepper Princess I have finally safely ordered your book on how to live on almost nothing. I hope to read this and learn how to save for my future retirement. It’s been a tough time for me. I wish you the best. I hope this time my card will be secure from hackers. Stay well and safe 👍💖

Love hearing your story. I am right there with you. Bought a house at 22 instead of marrying and kids, I stayed single and wish I had invested earlier than I did or at least contributed more. I now built up my rainy day fund to live off for at least two years if I lost my job tomorrow. Thankfully I had parents that were frugal and taught me the basics. I had lots of days eating ramen noodles to save every penny I could. It’s starting to pay off with close to 1k passive income a month now. Happy I found your channel! Thank you 🙏🏻

I gave up my bacon except special occassions, but sausage is just as much as pork chops and that's the cheapest meat around where I live.

Wow, that's quite a back story - that takes guts.

AMBER.....YOU ARE MY HERO...!!!❤❤❤

Just found you today. Awesome video. Subscribed.